This document discusses the challenges women face as caregivers and later in life. Women spend about 15 years out of the workforce caring for family, which costs them $659,000 over their lifetime in lost salary and benefits. Many women assume their husbands will provide for them, but 50% of marriages end in divorce and 58% end due to the husband's death, leaving the average 56 year old widow in poverty despite not being poor before. The document suggests women use shopping as therapy and think they have to handle problems alone rather than seeking help.