GLOBAL PERSPECTIVECH/ATM ratio: 2,000ATM Network Sizes◦ Small: 400◦ Medium: 2,000◦ Large: 5,000 to 30,000
RP: Small-Large ATM network(Only one ATM switch required )TIGHT CH/ATM ratio: 3,256◦ 8 Medium: Up to 2,000 ATMs◦ 16 Small: 50 to 400 ATMs◦ 44 Micro ATM Networks:1 - 49 ATMs
IS A COST CHANNEL: NO ROIMonthly COSTS:ATM Depreciation PhP14,000ATM Maintenance PhP 5,000Cash Management ???TOTAL >PhP19,000Revenue: PhP8 perACQUIRED withdrawal
IS A COST CHANNEL: NO ROIRevenue, PhP8 per ACQUIRED withdrawal2,375 withdrawals required or, 79 per dayADD:ATM Switch, Data Center, Consortium Membership,24/7 Operations & Staff, Back-Up, Software, HSM,Power, Communications, Settlement, Risk, Cost of Cash,etc.
IS A COST CHANNEL: NO ROIPhP45(per successful withdrawal)◦ Your Customers? MOST EXPENSIVE ACTIVITY◦ Other Bank Customers? PhP 8.00
“We are very excited with our investment in ENCASH, ayoung and very promising company. We stronglybelieve that ENCASH, by placing ATMs in remote areas,improves access to financial services in the ruralcommunity.” - Sara Vermier“We are excited about the opportunity to help ENCASHscale its business and broaden its reach in providingaccess to finance for rural and underserved Filipinos.” - Anand Chandani
4th Floor, Citibank Center, Citibank PlazaPaseo de Roxas, Makati City, 1226Telephone Nos. (632) 892 5092 to 95Fax No. (632) 892 5091Email Address: www.encash-ph.com