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2Strictly private and confidential
Who are you and why are you talking about this?
We make insurance simple
3Strictly private and confidential
We want to help expats simplify life in Germany
coya.com/expats-in-germany
Expats in germany
Coya
80 people
20+ nationalities
6 FT dogs (2 expats)
● Short presentation
○ Getting an apartment: Tips, tricks and papers
○ What is Anmeldung and how to do it?
● Personal support with bureaucracy
○ Got any papers you need help with?
○ Open Q&A throughout the session
4Strictly private and confidential
What we will talk about today:
Strictly private and confidential 5
Disclaimer!
(we’re a regulated company and need to make sure our legal team are happy! )
The information in this presentation are only tips
and tricks, not legal advice or guidance. We take no
accountability for the correctness or completeness
of any given information.
Coya AG, Ohlauer Str. 43, 10999 Berlin
Vorsitzender des Aufsichtsrates: Thomas Münkel
Vorstand: Andrew Shaw (Vorsitzender), Laura Kauther, Johannes Jacobsen
Handelsregister: HRB 188013 B, Amtsgericht Berlin (Charlottenburg)
coya.com
6Strictly private and confidential
Finding an apartment in Berlin is hard!!!
Picture: Rex. Read more: https://metro.co.uk/2018/12/21/hundreds-turn-flat-viewing-affordable-housing-crisis-hits-berlin-8272467/?ito=cbshare
This is a real apartment viewing in
Kreuzberg (Dec-2018)
7Strictly private and confidential
Many options available, easy to approach online
Many websites to find an apartment:
● Immobilienscout24.de
● Immonet.de
● Immowelt.de
● Wohnung-jetzt.de
● Wg-gesucht.de
● Suche-neue-wohnung.de
● Berlin.de.craigslist.de
● Immobilienscout24.de
● Ebay-kleinanzeigen.de
Tips on how to get an appointment
✅ Write your message in German
✅ Mention the dates your available
✅ Mention your financial status
✅ Mention your employment status
✅ Mention your document status
8Strictly private and confidential
Paperwork you will probably need
● Passport or ID card
● Last three payslips / proof of income
● Schufa-Auskunft: credit rating report
● Mietschuldenfreiheitsbescheinigung: previous landlord letter
● Previous address registration “Anmeldung”
● Private liability and/or home contents insurance
● Even a CV and apartment cover letter (yes, it can help show you’re serious)
9Strictly private and confidential
Be German󾓨: Take your documents folder to viewings
https://www.gettyimages.de/detail/nachrichtenfoto/german-chancellor-angela-merkel-takes-a-folder-out-of-nachrichtenfoto/989648418
10Strictly private and confidential
Last 3 paychecks? But I just moved
✅ Paychecks from other countries / past jobs are fine too
✅ If there's gaps, provide a bank account summary
✅ Have a job? provide the employment contract too
✅ German family or friends? Consider a guarantor (Bürgschaftserklärung, extra doc)
11Strictly private and confidential
Last 3 paychecks? But I'm not even working
✅ You may need to pay 3-6 months rent upfront
✅ Provide a bank account summary, also other countries
✅ German family or friends? Consider a guarantor (Bürgschaftserklärung, extra doc)
12Strictly private and confidential
Schufa? Your credit score in Germany
✅ Only need positive, no real numerical score
✅ But I just moved? No history, is still something
✅ Provide a credit rating from your home country
✅ No credit score at all? Bank account summary
13Strictly private and confidential
Schufa? You can get one for free!
Schufa is obliged to give you 1 free credit score per
year. Google 'Schufa kostenloser Credit Score' or click
here
Other sites charge up to
30 euros! And Schufa
tries to sell you a
unnecessary premium
package
14Strictly private and confidential
Schufa likes personal data, but will make things faster
To get your credit score you
have to enter your personal
information.
A credit score is very personal
data. Thus, Schufa will make
sure that it's really you
requesting the data.
Uploading your passport is
only optional but will make
the process faster.
Enter Personal data Upload passport
15Strictly private and confidential
Mietschuldenfreiheitsbescheinigung?
A recommendation letter from your past landlord
✅ No fixed format. Even via email is fine
✅ Basically, new landlords want to know that you used
to be a good tenant to your past landlord
✅ They want to know that you don’t owe your own
landlord money
✅ Can also be from abroad. Even from your parents
16Strictly private and confidential
Bürgschaftserklärung (guarantor)
✅ If you have little or no income you can ask someone, normally
family, to be liable in case you do not pay your rent on time or break
something in the apt
✅ Landlords are not allowed to take a deposit and ask for
guarantor
✅ Make sure the liability/guarantee is limited to a few month rent
Download PDF here
17Strictly private and confidential
Insurance? Haftpflicht, Hausrat, sometimes both
● Sometimes required, generally improves your
chance to get an apartment
● Haftpflicht? Private liability insurance
Protects the landlords things inside the house if you
cause accidental damage. especially relevant for
furnished rentals
● Hausrat? Home contents insurance
Protects the things you own inside the house against
fire, water, storm, theft. Some landlords want you to
have it so you can’t blame them if something
happens.
✅ Everything in English
✅ Daily cancellation
✅ Fully digital
If you’re interested, I can send you a
discount code. Let me know after.
18Strictly private and confidential
CV & cover letter, I wasn’t kidding. Germans do it!
19Strictly private and confidential
Found my dream home! I can relax now! Right? Nope!
www.charliechaplin.com/
20Strictly private and confidential
What is Anmeldung? Official registration
✅ Official government registration at your new address (14 days)
✅ Need a rental contract and confirmation from the landlord / main
tenant (Wohnungsgeberbestätigung, more on this later)
✅ Needs to be handed in person at the Burgeramt (PoA possible.)
✅ All forms are available online https://service.berlin.de/dienstleistung/120686/
✅ Some services even offer in English: https://appmeldung.com/,
21Strictly private and confidential
You can book an appointment online
You can book an appointment online
https://service.berlin.de/dienstleistung/12
0686/
but only one month a head. If you need
an appointment sooner than you need
to call 1155 and ask them if there is a free
appointment on the same day.
22Strictly private and confidential
14 days… lol
As long as you book an appointment 14
days after you move in there shouldn’t be
any issues.
Need it faster? go online everyday at 8am
and hit refresh! Calling 1155 might be easier.
Or ask a German friend to call.
23Strictly private and confidential
I’m subletting, can i still get the anmeldung?
✅ Wohnungsgeberbestätigung needed - not always possible
✅ The main tenant needs to request this from their landlord, if the
person subletting doesn’t want the landlord to know… not possible
✅ Needs to be filed and signed by landlord
✅ Same form for later registering family members / partners who
move in
✅ Filled and signed Anmeldung form
✅ Filled and signed Wohnungsgeberbestätigung (landlord confirmation)
✅ Passport / ID card
✅ If married or have kids, extra sheet with family member details
24Strictly private and confidential
What you need for your appointment
25Strictly private and confidential
What to expect at the appointment
https://www.tagesspiegel.de/berlin/berlin-ein-termin-im-buergeramt-gar-kein-problem/13626936.html
󾓨 don't speak German?
We will make you suffer.
Stay strong!
You can also take a German
friend, or even hire one
myhelpbuddy.com
26Strictly private and confidential
Got all my papers! what can I do now?
You made it! Your anmeldung allows you to:
● Feel proud you made it through your first German bureaucracy experience!
● Open a bank account
● Get a mobile phone contract
● Pay your taxes
● Register a vehicle
● Other government related documents
Strictly private and confidential 27
Thanks!
Our industry is extremely competitive and the confidentiality
of Coya‘s plans and data is obviously critical and our highest
priority. This presentation is for the recipients exclusive use
and it is not intended for general circulation or publication,
nor is it to be reproduced, quoted or distributed for any
purpose without the prior written permission of Coya. Under
no circumstances should this presentation be shared with
any third party without the written consent of Coya.
The opinions expressed in this presentation are valid only for
the purpose stated herein and as of the date of this
presentation. No obligation is assumed to revise this
presentation to reflect changes, events or conditions, which
occur subsequent to the date hereof.
Coya AG, Ohlauer Str. 43, 10999 Berlin
Vorsitzender des Aufsichtsrates: Thomas Münkel
Vorstand: Andrew Shaw (Vorsitzender), Laura Kauther, Johannes Jacobsen
Handelsregister: HRB 188013 B, Amtsgericht Berlin (Charlottenburg)
coya.com

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Expats in Germany: Tips for Finding an Apartment and Registration

  • 1. 1
  • 2. 2Strictly private and confidential Who are you and why are you talking about this? We make insurance simple
  • 3. 3Strictly private and confidential We want to help expats simplify life in Germany coya.com/expats-in-germany Expats in germany Coya 80 people 20+ nationalities 6 FT dogs (2 expats)
  • 4. ● Short presentation ○ Getting an apartment: Tips, tricks and papers ○ What is Anmeldung and how to do it? ● Personal support with bureaucracy ○ Got any papers you need help with? ○ Open Q&A throughout the session 4Strictly private and confidential What we will talk about today:
  • 5. Strictly private and confidential 5 Disclaimer! (we’re a regulated company and need to make sure our legal team are happy! ) The information in this presentation are only tips and tricks, not legal advice or guidance. We take no accountability for the correctness or completeness of any given information. Coya AG, Ohlauer Str. 43, 10999 Berlin Vorsitzender des Aufsichtsrates: Thomas Münkel Vorstand: Andrew Shaw (Vorsitzender), Laura Kauther, Johannes Jacobsen Handelsregister: HRB 188013 B, Amtsgericht Berlin (Charlottenburg) coya.com
  • 6. 6Strictly private and confidential Finding an apartment in Berlin is hard!!! Picture: Rex. Read more: https://metro.co.uk/2018/12/21/hundreds-turn-flat-viewing-affordable-housing-crisis-hits-berlin-8272467/?ito=cbshare This is a real apartment viewing in Kreuzberg (Dec-2018)
  • 7. 7Strictly private and confidential Many options available, easy to approach online Many websites to find an apartment: ● Immobilienscout24.de ● Immonet.de ● Immowelt.de ● Wohnung-jetzt.de ● Wg-gesucht.de ● Suche-neue-wohnung.de ● Berlin.de.craigslist.de ● Immobilienscout24.de ● Ebay-kleinanzeigen.de Tips on how to get an appointment ✅ Write your message in German ✅ Mention the dates your available ✅ Mention your financial status ✅ Mention your employment status ✅ Mention your document status
  • 8. 8Strictly private and confidential Paperwork you will probably need ● Passport or ID card ● Last three payslips / proof of income ● Schufa-Auskunft: credit rating report ● Mietschuldenfreiheitsbescheinigung: previous landlord letter ● Previous address registration “Anmeldung” ● Private liability and/or home contents insurance ● Even a CV and apartment cover letter (yes, it can help show you’re serious)
  • 9. 9Strictly private and confidential Be German󾓨: Take your documents folder to viewings https://www.gettyimages.de/detail/nachrichtenfoto/german-chancellor-angela-merkel-takes-a-folder-out-of-nachrichtenfoto/989648418
  • 10. 10Strictly private and confidential Last 3 paychecks? But I just moved ✅ Paychecks from other countries / past jobs are fine too ✅ If there's gaps, provide a bank account summary ✅ Have a job? provide the employment contract too ✅ German family or friends? Consider a guarantor (Bürgschaftserklärung, extra doc)
  • 11. 11Strictly private and confidential Last 3 paychecks? But I'm not even working ✅ You may need to pay 3-6 months rent upfront ✅ Provide a bank account summary, also other countries ✅ German family or friends? Consider a guarantor (Bürgschaftserklärung, extra doc)
  • 12. 12Strictly private and confidential Schufa? Your credit score in Germany ✅ Only need positive, no real numerical score ✅ But I just moved? No history, is still something ✅ Provide a credit rating from your home country ✅ No credit score at all? Bank account summary
  • 13. 13Strictly private and confidential Schufa? You can get one for free! Schufa is obliged to give you 1 free credit score per year. Google 'Schufa kostenloser Credit Score' or click here Other sites charge up to 30 euros! And Schufa tries to sell you a unnecessary premium package
  • 14. 14Strictly private and confidential Schufa likes personal data, but will make things faster To get your credit score you have to enter your personal information. A credit score is very personal data. Thus, Schufa will make sure that it's really you requesting the data. Uploading your passport is only optional but will make the process faster. Enter Personal data Upload passport
  • 15. 15Strictly private and confidential Mietschuldenfreiheitsbescheinigung? A recommendation letter from your past landlord ✅ No fixed format. Even via email is fine ✅ Basically, new landlords want to know that you used to be a good tenant to your past landlord ✅ They want to know that you don’t owe your own landlord money ✅ Can also be from abroad. Even from your parents
  • 16. 16Strictly private and confidential Bürgschaftserklärung (guarantor) ✅ If you have little or no income you can ask someone, normally family, to be liable in case you do not pay your rent on time or break something in the apt ✅ Landlords are not allowed to take a deposit and ask for guarantor ✅ Make sure the liability/guarantee is limited to a few month rent Download PDF here
  • 17. 17Strictly private and confidential Insurance? Haftpflicht, Hausrat, sometimes both ● Sometimes required, generally improves your chance to get an apartment ● Haftpflicht? Private liability insurance Protects the landlords things inside the house if you cause accidental damage. especially relevant for furnished rentals ● Hausrat? Home contents insurance Protects the things you own inside the house against fire, water, storm, theft. Some landlords want you to have it so you can’t blame them if something happens. ✅ Everything in English ✅ Daily cancellation ✅ Fully digital If you’re interested, I can send you a discount code. Let me know after.
  • 18. 18Strictly private and confidential CV & cover letter, I wasn’t kidding. Germans do it!
  • 19. 19Strictly private and confidential Found my dream home! I can relax now! Right? Nope! www.charliechaplin.com/
  • 20. 20Strictly private and confidential What is Anmeldung? Official registration ✅ Official government registration at your new address (14 days) ✅ Need a rental contract and confirmation from the landlord / main tenant (Wohnungsgeberbestätigung, more on this later) ✅ Needs to be handed in person at the Burgeramt (PoA possible.) ✅ All forms are available online https://service.berlin.de/dienstleistung/120686/ ✅ Some services even offer in English: https://appmeldung.com/,
  • 21. 21Strictly private and confidential You can book an appointment online You can book an appointment online https://service.berlin.de/dienstleistung/12 0686/ but only one month a head. If you need an appointment sooner than you need to call 1155 and ask them if there is a free appointment on the same day.
  • 22. 22Strictly private and confidential 14 days… lol As long as you book an appointment 14 days after you move in there shouldn’t be any issues. Need it faster? go online everyday at 8am and hit refresh! Calling 1155 might be easier. Or ask a German friend to call.
  • 23. 23Strictly private and confidential I’m subletting, can i still get the anmeldung? ✅ Wohnungsgeberbestätigung needed - not always possible ✅ The main tenant needs to request this from their landlord, if the person subletting doesn’t want the landlord to know… not possible ✅ Needs to be filed and signed by landlord ✅ Same form for later registering family members / partners who move in
  • 24. ✅ Filled and signed Anmeldung form ✅ Filled and signed Wohnungsgeberbestätigung (landlord confirmation) ✅ Passport / ID card ✅ If married or have kids, extra sheet with family member details 24Strictly private and confidential What you need for your appointment
  • 25. 25Strictly private and confidential What to expect at the appointment https://www.tagesspiegel.de/berlin/berlin-ein-termin-im-buergeramt-gar-kein-problem/13626936.html 󾓨 don't speak German? We will make you suffer. Stay strong! You can also take a German friend, or even hire one myhelpbuddy.com
  • 26. 26Strictly private and confidential Got all my papers! what can I do now? You made it! Your anmeldung allows you to: ● Feel proud you made it through your first German bureaucracy experience! ● Open a bank account ● Get a mobile phone contract ● Pay your taxes ● Register a vehicle ● Other government related documents
  • 27. Strictly private and confidential 27 Thanks! Our industry is extremely competitive and the confidentiality of Coya‘s plans and data is obviously critical and our highest priority. This presentation is for the recipients exclusive use and it is not intended for general circulation or publication, nor is it to be reproduced, quoted or distributed for any purpose without the prior written permission of Coya. Under no circumstances should this presentation be shared with any third party without the written consent of Coya. The opinions expressed in this presentation are valid only for the purpose stated herein and as of the date of this presentation. No obligation is assumed to revise this presentation to reflect changes, events or conditions, which occur subsequent to the date hereof. Coya AG, Ohlauer Str. 43, 10999 Berlin Vorsitzender des Aufsichtsrates: Thomas Münkel Vorstand: Andrew Shaw (Vorsitzender), Laura Kauther, Johannes Jacobsen Handelsregister: HRB 188013 B, Amtsgericht Berlin (Charlottenburg) coya.com