1. Information Technology SolutionsCOMMERCIAL SERVICES
DIVISION
Global Insurance
Solutions
INTERNATIONAL insurance
for your AID AND DEVELOPMENT organization
INTERNATIONAL PROPERTY
INTERNATIONAL GENERAL LIABILITY
INTERNATIONAL AUTOMOBILE
FOREIGN VOLUNTARY WORKERS
COMPENSATION
KIDNAP AND RANSOM
POLITICAL RISK
BUSINESS TRAVEL ACCIDENT
DEFENSE BASE ACT (DBA)
INTERNATIONAL HEALTH & BENEFITS
TRAVEL ASSISTANCE SERVICES
IS YOUR WORLDWIDE INSURANCE PROGRAM TRULY WORLDWIDE?
The truth may surprise you.
While some insurance programs may boast of providing global insurance coverage for
international aid and development organizations, when you get down to the coverage
details, significant gaps often exist. To be sure you have comprehensive protection, you
need an insurance broker who specializes in international insurance.
Moody Insurance Worldwide has the experience and expertise to help you design,
implement and manage an international insurance and risk management program that
contemplates your operations and protects you all over the world.
We work with organizations like yours managing:
• Global Property, Casualty and Automobile programs.
• Workers Compensation programs including Defense Base Act and related War Risk
coverages. We work closely with insurance companies specializing in DBA as well as
with Lloyds of London for high‐hazard work subject to DBA coverage.
• Kidnap Ransom, Wrongful Detention and Travel Accident coverages including Iraq,
Columbia and other difficult areas of the world.
• Global Employee Benefits programs including fully funded or self‐funded plans
(health, life, disability and long‐term care insurance.)
• Directors & Officers, Employment Practices, Fiduciary and Professional Liability
(Errors & Omissions) Insurance programs.
Moody specializes in global risk solutions for international
development organizations and contractors.
CONTACT US FOR A FREE INSURANCE CONSULTATION.
MOODY INSURANCE WORLDWIDE
20251 Century Blvd, Suite 425
Germantown, MD 20874
Phone 301.417.0001
Fax 301.417.0040
www.moodyinsurance.com
CHRISTOPHER MOODY II, CIC
PRESIDENT
christopher@moodyinsurance.com
A properly structured risk management program helps your organization:
• Save money by coordinating insurance and benefits programs, closing gaps in
coverage and eliminating redundant coverages and associated premiums.
• Attract and retain employees and contractors by helping you manage your
employee benefits costs, breadth of coverage and communication with employees.
• Comply with insurance‐related laws, both US and foreign.
• Create a unified global approach to insurance and risk management in local overseas
projects, leading to better budgeting and improved strategic decision making ability.

2. Information
INTERNATIONAL PROPERTY
Covers your physical assets, including buildings and
business personal property when located outside the
United States or in transit throughout the world.
Coverage can apply to shipments by air, ground and sea
to customers overseas.
INTERNATIONAL GENERAL LIABILITY
Protects you against claims that your actions or products
caused bodily injury and/or property damage when they
occur outside the U.S.
INTERNATIONAL AUTOMOBILE
Automobile liability laws in other countries often require
local insurance coverage, but these insurance policies
often have low limits and gaps in coverage that can lead
to significant uninsured losses. A combination program
that includes local coverage and an international auto
policy will allow you to both comply with local laws and
provide the standard of protection common in the U.S.
FOREIGN VOLUNTARY WORKERS COMPENSATION
Provides benefits for compensable employee injury or
illness for employees traveling outside the U.S. or their
home country. It often includes repatriation coverage to
transport sick or injured employees to areas where they
can get reliable care and/or transport them home.
KIDNAP AND RANSOM
Provides organizations or individuals with the financial
resources and expertise necessary to manage and
minimize the impact of a Kidnapping or Extortion
event. The coverage applies to numerous complex
security threats such as extortion threats against persons
and property including network or intellectual property,
the disappearance or wrongful detention of an insured
person, or an official recommendation to evacuate a
foreign location due to safety threats.
POLITICAL RISK
Provides currency inconvertibility, expropriation
or political violence coverage for assets lost due to an act
of a foreign government where that government has
confiscated, expropriated or nationalized an asset, or
passed new laws that make foreign investment difficult or
purposely destroyed assets.
BUSINESS TRAVEL ACCIDENT
Provides accidental death and dismemberment benefits
for employees and non-employee groups such as boards
of directors, consultants or church or school groups who
travel domestically or internationally. Medical expense
and evacuation benefits can be included as well as the
perils associated with war. Benefits are paid in addition
to any workers compensation, life or health coverage
which may also apply to a covered accident.
DEFENSE BASE ACT (DBA)
This is a special type of workers compensation insurance,
required by federal law, to protect employers and
contractor employees working on U.S. government
projects outside of the continental United States. Almost
any contract with an agency of the U.S. government, for
work outside the U.S., whether military in nature or not,
will likely require Defense Base Act coverage.
INTERNATIONAL HEALTH AND BENEFITS
Provides U.S. and non-U.S. citizens with medical
insurance and evacuation services while traveling for
business or pleasure anywhere outside their home
country. The policy provides resources to navigate
unfamiliar cultures or medical systems. Whether for a
vacation or for employees in locations around the world,
there is a product to meet your needs.
TRAVEL ASSISTANCE SERVICES
Most international policies will include travel assistance
services as a companion benefit. Covered services may
include worldwide medical referrals; emergency medical
evacuations and travel arrangements; assistance with
travel documents; language translation and emergency
cash advances to name a few.
This description of coverage is not an insurance contract.
Your policy is the contract that specifies and fully describes
your coverage. Conditions and exclusions will apply. Not all
coverage described is available in all states or countries.
CALL US FOR A FREE INSURANCE CONSULTATION.
COMMERCIAL SERVICES
DIVISION
International Business
Insurance
MOODY INSURANCE WORLDWIDE
20251 Century Blvd, Suite 425
Germantown, MD 20874
Phone 301.417.0001
Fax 301.417.0040
www.moodyinsurance.com
for your business
WORLDWIDE insurance
INTLCOV1 (10252010)

3. ARE YOU AND YOUR EMPLOYEES PROTECTED FOR THE SPECIAL RISKS
ASSOCIATED WITH INTERNATIONAL OPERATIONS?
 Ransom/Extor on Monies
 In‐transit/Delivery‐Loss of Ransom/Extor on Monies
 Unlimited Event Management Security Consultants Expenses
 Judgments, Se lements & Defense Costs
 Death or Dismemberment Benefits
Insurable Exposures for Corpora ons, Not For Profits, Religious Organiza ons, Schools,
Sports Teams, Individuals, and Families:
MOODY INSURANCE WORLDWIDE
20251 Century Blvd, Suite 425
Germantown, MD 20874
Phone 301.417.0001
Fax 301.417.0040
www.moodyinsurance.com
CHRISTOPHER MOODY II, CIC
PRESIDENT
christopher@moodyinsurance.com
Threats to: kill or injure, damage property and divulge
confiden al or propriety informa on
Kidnaps for ransom
Extor on including property, products and cyber
Hijacks
Express kidnaps
Child abduc ons
Hostage situa ons
Unlawful incarcera ons by foreign governments
Security related evacua ons
Disappearances of insured persons
Individuals or organiza ons declared persona non grata
Access to a security consultant on retainer with Moody’s insurance providers, providing
priority response on Kidnap & Ransom Nego a ng as well as pre‐incident planning. With
worldwide response capability, consultants are available on a 24‐hour emergency priority
basis to Insureds. Security consul ng can be included as part of the program and is o en
included in the price of the coverage.
Insureds will receive a complimentary subscrip on to a customized intelligence‐based
informa on service providing country‐specific, cultural, historical, medical‐ and security‐
related informa on in a Web‐based environment. Insureds can find detailed country
informa on, city profiles, a searchable events database, general travel informa on and ps,
and links to other relevant informa on sites.
KIDNAP AND RANSOM
for your organization
INTERNATIONAL insurance