The document discusses the need for and potential models of a composable software-as-a-service (SaaS) framework. It notes that current SaaS applications and data are "stovepiped" without interoperability. A composable SaaS model could provide a shared services marketplace to allow applications and data to be combined and customized using APIs. This would facilitate economies of scale for licensing costs and improve the user experience. The document proposes several examples of services that could be offered through such a composable SaaS and Platform-as-a-Service (PaaS) model.