The document describes PayTrak Protect, an affordable health and dental benefits plan offered exclusively to clients of PayTrak Payroll Services. PayTrak Protect offers pooled group plans at negotiated rates administered by PayTrak to provide big business benefits to small businesses. Clients can select between bronze, silver, and gold plans with varying coverage levels. PayTrak handles setup, premium collection, payments to insurers, and ongoing support to make benefits easy for clients to offer employees. Marketing materials are being developed to promote PayTrak Protect to PayTrak's existing client base.