1. The document presents 6 statements about personal finance and spending habits, with the respondent asked to agree or disagree with each one. It then lists various purchases and asks the respondent to classify the price as a bargain, right price, expensive, or rip-off. 2. Common financial best practices recommend saving part of income each month, only purchasing what is affordable without debt, and shopping around for the best price on purchases to avoid overspending. 3. The various listed purchases include transportation, dining, lodging, and electronics that people commonly incur expenses on, with a range of prices provided to assess what the respondent deems a fair cost.