OMBAS provides optimal medical benefit administrative services to eligible businesses including corporations, professional corporations, and partnerships with at least one employee. OMBAS helps save money by decreasing claims experience through the 80/20 rule, capping annual employee health care spending, and providing stop loss coverage. OMBAS offers flexible healthcare coverage, maximizes employee benefits, and provides tailored solutions through a health care spending account.

1. OPTIMAL MEDICAL BENEFIT ADMINISTRATIVE SERVICES
OMBAS ELIGIBLE BUSINESSES
• A corporation or professional corporation.
• A partnership.
• A sole proprietor with at least one additional employee.
How does OMBAS help you save
money?
If you believe the 80/20 rule, your
claims experience will decrease.
Employees are capped at the
annual health care spending limit.
Stop loss coverage via “Best
Doctors” program.
(*) Illustrative only. Call us to determine what your return is.
Return on benefit dollars
EMPLOYEE
88%
OMBAS
12%
INSURANCE
COMPANY
35%(*)
EMPLOYEE
65%
BENEFIT DOLLARS WHO GETS WHAT
Our Benefit Plans Offer:
• Flexible healthcare coverage.
• Maximum employee benefit.
• Tailored solutions to fit your needs.
HEALTH
CARE
SPENDING
ACCOUNT
Our Partner for insured products

2. OPTIMAL MEDICAL BENEFIT ADMINISTRATIVE SERVICES
Choice, Control, Flexibility
OMBAS can differ from traditional benefit plans by:
• Greater breadth of medical coverage.
• Expanded definitions of dependants available.
• No minimum business size requirement.
3075 Fourteenth Avenue, Suite 221,
Unionville, Ontario, L3R 0G9
Tel: (905) 946 - 8444
Fax: (905) 946 - 8944
www.ombas.ca
Debbie Jones: debbie@ombas.ca
HEALTH
CARE
SPENDING
ACCOUNT
STEP ONE:
Employee obtains
medical/dental
services.
STEP TWO:
Employee
submits claim
to OMBAS.
STEP THREE:
OMBAS invoices
Employer.
STEP FOUR:
Employer pays
OMBAS invoice.
STEP FIVE:
OMBAS reimburses
employee.
• Employee privacy is maintained.
• Employees receive customized claims history.
• Employers receive tailored claims summaries.
• OMBAS administers and adjudicates all claims.
• We mitigate true risk with complementary insured products.
Our Partner for insured products