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ELPAS
International Inc
EconomíaLatinoamericanadeParticipaciónSocial
ELPAS-USA
Foundation, Inc
Economy of Productivity for Social Development
Irreversible trends
The debt mountain of U.S.A.
Cambio climático
¡Lo que hace la Inflación con los AHORROS,
de igual manera lo hace con las DEUDAS públicas!
Reconditioning of nuclear bombs
ELPAS
TECHNOLOGICAL PLATFORM
ELPAS is: A «What» and «How» well-defined!
ELPAS Organization chart - 2015
ELPAS GROUP
We seek partners in
the following areas:
ELPAS-USAFOUNDATION,INC
ELPAS INTERNATIONAL, C.A.
 BANK´S.
 TELECOMMUNICATION
ENTERPRISES.
 GOVERNMENTS.
 UNIVERSITIES.
 NOG´s, Entrepreneurs,…
U.S.A.VENEZUELA REPÚBLICA
DOMINICANA
PERÚ
FUNDACIÓN ELPAS -VZLA
INSTITUTO DE INVESTIGACIÓN
TECNOLÓGICA Y CIENTÍFICA, INTEC
COOPERATIVA ELPAS
FUNDACIÓNELPAS-RD
FOUNDATIONAND
ENTERPISEinprogress!
xxxx
Futuro ELPAS Group
BANCO(s)
i- Phone
company
Universidad(es)
de Investigación
Empresas e Instituciones asociadas
Medios de
comunicador social
Desarrollador(es)
de Software
ELPAS
Group
ELPASGROUP
Our planet and its future without ELPAS:
https://www.youtube.com/embed/nGeXdv-uPaw
What is ELPAS and what is its scope?
ELPAS is a "Cybernetic State with electronic government of Social
Participation via networks, with modern and innovative social, monetary,
financial and political system, forward to a new Earth governance system".
Español:
ELPAS es un «Estado Cibernético con Gobierno Electrónico de Participación
Social vía redes sociales , con un innovador sistema monetario, financiero,
económico y político, hacia un nuevo sistema de gobernabilidad para el
planeta Tierra.
ELPAS is a WHAT and a HOW well definite!
ELPAS-GOV is a technological platform with "Interactive
Democracy 24/7",with innovative monetary and financial
system named: “DUAL SECTORAL ELECTRONIC FINANCING
with electronic Quantitative Easing" (DSEF- eQE) to prevent
or resolve cyclical financial- and economic crises; also to
build a social-economic system without inflation, without tax
evasion, without fiscal and budget deficit, without organized
financial crime, using the modern technologies TIC´s to get
the highest level of STATE SECURITY.
What is Electronic Government (ELPAS-GOV),
and what is its scope?
ELPAS-GOV is a WHAT and a HOW well definite!
Dual Sectoral Electronic Financial System
with electronic Quantitative Easing, DSEFS-eQE
SOCIAL SECTOR
FINANCING
Methology:
ELECTRONICFUNDS FOR
SOCIAL INVESTMENT
Backrest of e-Currency:
Fiscal Income, Labor law, Law for National
Budget, Social law and, Constitucional
Guarantees
Backrest of e-Money = The Law
PRODUCTIVE ECONOMY
FINANCING
Methology:
CAPITAL INVESTMENT
(Capital Economy)
Backrest of e-Currency:
PRODECONOMIC PRODUCTIVITYDSEFS-
eQE
Backrest of e-Money = Productivity
Note: e-Money = electronic Money
INPUT – OUTPUT
Innovative monetary-, financial- and economic politic
INPUT
Reality of the crisis countries:
 High Poverty
 Unemployment.
 Budget and fiscal deficit.
 Public debt.
 Inflation.
 Insecurity.
 High crime.
 Impunity.
OUTPUT
 Controlledand reduced.
 Natural unemployment(4 %)
 Zero fiscal and budget
deficit.
 Zero Indebtedness.
 Zero Inflation of work value.
 Economic balance.
 Controlledfinancial crime.
with:
ELPAS-GOV-eQE
Operative Software
ELPAS-GOV-eQE
ELPAS is: A «What» and «How» well-defined!
THE EXPECTED STRUCTURAL REFORM OF THE GLOBAL MONETARY & FINANCIAL SYSTEM
ELPAS- eQE
1
2
DUAL SECTORAL ELECTRONIC FINANCIAL System ,
with electronic Quantitative Easing, DSEF-eQE.
Start
17
5
3
6
4
911
7
15
8
10
ELPAS Online HomeBanking,
with DCS-Cards, i-phones, EFT-Checks
MUNICIPAL-NETWORK
ELPAS–MSME, with electronic credits
Electronic Automated Tax Collection
System, EATC (Zero fiscal evasion)
Interactive Democracy 24/7
(Democratic Reengineering )
Educacional Program ELPAS
STATE-NETWORK
Trans-Economic program:
Transformation of informal to formal economy!
16
13
12
14
DSEFS-eQE II
ELPAS Point
(e-Currency)
New U.S. immigration policy
New Social Security System
with DSEF-eQE
ELPAS-TOURISM
(ELPAS franchise)
NATION-NETWORK
U.S. currency: e-Dollar
DSEF-eQE system
U.S. political Constitution,
(with DSEF-eQE system)
18
ELPAS-eQE
System
Economy of Productivity for
Development and Social Inclusion
(Economic Reengineering)
U.S. Municipal Network = 1 a 9
State-Network = 10 al 13
Nation-Network = 14 al 18
SiSi
Electronic Tax
Collection, ETC
DSEF- eQEe-Government
ELPAS- Turism
(ELPAS-Fr anchise)
Trans- Economy:
Informal to formal
economy .
Server
Municipal Network
Routers/ Switches
Firewall
ELPAS-MSME
with e-credits
Interactive
Democracy 24/7
Applications:
ID-system
Online-
Banking
Technological platform ELPAS-GOV with eQE
ELPAS is: A «What» and «How» well-defined!
ELPAS basic application: ELPAS-MSME
Once of the most important applications of the technological
platform ELPAS is the ELPAS-MSME system. It is to finance the
Micro-, Small and Medium Enterprises (MSME´s) through
personalized electronic credits.
This platform is accessible by the “ELPAS-Workstation” through
ID-cards with fingerprint identification, e-Debit-Credit cards, in
combination with T-payment by i-Phones and Electronic Fund
Transfer checks (EFT-check) to move credits electronically only.
Cash money will not be accessible for borrowers.
ELPAS is: A «What» and «How» well-defined!
ELPAS Security
Account access with Touch ID sensor:
Allows you to sign on to the Mobile using
your fingerprint, without having to enter
your User ID and Password.
With ELPAS toward excellence of State Security!
ELPAS – Multifuncional Workstation - ELPAS
CelularesGSM,
iPhones3G,3GS
Blackberry
ADC CARD
WEB-Camara
AD
C
Voise-
Recognition
Fingerprint-
ID
ID
ID-Cards
Front side:
Back side:
ID-CARD with Electronic Pocket:
From 12 years on
D-S Card: Debit-Saving Card.
From 17 years on:
DCS-Card with electronic credit line.
HB = Home-Banking.
INDE = Interactive Democracy 24/7
POS = Point of Sales.
TR = Public Transport.
TOUR = Tourism.
EC = Electronic Commerce.
…Other future applications.
Electronic
Money:
e-Dollar e-
Euro
e-Latín
ELPAS Access Card to the data base of the Intelligent Municipality
Nombre y Apellido: Pedro Pérez
Nacionalidad: Dominicano
N° de Cédula: 4.264.332
Profesión: Abogado
Emisión: 15.1.2010
Vencimiento: 15.1.2015
MIAMI-DADE COUNTY
Anverso:
Reverso:
From 12 years :
D-S card
From 17 years:
D-C-S card,
with ensured electronic credit.
HB = Home-Banking.
POS = Point of Sale.
TR = Public Transport.
TOUR = Tourism.
EC = Electronic Commerce.
…other future applicattons.
Electronic
Purse:
e-US$
e-Latín
e-Euro
Electronic Pay Systems, ELPAS
Nombre y Apellido: Pedro Pérez Aguilera
Nacionalidad: Dominicano
N° de Cédula: 4.264.332
Profesión: Abogado
Emisión: 15.1.2010
Vencimiento: 15.1.2015
Latin America
Technology of Information and
Communication
ELECTRONIC BANKING
INFO – CENTRO
IPS = Internet Server Provider
TECNOLOGICAL PLATFORM ELPAS-GOV&DEF
The ATM recharges:
- i-Phonesand Debit Cards,
and process Electronic Fund
TransfeTransfer Checks (EFT-check)
The future Electronic Banking System ELPAS
- The new ATM generation -
The ATM´s give paper money only in low denominations
ADC CARD
ELPAS
SMART ATM
Paper money is:
- insecure,
- violable,
- facelitador for crimes.
Fingerprint-
reader
Camara
USB-Port
ELPAS - PUNTO INTELIGENTE - ELPAS
ELPAS
Venta y personalización de
ADC-cards de prepago:
• Huella digitalizada.
• Photo.
• PIN-Code.
• Firma digital.
Vendemos:
ADC –cards
Personalizads.
y recargables..
Recargamos:
- Money Cards.
- ADC Cards.
- i phonesGSM
FRANQUICIA ELPAS
Ventas y Servicios
• Venta de ADC-Cards
prepago.
• Venta de i- phones GSM.
• Recargo de i-phones.
• Anulación de tarjetas
extraviadas y entrega de
reemplazo.
ELPAS is: A «What» and «How» well-defined!
EFT-Check
Deduct from the banking account of
Bank of Issue
Amount (US$): ____________
The amount of
__________________________________________
Depositor Signature
CMC7 E30E30 CMC7
Front site (A)
Electronic Fund Transfer Check, EFT-Check
ELPAS is: A «What» and «How» well-defined!
Electronic Fund Transfer, EFT-Check
Only to be acredited to the banking account of: (Beneficiary Name)
The amount of
__________________________________________
BeneficiarySignature
CMC7 E30E30 CMC7
Back site (B)
Of the Bank (Receiver Bank)
B e n e f i c i a r y B a n k
ELPAS is: A «What» and «How» well-defined!
e-FUNDS
Sector: Public HEALTH
United States of America
Secretary of Treasury
e-FUNDS FOR
PUBLIC HEALTH
Fiscal Year 2013
Amount: U$$ 1.380.000.000,00
This e-fund is used to finance two (2)
Hospitals in xxxxxxxxxx, in accordance
with the National Budget Law Nr.xxxxxx-
2013. The amount of this financial
instrument covers the construction of
this works “Key in hand“, The funds can
be mobilized only through electronic
payment instruments, such as Debit-
Credit cards, T-payment and Electronic
Fund Transfer checks (EFT-checks). No
way these funds can be redeemed in
cash to the bearer. The title is a Social
Investment that generates a
commission in trading in the secondary
financial market. This instrument is not
transferable and can not be used for any
other purpose that is not covered in this
document.
e-Funds for Health
Example: Health
e-FUNDS
Sector: Civil SECURITY
UNITED STATES OF AMERICA
Secretary of Treasury
E-FUNDS FOR
CIVIL SECURITY
Fiscal Year 2014
Beneficionary: Miami Dade
Amount: US$ 2.850.000.000,00
This e-fund is only to finance the payroll of
Police, Firefighters and Civil protection in
accordance with the National Budget Law
Nr.xxxxxx-2014. The funds can be mobilized
only through electronic payment
instruments, such as Debit-Credit cards,
T-payment and Electronic Fund Transfer
checks (EFT-checks). No way these funds
can be redeemed in cash to the bearer. The
title is a Social Investment that not
generates interests in the secondary
financial market. This instrument is not
transferable and can not be used for any
other purpose that is not covered in this
document.
Application: Civil Securitye-Funds for Civil SECURITY
e-FUNDS
Sector: Environmental Protection
United States of America
Secretary of Treasury
E-FUNDS FOR
ENVIRONMENTAL PROTECTION
Fiscal Year 2014
Beneficionary: xxxxxxxxxxxxx
Amount: US$ 2.330.000.000,00
This e-fund is only to finance the payroll of
Police, Firefighters and Civil protection in
accordance with the National Budget Law
Nr.xxxxxx-2014. The funds can be mobilized
only through electronic payment
instruments, such as Debit-Credit cards,
T-payment and Electronic Fund Transfer
checks (EFT-checks). No way these funds
can be redeemed in cash to the bearer. The
title is a Social Investment that generates a
commission as a Banking-Trust instrument.
It is not transferable and can not be used for
any other purpose that is not covered in this
document.
Application:
Environmentalprotection
e-Bono-Ambiental
INSURANCE
for the Restitution of customized electronic currency
INSURANCE COMPANY
ABC
Póliza de Seguro de ResponsabilidadCivil para la
Protección y Restitución de Dinero Electrónico de
Tarjetas con Monedero Electrónico
Titular: José García Ramírez
N° Póliza de Seguro: 02543987
Fecha de emisión: 01.1.2012
Fecha de expiración: 1.12.2012
Prima de Seguro: S/. 150,00
Cobertura hasta:
e-US$ 30.000,00
Esta Póliza de Seguro permite al Asegurado recuperar
el valor comercial (saldo) de su Tarjeta financiera
ELPAS. El Asegurado tiene derecho a una nueva tarjeta
con el mismo saldo de la tarjeta extraviada, menos un
deducible (R$ 600,00) por la emisión de una nueva
tarjeta. Un Tarjeta recuperada no podrá ser
reactivada.
El saldo de la tarjeta extraviada será anulado en el
sistema del banco emisor, de manera que saldrá
definitivamente de la masa de dinero en circulación.
Esto con la finalidad de mejorar los instrumentos de
control del Banco Central sobre la masa de dinero
(electrónico) en circulación.
¡World first!
Example:
ELPAS is: A «What» and «How» well-defined!
Payment with i-Phone
Applications:
- Rural areas where is not there a bank.
- P.O.S.
- Homebanking,e-commerce,etc.
ELPAS - POINT - ELPAS
ELPAS
Personalized D-Cards with:
• Photo.
• Fingerprint.
• PIN-Code.
• Digitalized sign.
WE SALE:
ADC –cards,
personalized.y
rechargible..
We recharge
- Money Cards.
- ADC Cards.
- i phones
ELPAS FRANQUICIA
Sales and Services
• Sale of personalized
prepayed Debit-Cards.
• Sale of i- phones with
electronic money box.
• Recharge of i-phones.
• Police Insurence .
With ELPAS forward to an exellent Country
Dual Sectoral Electronic Financing
with electronic Quantitative Easing
DSEF-eQE system
The currency war
FED´s monetary politics vs. ELPAS monetary system
QUANTITATIVE
EASING
e-QUANTITATIVE
EASING
1- Creates inorganic money.
2- It is inflationary money.
3- Does not eliminate fiscal deficit.
4- Does not stimulates economic growth
5- Does not eliminate unemployment.
6- Does not encouragesconsumption.
7- Does not removeglobal financial
crisis.
1a- No inorganic money in circulat.
2a- Permits controlabout inflation.
3a- Eliminates fiscal & budget deficit.
4a- Stimulateseconomic growth.
5a- Createsnew sustainable jobs.
6a Stimulatesconsumption.
7a- Eliminates the rootsof the global
financial crisis.
ELPAS is: A «What» and «How» well-defined!
Dual Sectoral Electronic Financing
with e-Quantitative Easing, DSEF-eQE system
e-QUANTITATIVE
EASING (e-QE)
New electronic monetary system: New electronic financial system:
DSEF
with e-QE
ELPAS is: A «What» and «How» well-defined!
DUAL SECTORAL ELECTRONIC FINANCING
with electronic QUANTITATIVE EASING, DSEF-eQE
e- Funding for
SOCIAL
Investment
e- Funding for
productive CAPITAL
Investment
Application:
Public payrolls in:
Education, Health, Judicial system, Police,
Firefighters, Public security, Army, other
Social services,…
Application:
Capital investment for infrastructure
in Education, Health, Environmental protection,
Public parks, other social services,….
ELPAS-DSEF- eQE
Features: a) Allows financing of public services when boom and recession exist.
b) Is safe, transparent, anti-cyclical and anti-inflationary, so it is politically necessary and socially
indispensable.
Financing of SOCIAL spending Financing CAPITAL spending
Fundamental innovation in the public financial system
With “Sectorisation” of the financial system in two
independent sectors (Social and Capital) that would be
guaranteed that in times of economic and financial crisis is not
affected financing of SOCIAL sector.
While the economy oscillates between boom and recession,
social spending will be funded by sufficient ELECTRONIC
Currency (Computer Money), backed by fiscal income and
adequate juridical framework. And this e-money would not be
counted as Debt but as Social Investment, issued by recyclable
Electronic Funds (e-funds). These have not limit by Central
Bank emission, not paying active interests (commission only,
(see: fideicomiso, trust) and not generate inflation of the labor
value.
ELPAS is: A «What» and «How» well-defined!
Benefits of ELPAS/DSEF-eQE System
• This system offers the following benefits:
• A) For Entrepreneurs:
• a1) Have access to an inexpensive, personalized, electronic credit.
• a2) Have a private Home-Banking system for multiple uses (see: Interactive Democracy
24/7)
• B) For Funder bank:
• b1) Control and monitoring of credit use.
• b2) Low financial risk (No loss of e-credits).
• b3) Access to low social segments.
• b4) Marketing of new products and services for mass use.
• C) For Governments:
• c1) Significant unemployment reducing (-60%).
• c2) Poverty reduction (-50%).
• c3) Increase of Social Security.
• c4) Economic growth.
• c5) Exit of global economic crisis.
ELPAS is: A «What» and «How» well-defined!
Innovative electronic monetary system
as infrastructure of a new financial and economic system
ON-line
BANKING
e- currency
COMMERCE,
COMPANIES
Natural and Legal
PERSON
Public-
Administration
RED
ELPAS-GOV
Electronic
Check, EFT
Sectorial
e- Funds
e-currency
e- currency
Electronic
Check, EFT
Electronic
Check, EFT
Electronic
Check, EFT
Sectorial
e- Funds
Sectorial
e- Funds
Sectorial
e- Funds
ELPAS is: A «What» and «How» well-defined!
e-FUNDS
Sector: Public HEALTH
United States of America
Secretary of Treasury
e-FUNDS FOR
PUBLIC HEALTH
Fiscal Year 2013
Amount: U$$ 1.380.000.000,00
This e-fund is used to finance two (2)
Hospitals in xxxxxxxxxx, in accordance with
the National Budget Law Nr.xxxxxx-2013.
The amount of this financial instrument
covers the construction of this works “Key
in hand“, The funds can be mobilized only
through electronic payment instruments,
such as Debit-Credit cards, T-payment and
Electronic Fund Transfer checks (EFT-
checks). No way these funds can be
redeemed in cash to the bearer. The title is
a Social Investment that generates a
commission in trading in the secondary
financial market. This instrument is not
transferable and can not be used for any
other purpose that is not covered in this
document.
e-Funds for Health
Example: Health
e-FUNDS
Sector: Civil SECURITY
UNITED STATES OF AMERICA
Secretary of Treasury
E-FUNDS FOR
CIVIL SECURITY
Fiscal Year 2014
Beneficionary: Miami Dade
Amount: US$ 2.850.000.000,00
This e-fund is only to finance the payroll of
Police, Firefighters and Civil protection in
accordance with the National Budget Law
Nr.xxxxxx-2014. The funds can be mobilized
only through electronic payment instruments,
such as Debit-Credit cards, T-payment and
Electronic Fund Transfer checks (EFT-checks).
No way these funds can be redeemed in cash to
the bearer. This financial instrument is a Social
Investment that not generates interests in the
secondary financial market. This instrument is
not transferable and can not be used for any
other purpose that is not covered in the
present document.
Application: Civil Securitye-Funds for Civil SECURITY
Instrumento Financiero Electrónico Sectorial
Sector EDUCACIÓN
Estados Unidos
Secretaría de Finanzas
FONDO ELECTRÓNICOSECTORIAL
EDUCACIÓN Pública
Año Fiscal 2013
Valor $. 450.000.000,00
E-
El monto del e-FONDO está destinado al pago de
nóminas y demás reivindicaciones contractuales de los
profesores y demás empleados y obreros de la
EDUCACIÓN Superior en conformidad con la Ley de
Presupuesto Nacional N°XXXXXX-2013. El valor del e-
Fondo representa la asignación presupuestaria a la
Educación Superior del año fiscal 2013 (5%). El manejo
de los e-Fondos debe hacerse por medio de
instrumentos electrónico de pago tales como: Tarjetas
de Ahorro-Débito (AD-Card); Celulares GSM/CDMA y
Cheques Electrónicos. De ninguna manera estos
fondos pueden ser canjeados en dinero al portador. El
procesamiento técnico del Instrumento está blindado
a una plataforma tecnológica bancaria a fin de
monitorear, controlar, verificar y contabilizar el
destino de estos fondos públicos. El e-Bono es
renovable anualmente en conformidad con la Ley del
presupuesto del año fiscal próximo. Su valor no
representa una Deuda sino una Inversión Social, por
consiguiente no puede ser negociado en el mercado
financiero secundario. Este Fondo no puede ser usado
para otra finalidad a la que no fuera contemplada en
este documento. Las demás especificaciones sobre el
origen, uso y destino de los diferentes Fondos Sociales
será regulado por la Ley.
Ejemplo: Sector
“Educación Superior”
e-Bono-Educacional
e-FUNDS
Sector: Environmental Protection
United States of America
Secretary of Treasury
E-FUNDS FOR
ENVIRONMENTAL PROTECTION
Fiscal Year 2014
Beneficionary: xxxxxxxxxxxxx
Amount: US$ 2.330.000.000,00
This e-fund is only to finance the payroll of
Police, Firefighters and Civil protection in
accordance with the National Budget Law
Nr.xxxxxx-2014. The funds can be mobilized
only through electronic payment
instruments, such as Debit-Credit cards,
T-payment and Electronic Fund Transfer
checks (EFT-checks). No way these funds
can be redeemed in cash to the bearer. The
title is a Social Investment that generates a
commission as a Banking-Trust instrument.
It is not transferable and can not be used for
any other purpose that is not covered in this
document.
Application:
Environmentalprotection
e-Bono-Ambiental
Conceptual error in Public Accounting and the State Balance
Active PassiveActivePassive
Social Debt
(Mill. US$)
Social Investment
(Mill. US$)
Education:
380,00
Health:
290,00
.
.
.
Education:
380,00
Health:
290,00
.
.
.
New State Balance:
Passive (Debt) Active (Investment)
Education US$ 380,00 US$ 380,00
e- Fund for Social
Investment
EDUCACIÓN
Health US$ 290,00
.
.
.
US$ 290,00
.
.
.
e- Fund for Social
Investment
HEALTH
- Example -
e-Transfer
ELPAS is: A «What» and «How» well-defined!
G.D.P (Gross Domestic Product)
G.D.P (Gross Domestic Product)
Financiamiento del Gasto Público Social mediante e-Fondos SOCIALES
Impuestos
Asignación de
e-Fondos para
la Inversión
Dinero
electrónico
Municipio
Manejado por:
 ADC-cards
 EFT-Check
 T-Pago
produce
Beneficios:
 Control y Transp.
 Cero dinero ilícito.
 Cero malversación.
 Transformcn. Deuda
en Inversión.
 No inflacionario.
 Cero endeudamto.
 Anti-cíclico.
 Preventivo a crisis.
Aplicaciones:
 EDUCACIÓN.
 SALUD.
 SEGURIDAD…
 MEDIO AMBTE.
Instrumentos de
pago electrónico
NO convertibles
en Dinero al
Portador
e-Fondo de
Inversión Social
¡ELPAS-SIFES: Un “QUE” y un “COMO” bien definido!
Etapa inicial:
Ingresos = Egresos
Nuevo sistema financiero, Sector Social
Impuestos
(e-dinero)
AVAL/Garantía:
Productividad,
Impuestos
NÓMINAS
Edu, Salud,
Seguridad, Ambte.
FONDOS
ELECTRÓNICOS
(e-DINERO)
AVAL/ Garantía:
Impuestos y LEY
Ingreso = EgresoPremisa 1:
PRESUPUESTO NACIONAL
Mercado
EPDIS/
SIFESD
EPDIS= Economía de Productividad para el Desarrollo y la Inclusión Social
Meta:
Premisa 2:
¡Dinero electrónico en función de
la productividad económica, NO
genera inflación al Valor Trabajo!
- Servicio Deuda ext.
- Importaciones.
- Inversiones.
AHORROS
Tesoro/BC
Economía
ELPAS® platform applications
BANCA
afiliada
- ADC-Card
- i-Phone
- e-Cheque
Póliza de
Seguro
Nicho:
Pagode nóminas: Administración
pública y empresa privada,...
Sector privado: Tiendas por Departamento, Supermercados, MIPYME, Turismo, Transporte, Universidades, etc….
- On-line
- Off-line
¡Novedad
mundial!
Transporte público:
Metro, Ómnibus, Taxi..
P.O.S.
RED MUNICIPAL
Municipio Inteligente
Seguro
Social
e-Recaud.
Tributaria
Democracia Interactiva 24/7
II. Etapa
EDUCACIÓN:
-Seminarios.
- Talleres.
- Diplomados.
Trans-
Economía
THE INNOVATIVE EUROPEAN POLITICS
1
2
DUAL ELECTRONIC FINANCIAL System, ELPAS-DEF SystemI
(Financial Reengineering)
Start
17
5
3
6
4
911
7
15
8
10
Electronic Banking System with:
Debit-Credit Cards, i-Phones, EFT-Checks
Europe MUNICIPALITY NETWORK
ELPAS–MSME, with e-Credit system
Automated Electronic Tax Fundraising
(Zero–Fiscal evasion)
Interactive Democracy 24/7
(Democratic Reengineering )
ELPAS Education Programs
COUNTRY
NETWORK
Trans-Economic:
Transformation from informal to formal economy
16
13
12
14
ELPAS Point
(e-Currency)
New immigration policy, UK
New European social
policies, with ELPAS-DEF
Europe ELPAS-TUR
EUROPEAN-NETWORK
New UK currency: e-Pound
New Euro currency: e-EURO
EUROPEAN DEF-System
The New European political Constitution,
with DEF-System
18
THE INNOVATIVE
EUROPEAN
POLITICS
Economy of Productivity for
Development and Social Inclusion
(Economic Reengineering)
European Municipality Network = 1 a 9
Country Network = 10 al 13
European Network = 14 al 18
ELPAS-DEF-System II
LA ESPERADA REFORMA ESTRUCTURAL DEL SISTEMA
MONETARIO Y FINANCIERO GLOBAL, SIFESD-FCe
1
2
SISTEMA FINANCIERO ELECTRÓNICO SECTORIAL DUAL,
con Flexibilización Cuantitativa electrónica, SIFESD-Fce.
Inicio
17
5
3
6
4
911
15
8
10
Banca Comunal Electrónica:
Financiamiento con Moneda electrónica (ELPAS)
RED MUNICIPAL
ELPAS-MIPYME (Generador de Empleo sustent.
Recaud. Tribut. Electrón. Automat.
(0–Evasiónfiscal)
Democracia Interactiva 24/7
(Reingeniería Democrática)
Programas Educación ELPAS
RED
REPÚBLICA
Trans-Economía:
Transformación Económica de informal a formal.
16
13
12
14
Sistema Financiero SIFESD-Fce, II
PUNTO ELPAS
(e-Moneda)
Nueva política de
inmigración
Programa “Nuevas políticas
sociales con SIFESD”
ELPAS-TUR
(Franquicia ELPAS)
RED LATINAM
Moneda única: e-LATIN
Sistema SIFESD-FCe
Etapa II
Constitución
EDLAC
18
Sistema
SIFESD-Fce
América Latina
Economía de Productividad para el
Desarrollo y la Inclusión Social,
EPDIS modelo con SIFESD-FCe
RED Municipal = 1 a 9
RED República = 10 al 13
RED LATINAM = 14 al 18
7
ELPAS-ASIA
a revolutionary monetary, financial, fiscal and economic system
1
2
DUAL SECTORAL ELECTRONIC FINANCINGwith electronic
Quantitative Easing, DSEF-eQEsystem (FinancialReengineen.
Start
17
5
3
6
4
911
15
8
10
Electronic Online Banking,
with e-credit financing.
MUNICIPAL NETWORK (ProyectoPiloto)
ELPAS-MSME (Generator of sostenible
employment)
Electronic automatic Tax collection
(Zero Tax evasion.
Interactive Democracy 24/7
(Reengineering of the Democratic system )
Educative Program ELPAS
REPUBLICAN
NETWORK
Trans-Economy: Transformation process from
informal to formal Economy.
16
13
12
14
New Financial System
DSEF-eQE, II
PUNTO ELPAS
(e-Moneda)
New immigration
policy for ASIA
New Social politics with
DSEF-eQE system.
Asia
ELPAS-TOURISM
ASIAN Network
Unique currency: e-ASIAT
DSEF-eQE independent financial
system for Asia
Political Constitution for ASIA
18
ELPAS-ASIA
Economy of Productivity for Development and
Social Inclusion, with DEF-System
(Economic Reengineering)
Municipality Network = 1 at 9
Republic Network = 10 at 13
ASIAN Network = 14 at 18
7
ELPAS-AFRICA
a revolutionary monetary, financial, fiscal and economic system
1
2
DUAL SECTORAL ELECTRONIC FINANCING, DSEF-System I
(Financial Reengineering
Start
17
5
3
6
4
911
15
8
10
Electronic Online Banking,
with e-credit financing.
MUNICIPAL NETWORK (ProyectoPiloto)
ELPAS-MSME (Generator of sostenible
employment)
Electronic automatic Tax collection
(Zero Tax evasion.
Interactive Democracy 24/7
(Reengineering of the Democratic system )
Educative Program ELPAS
REPUBLICAN
NETWORK
Trans-Economic: Economic transformation
process from informal to formal economy
16
13
12
14
New Financial System
DSEF- eQE, II
PUNTO ELPAS
(e-Moneda)
New immigration
policy for Africa
New Social politics with
DSEF- eQE system
African
ELPAS-TOURISM
AFRICAN
Network
Unique currency:
e-AFRICAN
Political Constitution for AFRICA
18
ELPAS-AFRICA
Economy of Productivity for Development and
Social Inclusion, with DEF-System
(Economic Reengineering)
Municipality Network = 1 at 9
Republic Network = 10 at 13
AFRICAN Network = 14 at 18
7
DSEF-eQE an independent
financial system for Asia
Expected trends following the implementation of the ELPAS-platform
0
2
4
6
8
10
12
14
16
18
20
2014 2015 2016 2017 2018 2019
Inflation
Unemploymt.
Act. Interest
Financial crime
CARACTERÍSTICAS POLÍTICAS
DEL ESTADO DE DERECHO LATINOAMERICANO Y CARIBEÑO
-EDLAC-
Características políticas de ELPAS-EDLAC
• SISTEMA POLÍTICO: ESTADO DE DERECHO DEMOCRÁTICO.
Véase: Constitución del ESTADO DE DERECHO
LATINOAMERICANO Y CARIBEÑO, EDLAC.
• SISTEMA ECONÓMICO: ECONOMIA DE PRODUCTIVIDAD PARA EL DESARROLLO Y LA
INCLUSIÓN SOCIAL, EPDIS.
• SISTEMA FINANCIERO: SISTEMA FINANCIERO DUAL SECTORIAL ELECTRÓNICO CON
FLEXIBILIZACIÓN CUANTITATIVA electrónica, SIFESD-FCe.
• SISTEMA MONETARIO: MONEDA ÚNICA Y COMÚN electrónica: El e-LATIN,
con Caja de Equivalencia del valor trabajo.
• PODER LEGISLATIVO: Unificación del PARLAMENTO LATINOAMERICANO,
PARLATIN Y PARLAMENTO CENTRO-AMERICANO ,
PARLACEN.
Sigue características….(2)
• Bondades del EDLAC: A- Sistema monetario- financiero: Independiente, seguro y
confiable, controles sistemáticos, anti-cíclico, anti-
inflacionario,…
B- Sistema económico: Innovador, muy estable, sin
endeudamiento público, sin inflación.
C- Efectiva Seguridad de Estado.
• Integración de FLORIDA como Estado Libre Asociado:
Beneficios: - Resuelto problema de inmigración a USA.
- Independencia financiera, sin endeudamiento público.
- Estabilidad laboral.
- Efectiva Seguridad de Estado.
- EDLAC garantiza: Cero corrupción, cero impunidad, cero
crimen financiero, cero narcotráfico, cero inflación, cero
injusticia social, cero……
• Sistema de Educación: - Enfocado a las necesidades y expectativas de cada país
miembro, financiado por SIFESD-FCe.
- Vía Internet, a Distancia, teleconferencias, etc…
YOUR WAY…. IS YOUR DECISION!

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2- Platform DSEF, engl..pdf

  • 3. The debt mountain of U.S.A.
  • 4.
  • 6. ¡Lo que hace la Inflación con los AHORROS, de igual manera lo hace con las DEUDAS públicas!
  • 8. ELPAS TECHNOLOGICAL PLATFORM ELPAS is: A «What» and «How» well-defined!
  • 9. ELPAS Organization chart - 2015 ELPAS GROUP We seek partners in the following areas: ELPAS-USAFOUNDATION,INC ELPAS INTERNATIONAL, C.A.  BANK´S.  TELECOMMUNICATION ENTERPRISES.  GOVERNMENTS.  UNIVERSITIES.  NOG´s, Entrepreneurs,… U.S.A.VENEZUELA REPÚBLICA DOMINICANA PERÚ FUNDACIÓN ELPAS -VZLA INSTITUTO DE INVESTIGACIÓN TECNOLÓGICA Y CIENTÍFICA, INTEC COOPERATIVA ELPAS FUNDACIÓNELPAS-RD FOUNDATIONAND ENTERPISEinprogress! xxxx
  • 10. Futuro ELPAS Group BANCO(s) i- Phone company Universidad(es) de Investigación Empresas e Instituciones asociadas Medios de comunicador social Desarrollador(es) de Software ELPAS Group ELPASGROUP
  • 11. Our planet and its future without ELPAS: https://www.youtube.com/embed/nGeXdv-uPaw
  • 12. What is ELPAS and what is its scope? ELPAS is a "Cybernetic State with electronic government of Social Participation via networks, with modern and innovative social, monetary, financial and political system, forward to a new Earth governance system". Español: ELPAS es un «Estado Cibernético con Gobierno Electrónico de Participación Social vía redes sociales , con un innovador sistema monetario, financiero, económico y político, hacia un nuevo sistema de gobernabilidad para el planeta Tierra. ELPAS is a WHAT and a HOW well definite!
  • 13. ELPAS-GOV is a technological platform with "Interactive Democracy 24/7",with innovative monetary and financial system named: “DUAL SECTORAL ELECTRONIC FINANCING with electronic Quantitative Easing" (DSEF- eQE) to prevent or resolve cyclical financial- and economic crises; also to build a social-economic system without inflation, without tax evasion, without fiscal and budget deficit, without organized financial crime, using the modern technologies TIC´s to get the highest level of STATE SECURITY. What is Electronic Government (ELPAS-GOV), and what is its scope? ELPAS-GOV is a WHAT and a HOW well definite!
  • 14. Dual Sectoral Electronic Financial System with electronic Quantitative Easing, DSEFS-eQE SOCIAL SECTOR FINANCING Methology: ELECTRONICFUNDS FOR SOCIAL INVESTMENT Backrest of e-Currency: Fiscal Income, Labor law, Law for National Budget, Social law and, Constitucional Guarantees Backrest of e-Money = The Law PRODUCTIVE ECONOMY FINANCING Methology: CAPITAL INVESTMENT (Capital Economy) Backrest of e-Currency: PRODECONOMIC PRODUCTIVITYDSEFS- eQE Backrest of e-Money = Productivity Note: e-Money = electronic Money
  • 15. INPUT – OUTPUT Innovative monetary-, financial- and economic politic INPUT Reality of the crisis countries:  High Poverty  Unemployment.  Budget and fiscal deficit.  Public debt.  Inflation.  Insecurity.  High crime.  Impunity. OUTPUT  Controlledand reduced.  Natural unemployment(4 %)  Zero fiscal and budget deficit.  Zero Indebtedness.  Zero Inflation of work value.  Economic balance.  Controlledfinancial crime. with: ELPAS-GOV-eQE Operative Software ELPAS-GOV-eQE ELPAS is: A «What» and «How» well-defined!
  • 16. THE EXPECTED STRUCTURAL REFORM OF THE GLOBAL MONETARY & FINANCIAL SYSTEM ELPAS- eQE 1 2 DUAL SECTORAL ELECTRONIC FINANCIAL System , with electronic Quantitative Easing, DSEF-eQE. Start 17 5 3 6 4 911 7 15 8 10 ELPAS Online HomeBanking, with DCS-Cards, i-phones, EFT-Checks MUNICIPAL-NETWORK ELPAS–MSME, with electronic credits Electronic Automated Tax Collection System, EATC (Zero fiscal evasion) Interactive Democracy 24/7 (Democratic Reengineering ) Educacional Program ELPAS STATE-NETWORK Trans-Economic program: Transformation of informal to formal economy! 16 13 12 14 DSEFS-eQE II ELPAS Point (e-Currency) New U.S. immigration policy New Social Security System with DSEF-eQE ELPAS-TOURISM (ELPAS franchise) NATION-NETWORK U.S. currency: e-Dollar DSEF-eQE system U.S. political Constitution, (with DSEF-eQE system) 18 ELPAS-eQE System Economy of Productivity for Development and Social Inclusion (Economic Reengineering) U.S. Municipal Network = 1 a 9 State-Network = 10 al 13 Nation-Network = 14 al 18
  • 17. SiSi Electronic Tax Collection, ETC DSEF- eQEe-Government ELPAS- Turism (ELPAS-Fr anchise) Trans- Economy: Informal to formal economy . Server Municipal Network Routers/ Switches Firewall ELPAS-MSME with e-credits Interactive Democracy 24/7 Applications: ID-system Online- Banking Technological platform ELPAS-GOV with eQE ELPAS is: A «What» and «How» well-defined!
  • 18. ELPAS basic application: ELPAS-MSME Once of the most important applications of the technological platform ELPAS is the ELPAS-MSME system. It is to finance the Micro-, Small and Medium Enterprises (MSME´s) through personalized electronic credits. This platform is accessible by the “ELPAS-Workstation” through ID-cards with fingerprint identification, e-Debit-Credit cards, in combination with T-payment by i-Phones and Electronic Fund Transfer checks (EFT-check) to move credits electronically only. Cash money will not be accessible for borrowers. ELPAS is: A «What» and «How» well-defined!
  • 19. ELPAS Security Account access with Touch ID sensor: Allows you to sign on to the Mobile using your fingerprint, without having to enter your User ID and Password. With ELPAS toward excellence of State Security!
  • 20. ELPAS – Multifuncional Workstation - ELPAS CelularesGSM, iPhones3G,3GS Blackberry ADC CARD WEB-Camara AD C Voise- Recognition Fingerprint- ID ID ID-Cards
  • 21. Front side: Back side: ID-CARD with Electronic Pocket: From 12 years on D-S Card: Debit-Saving Card. From 17 years on: DCS-Card with electronic credit line. HB = Home-Banking. INDE = Interactive Democracy 24/7 POS = Point of Sales. TR = Public Transport. TOUR = Tourism. EC = Electronic Commerce. …Other future applications. Electronic Money: e-Dollar e- Euro e-Latín ELPAS Access Card to the data base of the Intelligent Municipality Nombre y Apellido: Pedro Pérez Nacionalidad: Dominicano N° de Cédula: 4.264.332 Profesión: Abogado Emisión: 15.1.2010 Vencimiento: 15.1.2015 MIAMI-DADE COUNTY
  • 22. Anverso: Reverso: From 12 years : D-S card From 17 years: D-C-S card, with ensured electronic credit. HB = Home-Banking. POS = Point of Sale. TR = Public Transport. TOUR = Tourism. EC = Electronic Commerce. …other future applicattons. Electronic Purse: e-US$ e-Latín e-Euro Electronic Pay Systems, ELPAS Nombre y Apellido: Pedro Pérez Aguilera Nacionalidad: Dominicano N° de Cédula: 4.264.332 Profesión: Abogado Emisión: 15.1.2010 Vencimiento: 15.1.2015
  • 23. Latin America Technology of Information and Communication ELECTRONIC BANKING INFO – CENTRO IPS = Internet Server Provider TECNOLOGICAL PLATFORM ELPAS-GOV&DEF
  • 24. The ATM recharges: - i-Phonesand Debit Cards, and process Electronic Fund TransfeTransfer Checks (EFT-check) The future Electronic Banking System ELPAS - The new ATM generation - The ATM´s give paper money only in low denominations ADC CARD ELPAS SMART ATM Paper money is: - insecure, - violable, - facelitador for crimes. Fingerprint- reader Camara USB-Port
  • 25. ELPAS - PUNTO INTELIGENTE - ELPAS ELPAS Venta y personalización de ADC-cards de prepago: • Huella digitalizada. • Photo. • PIN-Code. • Firma digital. Vendemos: ADC –cards Personalizads. y recargables.. Recargamos: - Money Cards. - ADC Cards. - i phonesGSM FRANQUICIA ELPAS Ventas y Servicios • Venta de ADC-Cards prepago. • Venta de i- phones GSM. • Recargo de i-phones. • Anulación de tarjetas extraviadas y entrega de reemplazo. ELPAS is: A «What» and «How» well-defined!
  • 26. EFT-Check Deduct from the banking account of Bank of Issue Amount (US$): ____________ The amount of __________________________________________ Depositor Signature CMC7 E30E30 CMC7 Front site (A) Electronic Fund Transfer Check, EFT-Check ELPAS is: A «What» and «How» well-defined!
  • 27. Electronic Fund Transfer, EFT-Check Only to be acredited to the banking account of: (Beneficiary Name) The amount of __________________________________________ BeneficiarySignature CMC7 E30E30 CMC7 Back site (B) Of the Bank (Receiver Bank) B e n e f i c i a r y B a n k ELPAS is: A «What» and «How» well-defined!
  • 28. e-FUNDS Sector: Public HEALTH United States of America Secretary of Treasury e-FUNDS FOR PUBLIC HEALTH Fiscal Year 2013 Amount: U$$ 1.380.000.000,00 This e-fund is used to finance two (2) Hospitals in xxxxxxxxxx, in accordance with the National Budget Law Nr.xxxxxx- 2013. The amount of this financial instrument covers the construction of this works “Key in hand“, The funds can be mobilized only through electronic payment instruments, such as Debit- Credit cards, T-payment and Electronic Fund Transfer checks (EFT-checks). No way these funds can be redeemed in cash to the bearer. The title is a Social Investment that generates a commission in trading in the secondary financial market. This instrument is not transferable and can not be used for any other purpose that is not covered in this document. e-Funds for Health Example: Health
  • 29. e-FUNDS Sector: Civil SECURITY UNITED STATES OF AMERICA Secretary of Treasury E-FUNDS FOR CIVIL SECURITY Fiscal Year 2014 Beneficionary: Miami Dade Amount: US$ 2.850.000.000,00 This e-fund is only to finance the payroll of Police, Firefighters and Civil protection in accordance with the National Budget Law Nr.xxxxxx-2014. The funds can be mobilized only through electronic payment instruments, such as Debit-Credit cards, T-payment and Electronic Fund Transfer checks (EFT-checks). No way these funds can be redeemed in cash to the bearer. The title is a Social Investment that not generates interests in the secondary financial market. This instrument is not transferable and can not be used for any other purpose that is not covered in this document. Application: Civil Securitye-Funds for Civil SECURITY
  • 30. e-FUNDS Sector: Environmental Protection United States of America Secretary of Treasury E-FUNDS FOR ENVIRONMENTAL PROTECTION Fiscal Year 2014 Beneficionary: xxxxxxxxxxxxx Amount: US$ 2.330.000.000,00 This e-fund is only to finance the payroll of Police, Firefighters and Civil protection in accordance with the National Budget Law Nr.xxxxxx-2014. The funds can be mobilized only through electronic payment instruments, such as Debit-Credit cards, T-payment and Electronic Fund Transfer checks (EFT-checks). No way these funds can be redeemed in cash to the bearer. The title is a Social Investment that generates a commission as a Banking-Trust instrument. It is not transferable and can not be used for any other purpose that is not covered in this document. Application: Environmentalprotection e-Bono-Ambiental
  • 31. INSURANCE for the Restitution of customized electronic currency INSURANCE COMPANY ABC Póliza de Seguro de ResponsabilidadCivil para la Protección y Restitución de Dinero Electrónico de Tarjetas con Monedero Electrónico Titular: José García Ramírez N° Póliza de Seguro: 02543987 Fecha de emisión: 01.1.2012 Fecha de expiración: 1.12.2012 Prima de Seguro: S/. 150,00 Cobertura hasta: e-US$ 30.000,00 Esta Póliza de Seguro permite al Asegurado recuperar el valor comercial (saldo) de su Tarjeta financiera ELPAS. El Asegurado tiene derecho a una nueva tarjeta con el mismo saldo de la tarjeta extraviada, menos un deducible (R$ 600,00) por la emisión de una nueva tarjeta. Un Tarjeta recuperada no podrá ser reactivada. El saldo de la tarjeta extraviada será anulado en el sistema del banco emisor, de manera que saldrá definitivamente de la masa de dinero en circulación. Esto con la finalidad de mejorar los instrumentos de control del Banco Central sobre la masa de dinero (electrónico) en circulación. ¡World first! Example: ELPAS is: A «What» and «How» well-defined!
  • 32. Payment with i-Phone Applications: - Rural areas where is not there a bank. - P.O.S. - Homebanking,e-commerce,etc.
  • 33. ELPAS - POINT - ELPAS ELPAS Personalized D-Cards with: • Photo. • Fingerprint. • PIN-Code. • Digitalized sign. WE SALE: ADC –cards, personalized.y rechargible.. We recharge - Money Cards. - ADC Cards. - i phones ELPAS FRANQUICIA Sales and Services • Sale of personalized prepayed Debit-Cards. • Sale of i- phones with electronic money box. • Recharge of i-phones. • Police Insurence . With ELPAS forward to an exellent Country
  • 34. Dual Sectoral Electronic Financing with electronic Quantitative Easing DSEF-eQE system
  • 36. FED´s monetary politics vs. ELPAS monetary system QUANTITATIVE EASING e-QUANTITATIVE EASING 1- Creates inorganic money. 2- It is inflationary money. 3- Does not eliminate fiscal deficit. 4- Does not stimulates economic growth 5- Does not eliminate unemployment. 6- Does not encouragesconsumption. 7- Does not removeglobal financial crisis. 1a- No inorganic money in circulat. 2a- Permits controlabout inflation. 3a- Eliminates fiscal & budget deficit. 4a- Stimulateseconomic growth. 5a- Createsnew sustainable jobs. 6a Stimulatesconsumption. 7a- Eliminates the rootsof the global financial crisis. ELPAS is: A «What» and «How» well-defined!
  • 37. Dual Sectoral Electronic Financing with e-Quantitative Easing, DSEF-eQE system e-QUANTITATIVE EASING (e-QE) New electronic monetary system: New electronic financial system: DSEF with e-QE ELPAS is: A «What» and «How» well-defined!
  • 38. DUAL SECTORAL ELECTRONIC FINANCING with electronic QUANTITATIVE EASING, DSEF-eQE e- Funding for SOCIAL Investment e- Funding for productive CAPITAL Investment Application: Public payrolls in: Education, Health, Judicial system, Police, Firefighters, Public security, Army, other Social services,… Application: Capital investment for infrastructure in Education, Health, Environmental protection, Public parks, other social services,…. ELPAS-DSEF- eQE Features: a) Allows financing of public services when boom and recession exist. b) Is safe, transparent, anti-cyclical and anti-inflationary, so it is politically necessary and socially indispensable. Financing of SOCIAL spending Financing CAPITAL spending
  • 39. Fundamental innovation in the public financial system With “Sectorisation” of the financial system in two independent sectors (Social and Capital) that would be guaranteed that in times of economic and financial crisis is not affected financing of SOCIAL sector. While the economy oscillates between boom and recession, social spending will be funded by sufficient ELECTRONIC Currency (Computer Money), backed by fiscal income and adequate juridical framework. And this e-money would not be counted as Debt but as Social Investment, issued by recyclable Electronic Funds (e-funds). These have not limit by Central Bank emission, not paying active interests (commission only, (see: fideicomiso, trust) and not generate inflation of the labor value. ELPAS is: A «What» and «How» well-defined!
  • 40. Benefits of ELPAS/DSEF-eQE System • This system offers the following benefits: • A) For Entrepreneurs: • a1) Have access to an inexpensive, personalized, electronic credit. • a2) Have a private Home-Banking system for multiple uses (see: Interactive Democracy 24/7) • B) For Funder bank: • b1) Control and monitoring of credit use. • b2) Low financial risk (No loss of e-credits). • b3) Access to low social segments. • b4) Marketing of new products and services for mass use. • C) For Governments: • c1) Significant unemployment reducing (-60%). • c2) Poverty reduction (-50%). • c3) Increase of Social Security. • c4) Economic growth. • c5) Exit of global economic crisis. ELPAS is: A «What» and «How» well-defined!
  • 41. Innovative electronic monetary system as infrastructure of a new financial and economic system ON-line BANKING e- currency COMMERCE, COMPANIES Natural and Legal PERSON Public- Administration RED ELPAS-GOV Electronic Check, EFT Sectorial e- Funds e-currency e- currency Electronic Check, EFT Electronic Check, EFT Electronic Check, EFT Sectorial e- Funds Sectorial e- Funds Sectorial e- Funds ELPAS is: A «What» and «How» well-defined!
  • 42. e-FUNDS Sector: Public HEALTH United States of America Secretary of Treasury e-FUNDS FOR PUBLIC HEALTH Fiscal Year 2013 Amount: U$$ 1.380.000.000,00 This e-fund is used to finance two (2) Hospitals in xxxxxxxxxx, in accordance with the National Budget Law Nr.xxxxxx-2013. The amount of this financial instrument covers the construction of this works “Key in hand“, The funds can be mobilized only through electronic payment instruments, such as Debit-Credit cards, T-payment and Electronic Fund Transfer checks (EFT- checks). No way these funds can be redeemed in cash to the bearer. The title is a Social Investment that generates a commission in trading in the secondary financial market. This instrument is not transferable and can not be used for any other purpose that is not covered in this document. e-Funds for Health Example: Health
  • 43. e-FUNDS Sector: Civil SECURITY UNITED STATES OF AMERICA Secretary of Treasury E-FUNDS FOR CIVIL SECURITY Fiscal Year 2014 Beneficionary: Miami Dade Amount: US$ 2.850.000.000,00 This e-fund is only to finance the payroll of Police, Firefighters and Civil protection in accordance with the National Budget Law Nr.xxxxxx-2014. The funds can be mobilized only through electronic payment instruments, such as Debit-Credit cards, T-payment and Electronic Fund Transfer checks (EFT-checks). No way these funds can be redeemed in cash to the bearer. This financial instrument is a Social Investment that not generates interests in the secondary financial market. This instrument is not transferable and can not be used for any other purpose that is not covered in the present document. Application: Civil Securitye-Funds for Civil SECURITY
  • 44. Instrumento Financiero Electrónico Sectorial Sector EDUCACIÓN Estados Unidos Secretaría de Finanzas FONDO ELECTRÓNICOSECTORIAL EDUCACIÓN Pública Año Fiscal 2013 Valor $. 450.000.000,00 E- El monto del e-FONDO está destinado al pago de nóminas y demás reivindicaciones contractuales de los profesores y demás empleados y obreros de la EDUCACIÓN Superior en conformidad con la Ley de Presupuesto Nacional N°XXXXXX-2013. El valor del e- Fondo representa la asignación presupuestaria a la Educación Superior del año fiscal 2013 (5%). El manejo de los e-Fondos debe hacerse por medio de instrumentos electrónico de pago tales como: Tarjetas de Ahorro-Débito (AD-Card); Celulares GSM/CDMA y Cheques Electrónicos. De ninguna manera estos fondos pueden ser canjeados en dinero al portador. El procesamiento técnico del Instrumento está blindado a una plataforma tecnológica bancaria a fin de monitorear, controlar, verificar y contabilizar el destino de estos fondos públicos. El e-Bono es renovable anualmente en conformidad con la Ley del presupuesto del año fiscal próximo. Su valor no representa una Deuda sino una Inversión Social, por consiguiente no puede ser negociado en el mercado financiero secundario. Este Fondo no puede ser usado para otra finalidad a la que no fuera contemplada en este documento. Las demás especificaciones sobre el origen, uso y destino de los diferentes Fondos Sociales será regulado por la Ley. Ejemplo: Sector “Educación Superior” e-Bono-Educacional
  • 45. e-FUNDS Sector: Environmental Protection United States of America Secretary of Treasury E-FUNDS FOR ENVIRONMENTAL PROTECTION Fiscal Year 2014 Beneficionary: xxxxxxxxxxxxx Amount: US$ 2.330.000.000,00 This e-fund is only to finance the payroll of Police, Firefighters and Civil protection in accordance with the National Budget Law Nr.xxxxxx-2014. The funds can be mobilized only through electronic payment instruments, such as Debit-Credit cards, T-payment and Electronic Fund Transfer checks (EFT-checks). No way these funds can be redeemed in cash to the bearer. The title is a Social Investment that generates a commission as a Banking-Trust instrument. It is not transferable and can not be used for any other purpose that is not covered in this document. Application: Environmentalprotection e-Bono-Ambiental
  • 46. Conceptual error in Public Accounting and the State Balance Active PassiveActivePassive Social Debt (Mill. US$) Social Investment (Mill. US$) Education: 380,00 Health: 290,00 . . . Education: 380,00 Health: 290,00 . . . New State Balance: Passive (Debt) Active (Investment) Education US$ 380,00 US$ 380,00 e- Fund for Social Investment EDUCACIÓN Health US$ 290,00 . . . US$ 290,00 . . . e- Fund for Social Investment HEALTH - Example - e-Transfer ELPAS is: A «What» and «How» well-defined! G.D.P (Gross Domestic Product) G.D.P (Gross Domestic Product)
  • 47. Financiamiento del Gasto Público Social mediante e-Fondos SOCIALES Impuestos Asignación de e-Fondos para la Inversión Dinero electrónico Municipio Manejado por:  ADC-cards  EFT-Check  T-Pago produce Beneficios:  Control y Transp.  Cero dinero ilícito.  Cero malversación.  Transformcn. Deuda en Inversión.  No inflacionario.  Cero endeudamto.  Anti-cíclico.  Preventivo a crisis. Aplicaciones:  EDUCACIÓN.  SALUD.  SEGURIDAD…  MEDIO AMBTE. Instrumentos de pago electrónico NO convertibles en Dinero al Portador e-Fondo de Inversión Social ¡ELPAS-SIFES: Un “QUE” y un “COMO” bien definido! Etapa inicial: Ingresos = Egresos
  • 48. Nuevo sistema financiero, Sector Social Impuestos (e-dinero) AVAL/Garantía: Productividad, Impuestos NÓMINAS Edu, Salud, Seguridad, Ambte. FONDOS ELECTRÓNICOS (e-DINERO) AVAL/ Garantía: Impuestos y LEY Ingreso = EgresoPremisa 1: PRESUPUESTO NACIONAL Mercado EPDIS/ SIFESD EPDIS= Economía de Productividad para el Desarrollo y la Inclusión Social Meta: Premisa 2: ¡Dinero electrónico en función de la productividad económica, NO genera inflación al Valor Trabajo! - Servicio Deuda ext. - Importaciones. - Inversiones. AHORROS Tesoro/BC Economía
  • 49. ELPAS® platform applications BANCA afiliada - ADC-Card - i-Phone - e-Cheque Póliza de Seguro Nicho: Pagode nóminas: Administración pública y empresa privada,... Sector privado: Tiendas por Departamento, Supermercados, MIPYME, Turismo, Transporte, Universidades, etc…. - On-line - Off-line ¡Novedad mundial! Transporte público: Metro, Ómnibus, Taxi.. P.O.S. RED MUNICIPAL Municipio Inteligente Seguro Social e-Recaud. Tributaria Democracia Interactiva 24/7 II. Etapa EDUCACIÓN: -Seminarios. - Talleres. - Diplomados. Trans- Economía
  • 50. THE INNOVATIVE EUROPEAN POLITICS 1 2 DUAL ELECTRONIC FINANCIAL System, ELPAS-DEF SystemI (Financial Reengineering) Start 17 5 3 6 4 911 7 15 8 10 Electronic Banking System with: Debit-Credit Cards, i-Phones, EFT-Checks Europe MUNICIPALITY NETWORK ELPAS–MSME, with e-Credit system Automated Electronic Tax Fundraising (Zero–Fiscal evasion) Interactive Democracy 24/7 (Democratic Reengineering ) ELPAS Education Programs COUNTRY NETWORK Trans-Economic: Transformation from informal to formal economy 16 13 12 14 ELPAS Point (e-Currency) New immigration policy, UK New European social policies, with ELPAS-DEF Europe ELPAS-TUR EUROPEAN-NETWORK New UK currency: e-Pound New Euro currency: e-EURO EUROPEAN DEF-System The New European political Constitution, with DEF-System 18 THE INNOVATIVE EUROPEAN POLITICS Economy of Productivity for Development and Social Inclusion (Economic Reengineering) European Municipality Network = 1 a 9 Country Network = 10 al 13 European Network = 14 al 18 ELPAS-DEF-System II
  • 51. LA ESPERADA REFORMA ESTRUCTURAL DEL SISTEMA MONETARIO Y FINANCIERO GLOBAL, SIFESD-FCe 1 2 SISTEMA FINANCIERO ELECTRÓNICO SECTORIAL DUAL, con Flexibilización Cuantitativa electrónica, SIFESD-Fce. Inicio 17 5 3 6 4 911 15 8 10 Banca Comunal Electrónica: Financiamiento con Moneda electrónica (ELPAS) RED MUNICIPAL ELPAS-MIPYME (Generador de Empleo sustent. Recaud. Tribut. Electrón. Automat. (0–Evasiónfiscal) Democracia Interactiva 24/7 (Reingeniería Democrática) Programas Educación ELPAS RED REPÚBLICA Trans-Economía: Transformación Económica de informal a formal. 16 13 12 14 Sistema Financiero SIFESD-Fce, II PUNTO ELPAS (e-Moneda) Nueva política de inmigración Programa “Nuevas políticas sociales con SIFESD” ELPAS-TUR (Franquicia ELPAS) RED LATINAM Moneda única: e-LATIN Sistema SIFESD-FCe Etapa II Constitución EDLAC 18 Sistema SIFESD-Fce América Latina Economía de Productividad para el Desarrollo y la Inclusión Social, EPDIS modelo con SIFESD-FCe RED Municipal = 1 a 9 RED República = 10 al 13 RED LATINAM = 14 al 18 7
  • 52. ELPAS-ASIA a revolutionary monetary, financial, fiscal and economic system 1 2 DUAL SECTORAL ELECTRONIC FINANCINGwith electronic Quantitative Easing, DSEF-eQEsystem (FinancialReengineen. Start 17 5 3 6 4 911 15 8 10 Electronic Online Banking, with e-credit financing. MUNICIPAL NETWORK (ProyectoPiloto) ELPAS-MSME (Generator of sostenible employment) Electronic automatic Tax collection (Zero Tax evasion. Interactive Democracy 24/7 (Reengineering of the Democratic system ) Educative Program ELPAS REPUBLICAN NETWORK Trans-Economy: Transformation process from informal to formal Economy. 16 13 12 14 New Financial System DSEF-eQE, II PUNTO ELPAS (e-Moneda) New immigration policy for ASIA New Social politics with DSEF-eQE system. Asia ELPAS-TOURISM ASIAN Network Unique currency: e-ASIAT DSEF-eQE independent financial system for Asia Political Constitution for ASIA 18 ELPAS-ASIA Economy of Productivity for Development and Social Inclusion, with DEF-System (Economic Reengineering) Municipality Network = 1 at 9 Republic Network = 10 at 13 ASIAN Network = 14 at 18 7
  • 53. ELPAS-AFRICA a revolutionary monetary, financial, fiscal and economic system 1 2 DUAL SECTORAL ELECTRONIC FINANCING, DSEF-System I (Financial Reengineering Start 17 5 3 6 4 911 15 8 10 Electronic Online Banking, with e-credit financing. MUNICIPAL NETWORK (ProyectoPiloto) ELPAS-MSME (Generator of sostenible employment) Electronic automatic Tax collection (Zero Tax evasion. Interactive Democracy 24/7 (Reengineering of the Democratic system ) Educative Program ELPAS REPUBLICAN NETWORK Trans-Economic: Economic transformation process from informal to formal economy 16 13 12 14 New Financial System DSEF- eQE, II PUNTO ELPAS (e-Moneda) New immigration policy for Africa New Social politics with DSEF- eQE system African ELPAS-TOURISM AFRICAN Network Unique currency: e-AFRICAN Political Constitution for AFRICA 18 ELPAS-AFRICA Economy of Productivity for Development and Social Inclusion, with DEF-System (Economic Reengineering) Municipality Network = 1 at 9 Republic Network = 10 at 13 AFRICAN Network = 14 at 18 7 DSEF-eQE an independent financial system for Asia
  • 54. Expected trends following the implementation of the ELPAS-platform 0 2 4 6 8 10 12 14 16 18 20 2014 2015 2016 2017 2018 2019 Inflation Unemploymt. Act. Interest Financial crime
  • 55. CARACTERÍSTICAS POLÍTICAS DEL ESTADO DE DERECHO LATINOAMERICANO Y CARIBEÑO -EDLAC-
  • 56. Características políticas de ELPAS-EDLAC • SISTEMA POLÍTICO: ESTADO DE DERECHO DEMOCRÁTICO. Véase: Constitución del ESTADO DE DERECHO LATINOAMERICANO Y CARIBEÑO, EDLAC. • SISTEMA ECONÓMICO: ECONOMIA DE PRODUCTIVIDAD PARA EL DESARROLLO Y LA INCLUSIÓN SOCIAL, EPDIS. • SISTEMA FINANCIERO: SISTEMA FINANCIERO DUAL SECTORIAL ELECTRÓNICO CON FLEXIBILIZACIÓN CUANTITATIVA electrónica, SIFESD-FCe. • SISTEMA MONETARIO: MONEDA ÚNICA Y COMÚN electrónica: El e-LATIN, con Caja de Equivalencia del valor trabajo. • PODER LEGISLATIVO: Unificación del PARLAMENTO LATINOAMERICANO, PARLATIN Y PARLAMENTO CENTRO-AMERICANO , PARLACEN.
  • 57. Sigue características….(2) • Bondades del EDLAC: A- Sistema monetario- financiero: Independiente, seguro y confiable, controles sistemáticos, anti-cíclico, anti- inflacionario,… B- Sistema económico: Innovador, muy estable, sin endeudamiento público, sin inflación. C- Efectiva Seguridad de Estado. • Integración de FLORIDA como Estado Libre Asociado: Beneficios: - Resuelto problema de inmigración a USA. - Independencia financiera, sin endeudamiento público. - Estabilidad laboral. - Efectiva Seguridad de Estado. - EDLAC garantiza: Cero corrupción, cero impunidad, cero crimen financiero, cero narcotráfico, cero inflación, cero injusticia social, cero…… • Sistema de Educación: - Enfocado a las necesidades y expectativas de cada país miembro, financiado por SIFESD-FCe. - Vía Internet, a Distancia, teleconferencias, etc…
  • 58. YOUR WAY…. IS YOUR DECISION!