1) Long term care needs are increasing as people live longer. People may require long term care due to chronic illness, injury, or accident without warning. 2) Current insurance and government programs provide limited coverage for long term care. 3) Long term care insurance can help people remain independent, protect retirement savings from being spent on care, provide more choice and control over care, and relieve family members from care responsibilities.

1. How much do you know about long term care?
Dear Professional!
We are living longer, so our chances of needing long term care are increasing.1 People may need
long term care because of a lengthy, chronic illness or an accident or injury may trigger the need
without any warning. It can easily catch you unprepared. You may need long term care in the
future, and it’s important to plan now in case a long term care need should arise.
You may think that your current insurance or government programs will pay for this type of care.
You may be surprised to learn that these options provide limited coverage for long term care.
Long term care insurance can help you remain independent and stay in your home, if possible; help
protect your retirement savings and assets from being spent on care; have more choices and control
over your care; and help relieve family members from caring for you.
I am proud to represent Massachusetts Mutual Life Insurance Company (MassMutual), a
company you can count on to be there when you need assistance. MassMutual has over 150 years
of financial strength, integrity and a primary focus on their policyholders. You want a more secure
financial future; MassMutual can help you get there.
Sincerely,
Douglas William Deye, MBA
Financial Planner, Registered Representative
Strategies for Wealth Accumulation, Estate and Business Preservation
Deye Financial Services
http://www.Linkedin.Com/in/DouglasWilliamDeyeMBA/
http://FinancialGuide.com/Douglas-Deye/
7755 Montgomery Rd. Suite 250 (1 block west of Nordstrom's)
Cincinnati, OH 45236-4268
513-582-2898 Cell
513-698-1334 Office
888-220-9962ext334Toll Free
http://RetireSmart.com/
http://www.HalfAPayCheck.com/aa499857/
http://LivingTo100.com/
http://LifeHappens.Org/
http://www.DisabilityCanHappen.org/
https://wwwrs.massmutual.com/journey/account/DCStatements.aspx?mc=1550&ps=1&ss=1
http://NotABurden.com/
http://www.MassMutual.com/home/strengthandstability/
http://www.jhannuities.com/media/usa/common/multimedia/RetTalk/webpage.html
MassMutual. We’ll Help You Get There.®
MassMutual Financial Group is a marketing name for Massachusetts Mutual Life Insurance Company
(MassMutual) and its affiliated companies and sales representatives.
Please be aware that I can not honor any form of instruction or order from impersonal email, online,
text, tweets or where we can not have a voice dialogue. Instead, call me for a confidential and
personal appointment in my office or on the phone where we can clearly identify each other.
P.S. Please send in your reply card so we can talk about long term care insurance for you or a
family member.
1. National Center for Health Statistics, “Health, United States, 2007 With Chartbook on Trends in the Health of
Americans” Hyattsville, MD: 2007
Long Term Care Insurance Policy provided by Policy Forms MM500-P et al. (In ID, MM500-P-ID and in NC, MM500-P-NC) and other
state variations thereof issued by Massachusetts Mutual Life Insurance Company, Springfield MA 01111-0001. For costs and further
details of coverage, including exclusions and reductions or limitations contact your agent or MassMutual at 800-272-2216 for a
referral to an agent. The purpose of this material is the solicitation of insurance and an agent may contact you.
LTC50102rc Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001 CRN201202-125871

2. MassMutual Financial Group is a marketing name for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliated
companies and sales representatives.
LTC50102 CRN201202-125871
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Yes! I want to learn more about long term
care now. Please contact me about my long
term care insurance options.
Doug Deye MBA Phone: (_____ )_____________________________
7755 Montgomery Road Email: ____________________________________
Suite 250
Cincinnati, OH 45236
Please make any corrections to the information above. Cut along dotted line and mail this section in
today.
LTC50102rc Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001 CRN201202-125871