The document outlines the agenda for the Confederation of Southern Tagalog Rural Bankers 2012 Annual Management Conference held on March 1-2, 2012. The conference focused on enabling rural bankers to thrive amid challenges through discussions on recent Bangko Sentral ng Pilipinas circulars on microfinance, micro-agri loans, loan transparency, and corporate governance. Sessions also covered electronic banking updates and best practices for rural bank management.