This paper compares 3 entities from 3 different types of health care financial environments, for-profit, not-for-profit, and government. It describes the financial structure of the different financial environments. It also identifies policies which are unique to each particular financial environment. It w identifies financial management practices prevalent in the different financial environments.
ما هو التعليم الاليكتروني؟ وكيف يمكن أن يفيد الأشخاص والمؤسسات؟Peter Awad
ما هو التعليم الاليكتروني بالضبط؟ وكيف يمكن ان يفيدني على المستوى الشخصي؟ وعلى مستوى المؤسسة أياً كان مجال عملها؟
هذا جذء من كورس: كيف تصمم، تنشىء، وتدير تعليم الكتروني مغير للحياة.
اعداد بيتر عوض
This paper compares 3 entities from 3 different types of health care financial environments, for-profit, not-for-profit, and government. It describes the financial structure of the different financial environments. It also identifies policies which are unique to each particular financial environment. It w identifies financial management practices prevalent in the different financial environments.
ما هو التعليم الاليكتروني؟ وكيف يمكن أن يفيد الأشخاص والمؤسسات؟Peter Awad
ما هو التعليم الاليكتروني بالضبط؟ وكيف يمكن ان يفيدني على المستوى الشخصي؟ وعلى مستوى المؤسسة أياً كان مجال عملها؟
هذا جذء من كورس: كيف تصمم، تنشىء، وتدير تعليم الكتروني مغير للحياة.
اعداد بيتر عوض
A presentation by SMART Infrastructure Facility Research Director Dr Pascal Perez to the 11th International Multidisciplinary Modeling and Simulation Multiconference (I3M), Bordeaux, September 2014.
GHME 2013 Conference
Session: Global Burden of Diseases, Injuries, and Risk Factors Study 2010: workshop on methods and key findings
Date: June 18 2013
Presenter: Haidong Wang
Institute: Institute for Health Metrics and Evaluation (IHME), University of Washington
Economic Evaluation of the Electronic Palliative Care Coordination System (EP...NHS Improving Quality
As part of our work on End of Life Care, an Economic Evaluation of the Electronic Palliative Care Coordination System (EPaCCS) Early Implementer Sites was undertaken. The evaluation includes quantifying impact from implementation, co-ordination of care and the economic case for EPaCCS.
A presentation by SMART Infrastructure Facility Research Director Dr Pascal Perez to the 11th International Multidisciplinary Modeling and Simulation Multiconference (I3M), Bordeaux, September 2014.
GHME 2013 Conference
Session: Global Burden of Diseases, Injuries, and Risk Factors Study 2010: workshop on methods and key findings
Date: June 18 2013
Presenter: Haidong Wang
Institute: Institute for Health Metrics and Evaluation (IHME), University of Washington
Economic Evaluation of the Electronic Palliative Care Coordination System (EP...NHS Improving Quality
As part of our work on End of Life Care, an Economic Evaluation of the Electronic Palliative Care Coordination System (EPaCCS) Early Implementer Sites was undertaken. The evaluation includes quantifying impact from implementation, co-ordination of care and the economic case for EPaCCS.
How to Create Fit-For-Purpose Clinical Study Reports for Successful SubmissionsMMS Holdings
A clinical study report (CSR) is an essential building block of a clinical submission. The ICH and FDA provide guidance for the structure and content of CSRs and instances when an abbreviated or synoptic CSR format should be used in place of a full CSR format, depending on the role of the CSR in a submission.
HLEG thematic workshop on measuring economic, social and environmental resili...StatsCommunications
HLEG thematic workshop on Measuring economic, social and environmental resilience, 25-26 November 2015, Rome, Italy, More information at: http://oe.cd/StrategicForum2015
Socioeconomic drivers of injury compensation claims in NZJohn Wren
This presents the results of early work on the socio-economic drivers of injury compensation claims in NZ. The PPT presents explanatory models of the drivers of claims using a causal loop model, statistical evidence, and discusses the results in the international context. The implications of the analysis for injury prevention and claims management are discussed.
The output gap indicating the difference between the actual and potential levels of output is a critical factor for estimating the inflationary pressures in an economy. If the main target of a central bank is ensuring and maintaining the price stability, estimating the output gap with a minimum error is crucial for the efficiency of the monetary policy. In this study, we estimated the output gap in Turkey for the 2002-2014 period by using four different methods. Two of these estimation methods are purely statistical (Linear Trend and Hodrick-Presscot (HP) Filtering) while the others are integrated with the relations suggested by the economic theory (multivariate structural model and structural autoregressive (SVAR) model). By using empirical decision criteria common in the literature, we conclude that SVAR model produces the most reliable output gap estimates to explain inflationary pressures in Turkey. However, we also found that the Hodrick-Presscot filtering method is the second best methodology in the output gap estimation process.
2. 2
Introduction to LTC Termination Study
Process flow overview
A/E Ratio and Adjustment Factors
Q&A
Agenda
3. Experience Study
• An experience study is used to validate
existing assumptions and develop new
assumptions for each business unit.
• LTC Experience Study includes LTC
Termination Study and LTC Morbidity Study.
4. 4
Introduction to LTC Termination Study
3-year LTC Termination
Study
Mortality Study Lapse Study
Total Life Total LifeHealthy Life Healthy Life
Fortis
GLTC
JH Retail
Fortis
GLTC
JH Retail
Fortis
GLTC
JH Retail
Fortis
GLTC
JH Retail
5. 5
Process Flow Chart
Death Scrub Data Gathering Study Input
Correctly
identify the
reason for
terminations,
separating
mortality from
lapses
Gather data
from different
admin systems
and transform
them into a
uniform
format.
Calculate all the
expected
parameters used
in the study and
derive the
expected
amounts and
counts for both
death and lapse
6. 6
Key Index
• Actual to Expected (A/E) ratios are calculated
for each study and summarized by different
geographic traits such as issue age, duration,
inflation and etc.
• Based on those A/E ratios, Mortality and
Lapse assumptions are then adjusted to best
fit the experience.
7. Summary Mortality Experience
Refitting Approach
Mortality is lower than
expected
Later durations 16+
has a lower A/E ratio;
while early durations
1-5 has a higher A/E
ratio
8. 2010 Assumptions vs. 2013 Assumptions
• Expected Count = (Exposure Count) * (Expected factor)
• Expected Amount = (Exposure Amount) * (Expected factor)
• Highlights show where factors are lower than 2010 assumptions.
• A/E =
𝑨𝒄𝒕𝒖𝒂𝒍
𝑬𝒙𝒑𝒆𝒄𝒕𝒆𝒅
10. Adjustment Factors
• Selection Factor
• Risk Class Adjustment
• Underwritten Adjustment
• Gender and Marital Adjustments
• Product Adjustment
• Final Adjustments tables where all the factors are
multiplied together.