This document provides information about Northern Clover, a direct selling jewelry company founded by Jane Kwa. It discusses Kwa's background and motivation for starting the company after moving frequently with her family. Northern Clover aims to provide flexibility for people to work within their schedules and pursue their dreams. The document includes pictures and descriptions of various jewelry pieces in the Northern Clover collection and promotes the opportunity to become a Northern Clover stylist and host jewelry parties.

1. i u today!
8361 E Evans Rd Ste 110 | Scottsdale AZ 85260
480.404.9117 | info@northernclover.com | northernclover.com
2014 fall/winter lookbook

2. Nor er e
was created and co-founded by Jane Kwa in Scottsdale, Arizona. She didn’t plan on
this business of direct selling jewelry but rather fell upon it in a most unexpected but
ultimately wonderful way.
Though she was born in Singapore, she has an international background having worked
and lived in many countries. Jane had a successful career in her early years. She loved
her job even with the constant traveling and long hours; but when she married and
became a mother, this life change brought with it an adjustment with work – more
speci cally juggling work, relocations for her husband’s job, and being a mother and
wife. Somewhere in the midst of this something shifted and she realized that she may
have lost a piece of herself and her dreams.
When she and her family moved to the United States in 2012 after constantly moving for
12 years, she discovered direct selling and became inspired by its concept of enabling
people to do this type of work within a manageable time frame and not allowing life’s
distractions to get in the way of living – and making a living.
Jane nally hit upon what she wanted to do. She wanted to live her American dream, the
liberty and the freedom to create her own direct selling company. She set her path on
creating Northern Clover, a company focused on creating value for her style consultants
and their customers. Drawing on her procurement experience, she works directly with
overseas factories to develop jewelry, paying special attention to plating and durability
standards for the best quality at the price range.
In her own words:
“What I really hope for is that Northern Clover will lead to many of you having beautiful
and inspirational stories of your own, so that you can be distracted from your distractions
and reminded of your own dreams and do something for yourself that you can look
back on and be proud of.”
I kn a m dea is...
M dea i t en
rs...
Jane Kwa
Co-Founder

3. os a style boutique...
There’s a special feeling a woman gets when sliding on a new ring, adorning a necklace,
or clasping a bracelet – it completes an out t, brightens a day, adds elegance to
even the most casual of attire. The feeling that a piece of jewelry can evoke is almost
indescribable but we know it’s boundless and uplifting. Northern Clover’s jewelry is
designed to complement a woman’s individual look, understanding she possesses the
freedom to create her own style. It appeals to – styles that are
and at the same time.
At a Northern Clover Boutique, you will enjoy stylish rewards! Hostesses are showered
with FREE jewelry, special Host only discounts and more, all for sharing an evening of
fun while exploring the latest trends!
BOUTIQUE ORDERS HOSTESS CREDIT HOSTESS BUYS
$249+ $25 1
$449+ $45 2
$649+ $100 3
$849+ $130 4
$1049+ $210 5
$1249+ $250 6
BOOKING CREDIT - For each Boutique booked from the Hostess’s Boutique
the Hostess will receive a $15 booking credit. Booking credit of $15 applies to a
successful booking with at least 3 guest orders
*See complete plan for details

4. o collection
B
C
A
A. HEART AND JEWEL STONE BRACELET
GB-322-SS | $26.00
A little heart, a little glitter…the Heart Jewel Stone Bracelet with its enchanting outlined heart and Zircon
stone charms look so pretty on the wrist. With an ever-so-slight dangle, the heart and stone are attached to the
Chloe-fashioned double-strand silver beaded chain. Length: 6½” with 1¾” extender. .925 sterling silver plated.
Lobster clasp closure.
B. DOTTED HEART EARRINGS
GE-527-SS | $16.00
Our silver dotted outlined heart earrings are so pretty, you’ll want to wear them every day! The texture of these
earrings adds a bit of de nition and the tiny pebbles that make up the heart almost look jewel toned in their
re ection. .925 sterling silver plated. Post and clutch backs.
C. TRIPLE FLOWER BRACELET
GB-357-SS | $26.00
A three- ower charm adorns our signature Chloe double-stranded chain bracelet. The carved, nely detailed
petals on the front and back of these slightly overlapping owers give these brilliant owers an artful touch.
Triple the delicate beauty! Length: 6½” with 1.5” extender. .925 sterling silver plated
Lobster clasp closure. 1/2” triple ower charm.

5. E
D
F
G
F. PEARL HEART BRACELET
GB-040-SS | $29.00
The gleam of this dainty solid silver heart is surrounded by freshwater pearl beading, adding elegance to this
lovely Chloe bracelet. Dresses up a casual ensemble or adds to an already-exquisite out t. Length: 6½” with 1.5”
extender. .925 sterling silver plated. Lobster clasp closure.
G. SILVER HEART EARRINGS
GE-601-SS | $16.00
Whether you have single or double-pierced ears, these solid silver petite heart earrings are a great addition to
your earring collection. So perfect for children’s as well as adult ears with just the right touch of a brushed silver
shimmer. .925 sterling silver plated. Post and clutch backs.
D. SWEETHEART GOLD AND SILVER NECKLACE
GN-458-SS | $29.00
No longer do you have to separate silver and gold jewelry – they’re fabulous together just as our tiny heart
charms – one gold, one silver – look side by side in the Chloe Silver Gold Hearts Necklace. Both hearts dangle
from an 18” silver chain. Length: 18” with 1.5” extender. .925 sterling silver and 18k pure gold plated.
Lobster clasp closure.
E. SWEETHEART GOLD AND SILVER BRACELET
GB-458-SS | $26.00
The best of both worlds – silver and gold dainty hearts on this Chloe-styled double-stranded bracelet. Watch
how the sheen of these gold and silver lled charms pick up the light and ever-so-delicately glimmer from the
silver-beaded strands. Length: 6½” with 1.5” extender. .925 sterling silver plated. Lobster clasp closure
One sterling silver plated and One 18k pure gold plated heart charms.

6. Aude collection
B
A
A. SHIMMER CIRCULAR EARRINGS - GOLD
QGAE7614-GP | $10.00
Like our Gold Shimmer Circular Pendant Necklace, the Gold Shimmer Circular Earrings feature the textured
embossed treatment on the front and etched design on the back. These are your go-to gold earrings – they
liven up any out t and work perfectly from day to night. 2 embossed/etched rings. 18k goldtone plating
Ear wire backs. Lead-free, Nickel-free Cadmium-free. | Also available in silver - QGAE7614-SP
B. SHIMMER CIRCULAR PENDANT NECKLACE - GOLD
QGAN7614-GP | $29.00
Six glistening circle pendants in pairs of two connect down the gold chain. The nice sheen of each pendant is
enhanced by the embossed texture on one side and the etched design on the reverse side. A perfect “goes-with-
everything” necklace. Length: 29” with 3” extender. 6 embossed/etched rings. 18k goldtone plating.
Lobster clasp closure. Lead-free, Nickel-free Cadmium-free. | Also available in silver - QGAN7614-SP

7. C
D
E
C. ELEGANT CRYSTAL NECKLACE - SILVER
QGAN6099-SP | $26.00
Beautifully brilliant crystals and gorgeous detailed silver circles alternate down a 37-inch sterling silver chain.
Just the right balance of luxury and sophistication that can best be summed up as dazzling! Wear as a single
strand necklace or doubled up. Length: 37” with 3” extender. .925 sterling silver plating. 6 glass crystals, 6
etched circle pendants. Lobster clasp closure. Lead-free, Nickel-free Cadmium-free.
Also available in gold - QGAN6099-GP
D. CIRCLE DANGLING EARRINGS - SILVER
QGAE4989-SP | $12.00
Oh how sassy! Long, dangling sterling silver circles – that aren’t pure circles, making them distinct and a bit
edgy – hang from champagne, crystal-like pendants. They sing and dance with every movement, catching light,
making your day. Length: 2” from ear wire to end of circles. Width: Ranges from ½“to 1” circles. Champagne
acrylic crystals. .925 sterling silver plating. Ear wire backs | Also available in gold - QGAE4989-GP
E. RADIANT BOW BRACELET - SILVER
QGAB5843-SP | $19.00
There are so many things to love about the Audrey Radiant Bow Bracelet. There’s the absolutely luminous
sterling silver, the glowing centerpiece bow of glass crystal, and the surrounding smaller sparkly and solid bows
with tiny hearts that link the entire bracelet together. This will be a favorite! Length: 7” with 3” extender -
.925 sterling silver plating. Glass crystal in large bow. Lobster clasp closure. Lead-free, Nickel-free
Cadmium-free | Also available in gold - QGAB5843-GP

8. El ae collection
A
B
A. GOLD BRAID ELEGANCE NECKLACE
C
QGAN7627-GP | $35.00
Fabulous statement piece! Large braided gold rope-textured necklace with iridescent ickers highlight its
woven quality. Each end nishes with a shiny goldtone cap. Vintage-inspired elegance. Length: 20” with 3”
extender. 18k goldtone plating. Lobster clasp closure. Lead-free, Nickel-free Cadmium-free.
Also available in silver - QGAN7627-SP
B. THIN CUFF WEAVE BRACELET - GOLD
QGAB5760-GP | $16.00
An intricate woven gold motif highlights the Elizabeth Thin Cu exible bracelet. The shimmer of the gold tone
is enhanced by this textured design and either end of the bracelet is marked by shiny gold rounded caps. 18k
goldtone plating. Lead-free, Nickel-free Cadmium-free. | Also available in silver - QGAB5760-SP
C. TOPAZ DROP EARRINGS
QGAE4628 | $12.00
Mod and ultra glamorous, three-inch triple drop earrings in iridescent topaz resins will stop people in their paths!
Two half-inch glowing acrylic stones drop to the third dramatic three-quarter inch acrylic stones, all in goldtone
settings. Stunning. Length: 3”. 18k goldtone plating. Three topaz-colored acrylic stones per earring.
Ear wire backs.

9. Jl collection
B
A. ETCHED TRIANGLES NECKLACE - GOLD
QGAN7618-GP | $19.00
Lots of chic in this piece. Three groups of three striped etched gold triangles travel through the ne goldtone
chain. Fashionably fun and with a retro cool vibe… it’s attering and feels as great as it looks. Length: 31” with 3”
extender. 9 etched triangles. 18k goldtone plating. Lobster clasp closure. Lead-free, Nickel-free
Cadmium-free | Also available in silver - QGAN7618-SP
B. JOYFUL JOLIE CLEAR CRYSTAL NECKLACE - GOLD
QGAN7417-GP-C | $19.00
Carefree, light, jubilant collection of goldtone charms and glass crystal pendants – accented by a large ¾”
teardrop shaped crystal. It all falls together at di erent lengths from a gold circled ring. Also includes small
glass crystal, cut-out leaf, small ower, pink crystal-like bauble, and hanging gold chains. Length: 18”
18k goldtone plating. ¾” teardrop shape clear glass crystal pendant.. Assorted charms: ower, pink plastic
crystal, ower-shaped charm, stencil leaf charm, small hanging decorative chains, gold circle ring. Lobster clasp
closure. Lead-free, Nickel-free Cadmium-free. | Also available in pink crystal with gold - QGAN7417-GP-P
and lavender crystal with silver - QGAN6903-P
C. SILVER WING NECKLACE
QGAN7418-SP | $24.00
Such a unique piece. Embellished with purple and pink stones and multi-color re ective glass crystals that
are encrusted into the one-and-a-half-inch wing, it falls at the end of a triple-lengthed chain that also features
a mini sterling silver plated heart and delicate tiny pearls. Length: 18½“ (longest chain) with 3” extender. .925
sterling silver plating. 1½“ wing shaped pendant with glass crystals and pearls. Silver-plated heart charm.
Lobster clasp closure. Lead-free, Nickel-free Cadmium-free. | Also available in gold - QGAN7418-GP
A
C

10. D
E
D. BOHO CHIC BLUE CRYSTAL NECKLACE
QGAN6903-B | $26.00
Carefree, exuberant, and amazing – how you’ll feel with your fashion-forward Bo-Ho Chic Blue Crystal Necklace.
A double-strand silver chain so bright it glistens, is decorated throughout with gorgeous glass crystals in two
shades of blue, along with oval, mirror, ower, and heart trinkets. Length: 40” with 3” extender
10 blue glass crystals (dark blue / aqua blue). Silver trinkets include 2 hearts, 2 owers, 15 mirror discs, 7 oval
outlines. .925 sterling silver plating. Lobster clasp closure. Lead-free, Nickel-free Cadmium-free
Also available in pink - QGAN6903-P
E. FEATHER WHISPER EARRINGS
QGAE4993 | $12.00
Persian blue feathers sway along with the alluring, long silver chains and small engraved or stencil-designed
feather charm accents. The Feather Whisper Earrings transport you to an exotic world… the mystery, the dream,
is all yours. Length of 3 chains per earring varies from 3” to 4¼“. 2 blue feathers. 6 small silver feather charms.
Silvertone plating. Ear wire backs. Lead-free, Nickel-free Cadmium-free.