ORIX Leasing Pakistan provides financing and leasing services through its branches across Pakistan. It has a long history originating in Japan in 1964 and operating in Pakistan since 1987. The document outlines ORIX's vision, departments, product offerings such as loans and investment schemes, and details about the Multan branch. It also includes a SWOT analysis noting ORIX's large size but few branches in Pakistan as strengths and weaknesses, while opportunities exist in new areas and products and competition from banks is a threat.

2. Thanks to our Respected
Sir
Hammad Ahmed

3. Group Members:
Mubashar Maqbool 32
Shazma Rauf 14
Umair Aamir 36
Qadir Abbas 39
ORIX Leasing

4. Table of Contents
• History of ORIX Leasing
• History of ORIX Leasing in Pakistan
• Vision & Mission
• Departments
• Products
• Multan Branch
• Offers
• SWOT Analysis
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5. History of ORIX Leasing
 Originated in Japan 1964
 working with 43 companies in 26 countries
 It is listed on Tokyo and New York Stock Exchanges
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6. ORIX Leasing in Pakistan
• Operations in January 1987, as a joint venture between ORIX
Corporation, Japan and local sponsors
• with assets in excess of US$ 50 billion
• A diversified portfolio of over 3000 clients
• Initiated investment 15.54 billion
• Earned a pretax profit of Rs. 156 million for the year ended
June 30, 2000
• Short term rating is A1+
• Long term rating is AA+
• OLP has played a major role in promoting the leasing industry
Pakistan
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7. ORIX Leasing in Pakistan
Maximize shareholders' value by drawing on its extensive array of specialized
capabilities to continuously provide our customers with value added
financial solutions.
Development through domestic and international offering new and innovative
products that create real and lasting value for our customers.
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8. Rating of ORIX Leasing in Pakistan

9. Date Your text here 9
Conditions of use
Karachi
Lahore
Faisalabad
Sialkot
Islamabad
Peshawar
Multan
Hyderabad
Head office is
located in Karachi

10.  Marketing Department
 Credit Department
 Rental recovery Department
 Administration department
 HRM Department
 Accounts Department
 Information Department
 Trusary Department
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11. • Multan Branch established in February 2001 on LMQ Road
Trust Plaza Dera Adah.
 Management department
 Credit and Marketing department
 Accounts department
 Money Builder Plus
 Orix Floater
 Quick Gain
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12. Money Builder Plus
 The period of this scheme is 3 to 10 years
 The profit and deposited amount shell be paid on maturity
If encashed
 Before 3 months no profit shall be paid
 Before completion of 3 years @7.00%p.a
 After 3 year the profit will give 9.00% p.a
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13. Orix Floater
 The time period of this scheme is 1 year to 5 years
If encashed
 After 2 year 6.50%
 After 3 year 7.50%
 After 5 year 8.50%
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14. Quick gain
 The period of this scheme is 30 days to 1 year
If encashed
 Before 30 days no profit
 Beyond 30 days 0% penalty charge
 Completion of 1 year 9% profit will be given
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15. 15
1. Copy of National Identity Card
2. Copy of Ownership Documents
or Rent agreement of the
residence
3. Copy of recent Utility Bills
4. Copy of Last two years Tax
Assessment Statements.
5. Copy of Last Six month’s Bank
Statement
6. Copy of Driving License
1. Copy of National Identity Card
2. Copy of recent Utility Bills
3. Copy of last six months Bank
Statement
4. Copy of Ownership Documents
5. Original / Copy of recent Pay
slip
6. A letter from employer
 Date of joining
 Designation
 Salary Package

16.  Sole proprietor
 Partners
 Private limited Company
 Corporate Lease
 Auto Lease
 Commercial Vehicle Leasing
 Operating Lease
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17. • Salient Features
• ORIX Corporate Division offers leasing facility for plants and
machinery, vehicles and office products.
• The following are the flexible leasing options tailored to suit the
lessees needs.
• Fixed and variable rate (KIBOR based) leases.
• Leases with grace period.
• Sale and lease back.
• ORIX will have the economic ownership of the asset whereas the
lessee will avail the economic usage.
• Leasing leads to tax savings as lease rentals are allowed to be
charged as tax deductible expense in the profit and loss statement
of the lessee.
• Leasing guards against equipment obsolescence.
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18. • Salient Features
• ORIX Consumer Auto Division offers both leasing and financing facilities of vehicles.
• The following are the flexible product range tailored to suit the customers needs:
– Straight Leases
– Cash Back Leases
– Step up and Step Down Leases
– Leases with Grace Period
– Financing against vehicles
• An auto lease contract is a non-cancellable contract for a specific period of time, typically
from three to five years.
• The lessee will receive the full benefits of all warranties, guarantees, etc., offered by the
manufacturers.
• The vehicle is insured by ORIX on behalf of the lessee with Pakistan’s leading insurance
companies and ORIX’s lessees will enjoy the following distinctive features: No deductible
amount on the policy, coverage of terrorism, coverage of life insurance, coverage of third
party limited liability insurance.
• The auto lease comes with a complementary Tracking Device option.
• Leasing is acceptable within the Islamic modes of financing as fixed rental payments are
made.

19. • Salient Features
• The decision to lease, rather than other means of financing
or outright purchase, can be based on the following
reasons:
• Leasing can provide up to 90% financing - the use of the
commercial vehicle is obtained only on 10% capital
outlay.
• Leasing is acceptable within the Islamic modes of
financing.
• Fixed rate & term make budgeting easier.
• Leasing leads to tax saving - generally all rentals are tax
deductible.
• Leasing is convenient and flexible - lease rentals can be
tailored according to cash flow and income projections of
the lessee.

20. • Salient Features
• ORIX provides equipment on short and long term
rentals.
.
• Lease payments are tax deductible thus reducing the
rental cost of equipment.
• ORIX has the flexibility to adapt its products according
to customer requirements by offering a tailor-made
solution.

21. SWOT Analysis of ORIX Leasing
 Biggest leasing company of Pakistan.
 Good and reliable marketing network.
 OLP Limited provides services on door step
 It gives interest above kibor rate i.e. kior+2%. While the bank
gives interest below the kibor rate
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22. SWOT Analysis of ORIX Leasing
 Less number of branches in Pakistan
 Mark-up rate is higher than banks
 No media advertisement
 It is not proper working in Islamic financing in Pakistan
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23. SWOT Analysis of ORIX Leasing
 Investment certificates, because they have done very less
progress in this field.
 New customers and untouched areas of Multan region are the
good opportunities for the company.
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24. SWOT Analysis of ORIX Leasing
 Banking sector is a big threat for OLP Limited
 100% risk can’t be minimized so risk of default of client is
always there.
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