1. The takaful company has not been notified of an accident on 14-11-2017 involving vehicles with registration numbers QTN567 and DCY7624.
2. For a claim to be considered, the certificate holder must notify the takaful operator of any incident that may result in a claim. Failure to notify means the certificate holder is responsible for claims.
3. The third party is requested to complete and return an accident claim form along with a police report or statutory declaration and any other requested documents for the takaful company to consider the claim.
This document is prepared on the basis of Judgments delivered by the Supreme court of India and High Courts. Almost all the points concerning MACPs have been covered. Pointwise judgments have been posted which would be helpful for finding out judgments on the particular point/issue.
Motor Accident Claim Petition Reference Manual - March 2016Legal
The Motor Accident Claim Petition (MACP) Reference Maunal is updated upto March, 2016. This Reference Manual is based on the judgments delivered by the Supreme Court and High Courts and will be helpful to judges, lawyers, claimants, injured victims, insurance companies, drivers and owners involved in and connected with the motor accident claim petitiion (MACP). Topicwise narration of almost all points/issues involved in the MAC Petition.
Booomark Version of MACP Reference Manual Updated upto March 2016 with bookmarkLegal
This document is prepared on the basis of the judgments delivered by Supreme Court and High Courts. Even support have been taken from the guidelines published by authority to assess the quantum of disability etc. This document would be helpful to one and all who want to know more about Motor Accident Claim Petition and Motor Vehicles Act.
NEGOTIABLE INSTRUMENTS ACT, 1881 – CRIMINAL LIABILITY OF COMPANIES FOR OFFENC...IAEME Publication
This paper attempts to delineate the criminal liability of companies for offence committed by corporate bodies under section 138 – 141 of the Negotiable Instrument Act. The company and all the people responsible for the affairs of the company will be liable to be prosecuted against and punished. As the company is having a separate legal entity, it is not immune to the punishment and fine for offence committed under section 138 of the N.I. Act. The vicarious liability would cast on three category of persons viz: the company itself, every person who was in charge of the affairs of the company, and other persons like director, or a manager, or a secretary, or other officer of the company. To get clarity on the point of law, relevant territorial jurisdiction for filing a complaint, various decisions of the courts is discussed in this study.
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This document is prepared on the basis of Judgments delivered by the Supreme court of India and High Courts. Almost all the points concerning MACPs have been covered. Pointwise judgments have been posted which would be helpful for finding out judgments on the particular point/issue.
Motor Accident Claim Petition Reference Manual - March 2016Legal
The Motor Accident Claim Petition (MACP) Reference Maunal is updated upto March, 2016. This Reference Manual is based on the judgments delivered by the Supreme Court and High Courts and will be helpful to judges, lawyers, claimants, injured victims, insurance companies, drivers and owners involved in and connected with the motor accident claim petitiion (MACP). Topicwise narration of almost all points/issues involved in the MAC Petition.
Booomark Version of MACP Reference Manual Updated upto March 2016 with bookmarkLegal
This document is prepared on the basis of the judgments delivered by Supreme Court and High Courts. Even support have been taken from the guidelines published by authority to assess the quantum of disability etc. This document would be helpful to one and all who want to know more about Motor Accident Claim Petition and Motor Vehicles Act.
NEGOTIABLE INSTRUMENTS ACT, 1881 – CRIMINAL LIABILITY OF COMPANIES FOR OFFENC...IAEME Publication
This paper attempts to delineate the criminal liability of companies for offence committed by corporate bodies under section 138 – 141 of the Negotiable Instrument Act. The company and all the people responsible for the affairs of the company will be liable to be prosecuted against and punished. As the company is having a separate legal entity, it is not immune to the punishment and fine for offence committed under section 138 of the N.I. Act. The vicarious liability would cast on three category of persons viz: the company itself, every person who was in charge of the affairs of the company, and other persons like director, or a manager, or a secretary, or other officer of the company. To get clarity on the point of law, relevant territorial jurisdiction for filing a complaint, various decisions of the courts is discussed in this study.
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While deciding a claim petition, preferred under the Motor Vehicles Act,
1988, more often then not, Ld. Judges of
the Tribunals are vexed with such questions that it becomes difficult for
them to come to a certain conclusion, main reasons for such vexation are:
a)Non availability of judgments on certain points,
b)If judgments are available on some points, they run in
different directions,
c) Lack of reference book to decide, as to whether the
insurance policy is 'Act Policy' (Statutory Policy) or
'Comprehensive Policy' (Package Policy).
Motor Accident Claim Petitions - MACP - Reference Manual updated upto April, ...Legal
This document is updated upto April, 2015. Few new judgments, details of rates of minimum wages applicable in State of Gujarat, topics concerning 'No fault Liability' u/s 140, registration certificate etc are added.
This document mainly concerning the cases where Insurance Company can be held liable and under which circumstances Insurance Company can be exonerated.
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While deciding a claim petition, preferred under the Motor Vehicles Act,
1988, more often then not, Ld. Judges of
the Tribunals are vexed with such questions that it becomes difficult for
them to come to a certain conclusion, main reasons for such vexation are:
a)Non availability of judgments on certain points,
b)If judgments are available on some points, they run in
different directions,
c) Lack of reference book to decide, as to whether the
insurance policy is 'Act Policy' (Statutory Policy) or
'Comprehensive Policy' (Package Policy).
Motor Accident Claim Petitions - MACP - Reference Manual updated upto April, ...Legal
This document is updated upto April, 2015. Few new judgments, details of rates of minimum wages applicable in State of Gujarat, topics concerning 'No fault Liability' u/s 140, registration certificate etc are added.
This document mainly concerning the cases where Insurance Company can be held liable and under which circumstances Insurance Company can be exonerated.
If you find any mistake in Motor Accident Claim Petition Reference Manual (MACP Reference Manual) kinndly let me knoe, I will be glade to correct it.
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• Lease Rent Worth Rs. 85/-Per Sqft
• Power Backup Worth Rs 15000 Per KVA(2 KV@ for 2 BHK and 3 KVA for 3BHK)
• Fire Fighting Charges Worth Rs. 40 Per Sqft
• External Electrification Charges Rs. 40 Per Sq ft
• Modular Kitchen Worth Rs. 1.5 Lac
• Wooden Cupboard in all Bedrooms Worth Rs. 1.5 Lacs
Locational Advantages:-
• Situated on 130 Mtr Wide Expressway Leading To G.Noida and NH24
• Very Near to Posh Sectors Of Noida
• Only 8.5 Km from City Centre metro Station
• Only 14 Km from Sector 18
• Only 10 Mins from Fortis Hospitals
• Only 12 Mins from Shipra Mall
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Hamdard Laboratories (India), is a Unani pharmaceutical company in India (following the independence of India from Britain, "Hamdard" Unani branches were established in Bangladesh (erstwhile East Pakistan) and Pakistan). It was established in 1906 by Hakeem Hafiz Abdul Majeed in Delhi, and became
a waqf (non-profitable trust) in 1948. It is associated with Hamdard Foundation, a charitable educational trust.
Hamdard' is a compound word derived from Persian, which combines the words 'hum' (used in the sense of 'companion') and 'dard' (meaning 'pain'). 'Hamdard' thus means 'a companion in pain' and 'sympathizer in suffering'.
The goals of Hamdard were lofty; easing the suffering of the sick with healing herbs. With a simple tenet that no one has ever become poor by giving, Hakeem Abdul Majeed let the whole world find compassion in him.
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Hamdard Laboratories was founded in 1906 in Delhi by Hakeem Hafiz Abdul Majeed and Ansarullah Tabani, a Unani practitioner. The name Hamdard means "companion in suffering" in Urdu language.(itself borrowed from Persian) Hakim Hafiz Abdul Majeed was born in Pilibhit City UP, India in 1883 to Sheikh Rahim Bakhsh. He is said to have learnt the complete Quran Sharif by heart. He also studied the origin of Urdu and Persian languages. Subsequently, he acquired the highest degree in the unani system of medicine.
Hakim Hafiz Abdul Majeed got in touch with Hakim Zamal Khan, who had a keen interest in herbs and was famous for identifying medicinal plants. Having consulted with his wife, Abdul Majeed set up a herbal shop at Hauz Qazi in Delhi in 1906 and started to produce herbal medicine there. In 1920 the small herbal shop turned into a full-fledged production house.
Hamdard Foundation was created in 1964 to disburse the profits of the company to promote the interests of the society. All the profits of the company go to the foundation.
After Abdul Majeed's death, his son Hakeem Abdul Hameed took over the administration of Hamdard Laboratories at the age of fourteen.
Even with humble beginnings, the goals of Hamdard were lofty; easing the suffering of the sick with healing herbs. With a simple tenet that no one has ever become poor by giving, Hakeem Abdul Majeed let the whole world find compassion in him. Unfortunately, he passed away quite early but his wife, Rabia Begum, with the support of her son, Hakeem Abdul Hameed, not only kept the institution in existence but also expanded it. As he grew up, Hakeem Abdul Hameed took on all responsibilities. After helping with his younger brother's upbringing and education, he included him in running the institution. Both brothers Hakeem Abdul Hameed and Hakim Mohammed
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1. Your Ref : DCY7624 WITHOUT PREJUDICE
Our Ref 0261714892-001/HOT21
Date: 07-02-2018
AZLINA BINTI GHAZALI
KAMPUNG TO DAP TO UBAN
17050 PASIR MAS
KELANTAN
Dear Sir
ACCIDENT ON 14-11-2017 INVOLVING VEHICLES NO : QTN567 AND DCY7624
The above matter refers.
We would advise that our client has not notified us of the above accident. Please note that under the
conditions of a motor takaful certificate, the certificateholder must notify his takaful operator of any
incident, which he is aware, may result in a claim against his certificate. A takaful operator can only
accept liability on behalf of its certificateholder if the takaful operator has received a notification from
its certificateholder to take over the conduct of a claim. In the event of a certificateholder does not
notify his takaful company, the certificateholder himself is responsible for any claims arising from an
accident involving third party property damage. We would advise that the repudiation of liability by a
takaful operator as a result of non-reporting or unreasonably late reporting of accidents by the
certificateholder is in accordance with the conditions of the takaful contract between the takaful
operator and the certificateholder. Legally, the third party can only take action against the person
causing the damage and not the takaful company.
However, without admission of liability, we enclose our Third Party Motor Vehicle Accident Form
which you are required to complete in full, sign and return to us together with the following documents
for our consideration:-
A) If our certificateholder’s police report is not available, a Statutory Declaration by you declaring the
circumstances of the accident and identifying our certificateholder’s vehicle as a party to the
accident.
Kindly revert with the documents requested to enable us to consider your claim further.
Yours faithfully,
ZURICH TAKAFUL MALAYSIA BERHAD
NORSANIAH BINTI SATAR,
EXECUTIVE - GENERAL CLAIMS
Tel: 03-21469120
Email: norsaniah.satar@zurich.com.my
THIS IS A COMPUTER GENERATED DOCUMENT. NO SIGNATURE IS REQUIRED.
2. THIRD PARTY MOTOR VEHICLE ACCIDENT CLAIM FORM
Important: It is compulsory to fill up all details truthfully below for us to entertain your claim.
1. THE OWNER
Name: Mr/Mrs/Ms/Mdm:_______________________________________________________
Identity Card No.(New):________(Old)__________or Business Registration No: __________
Home Address: __________________________________________Post Code:____________
Office Address: __________________________________________Post Code:____________
Business or Occupation:_________________Phone No. Office:________House:___________
Certificate No:___________Expiry Date:__________
Comprehensive Third Party
2. THE DRIVER
Name: Mr/Mrs/Ms/Mdm:________________________________________________________
Identity Card No(New):________________________(Old):______________________
Address_______________________________________________Post Code:______________
Age:_______Occupation:______________________Relationship to Participant:______________
Was he Driving with your permission? Yes No
Driving Licence No.:__________________________Expiry date of licence:________________
Is it a Full or Provisional Licence?___________________Class(es) covered:________________
Driver’s Driving Experience:________years experience. Date driving test passed:___________
Has the Driver ever been convicted of an offence in connection with the driving of a Motor
Vehicle?
If so, give brief details and date(s)__________________________________________________
Has Driver previously been involved in an Accident?___________________________________
If Paid Driver, how long has he been in your employment?_______________________________
3. THE VEHICLE
Make and Model:_______________Year of Manufacture:_______Reg.No.:_________________
Was a Trailer attached?__________Vehicle Log Book No.:______________________________
For what purpose was the vehicle being used?_________________________________________
4. THE ACCIDENT
Date of Accident:________/________19_________Time:_________am/pm
Place of Accident:_______________________________________________________________
At what speed was your vehicle traveling at the time of accident?__________________________
Were you in the vehicle?________If not when was the accident reported to you?______________
Claim Number: 0261714892-001/HOT21
3. Explain exactly how the accident occurred(Please do not write “Refer to the Police Report”)
_________________________________________________________________________
_________________________________________________________________________
_________________________________________________________________________
_________________________________________________________________________
_________________________________________________________________________
_________________________________________________________________________
_________________________________________________________________________
_________________________________________________________________________
_________________________________________________________________________
_________________________________________________________________________
PLAN OF ACCIDENT
PLEASE INDICATE AS CLEARLY AS POSSIBLE APPROXIMATE WIDTH OF ALL ROADS IN
THE VINCINITY OF THE ACCIDENT AS WELL AS THE POSITION, AND BY MEANS OF
ARROWS, THE DIRECTION OF PROGRESS OF ALL VEHICLES AND PERSONS INVOLVED.
BEFORE AFTER
5. POLICE
Police station to which report of accident was made_____________________________________
Report No.:_____________________________________________________________________
Have you received notice of intended prosecution or summons?___________________________
If so, what is the nature of the offence?_______________________________________________
6. WITNESSES
State names and addresses of witnesses of the accident.
(a) Passengers in your vehicle:_____________________________________________________
(b) Passers by:_______________________________________________________________
(c) Police personnel:___________________________________________________________
7. DAMAGE TO YOUR VEHICLE
Give full details of damage to your vehicle:___________________________________________
_____________________________________________________________________________
Name and address of repairer:_____________________________________________________
_____________________________________________________Telephone No.:__________
Claim Number: 0261714892-001/HOT21
4. 8. DETAILS OF OTHER VEHICLES INVOLVED IN THE ACCIDENT.
State name and address of owners of other vehicles involved in the accident:-
(i) Registration No. of the vehicle:____________Name of Driver:_________________
(ii) Name of Owner: ______________________Address:________________________
(iii)Name of takaful Company and Certificate or Policy No.:____________________
_____________________________________________________________________
(b) State names, address of every person injured, their age and nature of injuries:-
(i) In your vehicle:-
Name Age Address Nature of Injuries
_______________________________________________________________________
_______________________________________________________________________
_______________________________________________________________________
(ii) In other vehicle:-
Name Age Address Nature of Injuries
_______________________________________________________________________
_______________________________________________________________________
_______________________________________________________________________
(c) Was the injured person(s) warded or treated as outpatient?________________________
(d) State name and address of hospital/clinic:______________________________________
(e) Give details of vehicle or other property damaged (other than own vehicle):___________
_______________________________________________________________________
(f) Has any claim been made against you for (I) personal injury or (ii) damage to property? If
(g) so, state names and addresses of claimants and give full particulars of claim(s).
(i) Personal injury:___________________________________________________________
________________________________________________________________________
(ii) Damage to property:________________________________________________________
________________________________________________________________________
9. RESPONSIBILITY OF THE ACCIDENT
Whom do you consider was responsible for the accident? Why?___________________________
_____________________________________________________________________________
If the accident was due to the negligence of any other person(s), give their name(s), address(es)
and vehicle number(s):
_____________________________________________________________________________
_____________________________________________________________________________
Was the responsibility admitted by either party?________________________________________
Has the police taken action against the driver? If yes give details:__________________________
_____________________________________________________________________________
_____________________________________________________________________________
I/We hereby declare the foregoing particulars are true in every respect and that I/We have no other
insurance indemnifying me/us in respect of this accident. I/We also agree that if I/We have made any
false or fraudulent statement or any suppression or concealment, the claim shall be void in respect of
the said accident.
Signature of Owner:_______________________ Date:____________
I.C. No.: ________________________________
Signature of Driver:________________________ Date:____________
I.C. No.:_________________________________