This document outlines the mission, vision, core values, assets, programs, underwriting process, and marketing services of In Trust Lending. The mission is to be the best place for employees to work and the best company for customers to work with. The vision is helping customers fulfill their dream of homeownership. Core values include honesty, responsibility, accountability, excellent customer service, and high employee satisfaction. The most valuable assets are employees and business partners. The company offers all major loan programs. Underwriting reviews loans first before passing to processing to reduce approval time. Marketing services include digital marketing and branded promotional items.

1. It’s a Matter Of Trust

2. Mission, Vision, Core Values
Our Mission
For our employees, becoming the best place to work for,
For our customers, being the best company to work with.
Our Vision
Helping our customers to fulfill their dreams
of becoming home owners.
Our Core Values
Honesty, Responsibility, Accountability, Excellent Customer Service,
High Employees Satisfaction.

3. Our Assets
In Trust Lending
the most valuable
assets are our
employees and our
business partners.

4. Our Programs
We offer our customers every
type of loans and programs
available in the market, so
there is always an option to fit
and to satisfy all our customer
needs, no matter how complex
and demanding those needs
could be.
Government (FHA, VA,
USDA, Reverse Mortgage)
Multiple Properties
Jumbo
Foreign National
Refinance
Investment Properties
Conventional
12 months bank state-
ment
Asset Qualification
Investor
Commercial

5. In-House Underwriting
No matter how easy or how
difficult a loan scenario, our
underwriting department will
meet on daily basis with our
MLOs to help them structure
their loans.
We want all loans to have the
highest probability to be
approved, that is why we will
make sure they are well
structured before they are
submitted.

6. In-House Processing
Your loan cannot be declined
unless it is reviewed by both
the underwriter and the under-
writing department director,
meaning there will always be a
second opinion before a loan is
declined.

7. MLOs are getting an approval from
underwriting in 3 days or less.
Underwriting First
This process, which is different to the process used by
most companies, where a processor is in charge to
review a loan in the initial stages, takes much less time
and also takes the pressure away from the processors,
who only start working on a loan after it has been
approved and after the underwriter issues the required
document need list.
Our underwriting process is
second to none. The whole
review of a loan is made by
the underwriter first, meaning
there is no processor
involved in the initial review
of your loans.

8. In Trust Lending
our Marekting
team will help to
reach more clients
Promote your Brand with us

9. Promote your Brand with us
Digital Marketing
Social Media, Ads, Digital Banners and Webisites.
Branded Promo Items
Brochures, Postcards, flyers, BC, print advertising templates