1. Stewart's Insurance Depot
Investigate Make
Ask Cost of Informed
Questions Care Decisions
ALL RIGHT: I’M READY TO TAKE CONTROL!
How do I do it?
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2. Stewart's Insurance Depot
Are we shopping for major medical care services
like we shop for other things?
Are we a savvy shopper for major medical care services?
Do we just wave our major medical insurance card and say ….. “just fix me?”
OR
Check if you do: • Do we check out where we are going
to buy
• Do we ask what the costs will be? our medications?
• Do we check to find the least • Do we investigate second opinions
costs for the and
services needed? alternate treatment regimens?
• Do we use our network provider • Do we investigate the treatment we
directory? need to
be informed? 2

3. Stewart's Insurance Depot
OUR VISITS TO OUR DOCTORS
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4. Stewart's Insurance Depot
What to do at the doctor visit:
• Inform your doctor of any changes you are experiencing.
• Be honest about how you are feeling.
• If you are taking medication(s) prescribed by another
doctor(s), inform your doctor of these and why you are
taking them.
• Give your doctor your family medical history regarding
major illness issues and cause of death. Go back to at
least your grandparents.
Remember the 6th highest cause of death
in the US is
from taking Also be sure to:
the wrong
prescription! Take your notebook and pen….
Take notes on what to do.
Ask questions……
Write down answers.
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5. Stewart's Insurance Depot
Some Helpful Resources:
Your doctor says you need to have a Carpal Tunnel condition evaluated
and you need to have it verified by an MRA and then possible surgery.
You are now a savvy health care shopper what do you do?
Here are some suggested internet resources:
The HSA Insider hsafinder.com
CDHC Solutions CDHC Solutions
“Ask the Experts”
Consumer Driven Patient2Patient”
Market Report
MCOL’s Consumer
Driven Care
Or any other resource you choose. Here is what we found…
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6. MRI- Musculoskeletal
Always check our your
provider directory and the cost first
Source:
http://www.pearldiverinc.com/cct/content/index.jsp
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7. Carpal Tunnel Surgery
How much do you want to spend?
Source:
http://www.pearldiverinc.com/cct/content/index.jsp
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8. Stewart's Insurance Depot
Are you receiving the best value for your dollar?
Have you ever thought about paying cash instead of using your insurance? If you
have a health savings account/ high deductible major medical plan, you have the
best of both worlds.
or ?
Next time you visit your doctor and have to have an out-patient surgery and you have an
HSA Account ask what it would cost if you paid using your plan or cash for it all?
Using my insurance plan. $
Not using a hospital. $
Using a stand alone facility. $
From the above ask the Big Question…What if I pay cash for the whole procedure
using this facility?
$
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9. Stewart's Insurance Depot
WHAT IS IN YOUR EYE?
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10. Stewart's Insurance Depot
What is in your eye?
Your eyes can tell you many things about the condition of your body.
Examination of your eyes can forewarn you of subtle changes taking place in
various parts of your body such as:
Glaucoma
Cataracts
Diabetes
High Blood Pressure
Night Blindness
Detached Retina
Macro Degeneration
Depth Perception
Wear good quality sunglass, avoid glares and use eye protection when
working. Never ever look directly at the sun or other high intense light!!!!!
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11. Stewart's Insurance Depot
ANYONE FOR HEARING?
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12. Stewart's Insurance Depot
Anyone for Hearing?
Hearing is very important and subtle changes in hearing
can cause long-term results:
• Get your hearing checked by competent
professionals
• Early detection results in less chances of
major loss.
• Never listen to very loud music or expose
yourself to loud noises.
• Wear ear protection.
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