PayPal was established in 1998 and became a subsidiary of eBay in 2002. It operates a worldwide online payments system and had 173 million active users and $7.9 billion in revenue in 2015. PayPal allows users to send, receive, and hold funds in 26 currencies globally and transfer money electronically for online purchases, sales, donations, and sending funds internationally.

2. PayPal Holdings, Inc. is an American based
company situated San Jose, California
operating a worldwide online payments system.
Paypal serve as electronic alternatives to
traditional paper methods like checks and
money orders. PayPal is one of the world's
largest Internet payment companies.
Established in 1998, PayPal had its IPO in 2002,
and became a wholly owned subsidiary of eBay
later that year.
INTRODUCTION

3. HISTORY & FOUNDERS
Established in 1998 as Confinity,
(Security Software)
Peter Thiel
Luke Nosek
Ken Howery
Max Levchin
Elon Musk Bought Paypal in
2000

4.  In 2014, PayPal moved $228 billion in 26
currencies across more than 190 nations,
generating a total revenue of $7.9 billion (44% of
eBay’s total profits).The same year, eBay
announced plans to spin-off PayPal into an
independent company by mid-2015 and was
completed on July 18, 2015.
 As of 2015, PayPal operates in 203 markets.
 Employees 15,800 (2015)
 Active Users 173 Million (2015)

5. FINANCIAL STATISTICS

6. WHY PAYPAL?
 Peace Of Mind.
 Safer Way To Pay.
 Send Payments Overseas.
 Online Or On The Go.

7.  PayPal allows customers to send, receive and hold funds in
26 currencies worldwide
 PayPal's services allow people to make financial
transactions online by granting the ability to transfer funds
electronically between individuals and businesses.
 Through PayPal, users can send or receive payments for
online auctions on websites like eBay, purchase or sell
goods and services, or donate money or receive donations.
It is not necessary to have a PayPal account to use the
company's services.
 PayPal launched Student Accounts for teenagers in August
2009, allowing parents to set up a student account,
transfer money into it and obtain a debit card for student
use.
SERVICES

8. Go To WWW.PAYPAL.COM/IN
Sign up for your free PayPal personal
account using your email and
password.
Link your credit and debit cards to
your PayPal account. You’ll only
need to do this once.
Use the PayPal button to check out
with just an email and password.
HOW TO CREATE PAYPAL
ACCOUNT

10. HOW IT WORKS?

11.  In INDIA As of March 2011, PayPal made changes to the
User Agreement for Indian users to comply with Reserve
Bank of India regulations. The per transaction limit had
been set to USD $3,000, since October 14, 2011.
However, on July 29, 2013 PayPal has increased the per
transaction limit to USD $10,000. This brings the per
transaction limit for India. PayPal has disabled sending
and receiving personal payments in India, thus forcing all
recipients to pay a transaction fee.
 PayPal plans to make India an incubation centre for the
company's employee engagement policies. In 2012, PayPal
hired 120 people for its offices in Chennai and Bangalore.
 Countries not supported by PayPal include Pakistan, Iraq,
Afghanistan, in addition to the countries on the US
economic sanction list
LOCAL RESTRICTIONS

12. In the United States, PayPal is licensed as a money
transmitter, on a state-by-state basis. But state laws vary,
as do their definitions of banks, narrow banks, money
services businesses and money transmitters
In India, as of January 2010, PayPal has no cross-border
money transfer authorisation. In The New York Times
article "India's Central Bank Stops Some PayPal Services.
The Reserve Bank under the Payment and Settlement
Systems Act, PayPal does not have our authorisation for
cross-border money transfer service. PayPal is not listed in
the "Certificates of Authorisation issued by the Reserve
Bank of India under the Payment and Settlement Systems.
Act, 2007 for Setting up and Operating Payment System in
India". PaisaPay is an Indian sister service to PayPal, and is
also owned by eBay.PaisaPay makes possible payments
from abroad by PayPal account holders to Indian sellers on
eBay.in.
REGULATION

13.  As early as 2001, PayPal had substantial problems
with online fraud, especially international hackers
who were hacking into PayPal accounts and
transferring small amounts of money out of multiple
accounts.
 150,000 Paypal cards was frozen.
 PayPal's partner MasterCard ceased taking donations
to WikiLeaks in 2010, and PayPal also suspended, and
later permanently restricted, payments to the
website after the U.S. State Department deemed
WikiLeaks activities as illegal.
FRAUD & SCAMS

14. PayPal is easier to operate than most
online banking services and its also the
safe. So if anyone wishes to create an
account in the future for personal or
business transactions then it'll make your
work more easier and generate smooth
transactions without having to worry
about the global banking regulations.
CONCLUSION

15. MUNIR
PRESENTED BY