Financial freedom is the direct result of the smart decisions you make with your money. This presentation teaches you a few simple financial concepts. By learning these simple concepts you can take control of your financial life.
Financial freedom is the direct result of the smart decisions you make with your money. This presentation teaches you a few simple financial concepts. By learning these simple concepts you can take control of your financial life.
Mortgage Banking Seminar is part of the continuing series of training presentations for the Financial Services Industry. Check out our other presentations in this series and contact Saunders Learning Group if you have training needs. We can help, we have been doing training in the financial services industry for 30 years.
EMYH Funding offers unbeatable terms on the best Multifamily financing program available today. DON'T overpay for your HUD Loan. Allow EMYH to close your transaction and provide an unbelievable experience.
The invisible hand didn't cause the financial meltdown. The bogus belief, the bogus "complex" financial system, and the backing by credit rating agency, government, and AIG (and the like) caused the financial meltdown.
This workshop will help you gain a basic understanding of how the homebuying and home financing process works. So you’ll know what to expect and be better able to make informed decisions.
Mortgage Banking Seminar is part of the continuing series of training presentations for the Financial Services Industry. Check out our other presentations in this series and contact Saunders Learning Group if you have training needs. We can help, we have been doing training in the financial services industry for 30 years.
EMYH Funding offers unbeatable terms on the best Multifamily financing program available today. DON'T overpay for your HUD Loan. Allow EMYH to close your transaction and provide an unbelievable experience.
The invisible hand didn't cause the financial meltdown. The bogus belief, the bogus "complex" financial system, and the backing by credit rating agency, government, and AIG (and the like) caused the financial meltdown.
This workshop will help you gain a basic understanding of how the homebuying and home financing process works. So you’ll know what to expect and be better able to make informed decisions.
RE/MAX Results complete buyers guide. Whether you are a first time home buyer or a seasoned veteran in home purchasing...this guide will give you a complete through understanding of the home buying process. If you are in the Greater Kansas City area and are remotely interested in Real Estate...this is a must have!
Learn more about what the consumer advocate group has to offer their member. Call. Or Chat online today. We have real hands on experience where other companies dont.
A mortgage loan is a loan secured by real property through the use of a mortgage note which evidences the existence of the loan and the encumbrance of that realty through the granting of a mortgage which secures the loan. However, the word mortgage alone, in everyday usage, is most often used to mean mortgage loan.
Similar to New Good Faith Estimate for 2010 by HUD (20)
Simpolo Tiles & Bathware
Tile ho,
toh Simpolo.
Since the first steps were taken in 1977, Simpolo Ceramics has carved its niche as a consistently growing organisation with unparalleled innovation and passion rooted in simplicity.
We endure gratification for every experience we offer, created to share something meaningful. It may not resonate with the majority, but that makes us a class apart. If only a handful were to understand the purpose of our existence, we would be proud to have found our believers. Rather, people with whom we can share our beliefs.
VISUALIZER
Design your space in your style with our very own Visualizer. Now, you can choose the tiles of your liking from our wide selection and see how they would look in a space. Select the tile from the multiple options and the visualiser will replace the surfaces in the image with the selected tiles. This way, instead of just your imagination, you can choose the tiles for your place by getting an actual picture of how they would look in a space. So, design your space the way you desire digitally and implement it in real life to get the best results!
You can also share this visualiser with others to help them design their space.
Committed to delighting customers with world-class ceramic products and services. Make Simpolo synonymous with the best quality and set new benchmarks of excellence for all stakeholders. Pursue best business practices with utmost integrity to make Simpolo an exciting organisation to work with, for vendors, channel partners, investors and employees alike.
Gain worldwide recognition in the field of ceramic building products through Research and Innovation and bring an enhanced lifestyle within reach for every household.
Discover Yeni Eyup Evleri 2, nestled among the rising values of Eyupsultan, offering the epitome of modern living in Istanbul.
With its spacious living areas, contemporary architecture, and meticulous details, Yeni Eyup Evleri 2 is poised to be the star of your happiest moments. Situated in the new favorite district of Eyupsultan, claim your spot and unlock the doors to a peaceful life alongside your loved ones. Nestled next to the historical and natural beauties of Eyupsultan, embrace the comfort of modern living and rediscover life.
Social Amenities:
Yeni Eyup 2 offers a life filled with joy with its green landscaping areas, gym, sauna, children’s play areas, café, outdoor pool, and basketball court. Reserve your place for unforgettable moments!
Reliable Structure:
With 1+1, 2+1, and 3+1 apartment options, Yeni Eyup Evleri 2 is designed with first-class materials and craftsmanship. The doors to a safe and comfortable life are here! Choose the option that suits you best and step into your dream home.
Project:
Yeni Eyup 2 is conveniently located, with Istanbul Airport just 26 minutes away, the Mecidiyeköy Metro Line 4 minutes away, and the Tram Stop 5 minutes away, making your life easier with its central location.
Location:
Your home is positioned in a privileged location, providing easy access to the city center, shopping malls, restaurants, schools, and other important places.
Yeni Eyup 2 offers 1+1, 2+1, and 3+1 apartment options designed to meet different needs. Find an option suitable for every lifestyle and open the doors to a comfortable life in your dream home.
https://listingturkey.com/property/yeni-eyup-evleri-2/
Recent Trends Fueling The Surge in Farmhouse Demand in IndiaFarmland Bazaar
Embarking on the journey to acquire a farmhouse for sale is just the beginning; the real investment lies in crafting an environment that contributes to our mental and physical well-being while satisfying the soul. At Farmlandbazaar.com, India’s leading online marketplace dedicated to farm land, farmhouses, and agricultural lands, we understand the importance of transforming a humble farmland into a warm and inviting sanctuary. Let's explore the fundamental aspects that can elevate your farmhouse into a tranquil haven.
The SVN® organization shares a portion of their new weekly listings via their SVN Live® Weekly Property Broadcast. Visit https://svn.com/svn-live/ if you would like to attend our weekly call, which we open up to the brokerage community.
Sense Levent Kagithane Catalog - Listing TurkeyListing Turkey
Sense Levent offers a luxurious living experience in the heart of Istanbul’s vibrant Levent district.
This cutting-edge development seamlessly integrates modern design with natural elements, featuring live evergreen plants maintained by an advanced irrigation system, ensuring lush greenery year-round.
The building’s elegant ceramic balconies are both stylish and durable, enhancing the overall aesthetic and functionality. Residents can enjoy the 700m Sky Lounge, which provides breathtaking views of Istanbul and a perfect space to relax and unwind.
Sense Levent promotes a healthy and active lifestyle with a full gym, swimming pool, sauna, and steam room, all available in the building. The interiors are crafted with high-quality materials, ensuring a luxurious and inviting living space.
Designed with young professionals in mind, Sense Levent features 1+1 and 2+1 units with smart floor plans and balconies. The project promises high investment returns, with an expected annual return of 6.5-7%, significantly above Istanbul’s average ROI.
Located in the rapidly growing and highly desirable Levent area, the development benefits from ongoing urban regeneration projects. Its prime location offers proximity to shopping malls, municipal buildings, universities, and public transportation, adding immense value to your investment.
Early investors can take advantage of discounted units during the construction phase, with an expected capital appreciation of +45% USD upon completion. Property Turkey provides comprehensive rental management services, ensuring a seamless and profitable investment experience.
Additionally, robust legal support and significant tax advantages are available through Property Turkey’s licensed Real Estate Investment Fund. Levent is a dynamic urban hub, ideal for young professionals with its numerous corporate headquarters and shopping malls.
Sense Levent is more than just a residence; it’s a place where dreams and opportunities come to life. Contact us today to secure your place in this exclusive development and experience the best of Istanbul living. Sense Levent: Sense the Opportunity. Live the Dream.
https://listingturkey.com/property/sense-levent/
Serviced Apartment Ho Chi Minh For RentalGVRenting
GVRenting is the leading rental real estate company in Vietnam. We help you to find a serviced apartment for rent in Ho Chi Minh & Saigon. Discover our broad range of rental properties in Vietnam.
For more details https://gvrenting.com/
The KA Housing - Catalogue - Listing TurkeyListing Turkey
Welcome to KA Housing, a distinguished real estate development nestled in the heart of Eyüpsultan, one of Istanbul’s most promising districts.
Just 10 minutes from the bustling city center, Eyüpsultan offers a serene escape with the convenience of urban living. The direct metro line ensures seamless connectivity to all parts of Istanbul, making it an ideal location for residents who seek both tranquility and vibrancy.
KA Housing boasts unparalleled accessibility, with proximity to Istanbul Airport only 30 minutes away, facilitating easy international travel. Effortless city access is guaranteed by direct metro and transportation links to Istanbul’s cultural and commercial hubs. Quick access to key metro lines connects you to every corner of the city within minutes, making commuting and exploring the city hassle-free.
The development offers luxurious living spaces with a range of unit layouts from 1+1 to 4+1, designed with meticulous attention to detail. Each unit features balconies or terraces, providing stunning vistas of Istanbul and enhancing the living experience. High-quality materials and superior craftsmanship ensure durability and elegance, while sound-proof insulation and high ceilings (2.95 m) offer comfort and sophistication.
Residents of KA Housing enjoy exclusive on-site amenities, including a state-of-the-art gym, outdoor swimming pool, yoga area, and walking paths. Entertainment options abound with a private cinema, children’s playground, and a variety of dining options including a café and restaurant. Security and convenience are paramount with 24/7 security, a dedicated carpark garage, and an IP intercom system.
KA Housing represents a prime investment opportunity with limited availability in a high-demand area, ensuring enduring value and potential for lucrative returns. Homes in this development provide exceptional value without compromising on quality, offering affordable luxury for discerning buyers. The construction is of the highest quality, built to the latest seismic and disaster resistance standards, ensuring safety and resilience.
The community and surroundings of KA Housing are enriched by close proximity to prestigious universities such as Haliç University, Bilgi University, and Istanbul Ticaret University, making it an ideal location for students and academics. The development is adjacent to the Alibeyköy stream leading into the Halic waters, offering serene natural escapes amidst lush greenery. Residents can enjoy the cultural richness of the area, surrounded by historical and cultural landmarks that blend leisure, nature, and culture seamlessly.
https://listingturkey.com/property/the-ka-housing/
Rams Garden Bahcelievler - Istanbul - ListingTurkeyListing Turkey
Implemented by Rams Global in Bahcelievler, the Rams Garden Bahcelievler Apartments includes 796 residences of different types from 2+1 to 5+1.
Next to the project, which will have 33 thousand square meters of green area, there will be 42 thousand 300 square meters of woodland. There will also be a 210-meter-long pond in the landscape of the project. There are 94.5 square meters of green space per flat.
Rams Garden Bahcelievler Apartments, which has 8 times more green space than the average of Istanbul with its 33 thousand square meters of green area located within a total of 75 thousand square meters, offers various housing options from 2+1 to 5+1.RAMS Garden has brought a lifeline to the construction industry.
Rams Global, which has signed projects in many places from Dubai to Phuket and delivered more than 20 thousand residences, is now starting new projects in Istanbul.
Rams Garden Bahcelievler is located 9 minutes from Metroport AVM, 5 minutes from Marmara Forum AVM, 12 minutes from Kazlıçeşme beach, 9 minutes from Yıldız Technical University, 7 minutes from Istinye University, 9 minutes from Ramada Hotel and Medicana Hospital.
https://listingturkey.com/property/rams-garden-bahcelievler-apartments/
Keep Your Home Naturally Cool and Warm Out Change in Seasons
Vinra Construction is a private limited company registered under the ROC. The management has an experience of over 15 years of understanding the needs and delivering apt solutions to the end users We are providing turnkey solutions in construction fields. like Construction, Interior Designing Facility Management, Plantation Management, etc..
Vinra Construction Tech Enabled Company for Eco-Friendly Home Construction
Contact With Vinra for a Greener Future >>> Call us @ 888 4898 765
The SVN® organization shares a portion of their new weekly listings via their SVN Live® Weekly Property Broadcast. Visit https://svn.com/svn-live/ if you would like to attend our weekly call, which we open up to the brokerage community.
Presentation to Windust Meadows HOA Board of Directors June 4, 2024: Focus o...Joseph Lewis Aguirre
Presentation to Windust Meadows HOA Board of Directors June 4, 2024: Focus on Public Safety as Job #1, Engagement, Wealth of HOA, Branding, Communication, Culture, Civic Responsibility
Total Environment Tangled Up In The Green - Residential Plots Where Nature an...JagadishKR1
Embark on a journey where lush landscapes and contemporary living converge at Total Environment's Tangled Up In The Green Residential Plots in Devanahalli, Bangalore. Surrounded by verdant expanses, these plots offer an idyllic setting for your dream home. Immerse yourself in the serenity of nature while enjoying the finest amenities and design, where every moment is a harmonious blend of luxury and tranquility.
Rixos Tersane Istanbul Residences Brochure_May2024_ENG.pdfListing Turkey
Tersane Suites Residences is a luxurious real estate project located in the heart of Istanbul, next to the beautiful Golden Horn. This unique development offers hotel concept residences with Rixos management, making it the perfect choice for both homeowners and investors.
The Tersane Suites Residences offers a wide range of options, from studio apartments to spacious four-bedroom units, all designed to the highest standard. The suites are finished with high-quality materials and feature modern, open-plan living spaces, fully-equipped kitchens, and large balconies with stunning views of the city and sea.
One of the standout features of Tersane Suites Residences is the Rixos management, which provides a truly exclusive and upscale living experience. Residents will have access to a range of luxury amenities, including a fitness center, spa, and indoor and outdoor swimming pools. Plus, the on-site restaurants and cafes provide a taste of the local and international cuisine.
The Tersane Suites Residences also offers a great opportunity for investors, as it provides a rental guarantee program. This means that investors can enjoy a steady income stream, with the peace of mind that their property is being managed by a reputable and experienced team.
The location of Tersane Suites Residences is also unbeatable, with easy access to the city’s main transportation links and within close proximity to the historic center, making it the perfect base for exploring all that Istanbul has to offer.
Rixos Tersane Istanbul Residences Brochure_May2024_ENG.pdf
New Good Faith Estimate for 2010 by HUD
1. OMB Approval No. 2502-0265
Good Faith Estimate (GFE)
Name of Originator Borrower
Originator Property
Address Address
Originator Phone Number
Originator Email Date of GFE
Purpose This GFE gives you an estimate of your settlement charges and loan terms if you are approved for
this loan. For more information, see HUD’s Special Information Booklet on settlement charges, your
Truth-in-Lending Disclosures, and other consumer information at www.hud.gov/respa. If you decide
you would like to proceed with this loan, contact us.
Shopping for Only you can shop for the best loan for you. Compare this GFE with other loan offers, so you can find
your loan the best loan. Use the shopping chart on page 3 to compare all the offers you receive.
Important dates 1. The interest rate for this GFE is available through . After this time, the
interest rate, some of your loan Origination Charges, and the monthly payment shown below can
change until you lock your interest rate.
2. This estimate for all other settlement charges is available through .
3. After you lock your interest rate, you must go to settlement within days (your rate lock period)
to receive the locked interest rate.
4. You must lock the interest rate at least days before settlement.
Summary of Your initial loan amount is $
your loan Your loan term is years
Your initial interest rate is %
Your initial monthly amount owed for principal,
interest, and any mortgage insurance is $ per month
Can your interest rate rise? c No c Yes, it can rise to a maximum of %.
The first change will be in .
Even if you make payments on time, can your c No c Yes, it can rise to a maximum of $
loan balance rise?
Even if you make payments on time, can your c No c Yes, the first increase can be in
monthly amount owed for principal, interest, and the monthly amount owed can
and any mortgage insurance rise? rise to $ . The maximum it
can ever rise to is $ .
Does your loan have a prepayment penalty? c No c Yes, your maximum prepayment
penalty is $ .
Does your loan have a balloon payment? c No c Yes, you have a balloon payment of
$ due in years.
Escrow account Some lenders require an escrow account to hold funds for paying property taxes or other property-
information related charges in addition to your monthly amount owed of $ .
Do we require you to have an escrow account for your loan?
c No, you do not have an escrow account. You must pay these charges directly when due.
c Yes, you have an escrow account. It may or may not cover all of these charges. Ask us.
Summary of your
settlement charges A Your Adjusted Origination Charges (See page 2.) $
B Your Charges for All Other Settlement Services (See page 2.) $
A + B Total Estimated Settlement Charges $
Good Faith Estimate (HUD-GFE) 1
2. Understanding Your Adjusted Origination Charges
your estimated 1. Our origination charge
settlement charges This charge is for getting this loan for you.
2. Your credit or charge (points) for the specific interest rate chosen
c The credit or charge for the interest rate of % is included in
“Our origination charge.” (See item 1 above.)
c You receive a credit of $ for this interest rate of %.
This credit reduces your settlement charges.
c You pay a charge of $ for this interest rate of %.
This charge (points) increases your total settlement charges.
The tradeoff table on page 3 shows that you can change your total
settlement charges by choosing a different interest rate for this loan.
A Your Adjusted Origination Charges $
Your Charges for All Other Settlement Services
Some of these charges 3. Required services that we select
can change at settlement. These charges are for services we require to complete your settlement.
See the top of page 3 for We will choose the providers of these services.
more information. Service Charge
4. Title services and lender’s title insurance
This charge includes the services of a title or settlement agent, for
example, and title insurance to protect the lender, if required.
5. Owner’s title insurance
You may purchase an owner’s title insurance policy to protect your interest
in the property.
6. Required services that you can shop for
These charges are for other services that are required to complete your
settlement. We can identify providers of these services or you can shop
for them yourself. Our estimates for providing these services are below.
Service Charge
7. Government recording charges
These charges are for state and local fees to record your loan and
title documents.
8. Transfer taxes
These charges are for state and local fees on mortgages and home sales.
9. Initial deposit for your escrow account
This charge is held in an escrow account to pay future recurring charges
on your property and includes c all property taxes, c all insurance,
and c other .
10. Daily interest charges
This charge is for the daily interest on your loan from the day of your
settlement until the first day of the next month or the first day of your
normal mortgage payment cycle. This amount is $ per day
for days (if your settlement is ).
11. Homeowner’s insurance
This charge is for the insurance you must buy for the property to protect
from a loss, such as fire.
Policy Charge
B Your Charges for All Other Settlement Services $
A + B Total Estimated Settlement Charges $
Good Faith Estimate (HUD-GFE) 2
3. Instructions
Understanding This GFE estimates your settlement charges. At your settlement, you will receive a HUD-1, a form that lists your
actual costs. Compare the charges on the HUD-1 with the charges on this GFE. Charges can change if you select your
which charges own provider and do not use the companies we identify. (See below for details.)
can change at
These charges The total of these charges These charges
settlement cannot increase can increase up to 10% can change
at settlement: at settlement: at settlement:
g Our origination charge g Required services that we select g Required services that you can shop
for (if you do not use companies we
g Your credit or charge (points) for the g Title services and lender’s title identify)
specific interest rate chosen (after insurance (if we select them or
you lock in your interest rate) you use companies we identify) g Title services and lender’s title
insurance (if you do not use
g Your adjusted origination charges g Owner’s title insurance (if you use companies we identify)
(after you lock in your interest rate) companies we identify)
g Owner’s title insurance (if you do not
g Transfer taxes g Required services that you can use companies we identify)
shop for (if you use companies we
identify) g Initial deposit for your escrow
account
g Government recording charges
g Daily interest charges
g Homeowner’s insurance
Using the In this GFE, we offered you this loan with a particular interest rate and estimated settlement charges. However:
tradeoff table g If you want to choose this same loan with lower settlement charges, then you will have a higher interest rate.
g If you want to choose this same loan with a lower interest rate, then you will have higher settlement charges.
If you would like to choose an available option, you must ask us for a new GFE.
Loan originators have the option to complete this table. Please ask for additional information if the table is not completed.
The same loan with The same loan with a
The loan in this GFE
lower settlement charges lower interest rate
Your initial loan amount $ $ $
Your initial interest rate 1
% % %
Your initial monthly amount owed $ $ $
Change in the monthly amount owed from No change You will pay $ You will pay $
this GFE more every month less every month
Change in the amount you will pay at No change Your settlement charges Your settlement
settlement with this interest rate will be reduced by charges will increase by
$ $
How much your total estimated settlement $ $ $
charges will be
1
For an adjustable rate loan, the comparisons above are for the initial interest rate before adjustments are made.
Using the Use this chart to compare GFEs from different loan originators. Fill in the information by using a different column
for each GFE you receive. By comparing loan offers, you can shop for the best loan.
shopping chart
This loan Loan 2 Loan 3 Loan 4
Loan originator name
Initial loan amount
Loan term
Initial interest rate
Initial monthly amount owed
Rate lock period
Can interest rate rise?
Can loan balance rise?
Can monthly amount owed rise?
Prepayment penalty?
Balloon payment?
Total Estimated Settlement Charges
If your loan is Some lenders may sell your loan after settlement. Any fees lenders receive in the future cannot change the loan
sold in the future you receive or the charges you paid at settlement.
Good Faith Estimate (HUD-GFE) 3