This document provides information from a public adjusting firm called Public Adjusters Associates. It summarizes that they have over 50 years of experience representing policyholders for insurance claims. It explains that public adjusters can help homeowners receive significantly more money for claims, around 574% more on average than homeowners who do not use a public adjuster. The document also lists many common types of losses that standard homeowners insurance policies would cover.
This document provides information about a chimney services company called Chimkc. It lists the company's contact information, locations, certifications, services offered, and membership in industry organizations. The company offers chimney inspections, sweeping, video inspections, forensic investigations, real estate inspections, repairs, relining, installations of stoves/fireplaces/heaters, and designs and builds masonry chimneys, fireplaces, heaters, and wood-fired ovens.
This document discusses warning signs that a furnace may need repair from Q's HVAC. It lists high electric bills, issues with the thermostat performance, abnormal flame color, and strange noises as potential signs of problems. It promotes getting professional HVAC servicing from Q's HVAC to enhance and repair heating and cooling systems, and provides their contact information.
The Nakota Group provides security consulting and personnel to organizations operating in foreign environments. They assess security risks, provide training to personnel on safety protocols, and recommend tailored security solutions. Their experts have experience in intelligence, operations, and leadership. They offer on-site security, executive protection, and maritime security services. Clients receive support in securing facilities, operations, travel, and shipments through detailed assessments, training, and placement of security officers.
This document is an introduction to a dissertation exploring the motivational factors of disability travelers. It includes a statement of authorship, abstract, acknowledgements, table of contents, and literature review sections. The research questions examine the motivational factors affecting disability travelers, how barriers impact travel participation and decisions, and the link between traveler profiles and motivations. The objectives are to discuss intrinsic and extrinsic motivations, analyze barriers and the effects of discrimination act removal, formulate a questionnaire, present results, and highlight a push-pull factors model. Keywords include disability traveler, motivations, discrimination acts, and barriers.
This document provides information about a chimney services company called Chimkc. It lists the company's contact information, locations, certifications, services offered, and membership in industry organizations. The company offers chimney inspections, sweeping, video inspections, forensic investigations, real estate inspections, repairs, relining, installations of stoves/fireplaces/heaters, and designs and builds masonry chimneys, fireplaces, heaters, and wood-fired ovens.
This document discusses warning signs that a furnace may need repair from Q's HVAC. It lists high electric bills, issues with the thermostat performance, abnormal flame color, and strange noises as potential signs of problems. It promotes getting professional HVAC servicing from Q's HVAC to enhance and repair heating and cooling systems, and provides their contact information.
The Nakota Group provides security consulting and personnel to organizations operating in foreign environments. They assess security risks, provide training to personnel on safety protocols, and recommend tailored security solutions. Their experts have experience in intelligence, operations, and leadership. They offer on-site security, executive protection, and maritime security services. Clients receive support in securing facilities, operations, travel, and shipments through detailed assessments, training, and placement of security officers.
This document is an introduction to a dissertation exploring the motivational factors of disability travelers. It includes a statement of authorship, abstract, acknowledgements, table of contents, and literature review sections. The research questions examine the motivational factors affecting disability travelers, how barriers impact travel participation and decisions, and the link between traveler profiles and motivations. The objectives are to discuss intrinsic and extrinsic motivations, analyze barriers and the effects of discrimination act removal, formulate a questionnaire, present results, and highlight a push-pull factors model. Keywords include disability traveler, motivations, discrimination acts, and barriers.
This document provides information about modal verbs including examples of their uses. It discusses the modal verbs must, may, will, should, and can. It notes that modal verbs give additional information about the main verb that follows and provides examples of sentences using different modal verbs to indicate obligation, possibility, advice, permission, and future tense. It also discusses using modal verbs of deduction like must, may/might, and can't to indicate different levels of certainty.
This document provides a case study about an Alzheimer's wing in an assisted living center. It discusses the challenges faced, including patients wandering and security issues. It analyzes the roles of stakeholders like nurses and staff in addressing challenges through assessment, observation, and search protocols when patients go missing. Programs discussed include Alzheimer's Association services and electronic monitoring. Strategies include recognizing at-risk patients, understanding wandering behaviors, and engaging patients through activities and animal therapy. Collaboration between all staff is key to safely implementing strategies.
This document provides an overview and disclaimer for a book on interventional cardiology. It states that the book is intended as a guide and not a substitute for medical advice. Treatment approaches are highly dependent on individual circumstances. Research in medicine is constantly evolving so the latest clinical guidelines and product information should be consulted. The authors and publisher make no claims regarding the accuracy or efficacy of information in the book. Editorial decisions regarding content are made by the publisher and authors.
General Chemistry and Inorganic Pharmaceutical Chemistry Module 1 Pharmacist ...Senyora Ouf'ra
This document provides an overview of Module 1 of the pharmacist licensure exam, which covers various topics in pharmaceutical chemistry. It will be the first module administered on the first day of the exam from 8-10 AM. The module will include questions from general chemistry, inorganic and organic medicinal chemistry, analytical chemistry, and other related chemical topics. The document emphasizes that Module 1 will be the most difficult and important module to study for. It then provides examples of key topics covered, such as atomic structure, types of chemical bonds, gas laws, and thermodynamics.
The organizational structure outlines key roles including the president, vice president, secretary, human resources, accounting, marketing manager, and cashier. The president oversees company operations, represents the company, and chairs board meetings. The vice president assists the president and can assume the presidency if needed. The secretary manages files, communications, and administrative tasks. Human resources handles staffing, benefits, training, and communications. Accounting ensures accurate financial reporting. Marketing focuses on customers, research, branding, and sales. The manager oversees production, marketing, finance, and human resources. The cashier manages cash operations.
This document provides an overview of legal issues and scopes of loss related to the 2007 SoCal wildfires. It discusses that many fire victims may be underinsured and outlines options like negotiation and litigation. Key points include understanding insurance policies as legal contracts, creating a detailed scope of loss, obtaining independent estimates, and pursuing all levels of the insurance company if needed. Going slowly and documenting everything is advised to strengthen positions in resolving claims.
The document is a graphic designer's portfolio listing their proficiencies in Adobe Photoshop, Illustrator, Corel Draw, InDesign, and Flash. It also provides contact information for Prashant Khairnar.
Get Truck insurance quotes in Oakville you can trust from the well know insurance agent Grant Leslie. For more information call them today at (905) 469-4499.
World Habitat Day will be observed on October 3rd by Habitat for Humanity of Utah County through a sale at its ReStores in Orem and Spanish Fork on October 6th where selected items will be 50% off. Habitat will also offer a new leadership training series called Voice of Women for female Habitat homeowners starting on October 5th to provide leadership skills. Lastly, Habitat asks the community to join in recognizing the basic right of everyone to adequate shelter.
This document provides many tips for saving energy and money around the home, including insulating attics and exterior walls, sealing air leaks, maintaining heating and cooling systems, installing programmable thermostats, using LED lights and power strips, and more. It recommends conducting an energy audit to identify areas for improvement and calculating the potential cost savings of various upgrades.
The document provides information to homeowners affected by the 2007 California wildfires on legal issues related to underinsurance claims. It discusses determining if a homeowner is underinsured, strategies for negotiating claims, documenting the scope of loss, obtaining independent estimates, and pursuing legal remedies if an insurance company refuses to fully cover costs. Key steps include calculating total losses, reviewing coverage limits, consulting an attorney, and filing a complaint with the Department of Insurance if necessary.
Window World is a franchise opportunity for exterior home improvement products that has been in business since 1995. It has over 195 locations across the US and sells over 1 million windows per year. The franchise fee is $45,000, and the estimated total investment to open a Window World franchise ranges from $176,900 to $456,250. Franchisees would sell and install windows, doors, siding and other exterior products to homeowners and businesses.
The document provides information about the home selling process from RE/MAX real estate agents Gina and Tom Howarth. It discusses preparing the home for sale, showing procedures, pricing strategies, and the steps after an offer is accepted. The goal is to guide homeowners through selling their most important asset and ensure their complete satisfaction.
Eco Roof Service is a local roofing company that has completed over 200 roofs this year. They offer complete roofing and gutter services with 20 years of combined experience in the industry. As a preferred contractor, Eco Roof Service provides a full Owens Corning roofing system with warranties up to 50 years and neighborhood discounts. They install a variety of roofing styles and colors to enhance customers' homes.
Window World is America's largest exterior remodeling company that has over 195 locations across the country. In 2017, Window World reached $673 million in total system sales. The document advertises Window World franchises and encourages readers to join the company to achieve more than they ever thought possible.
The document discusses protecting fine art collections from loss. It notes that transit is a major risk as art is moved between locations. Catastrophic events also pose risks to art collections. The author interviews an expert who notes the importance of properly insuring art for its appraised value and obtaining documentation of authenticity and provenance to prove ownership if a loss occurs.
The document is Ergil & Jackson Appraisals Ltd's 2010 Home Renovation Guide. It provides information on renovation costs, returns on investments, and contact information for homeowners. Key renovations discussed are kitchens, bathrooms, floors, and exteriors. It emphasizes investing in higher quality materials and craftsmanship to maximize value added from renovations. The guide aims to help homeowners plan renovations for the best returns.
In the summer of 2008 with crude oil prices soaring to $140 per barrel, GeoThermal energy became a clear alternative for hot water, heating and cooling for a residential home.
The document describes the services of Awesome Africa Handyman, a handyman business that provides home maintenance and renovation services. It lists types of projects that can boost home value like kitchen/bathroom updates and insulation improvements. It then details the company's services like plumbing, painting, tiling, and carpentry. It emphasizes customer service and satisfaction, and notes the company is fully insured and membership in trade organizations.
This document provides information about modal verbs including examples of their uses. It discusses the modal verbs must, may, will, should, and can. It notes that modal verbs give additional information about the main verb that follows and provides examples of sentences using different modal verbs to indicate obligation, possibility, advice, permission, and future tense. It also discusses using modal verbs of deduction like must, may/might, and can't to indicate different levels of certainty.
This document provides a case study about an Alzheimer's wing in an assisted living center. It discusses the challenges faced, including patients wandering and security issues. It analyzes the roles of stakeholders like nurses and staff in addressing challenges through assessment, observation, and search protocols when patients go missing. Programs discussed include Alzheimer's Association services and electronic monitoring. Strategies include recognizing at-risk patients, understanding wandering behaviors, and engaging patients through activities and animal therapy. Collaboration between all staff is key to safely implementing strategies.
This document provides an overview and disclaimer for a book on interventional cardiology. It states that the book is intended as a guide and not a substitute for medical advice. Treatment approaches are highly dependent on individual circumstances. Research in medicine is constantly evolving so the latest clinical guidelines and product information should be consulted. The authors and publisher make no claims regarding the accuracy or efficacy of information in the book. Editorial decisions regarding content are made by the publisher and authors.
General Chemistry and Inorganic Pharmaceutical Chemistry Module 1 Pharmacist ...Senyora Ouf'ra
This document provides an overview of Module 1 of the pharmacist licensure exam, which covers various topics in pharmaceutical chemistry. It will be the first module administered on the first day of the exam from 8-10 AM. The module will include questions from general chemistry, inorganic and organic medicinal chemistry, analytical chemistry, and other related chemical topics. The document emphasizes that Module 1 will be the most difficult and important module to study for. It then provides examples of key topics covered, such as atomic structure, types of chemical bonds, gas laws, and thermodynamics.
The organizational structure outlines key roles including the president, vice president, secretary, human resources, accounting, marketing manager, and cashier. The president oversees company operations, represents the company, and chairs board meetings. The vice president assists the president and can assume the presidency if needed. The secretary manages files, communications, and administrative tasks. Human resources handles staffing, benefits, training, and communications. Accounting ensures accurate financial reporting. Marketing focuses on customers, research, branding, and sales. The manager oversees production, marketing, finance, and human resources. The cashier manages cash operations.
This document provides an overview of legal issues and scopes of loss related to the 2007 SoCal wildfires. It discusses that many fire victims may be underinsured and outlines options like negotiation and litigation. Key points include understanding insurance policies as legal contracts, creating a detailed scope of loss, obtaining independent estimates, and pursuing all levels of the insurance company if needed. Going slowly and documenting everything is advised to strengthen positions in resolving claims.
The document is a graphic designer's portfolio listing their proficiencies in Adobe Photoshop, Illustrator, Corel Draw, InDesign, and Flash. It also provides contact information for Prashant Khairnar.
Get Truck insurance quotes in Oakville you can trust from the well know insurance agent Grant Leslie. For more information call them today at (905) 469-4499.
World Habitat Day will be observed on October 3rd by Habitat for Humanity of Utah County through a sale at its ReStores in Orem and Spanish Fork on October 6th where selected items will be 50% off. Habitat will also offer a new leadership training series called Voice of Women for female Habitat homeowners starting on October 5th to provide leadership skills. Lastly, Habitat asks the community to join in recognizing the basic right of everyone to adequate shelter.
This document provides many tips for saving energy and money around the home, including insulating attics and exterior walls, sealing air leaks, maintaining heating and cooling systems, installing programmable thermostats, using LED lights and power strips, and more. It recommends conducting an energy audit to identify areas for improvement and calculating the potential cost savings of various upgrades.
The document provides information to homeowners affected by the 2007 California wildfires on legal issues related to underinsurance claims. It discusses determining if a homeowner is underinsured, strategies for negotiating claims, documenting the scope of loss, obtaining independent estimates, and pursuing legal remedies if an insurance company refuses to fully cover costs. Key steps include calculating total losses, reviewing coverage limits, consulting an attorney, and filing a complaint with the Department of Insurance if necessary.
Window World is a franchise opportunity for exterior home improvement products that has been in business since 1995. It has over 195 locations across the US and sells over 1 million windows per year. The franchise fee is $45,000, and the estimated total investment to open a Window World franchise ranges from $176,900 to $456,250. Franchisees would sell and install windows, doors, siding and other exterior products to homeowners and businesses.
The document provides information about the home selling process from RE/MAX real estate agents Gina and Tom Howarth. It discusses preparing the home for sale, showing procedures, pricing strategies, and the steps after an offer is accepted. The goal is to guide homeowners through selling their most important asset and ensure their complete satisfaction.
Eco Roof Service is a local roofing company that has completed over 200 roofs this year. They offer complete roofing and gutter services with 20 years of combined experience in the industry. As a preferred contractor, Eco Roof Service provides a full Owens Corning roofing system with warranties up to 50 years and neighborhood discounts. They install a variety of roofing styles and colors to enhance customers' homes.
Window World is America's largest exterior remodeling company that has over 195 locations across the country. In 2017, Window World reached $673 million in total system sales. The document advertises Window World franchises and encourages readers to join the company to achieve more than they ever thought possible.
The document discusses protecting fine art collections from loss. It notes that transit is a major risk as art is moved between locations. Catastrophic events also pose risks to art collections. The author interviews an expert who notes the importance of properly insuring art for its appraised value and obtaining documentation of authenticity and provenance to prove ownership if a loss occurs.
The document is Ergil & Jackson Appraisals Ltd's 2010 Home Renovation Guide. It provides information on renovation costs, returns on investments, and contact information for homeowners. Key renovations discussed are kitchens, bathrooms, floors, and exteriors. It emphasizes investing in higher quality materials and craftsmanship to maximize value added from renovations. The guide aims to help homeowners plan renovations for the best returns.
In the summer of 2008 with crude oil prices soaring to $140 per barrel, GeoThermal energy became a clear alternative for hot water, heating and cooling for a residential home.
The document describes the services of Awesome Africa Handyman, a handyman business that provides home maintenance and renovation services. It lists types of projects that can boost home value like kitchen/bathroom updates and insulation improvements. It then details the company's services like plumbing, painting, tiling, and carpentry. It emphasizes customer service and satisfaction, and notes the company is fully insured and membership in trade organizations.
The Real Estate Investment News is the monthly publication of Mid-America Association of Real Estate Investors. This month at MAREI - Shark Tank - get the details at www.MAREI.org
Hansons outlines their vinyl siding installation procedures, which include inspecting the work surface, installing insulating layers, and then carefully applying the siding and trim. They use high-quality sealants and clean up thoroughly afterwards. Hansons guarantees their work and has been in business for over 25 years, standing behind the quality of their products and installations. They aim to provide homeowners with an affordable way to update their homes.
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What’s the Average Cost of Slab Foundation Repair in San Antonio?arredondo822
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This document provides information on various legal protection plans offered by Relyant Legal Plan, including family legal protection, group legal protection, home emergency assistance, loss assist for major home losses, motor assistance, licence assist for motorists, and property let legal protection for landlords. The plans are designed to provide affordable legal help and expert representation for common legal issues without high solicitor costs, such as problems with employers, faulty goods or services, identity theft, domestic emergencies, motor accidents or breakdowns, risks of losing a driving license, and issues with tenants such as damage, non-payment of rent, or eviction.
Similar to PAA_Presentation_Companywide - Clients (1) (20)
6. PUBLIC ADJUSTERS ASSOCIATES
www.publicadjustersassociates.com
PUBLIC ADJUSTERS OBTAINED
574% MORE!
“Policyholders who used public
adjusters received an estimated
$9,379 on their claim, compared
to $1,391 for those policyholders
that did not use a public adjuster,
a difference of 574%.”
- Office of Program Policy Analysis and Government Accountability (OPPAGA)
8. PUBLIC ADJUSTERS ASSOCIATES
www.publicadjustersassociates.com
THIS IS HOW THE INSURANCE
COMPANY CAN VIEW A CLAIM
EXTERIOR
- Minimum roof repair
for missing shingles.
BEDROOM
- Drywall repair minimum charge.
- Spot seal & paint ceiling (one coat).
- Tape & protect fan.
- Clean & deodorize carpet.
DINING ROOM
- Appearance allowance for slight
cupping of wood floor in dining
room.
- Spot seal & paint ceiling (one coat).
9. PUBLIC ADJUSTERS ASSOCIATES
www.publicadjustersassociates.com
PAA’S FIELD ADJUSTER MAKES THEM
AWARE OF THE FULL EXTENT OF DAMAGES
EXTERIOR
- Proper roof evaluation required
replacement of 2,800 sq. ft. of shingles.
BEDROOM
- Replace wet insulation.
- Detach & reset ceiling fan.
- Replace affected drywall.
- Seal & paint walls & ceiling (two coats).
- Replace carpet duet to delimitation of backing.
- Manipulation of heavy bedroom furniture.
LIVING ROOM, FOYER, KITCHEN
- Sand, stain & finish hardwood continuous
floors.
- Replace shoe molding.
- Paint baseboard & shoe molding.
- Remove & reset drapes.
- CONTENTS: Pack & store china and move
dining room furniture.
GENERAL
- Piano reset & retuned.
- Dust protection throughout the home.
- Debris removal.
- Dumpster for roof shingles
- Additional living expenses may be involved if
up stairs is inaccessible due to
floor refinishing.
DINING ROOM
- Replace affected drywall.
- Detach, reset and repaint crown molding.
- Seal & paint walls & ceiling (two coats).
- Sand, stain & finish hardwood floors.
- Replace show molding
- Paint baseboard, shoe molding, door &
window trims.
10. PUBLIC ADJUSTERS ASSOCIATES
www.publicadjustersassociates.com
THINGS WE DO FOR THE POLICYHOLDER
The policy is intended to bring the property to
pre-loss condition.
Our firm has the experience & expertise to:
- Evaluate coverage.
- Document the loss.
- Ensure policy conditions
are met.
- Prepare damage estimate.
- Present the claim
properly, schedule
appointments, handle
telephone calls, write
letters & obtain experts
as needed to support
the claim.
16. PUBLIC ADJUSTERS ASSOCIATES
www.publicadjustersassociates.com
COMMON LOSSES
- Toilet, sink or tub overflow.
- Dishwasher / Ice maker leaks.
- Washing machine / Hot water
leaks.
- Back up of plumbing system
caused by blockage.
- Supply of waste pipe leak.
- Freezing of plumbing, heating
or air-conditioning.
ACCIDENTAL DISCHARGE OR
OVERFLOW OF WATER