Micro, sme & syndicated finance

1. Micro, Small & Medium
Enterprises and
Syndicated Finance
Presented by
Md. Fariduddin Ahmed
Advisor
Export Import Bank of Bangladesh Limited
Former
Managing Director & Chief Executive Officer
Islami Bank Bangladesh Limited
Export Import Bank of Bangladesh Limited

2. Micro, SME & Syndicated Finance
Prepared by Forkan Uddin
Mahmood
2
Sl
Type of
Enterprise
Total Fixed Assets
excluding Land &
Building
Manpower
1 Micro Enterprise
a) Service Provider
b) Trading Concern
c) Manufacturing
Concern
Not exceeding Tk.5 lac
Not exceeding Tk.5 lac
Not exceeding Tk.50 lac
Not exceeding 10 person
Not exceeding 10 person
Not exceeding 24 person
2 Small Enterprise
a) Service Provider
b) Trading Concern
c) Manufacturing
Concern
Not exceeding Tk.1 crore
Not exceeding Tk.1 crore
Not exceeding Tk.10
crore
Not exceeding 25 person
Not exceeding 25 person
Not exceeding 99 person

3. Micro, SME & Syndicated Finance
Prepared by Forkan Uddin
Mahmood
3
Sl
Type of
Enterprise
Total Fixed Assets
excluding Land &
Building
Manpower
3 Medium Enterprise
a) Service Provider
b) Trading
Concern
c) Manufacturing
Concern
Not exceeding Tk.15 crore
Not exceeding Tk.15 crore
Not exceeding Tk.30
crore
Not exceeding 100 person
Not exceeding 100 person
Not exceeding 250 person
2 Syndicated Finance
Syndicated investment is one in which two or more Banks provide
finance on common terms and documents.

4. Microfinance in Bangladesh by the MFIs and
NGOs
Prepared by Forkan Uddin
Mahmood
4
Sl Particulars Number
Amount in
Crore Tk.
1 Institutional Profile
a) Number of Branches
b) Total personnel /staff strength
c) Total credit staff
d) Number of active groups
e) Number of active members
f) Growth in membership
18,729
2,56,592
1,33,418
27,37,733
3,46,20,621
(4.69%)
Key Microfinance indicators End December 2010
Source: Bangladesh Microfinance Statistics, Credit & Development Forum

5. Microfinance in Bangladesh by the MFIs and
NGOs
Prepared by Forkan Uddin
Mahmood
5
Sl Particulars Number
Amount in
Crore Tk.
2 Savings Portfolio
a) Cumulative savings deposit
b) Cumulative savings withdrawals
c) Savings portfolio (net savings)
d) Savings portfolio growth
65,880
49,761
16,118
22.42%
Key Microfinance indicators End December 2010
Source: Bangladesh Microfinance Statistics, Credit & Development Forum

6. Microfinance in Bangladesh by the MFIs and
NGOs
Prepared by Forkan Uddin
Mahmood
6
Sl Particulars Number
Amount in
Crore Tk.
3 Loan Portfolio
a) Cumulative loan disbursed
b) Cumulative principal loan realizable
c) Cumulative principal loan realized
d) Loan portfolio (principal outstanding
loan) (a-c)
e) Past due amount
f) Overdue amount
g) Loan portfolio growth
2,10,328
1,91,121
1,88,161
22,166
592
697
15.23%
Key Microfinance indicators End December 2010
Source: Bangladesh Microfinance Statistics, Credit & Development Forum

7. Microfinance in Bangladesh by the MFIs and
NGOs
Prepared by Forkan Uddin
Mahmood
7
Sl Particulars Number
Amount in
Crore Tk.
4 Beneficiaries / Borrowers
a) Cumulative borrowers
b) Cumulative borrowers who fully
repaid the loan
c) Total outstanding borrowers
d) Growth in outstanding borrowers
7,35,77,429
4,63,76,523
2,72,00,906
(1.60%)
Key Microfinance indicators End December 2010
Source: Bangladesh Microfinance Statistics, Credit & Development Forum

8. Thanks for your
Co-operaTion
Allah Hafez