A Ponzi scheme is a fraudulent investing scam promising high rates of return with little risk to investors. A Ponzi scheme is a fraudulent investing scam which generates returns for earlier investors with money taken from later investors. This is similar to a pyramid scheme in that both are based on using new investors' funds to pay the earlier backers.
This document discusses Ponzi schemes, how they work, and efforts to curb them. It defines a Ponzi scheme as a fraudulent investing scam that pays returns to early investors through funds obtained from newer investors. The schemes often collapse when new investor money slows down. Notable red flags include unrealistically high returns, unregistered investments, and inconsistent or unavailable account statements. The document also outlines the origins of Ponzi schemes through Charles Ponzi in the 1920s. Finally, it discusses the Banning of Unregulated Deposit Schemes Bill, 2018 introduced by the Indian government to regulate deposits and impose jail time for Ponzi scheme operators.
A Ponzi scheme is a fraudulent investment operation that pays returns to its investors from their own money or the money paid by subsequent investors, rather than from profit earned by the individual or organization running the operation.
How should one spot and avoid a Ponzi Scheme?Albert Stark
A Ponzi scheme is a fictitious investment. The approach provides a consistent stream of large earnings with little risk. Even if such a system works for a while, it will eventually run out of money. Hence, it is necessary for one knows how to identify and avoid such Ponzi schemes.
Ponzi schemes are fraudulent investment scams where returns to early investors are paid using funds from later investors rather than actual profits. The document discusses the origin of Ponzi schemes from Charles Ponzi in the 1920s and how they work by using new investor funds to pay old investors in a unsustainable cycle that inevitably collapses. It examines notable Ponzi schemes like Bernard Madoff's $50 billion scheme and how to identify red flags like unrealistic returns and a lack of investment details.
This document discusses chit funds in India. It defines chit funds as a mechanism where subscribers contribute a fixed monthly amount over a period to a total fund. Each month, one subscriber receives the full fund amount through a bidding process. The key aspects covered include:
- How chit funds operate through subscriber contributions, bidding processes, and distributions
- Regulations governing chit funds through acts like the Chit Funds Act of 1982
- Examples of large chit fund scams like the Saradha scam in West Bengal
- Safety measures for investors to consider when choosing a registered and reputable chit fund provider
This document discusses chit funds in India. It defines chit funds as a type of savings scheme managed by a foreman where subscribers contribute a fixed monthly amount and one subscriber receives the total amount each month through a bidding process. The document provides details on how chit funds operate, regulations governing them, differences between chit funds and Ponzi schemes, analysis of the size and characteristics of the chit fund industry in India, and the Saradha scam - one of India's largest alleged Ponzi schemes that was run through chit funds. It concludes with safety tips for investing in chit funds and why they can be a good savings option if the fund is registered and members are known.
Raising Capital: Negotiating with Potential Investors (Series: The Start-Up/S...Financial Poise
Every business needs capital (cash) to fund its activities. But not all capital is created equal. At the most macro level, a business can raise cash by selling equity or by borrowing (and these alternatives are not by any means mutually exclusive).
This webinar explains the different types of capital available to fund a startup; how to identify potential funding sources; how to evaluate competing funding proposals; and how (and when) to negotiate financing terms. In addition, this webinar will address the kinds of investors for entrepreneurs to consider for their start-ups.
To view the accompanying webinar, go to: https://www.financialpoise.com/financial-poise-webinars/raising-capital-negotiating-with-potential-investors-2021/
In this presentation, we will be going in-depth to understand Ponzi schemes and how to deal with them with guide from experts at the upcoming accounting and finance conference.
This document discusses Ponzi schemes, how they work, and efforts to curb them. It defines a Ponzi scheme as a fraudulent investing scam that pays returns to early investors through funds obtained from newer investors. The schemes often collapse when new investor money slows down. Notable red flags include unrealistically high returns, unregistered investments, and inconsistent or unavailable account statements. The document also outlines the origins of Ponzi schemes through Charles Ponzi in the 1920s. Finally, it discusses the Banning of Unregulated Deposit Schemes Bill, 2018 introduced by the Indian government to regulate deposits and impose jail time for Ponzi scheme operators.
A Ponzi scheme is a fraudulent investment operation that pays returns to its investors from their own money or the money paid by subsequent investors, rather than from profit earned by the individual or organization running the operation.
How should one spot and avoid a Ponzi Scheme?Albert Stark
A Ponzi scheme is a fictitious investment. The approach provides a consistent stream of large earnings with little risk. Even if such a system works for a while, it will eventually run out of money. Hence, it is necessary for one knows how to identify and avoid such Ponzi schemes.
Ponzi schemes are fraudulent investment scams where returns to early investors are paid using funds from later investors rather than actual profits. The document discusses the origin of Ponzi schemes from Charles Ponzi in the 1920s and how they work by using new investor funds to pay old investors in a unsustainable cycle that inevitably collapses. It examines notable Ponzi schemes like Bernard Madoff's $50 billion scheme and how to identify red flags like unrealistic returns and a lack of investment details.
This document discusses chit funds in India. It defines chit funds as a mechanism where subscribers contribute a fixed monthly amount over a period to a total fund. Each month, one subscriber receives the full fund amount through a bidding process. The key aspects covered include:
- How chit funds operate through subscriber contributions, bidding processes, and distributions
- Regulations governing chit funds through acts like the Chit Funds Act of 1982
- Examples of large chit fund scams like the Saradha scam in West Bengal
- Safety measures for investors to consider when choosing a registered and reputable chit fund provider
This document discusses chit funds in India. It defines chit funds as a type of savings scheme managed by a foreman where subscribers contribute a fixed monthly amount and one subscriber receives the total amount each month through a bidding process. The document provides details on how chit funds operate, regulations governing them, differences between chit funds and Ponzi schemes, analysis of the size and characteristics of the chit fund industry in India, and the Saradha scam - one of India's largest alleged Ponzi schemes that was run through chit funds. It concludes with safety tips for investing in chit funds and why they can be a good savings option if the fund is registered and members are known.
Raising Capital: Negotiating with Potential Investors (Series: The Start-Up/S...Financial Poise
Every business needs capital (cash) to fund its activities. But not all capital is created equal. At the most macro level, a business can raise cash by selling equity or by borrowing (and these alternatives are not by any means mutually exclusive).
This webinar explains the different types of capital available to fund a startup; how to identify potential funding sources; how to evaluate competing funding proposals; and how (and when) to negotiate financing terms. In addition, this webinar will address the kinds of investors for entrepreneurs to consider for their start-ups.
To view the accompanying webinar, go to: https://www.financialpoise.com/financial-poise-webinars/raising-capital-negotiating-with-potential-investors-2021/
In this presentation, we will be going in-depth to understand Ponzi schemes and how to deal with them with guide from experts at the upcoming accounting and finance conference.
Ponzi schemes are fraudulent investment operations that pay returns to investors from their own money or subsequent investors' money rather than from actual profits. The document discusses various exotic financial instruments like plantation schemes, collective investment schemes, chit funds and Ponzi schemes. It explains how Ponzi schemes work, highlighting the case of Charles Ponzi, who originated the concept. Several Indian financial scams like Saradha and others that functioned as Ponzi schemes are also described. Regulatory authorities in India and other countries take measures like investor awareness programs to educate people about such frauds.
Raising Capital: Negotiating with Potential InvestorsFinancial Poise
Every business needs capital (cash) to fund its activities. But not all capital is created equal. At the most macro level, a business can raise cash by selling equity or by borrowing (and these alternatives are not by any means mutually exclusive).
This webinar explains the different types of capital available to fund a startup; how to identify potential funding sources; how to evaluate competing funding proposals; and how (and when) to negotiate financing terms. In addition, this webinar will address the kinds of investors for entrepreneurs to consider for their start-ups.
Part of the webinar series: The Start-Up/Small Business Advisor 2022
See more at https://www.financialpoise.com/webinars/
This document provide the information about primary Market:
Like
What is primary market?
Methods of Floating new issue.
Functions of NIM(New Issue Market).
Disadvantages of Primary Market.
Advantages of Primary Market.
Parties involved in the new issue.
VENTURECAPITAL FINANCING
- By Dr. Ratna Sinha, Associate Professor, ISBR Business School, Bangalore
Venture capital funding is one of the important options for entrepreneurs to secure funding. Venture capital (VC) means risk capital. The risk envisaged may be very high or may be so high as to result in total loss or very less so as to result in high gains. This 35 slides power point presentation on Venture Capital Financing explains how the Venture Capital Funds are organized. The other objectives of the presentation intended to provide students with the terminology of VC and knowledge of the key industry facts. This presentation help to understand types of venture capital funds, mode of operations and industry- standard technique for the valuation of VC investments.
Crowdfinance -101 (Series: Crypto, Crowdfunding & Other Crazy Concepts)Financial Poise
What is the “crowd” in Crowdfinance? What does the crowd thus buy and by what means and modes? And why should the crowd do this rather than put its money to work otherwise? What are the old (and continuing) modes for marketing and selling private securities? What is it like to purchase private securities from on-line portals? How are risks of fraud and mistake allocated there? Do on-line portals help get the rest of us in on unicorns in utero? How are equity securities purchased by the crowd turned into money? Is there a secondary market for private securities? Should ICOs be understood as crowdfinance by other means?
To view the accompanying webinar, go to: https://www.financialpoise.com/financial-poise-webinars/crowdfinance-101-2021/
The document discusses how accredited investors can become financial sponsors and earn high returns of up to 42% by lending money through crowdfunding platforms like Open Source Capital to fund real estate projects. As a financial sponsor, the investor would loan money to real estate owners/developers and receive a promote - a percentage of profits from reselling portions of the loan to other investors. An example is provided where a financial sponsor loans $100,000 at 15% interest, sells 90% of the loan for a 20% promote, and earns 42% overall compared to the 12% return for other investors. The document then provides details on the investment process, participants, criteria for sponsors, and how Open Source Capital sources, evaluates and manages
Presentation at the Vaughan, Ontario, Canada Business Series with Panelists: Jim Turner, VP of Ontario Securities Commission, Christopher Charlesworth and Hivewire, Adam Spence, SVX
This document discusses how firms raise capital and the venture capital financing process. It states that firms can raise capital through borrowing, equity financing, or both, depending on their size, life cycle stage, and growth prospects. Venture capital generally finances new, high-risk ventures and provides not just funding but active participation in running the firm. Venture capitalists invest in stages and typically take equity in the company in exchange for financing. Choosing the right venture capitalist depends on factors like financial strength, management style, references, contacts, and exit strategy.
This document discusses YouthSchool, a charity that aims to support young people in developing countries through personal development programs and microfinance projects. It outlines YouthSchool's plans to use Islamic microfinance models to ethically fund small business ventures without charging interest. Key differences between Islamic and conventional finance are explained, such as profit sharing instead of interest and prohibitions against investing in industries like gambling. The document then compares conventional microfinance, which can charge high interest rates, to Islamic models like Mudarabah that are based on equity sharing and help businesses maximize profits. YouthSchool's initial microfinance project in India is described, which will partner with local schools and volunteers to select small businesses to invest in using interest-free loans.
Venture capital refers to investments made in startup companies and small businesses with perceived long-term growth potential. Venture capital comes from well-off individuals and investment firms seeking high returns. It is a high-risk investment made in exchange for equity in a company. Venture capital investments go through various stages from seed funding for new ideas to expansion funding for growing companies. Incubation allows investment firms to privately test new fund concepts with their own capital before a full public launch.
Marketing in a brave new world - FCA financial promotions regulation - Bovill...Bovill
The document discusses new rules around financial promotions and marketing of investments. Key points include:
- New rules restrict the promotion of non-mainstream pooled investments (NMPIs) to retail investors, allowing promotion only to certified high net worth, sophisticated, or existing investors.
- The Alternative Investment Fund Managers Directive (AIFMD) also introduces marketing restrictions depending on whether a fund is located in the EEA and if its manager is above thresholds.
- Proposed rules would restrict direct offer financial promotions for unlisted debt/equity to certified retail investors or those receiving advisory services.
- Firms must consider financial promotion rules when using social media to discuss investments and ensure communications remain fair, clear and
Julius Csurgo Creative Capital VenturesJulius Csurgo
Creative Capital Ventures seeks to bring private companies public through reverse mergers, which allow companies to go public at a lower cost and faster timeline than an IPO. A reverse merger involves a private company merging with a public shell company. The private company becomes public, with its shares trading on the OTC market. After going public through a reverse merger, companies can raise capital through common stock PIPEs or structured deals involving convertible preferred stock or debt. Well-known companies like Texas Instruments and Berkshire Hathaway have utilized reverse mergers to go public.
CROWDFUNDING 2022 - Securities Crowdfunding for IntermediariesFinancial Poise
This webinar addresses crowdfunding portals and intermediaries. This episode begins with a basic overview of the various methods of crowdfunding, from donation and rewards based, to intra-state equity, debt, and finally securities based crowdfunding under Titles II, III and IV of the JOBS Act. Once those differences are understood, the webinar focuses on the need for intermediaries, the role that they can and sometimes must play, followed by a discussion on how the market has matured and where we see the market going in the online capital space. This webinar also discusses the risks and future of these intermediaries with the advent of the ICO and token distribution events.
Part of the webinar series: Crowdfunding 2022
See more at https://www.financialpoise.com/webinars/
This document summarizes the key points of a presentation on equity crowdfunding regulations. It discusses the various types of crowdfunding and their securities regulations status. It then outlines the requirements and regulations for public equity crowdfunding under the JOBS Act, including investment limits, required use of funding portals, and disclosure requirements. It also summarizes the new rules around private placements, including the addition of Rule 506(c) which allows general solicitation and advertising when selling to accredited investors.
Venture capital involves investing in projects with substantial risk that typically include new or expanding businesses. It provides start-up funding for these high-risk, high-reward ventures. Venture capitalists typically invest through various stages of a company from seed funding to expansion funding. They take an active role in the management of companies and aim to exit their investments within 5-10 years through means such as IPOs or acquisitions in order to generate returns. In India, the venture capital industry was formally established in 1987 and venture funds invest using various financial instruments such as equity, quasi-equity, and convertible debentures.
Venture capital (VC) involves providing financial capital to early-stage, high-potential startup companies. VC funds earn returns by taking equity stakes in these companies, which are usually developing novel technologies or business models. VC differs from conventional financing in that it involves long-term investment, active participation in management, and a focus on high-risk ventures with potential for high returns. The VC process includes deal origination, screening, due diligence, investment, monitoring, and eventual exit via an IPO, acquisition, or sale of shares. Common exit strategies for VC firms include IPOs, mergers and acquisitions, sales to employees or strategic buyers, and in rare cases, liquidation.
This document provides an overview of venture capital, including its meaning, characteristics, advantages, stages of financing, investment process, development in India, and rules and regulations. It defines venture capital as funds made available for startups and small businesses with high growth potential. Key points include: venture capitalists provide long-term equity financing and business assistance in exchange for equity; the investment process involves deal origination, screening, due diligence, structuring, and exit; and venture capital in India is regulated by SEBI and income tax acts which provide tax exemptions.
Introduction to Private Equity and Venture Capital_aifsession6.pptxssuser4f8f8e
The document provides an introduction to private equity and venture capital. It defines private equity as capital invested in private companies rather than through public stock exchanges. Private equity comes from institutional and individual investors and can be used to fund new technologies, acquisitions, working capital, or strengthening a company's balance sheet. The document also outlines the typical business lifecycle stages and common private equity investment types like venture capital, growth capital, leveraged buyouts, and mezzanine financing. It concludes by defining some common private equity/venture capital terminology.
Underwriting involves guaranteeing that shares offered to the public will be fully subscribed. Venture capital firms provide funding to start-ups and become involved in management. They aim to reduce information problems through long-term focus, board representation, staged funding, and diversification. Private equity buyouts involve taking public companies private to avoid regulation and attract talent while pursuing tax advantages.
The primary market deals with new securities like shares and debentures being offered for the first time. Its main function is to arrange for raising new capital for companies. Underwriting ensures marketability of securities by guaranteeing minimum subscription. Distribution involves selling securities to ultimate investors through brokers and agents. Methods of issuing new securities include public issue through prospectus, offer for sale, private placement, rights issue, bonus issue, and book building. Book building determines the issue price based on bids from investors. Strict SEBI guidelines regulate primary market activities and public issues to protect investors.
A review of the growth of the Israel Genealogy Research Association Database Collection for the last 12 months. Our collection is now passed the 3 million mark and still growing. See which archives have contributed the most. See the different types of records we have, and which years have had records added. You can also see what we have for the future.
Ponzi schemes are fraudulent investment operations that pay returns to investors from their own money or subsequent investors' money rather than from actual profits. The document discusses various exotic financial instruments like plantation schemes, collective investment schemes, chit funds and Ponzi schemes. It explains how Ponzi schemes work, highlighting the case of Charles Ponzi, who originated the concept. Several Indian financial scams like Saradha and others that functioned as Ponzi schemes are also described. Regulatory authorities in India and other countries take measures like investor awareness programs to educate people about such frauds.
Raising Capital: Negotiating with Potential InvestorsFinancial Poise
Every business needs capital (cash) to fund its activities. But not all capital is created equal. At the most macro level, a business can raise cash by selling equity or by borrowing (and these alternatives are not by any means mutually exclusive).
This webinar explains the different types of capital available to fund a startup; how to identify potential funding sources; how to evaluate competing funding proposals; and how (and when) to negotiate financing terms. In addition, this webinar will address the kinds of investors for entrepreneurs to consider for their start-ups.
Part of the webinar series: The Start-Up/Small Business Advisor 2022
See more at https://www.financialpoise.com/webinars/
This document provide the information about primary Market:
Like
What is primary market?
Methods of Floating new issue.
Functions of NIM(New Issue Market).
Disadvantages of Primary Market.
Advantages of Primary Market.
Parties involved in the new issue.
VENTURECAPITAL FINANCING
- By Dr. Ratna Sinha, Associate Professor, ISBR Business School, Bangalore
Venture capital funding is one of the important options for entrepreneurs to secure funding. Venture capital (VC) means risk capital. The risk envisaged may be very high or may be so high as to result in total loss or very less so as to result in high gains. This 35 slides power point presentation on Venture Capital Financing explains how the Venture Capital Funds are organized. The other objectives of the presentation intended to provide students with the terminology of VC and knowledge of the key industry facts. This presentation help to understand types of venture capital funds, mode of operations and industry- standard technique for the valuation of VC investments.
Crowdfinance -101 (Series: Crypto, Crowdfunding & Other Crazy Concepts)Financial Poise
What is the “crowd” in Crowdfinance? What does the crowd thus buy and by what means and modes? And why should the crowd do this rather than put its money to work otherwise? What are the old (and continuing) modes for marketing and selling private securities? What is it like to purchase private securities from on-line portals? How are risks of fraud and mistake allocated there? Do on-line portals help get the rest of us in on unicorns in utero? How are equity securities purchased by the crowd turned into money? Is there a secondary market for private securities? Should ICOs be understood as crowdfinance by other means?
To view the accompanying webinar, go to: https://www.financialpoise.com/financial-poise-webinars/crowdfinance-101-2021/
The document discusses how accredited investors can become financial sponsors and earn high returns of up to 42% by lending money through crowdfunding platforms like Open Source Capital to fund real estate projects. As a financial sponsor, the investor would loan money to real estate owners/developers and receive a promote - a percentage of profits from reselling portions of the loan to other investors. An example is provided where a financial sponsor loans $100,000 at 15% interest, sells 90% of the loan for a 20% promote, and earns 42% overall compared to the 12% return for other investors. The document then provides details on the investment process, participants, criteria for sponsors, and how Open Source Capital sources, evaluates and manages
Presentation at the Vaughan, Ontario, Canada Business Series with Panelists: Jim Turner, VP of Ontario Securities Commission, Christopher Charlesworth and Hivewire, Adam Spence, SVX
This document discusses how firms raise capital and the venture capital financing process. It states that firms can raise capital through borrowing, equity financing, or both, depending on their size, life cycle stage, and growth prospects. Venture capital generally finances new, high-risk ventures and provides not just funding but active participation in running the firm. Venture capitalists invest in stages and typically take equity in the company in exchange for financing. Choosing the right venture capitalist depends on factors like financial strength, management style, references, contacts, and exit strategy.
This document discusses YouthSchool, a charity that aims to support young people in developing countries through personal development programs and microfinance projects. It outlines YouthSchool's plans to use Islamic microfinance models to ethically fund small business ventures without charging interest. Key differences between Islamic and conventional finance are explained, such as profit sharing instead of interest and prohibitions against investing in industries like gambling. The document then compares conventional microfinance, which can charge high interest rates, to Islamic models like Mudarabah that are based on equity sharing and help businesses maximize profits. YouthSchool's initial microfinance project in India is described, which will partner with local schools and volunteers to select small businesses to invest in using interest-free loans.
Venture capital refers to investments made in startup companies and small businesses with perceived long-term growth potential. Venture capital comes from well-off individuals and investment firms seeking high returns. It is a high-risk investment made in exchange for equity in a company. Venture capital investments go through various stages from seed funding for new ideas to expansion funding for growing companies. Incubation allows investment firms to privately test new fund concepts with their own capital before a full public launch.
Marketing in a brave new world - FCA financial promotions regulation - Bovill...Bovill
The document discusses new rules around financial promotions and marketing of investments. Key points include:
- New rules restrict the promotion of non-mainstream pooled investments (NMPIs) to retail investors, allowing promotion only to certified high net worth, sophisticated, or existing investors.
- The Alternative Investment Fund Managers Directive (AIFMD) also introduces marketing restrictions depending on whether a fund is located in the EEA and if its manager is above thresholds.
- Proposed rules would restrict direct offer financial promotions for unlisted debt/equity to certified retail investors or those receiving advisory services.
- Firms must consider financial promotion rules when using social media to discuss investments and ensure communications remain fair, clear and
Julius Csurgo Creative Capital VenturesJulius Csurgo
Creative Capital Ventures seeks to bring private companies public through reverse mergers, which allow companies to go public at a lower cost and faster timeline than an IPO. A reverse merger involves a private company merging with a public shell company. The private company becomes public, with its shares trading on the OTC market. After going public through a reverse merger, companies can raise capital through common stock PIPEs or structured deals involving convertible preferred stock or debt. Well-known companies like Texas Instruments and Berkshire Hathaway have utilized reverse mergers to go public.
CROWDFUNDING 2022 - Securities Crowdfunding for IntermediariesFinancial Poise
This webinar addresses crowdfunding portals and intermediaries. This episode begins with a basic overview of the various methods of crowdfunding, from donation and rewards based, to intra-state equity, debt, and finally securities based crowdfunding under Titles II, III and IV of the JOBS Act. Once those differences are understood, the webinar focuses on the need for intermediaries, the role that they can and sometimes must play, followed by a discussion on how the market has matured and where we see the market going in the online capital space. This webinar also discusses the risks and future of these intermediaries with the advent of the ICO and token distribution events.
Part of the webinar series: Crowdfunding 2022
See more at https://www.financialpoise.com/webinars/
This document summarizes the key points of a presentation on equity crowdfunding regulations. It discusses the various types of crowdfunding and their securities regulations status. It then outlines the requirements and regulations for public equity crowdfunding under the JOBS Act, including investment limits, required use of funding portals, and disclosure requirements. It also summarizes the new rules around private placements, including the addition of Rule 506(c) which allows general solicitation and advertising when selling to accredited investors.
Venture capital involves investing in projects with substantial risk that typically include new or expanding businesses. It provides start-up funding for these high-risk, high-reward ventures. Venture capitalists typically invest through various stages of a company from seed funding to expansion funding. They take an active role in the management of companies and aim to exit their investments within 5-10 years through means such as IPOs or acquisitions in order to generate returns. In India, the venture capital industry was formally established in 1987 and venture funds invest using various financial instruments such as equity, quasi-equity, and convertible debentures.
Venture capital (VC) involves providing financial capital to early-stage, high-potential startup companies. VC funds earn returns by taking equity stakes in these companies, which are usually developing novel technologies or business models. VC differs from conventional financing in that it involves long-term investment, active participation in management, and a focus on high-risk ventures with potential for high returns. The VC process includes deal origination, screening, due diligence, investment, monitoring, and eventual exit via an IPO, acquisition, or sale of shares. Common exit strategies for VC firms include IPOs, mergers and acquisitions, sales to employees or strategic buyers, and in rare cases, liquidation.
This document provides an overview of venture capital, including its meaning, characteristics, advantages, stages of financing, investment process, development in India, and rules and regulations. It defines venture capital as funds made available for startups and small businesses with high growth potential. Key points include: venture capitalists provide long-term equity financing and business assistance in exchange for equity; the investment process involves deal origination, screening, due diligence, structuring, and exit; and venture capital in India is regulated by SEBI and income tax acts which provide tax exemptions.
Introduction to Private Equity and Venture Capital_aifsession6.pptxssuser4f8f8e
The document provides an introduction to private equity and venture capital. It defines private equity as capital invested in private companies rather than through public stock exchanges. Private equity comes from institutional and individual investors and can be used to fund new technologies, acquisitions, working capital, or strengthening a company's balance sheet. The document also outlines the typical business lifecycle stages and common private equity investment types like venture capital, growth capital, leveraged buyouts, and mezzanine financing. It concludes by defining some common private equity/venture capital terminology.
Underwriting involves guaranteeing that shares offered to the public will be fully subscribed. Venture capital firms provide funding to start-ups and become involved in management. They aim to reduce information problems through long-term focus, board representation, staged funding, and diversification. Private equity buyouts involve taking public companies private to avoid regulation and attract talent while pursuing tax advantages.
The primary market deals with new securities like shares and debentures being offered for the first time. Its main function is to arrange for raising new capital for companies. Underwriting ensures marketability of securities by guaranteeing minimum subscription. Distribution involves selling securities to ultimate investors through brokers and agents. Methods of issuing new securities include public issue through prospectus, offer for sale, private placement, rights issue, bonus issue, and book building. Book building determines the issue price based on bids from investors. Strict SEBI guidelines regulate primary market activities and public issues to protect investors.
A review of the growth of the Israel Genealogy Research Association Database Collection for the last 12 months. Our collection is now passed the 3 million mark and still growing. See which archives have contributed the most. See the different types of records we have, and which years have had records added. You can also see what we have for the future.
Executive Directors Chat Leveraging AI for Diversity, Equity, and InclusionTechSoup
Let’s explore the intersection of technology and equity in the final session of our DEI series. Discover how AI tools, like ChatGPT, can be used to support and enhance your nonprofit's DEI initiatives. Participants will gain insights into practical AI applications and get tips for leveraging technology to advance their DEI goals.
Exploiting Artificial Intelligence for Empowering Researchers and Faculty, In...Dr. Vinod Kumar Kanvaria
Exploiting Artificial Intelligence for Empowering Researchers and Faculty,
International FDP on Fundamentals of Research in Social Sciences
at Integral University, Lucknow, 06.06.2024
By Dr. Vinod Kumar Kanvaria
How to Make a Field Mandatory in Odoo 17Celine George
In Odoo, making a field required can be done through both Python code and XML views. When you set the required attribute to True in Python code, it makes the field required across all views where it's used. Conversely, when you set the required attribute in XML views, it makes the field required only in the context of that particular view.
How to Setup Warehouse & Location in Odoo 17 InventoryCeline George
In this slide, we'll explore how to set up warehouses and locations in Odoo 17 Inventory. This will help us manage our stock effectively, track inventory levels, and streamline warehouse operations.
ISO/IEC 27001, ISO/IEC 42001, and GDPR: Best Practices for Implementation and...PECB
Denis is a dynamic and results-driven Chief Information Officer (CIO) with a distinguished career spanning information systems analysis and technical project management. With a proven track record of spearheading the design and delivery of cutting-edge Information Management solutions, he has consistently elevated business operations, streamlined reporting functions, and maximized process efficiency.
Certified as an ISO/IEC 27001: Information Security Management Systems (ISMS) Lead Implementer, Data Protection Officer, and Cyber Risks Analyst, Denis brings a heightened focus on data security, privacy, and cyber resilience to every endeavor.
His expertise extends across a diverse spectrum of reporting, database, and web development applications, underpinned by an exceptional grasp of data storage and virtualization technologies. His proficiency in application testing, database administration, and data cleansing ensures seamless execution of complex projects.
What sets Denis apart is his comprehensive understanding of Business and Systems Analysis technologies, honed through involvement in all phases of the Software Development Lifecycle (SDLC). From meticulous requirements gathering to precise analysis, innovative design, rigorous development, thorough testing, and successful implementation, he has consistently delivered exceptional results.
Throughout his career, he has taken on multifaceted roles, from leading technical project management teams to owning solutions that drive operational excellence. His conscientious and proactive approach is unwavering, whether he is working independently or collaboratively within a team. His ability to connect with colleagues on a personal level underscores his commitment to fostering a harmonious and productive workplace environment.
Date: May 29, 2024
Tags: Information Security, ISO/IEC 27001, ISO/IEC 42001, Artificial Intelligence, GDPR
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Find out more about ISO training and certification services
Training: ISO/IEC 27001 Information Security Management System - EN | PECB
ISO/IEC 42001 Artificial Intelligence Management System - EN | PECB
General Data Protection Regulation (GDPR) - Training Courses - EN | PECB
Webinars: https://pecb.com/webinars
Article: https://pecb.com/article
-------------------------------------------------------------------------------
For more information about PECB:
Website: https://pecb.com/
LinkedIn: https://www.linkedin.com/company/pecb/
Facebook: https://www.facebook.com/PECBInternational/
Slideshare: http://www.slideshare.net/PECBCERTIFICATION
This slide is special for master students (MIBS & MIFB) in UUM. Also useful for readers who are interested in the topic of contemporary Islamic banking.
Main Java[All of the Base Concepts}.docxadhitya5119
This is part 1 of my Java Learning Journey. This Contains Custom methods, classes, constructors, packages, multithreading , try- catch block, finally block and more.
Walmart Business+ and Spark Good for Nonprofits.pdfTechSoup
"Learn about all the ways Walmart supports nonprofit organizations.
You will hear from Liz Willett, the Head of Nonprofits, and hear about what Walmart is doing to help nonprofits, including Walmart Business and Spark Good. Walmart Business+ is a new offer for nonprofits that offers discounts and also streamlines nonprofits order and expense tracking, saving time and money.
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The event will cover the following::
Walmart Business + (https://business.walmart.com/plus) is a new shopping experience for nonprofits, schools, and local business customers that connects an exclusive online shopping experience to stores. Benefits include free delivery and shipping, a 'Spend Analytics” feature, special discounts, deals and tax-exempt shopping.
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Spark Good (walmart.com/sparkgood) is a charitable platform that enables nonprofits to receive donations directly from customers and associates.
Answers about how you can do more with Walmart!"
Strategies for Effective Upskilling is a presentation by Chinwendu Peace in a Your Skill Boost Masterclass organisation by the Excellence Foundation for South Sudan on 08th and 09th June 2024 from 1 PM to 3 PM on each day.
How to Build a Module in Odoo 17 Using the Scaffold MethodCeline George
Odoo provides an option for creating a module by using a single line command. By using this command the user can make a whole structure of a module. It is very easy for a beginner to make a module. There is no need to make each file manually. This slide will show how to create a module using the scaffold method.
2. TableofContents
• Ponzi Schemes
• Introduction
• How Ponzi Schemes Work
• Key Features of Ponzi Schemes
• Historical Examples
• Charles Ponzi - Securities Exchange Company (1920s)
• Bernie Madoff and the Madoff Investment Scandal
(2008)
• Warning Signs of Ponzi Schemes
• Regulatory measures
• Ponzi scheme vs pyramid scheme
• Conclusion
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3. PonziSchemes
Understanding the Fraudulent Investment
Scheme :
• A Ponzi scheme is an investment fraud in
which clients are promised a large profit at
little to no risk. Companies that engage in
a Ponzi scheme focus all of their energy
into attracting new clients to make
investments.
• This new income is used to pay original
investors their returns, marked as a profit
from a legitimate transaction. Ponzi
schemes rely on a constant flow of new
investments to continue to provide
returns to older investors. When this flow
runs out, the scheme falls apart. 3
4. Introduction
• The Ponzi scheme generates returns for older
investors by acquiring new investors, who are
promised a large profit at little to no risk.
• The fraudulent investment scheme is premised on
using new investors' funds to pay the earlier
backers.
• Companies that engage in a Ponzi scheme focus
their energy into attracting new clients to make
investments, otherwise their scheme will become
illiquid.
• The SEC has issued guidance on what to look for in
potential Ponzi schemes including guarantee of
returns or unregistered investment vehicles with
the SEC.
• The largest Ponzi scheme was carried out by
Bernie Madoff, conning thousands of investors out
of billions of dollars.
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5. How Ponzi SchemesWork
• A Ponzi scheme begins with the scammer luring an initial
circle of investors with some asset or complicated investing
plan that promises incredibly high returns with very little
risk. These investors give their money to the scammer
thinking they've just made an investment, when their
money is actually just going directly into the scammer's
pocket.
• As the scammer lures additional investors into the scheme,
the original group of investors is often paid dividends with
the new investors' money. Sometimes the operator might
invest the money at the normal market rate, which will still
be significantly lower than whatever rate they promised.
• In order to sustain a Ponzi scheme, the fraudster needs to
continue finding new investors to continue paying their
current investors. These schemes usually fall apart when
the fraudster can't find new investors
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6. Key Features of Ponzi Schemes
1. There is an Application of Membership or Registration Fees When Joining
As previously mentioned, the profits obtained from this business are sourced from the circulation of money. This money
is obtained from each new member and then given to the old members as profit and part of it is taken to the business
owner.
Existing members also have the opportunity to earn additional profits or commissions if they successfully recruit new
people.
2. Promising Fantastic Profits with Minimal Risk (High Return)
The main characteristic of a business using a Ponzi scheme is that the lure will be promised big profits. The amount of
profit that exists is also very unreasonable, not infrequently there are also those who dare to offer profits above 50%.
Business owners with this scheme are generally very talkative and offer lucrative dreams. Unmitigated they also often
show positive testimonials from previous members in order to attract the curiosity and interest of new members to join.
3. Unclear or Gray Business Activities (Without Legality or Credibility)
Ponzi schemes are fraudulent methods in which there is no definite clarity regarding how this business can run including
financial reports from investors, strategies, and other things.
Despite telling the business scheme they are running, these scammers continue to sell dreams and sweet promises by
inviting more people to join.
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7. 4. Do not have a definite product to sell as a source of profit
• As with the ambiguity of existing business activities, the products sold in this
business can be said to be equally uncertain. If there is a product, usually
the business owner only makes up stories so that members or members
who are affiliated are willing to find new members.
• Therefore, existing businesses also do not have a Direct Selling Business
License (SIUPL) from the Investment Coordinating Board (BKPM).
5. The lure of higher profits when you want to quit
• Business owners with Ponzi schemes are always trying to keep their
members out or quit the business. When there are members or investors
who will resign, they usually immediately lure high profits.
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9. Charles Ponzi - Securities Exchange Company (1920s)
In 1920, Ponzi organized a company called Securities Exchange
Co. in which he sold stock (promissory notes) advertising 50%
interest after 90 days. The funds obtained from investors were
supposed to be used to buy IRCs to redeem in the U.S.3 Instead,
Ponzi used funds obtained from new investors to pay off old
investors.
By way of explaining why he did this, Ponzi blamed the Universal
Postal Union for suspending the sale of IRCs once it learned about
his coupon redemption scheme. After attempting to get around the
suspension, Ponzi shifted to his “Rob Peter to pay Paul” scheme.
For a while, it worked. He raked in $15 million ($220 million in
2022 dollars) in the first eight months of 1920. He kept the
scheme going by telling investors he had created an elaborate
network of agents buying IRCs for him overseas that he could
redeem in the U.S. for a tidy profit. In fact, there was no elaborate
network of coupon buyers; he was using new investments to pay
off old investors.
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10. Bernie Madoff and the Madoff Investment Scandal (2008)
• Bernie Madoff, a well-known financier, was involved in the Madoff
Investment Scandal in 2008.
• Madoff operated a Ponzi scheme, promising high returns to
investors.
• The scheme collapsed when Madoff confessed that it was a fraud.
• Investors were defrauded of an estimated $64.8 billion in total.
• Many individuals, charities, and institutional clients were affected
by the scandal.
• Madoff used new investors' money to pay off earlier investors,
creating an illusion of success.
• The revelation of the scheme caused shockwaves in the financial
industry.
• Madoff was arrested and later pleaded guilty to various charges.
• He received a 150-year prison sentence for his role in the fraud.
• The Madoff scandal led to increased scrutiny and regulatory
reforms in the financial sector. 10
11. Warning Signs of Ponzi Schemes
• Promise of unusually high returns with little or
no risk involved.
• Emphasis on recruiting new investors rather
than focusing on legitimate investment
strategies.
• Lack of transparency regarding the investment
operation, strategy, or financial documentation.
• Difficulty or delays in receiving payments or
withdrawals.
• Unregistered or unlicensed individuals or entities
offering investment opportunities.
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12. Regulatory Measures
• Mandatory registration and licensing of investment firms and
financial professionals to ensure they meet specific criteria and
adhere to legal standards.
• Enhanced investor education programs to raise awareness about
the risks and warning signs of Ponzi schemes.
• Stringent reporting and transparency requirements for financial
institutions, including regular audits and disclosures, to detect
suspicious activities.
• Whistleblower protection measures to encourage individuals to
report Ponzi schemes without fear of retaliation.
• Collaboration between regulatory bodies, law enforcement
agencies, and financial institutions to share information,
investigate potential schemes, and take legal action against
perpetrators.flags that point to investment fraud, tools to facilitate
research on the Internet as well as through other mass media, and
mechanisms to receive and act on complaints from the public.
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13. Ponzi Scheme vs. Pyramid Scheme
PONZI SCHEME
• A Ponzi scheme is a mechanism to attract investors
with a promise of future returns. The operator of a
Ponzi scheme can only maintain the scheme as long
as new investors are brought into the fold.
PYRAMID SCHEME
• A pyramid scheme recruits other people and
incentivizes them to further bring along other
investors. A member within a pyramid scheme only
earns a portion of their proceeds and is "used" to
generate profit by members higher along the
pyramid.
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14. CONCLUSION
• Ponzi schemes are fraudulent investment scams that promise high returns
to investors by using money from new investors to pay off older ones.
• These schemes are named after Charles Ponzi, an infamous swindler who
used the technique in the early 20th century.
• Ponzi schemes rely on a constant influx of new investors to sustain the
illusion of profitability and pay out returns.
• Eventually, the scheme collapses when it becomes unsustainable to attract
new investors or when existing investors try to withdraw their funds.
• Ponzi schemes often result in substantial financial losses for the majority of
participants, while a few early investors may profit.
• Authorities and regulators actively work to detect and shut down Ponzi
schemes to protect investors from falling victim to these scams.
• Investors should exercise caution, do thorough research, and be wary of
investment opportunities promising unusually high returns, as they may be
indicative of a potential Ponzi scheme.
• Understanding the characteristics and warning signs of Ponzi schemes can
help individuals avoid becoming victims of financial fraud.
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