The document proposes a structural financial reform called the Dual Sectoral Electronic Financing with electronic Quantitative Easing (DSEF-eQE) system. This system would transform public debt into social investment in three ways: 1) It would allow 100% of social investments like education, health, and security to be financed without incurring public debt. 2) It establishes electronic funds that separately finance social investments and capital infrastructure projects. 3) The system is designed to be safe, transparent, anti-cyclical, anti-inflationary, politically necessary, and socially indispensable.

1. Structural Financial Reform
Transformation public DEBT into Social INVESTMENT
Social
DEBT
Public Debt is
limited by Law:
60% to G.D.P.
Social
INVESTMENT
100% of Investment vs. P.I.B.
0% Public Debt
Beneficio Social ¹
Social Investment could be
passed at 100% vs. P.I.B.
¹ Financing limitations:
a) Lack of skilled Manpower.
b) Fiscal deficit (Revenue less than 100%).
c) Imbalance in economic growth.
d) Very high Imports (goods and services).
The Social Investment could passed the 100% vs. G.D.P.
Transformation
30% Debt
15% Debt
30% Investment
60% Investment
0% Investment
15%
Beneficio Social
Actual
Public financial system:
Innovative DEF-eQE System
60%
Top of Debt
Social Benefits = 0%
Beneficio Social
≥
60%
30%
0%
100%

2. The innovative Dual Sectoral Electronic Financial System, DSEF-system
The Financial Structural Reform (FSR) to eliminate fiscal-and budget deficit in the Social sector
e-FUNDS
for SOCIAL Investment
with e-QE
To financing Payroll:
Education, Health, Security, etc.
e-FUNDS
for CAPITAL Investment
To financing infrastructure for
Social services (health,
education,…)
DSEFS-eQE
System
Features of the DSEF System :
a) It allows the financing of public services without debt, also in times of crisis.
b) It is safe, transparent, anti-cyclical and anti-inflationary, politically necessary and socially
indispensable.
Financingof Social Investment Financingof productive
Capital Investment

3. THE GLOBAL MONETARY, FINANCIAL AND ECONOMIC REFORM
1
2
DUAL SECTORAL ELECTRONIC FINANCING
with electronic Quantitative Easing, DSEF-eQE.
Start
17
5
3
6
4
911
7
15
8
10
ELPAS Online HomeBanking,
with DCS-Cards, i-phones, EFT-Checks
MUNICIPAL-NETWORK
ELPAS–MSME, with electronic credits
Electronic Automated Tax Collection
System, EATC (Zero fiscal evasion)
Interactive Democracy 24/7
(Democratic Reengineering )
Educacional Program ELPAS
STATE-NETWORK
Trans-Economic program:
Transformation of informal to formal economy!
16
13
12
14
DSEFS-eQE II
ELPAS Point
(e-Currency)
New U.S. immigration policy
New Social Security System
with DSEF-eQE
ELPAS-TOURISM
(ELPAS franchise)
NATION-NETWORK
U.S. currency: e-Dollar
International DSEF-eQE system
U.S. political Constitution
(with new financial system)
18
ELPAS-eQE
System
Economy of Productivity for
Development and Social Inclusion
(Economic Reengineering)
U.S. Municipal Network = 1 a 9
State-Network = 10 al 13
Nation-Network = 14 al 18

4. IT’S YOUR DECISION!