2. AUSTRIA
AZERBAIDJAN
BOSNIA AND
HERZEGOVINA
BULGARIA
CROATIA
ITALY
POLAND
ROMANIA
RUSSIA
SERBIA
SLOVAKIA
CZECH
GERMANY
HUNGARY
SLOVENIA
TURKEY
UKRAINE
We are one of the largest financial services providers in Europe.
We operate in 17 countries with over 147000 employees in over
8,900 branches, strategically positioned in Central and Eastern
Europe.
We have recently celebrated the 15th anniversary of UniCredit Group,
during which time we have developed into one of Europe's top financial
institutions.
We are committed to generate value to our customers, to stay
connected in the community in which we operate and to offer concrete
support for real economic needs. We provide products and integrated
service models of superior quality and with a high degree of innovation,
so that we can offer to our customers access to our services.
Our main goal is to provide solutions and real benefits, to meet the
financial needs of our customers. This is the promise that differentiates
us - a promise that we make with passion. Our passion can be seen, for
example, from the UEFA Champions League sponsorship, through which
we want to share an emotional connection with millions of football
lovers.
For us, the financial services business is about building human
relationships, based on understanding our customers as people - not as
ordinary customers.
UniCredit on a wider scale
4. Welcome to the world
of professionals in
financial services
Romania is a priority market for Unicredit Group.
We offer integrated services "one stop shop", to the clients of
the group.
We propose to always find the best solutions for business,
regardless of size, to think and to provide products, product
packages and customized services. We know how important
is for a company to find a reliable partner.
Therefore we created a team of professionals in banking and
financial serviceswho are with you and who want to
understand your business in order to provide the best advice
and to recommend the most suitable products.
In Romania we are present through the following companies:
One of the top financial institutions in Romania, providing
high quality services and products for all customer
segments.
UNICREDIT BANK
Provides superior services of investment and financial
consultancy for customers with a complex banking and
investment portfolio.
UNICREDIT PRIVATE BANKING
It is a financial institution specialized in retail segment in
granting and management of mortgage loans, of
personal loans and credit cards.
UNICREDIT CONSUMER FINANCING
It is the local market leader, providing financing of
productive investment through financial leasing and
credit for all categories of customers.
UNICREDIT LEASING CORPORATION IFN
It offers an integrated product, consisting of financing in
operating leasing and professional fleet management
services.
UNICREDIT LEASING FLEET MANAGEMENT
Provides consulting and mediation services in insurances for
corporate customers of the bank and manages the insurance
programs for companies within the group.
UNICREDIT INSURANCE BROKER
UniCredit Group is present on the market in
Romania and through partners:
UniCredit CAIB România, Pioneer Asset Management
and UniCredit Business Integrated Solutions.
5. Why UniCredit Leasing?
• we have a solution for any investment: because the
leader position is reflected in a wide range of
possibilities, and in exceptional quality of services
provided.
• proximity: we have an extensive national network,
being present both through our own branches, and
through the network of UniCredit Bank.
• we continuously innovate and improve, bringing the
concept of superior services provided to customers at
culture of organization level.
• Reaction speed and flexibility in structures. We know
well the dynamics of the markets in Romania and we
believe in specific identity of each customer and each
project.
6. What do we finance?
Our products Among financed assets, we include:
• Financial leasing
• Operational leasing or rental
• Credit for foreign acquisitions
• Limit for investments with joint destination
• Fleet Management
• Insurance
• Cars
• Light commercial vehicles
• Trucks and trailers
• Industrial technological lines
• Agricultural equipment
• Construction equipment
• Medical equipment
• IT Equipment
• Industrial and commercial real estate
• others
8. What are the advantages
of leasing?
Leasing was, is and is likely to remain a successful product,
UniCredit Group granting - without interruption, even in difficult
economic times - funding, both in financial leasing and in
operational leasing.
The leasing brings some clear advantages for your company:
• By purchasing an equipment in leasing, you can significantly
reduce the initial cost for equipping with modern equipment. The
investment effort is lower and thus you can use your own capital
for other projects or to maintain maintenance some increased
liquidity.
• VAT payment is taken over by us, because we pay to the supplier
of the financed asset the total price (including VAT). Also, VAT
related to leasing installments is deductible.
• Leasing is a great alternative to equip companies with complex
machinery, since the renewal of products and obsolescence are
accelerated in many areas. The periods for which the equipment
is financed are, generally, shorter than those corresponding to
their physical life. Therefore, at the end of the lease contract they
can agree with the suppliers solutions such as operational
change of obsolete equipment.
• In case of external procurement of financed goods we provide all
our experience in analyzing suppliers, performing import
operations, guarantee of payment and any other specific activity.
• The approval process of lease financing is short and our leasing
policy regarding the collaterals is very flexible. We may also
have the situation in which we do not require any collateral, this
being established by the asset itself.
• The leasing flexibility is also found in adaptation of financing
structure to the specifics of each industry. An example is the
financing in agricultural field, where we have adapted the
repayment schedule to the seasonalality of the crops.
9. What the customers say
about us
We are here to support your business and to set a
high standard in collaboration between a financing
entity and a customer. We aim for a long term
partnership with you and this fact is based on
communication, mutual respect and trust.
We are grateful to all our customers, both because
they choose us as partner, and for the
encouraging messages we receive every day!
We were able to rapidly acquire high value
machinery and equipment, following a short way
from applying for funding to its approval,
conclusion of the contract, ensuring the good and
its delivery.
“
Spyridon Vamvakas, STIROM București
We appreciate the professionalism with which
you approached the entire relationship with
us, from the analyze of our needs and tender,
to the implementation of contracts and
operational management of it!
Filip Miuțescu, FILIP SPEDITION Arad
The relationship with UniCredit Leasing is
fundamental and we greatly appreciate the
quality of the received consultancy!
Moren Dakoli, TIRRENA SCAVI Cluj
The developed partnership has shown that
business can also provide certainty, so necessary
in an elaborate construction like a company with
hundreds of employees and hundreds of trading
partners met in the implementation of projects
of huge importance for the local or regional
community.
Lucian Irimia, CONEST Iași
Unicredit Leasing differs from other financial
partners through the exemplary way of analysis
and action of opportunities for new business,
transforming debut business into classical
business with finality easy to follow by other
companies.
Mihai Nicolae, SOFTRANS Craiova
Working with UniCredit Leasing has allowed us to
evolve and grow exponentially the volume of
activity of our company!
Matei Marian, GENERAL LEASING București
UniCredit Leasing contribution was and remains
essential for our development, by financing of
equipment, plant and working machines.
Gheorghe Borcan, SCHULTE & SCHMIDT Brașov
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10. For more information you can reach us
from Monday to Friday between 9:00-17:00
using the following contact data:
Address
23-25 Ghețarilor Street, District 1, Bucharest
You can also find us in the branches
Unicredit Leasing Corporation and
Unicredit Bank across the country.
Info Center
021 200 77 77
Schedule 9:00-17:30
Online
www.unicreditleasing.ro
infoclient@unicreditleasing.ro
