The document provides an overview of two companies, CIM and Publicenter, that are part of the MF Group. CIM produces card personalization systems and metal plate marking solutions. Publicenter produces various types of cards, including financial, retail, loyalty and telecom cards. Both companies emphasize high quality, flexible solutions and strict security and production processes to meet customer needs across different industries.

1. PRESENTATION Welcome COMPANY NAME + logo Title NAME / SURNAME Place and date

3. A leader for card production advanced technology on the main world markets MF Group is a leading manufacturer of cards and card personalisation systems. We operate on the major world markets. In Europe, USA, Asia, the Middle East and Africa. MF GROUP SpA Confidential

4. CIM Division All-in-One solutions for personalizing plastic cards for banks, public transport systems, government authorities, retail networks and ID applications Systems for marking metal plates for industrial applications MF GROUP – CIM Division Confidential

5. CIM SpA - HISTORY MF GROUP – CIM Division Confidential 1985 The CIM story starts in Italy in the mid eighties thanks to the commitment, skill and enterprise of the new owner. 1990 During the nineteen nineties the company grows rapidly. Always in step with the latest market developments, the company completely renews its product lines. 1995 The PRO SERIES line is launched. A major innovation. The first range of machines for personalizing plastic cards that can operate in stand-alone or in-line configurations. Today CIM is a forward-looking company with the flexibility and efficiency to meet the needs of an ever changing market. A successful company built around the dedication and commitment of all members of the CIM team.

6. Competitive solutions and services PUBLICENTER Division For twenty years, a leader for the production and personalization of high quality plastic cards and printing on special supports MF GROUP – Publicenter Division Confidential

7. PUBLICENTER SpA - HISTORY MF GROUP – Publicenter Division Confidential 1978 Incorporation: Specialists for printing on special materials. 1997 ISO 9002:1994 Certification for the production facility at Arcisate (VA), Italy. Start of production of prepaid, scratch-off cards at the Arcisate production facility. 1996 Production capacity is increased. The company expands its marketing activities overseas. The first European production plant dedicated entirely to the manufacture of prepaid cards is opened at Arcisate (VA), Italy. 1984 -88 Start of production of prepaid, magnetic strip cards. 1994 The MF Group acquires Publicenter. 1995 Production facilities doubled with the acquisition of Technicard System S.p.A. 1998 More than 170 million prepaid cards produced. 2003 New offices and factory at Rioveggio. 2002 New plant at Vedano Olona (VA), Italy New ISO 9001:2000 certification. Production tops 500 million cards per year. 2001 Expansion of product range: Contact and contactless smart cards. 2004 Production capacity grows to 1.2 billion cards. 2005 Production of credit cards starts. Certifications: Visa and MasterCard 78 84 94 95 96 97 98 01 02 03 04 05

8. MF GROUP SpA Confidential MF GROUP December 2005 CIM and PUBLICENTER become a single company – The two companies maintain their corporate identities and are merged into the group leader MF Group SpA The resulting synergies enable the production of high-quality products and services.

9. Turnover: € 50 million Employees: 400 Three plants in Italy Commercial and Sales offices in Miami (USA) Confidential MF GROUP SpA MF GROUP

10. Europe Asia MARKETS Our Network Confidential MF GROUP In the USA, Canada, Central and South America, CIM is represented by CIM USA Inc., our sales branch in Miami, USA. Miami We are committed to a policy of internationalisation and are present on markets world-wide. Our marketing and distribution network covers these markets: Middle East Africa

11. COMPANY PROFILE

12. PUBLICENTER COMPANY PROFILE Our major objectives In a world of global solutions: VISION Cards can simplify many daily operations, making them more efficient, expanding their range of functions. Cards have a major role in the provision of services. Communications, ID management, telecommunications and financial transactions can be made more secure, more personalized and more distinctive through the use of cards. Confidential

13. Strategic choices to guarantee success STRATEGY High standards of quality in customer service Modern production facilities featuring top flexibility and manufacturing capability Tight, efficient control of processes and operations Confidential PUBLICENTER COMPANY PROFILE

14. Rioveggio (BO) Vedano Olona (VA) Headquarters Smart cards Financial cards Retail cards Print Division Telecom Division Confidential Two plants, one production philosophy PUBLICENTER COMPANY PROFILE MILAN BOLOGNA FLORENCE ROME VARESE

15. PRODUCTS AND SERVICES

16. Publicenter operates in two production sectors BUSINESS UNITS PRINT DIVISION CARD DIVISION PUBLICENTER PRODUCTS AND SERVICES Confidential

17. Retail CARD DIVISION Smart Financial Stock products Telecom Confidential PUBLICENTER PRODUCTS AND SERVICES

18. TYPES TELECOM CARD Telephone cards (fixed and mobile) Motorway toll cards Lottery cards Internet access cards Prepaid reloadable cards PUBLICENTER PRODUCTS AND SERVICES Confidential

19. CUSTOMERS PUBLICENTER PRODUCTS AND SERVICES Confidential TELECOM CARD

20. APPLICATIONS Loyalty cards Discount cards Access control cards ID cards Club cards Magnetic strip cards Smart cards: Chip card Contactless card RETAIL CARD PUBLICENTER PRODUCTS AND SERVICES Confidential

21. CUSTOMERS PETROL Shell Agip Q8 Statoil Texaco AIRLINES SAS Alitalia Air France EgyptAir AirAfrique PUBLIC AUTHORITIES National health service card (various countries) Italian Ministry of the Interior: Tax code cards Italian Ministry of Transport: Driving licences German Railways RETAIL CHAINS IKEA Makro Metro Carrefour Auchan MOTOR VEHICLES Ferrari Porsche Renault Ducati Fiat Audi PUBLICENTER PRODUCTS AND SERVICES Confidential RETAIL CARD

22. PUBLICENTER CASE HISTORY TEAM FERRARI CLUB CARD OBJECTIVE To create a club card for the official Scuderia Ferrari Club CARD FUNCTIONS Membership Loyalty Electronic wallet Confidential

23. COMPLETE MANAGEMENT of the PROCESS Production of club newsletters and mailing to club offices Reception of newsletters, standardisation, monitoring of on-line payments, management of three membership types, data entry, creation of membership database Production of magnetic strip and chip cards Card personalization: thermal printing of card type and club; embossing of name and surname; encoding of magnetic strip and chip Attachment of card to letter. Personalization of letter. Insertion into envelope Direct posting to members Confidential PUBLICENTER CASE HISTORY TEAM FERRARI CLUB CARD

24. SMART CARD Contact card 3 standard cards always available from stock: PM 256 (SLE 4442) PM 1K (SLE 4428) FM 256 PUBLICENTER PRODUCTS AND SERVICES Confidential TYPE APPLICATIONS Everything you want to know in just a few lines Loyalty cards Electronic wallets Internet café cards Health service cards Membership cards ID cards

25. Contactless card 3 standard cards always available from stock: CR125RO (64 bits – low frequency) CR125RW (128 bytes – low frequency) C13MIF (1024 bytes – high frequency) All other chip cards available on request Remote ID card Access control cards Public transport tickets Ski pass Vending machines Lot of things work without any contact Confidential SMART CARD PUBLICENTER PRODUCTS AND SERVICES TYPE APPLICATIONS

26. FINANCIAL CARD CERTIFICATIONS PUBLICENTER PRODUCTS AND SERVICES MasterCard (Maestro – Mondex – Cirrus) Visa CQM – Card Quality Management ABI STANDARD EMV Confidential

27. PUBLICENTER PRODUCTS AND SERVICES Confidential FINANCIAL CARD

28. PUBLICENTER PRODUCTS AND SERVICES Confidential PARTNERSHIP Quality Flexibility Production capacity Excellence is the result of teamwork 5.5 billion smart cards 2,400 patents EMV portfolio

29. PUBLICENTER PRODUCTS AND SERVICES Confidential PARTNERSHIP Legic is worldwide known as synonym for RFID multi applications High secure devices Specific system approach

30. PUBLICENTER PRODUCTS AND SERVICES Confidential PARTNERSHIP 1 million LEGIC based readers are in use 70 million people enjoy LEGIC products daily excellence is the result of teamwork Proven technology Flexibility Production capacity

31. Production processes Data transfer Information management Logistics SECURITY PUBLICENTER PRODUCTS AND SERVICES Confidential

32. All production departments are compartmentalized Anti-intrusion and indoor/outdoor CCTV systems General access control system (entry and exit control for production facility and departments Disaster Recovery Plan: two separate production facilities to ensure continued and continuous production in all circumstances in production facility protected environments and authorised personnel PUBLICENTER PRODUCTS AND SERVICES Confidential SECURITY

33. Protected, dedicated server for receiving data Data access with electronic decryption key only Full traceability of personalisation data from log files Full traceability of persons responsible for personalisation Data recorded on electronic media are stored in maximum security strong rooms and safes in data transfer everything under control PUBLICENTER PRODUCTS AND SERVICES Confidential SECURITY

34. Access to areas with high-security ratings is authorised by top management only. Real time checks on serial number sequencing. Real time checks on match between data supplied and personalization. The serial numbers, secret PINs and scratch-offs are printed and applied in a single pass in order to prevent any possibility of this information being read from the outside. in information management strict controls, NO possibility of reading codes PUBLICENTER PRODUCTS AND SERVICES Confidential SECURITY

35. Strong room inside the production facility Prepaid cards transferred using special, dedicated vehicles. Special deliveries using vehicles equipped with anti-hijack satellite tracking systems. (Special deliveries on same day inside Italy). in logistics your cards travel safely and securely PUBLICENTER PRODUCTS AND SERVICES Confidential SECURITY

36. PRINT DIVISION PUBLICENTER PRODUCTS AND SERVICES High quality printing on plastic & special materials Solutions for point of purchasing Sales promotion & Specials Publishing & Printing Mouse pads Cases Pencil cases Moving & 3D cards Pocket calendars Luggage tags Blister tags Thermo testers Linear / circular slide rules Stickers Diaphanies Desk pads Poster Roters We can print on (fast) every special material Inserts Transparent PVC cover sheets Printing on metallized / hologrammed supports Scratch-off printing Confidential

37. VALUE ADDED SERVICES Graphic design Data entry Card personalisation Application of card to form, insertion in envelope, addressing and postage Deliveries PUBLICENTER PRODUCTS AND SERVICES Confidential

38. A one-stop, on-line service Offer calculation Ordering Draft approval Order progress monitoring PUBLICENTER Confidential www.PUBLICENTER.it

39. COMPANY PROFILE

40. We let your needs be our guide CIM equipments are designed and developed to meet market needs. We like to stay one-step ahead and anticipate market trends and developments. We provide more than just printers. Our sales organization advises and helps customers to choose the right system tailored to their applications. CIM COMPANY PROFILE Confidential VISION

41. Three guiding lights: QUALITY TECHNOLOGY FLEXIBILITY CIM COMPANY PROFILE CIM is committed to quality, technology and flexibility. And it shows. In the innovative design of the PRO SERIES range of printers. Confidential STRATEGY Quality across the board in products, services and processes Technology that is intelligent, simple to use and easy to manage Flexibility in the solutions we offer

42. CIM COMPANY PROFILE COMPANY SITES in ITALY Confidential Calderara di Reno (BO) BOLOGNA Casalecchio di Reno (BO) Rioveggio (BO) ROME Fiumicino (RM) Sales Offices Manufacturing Plant: Plastic card personalisation systems Metal plate marking systems Headquarters and Offices Manufacturing Plant: Thermographic printers for plastic cards

43. PRODUCTS AND SERVICES

44. BUSINESS UNIT CIM PRODUCTS AND SERVICES Two production sectors with a single objective: Quality, first! CIM manufactures and distributes a complete range of SOLUTIONS FOR PERSONALIZING … Confidential METAL PLATES PLASTIC CARDS

45. CIM PRODUCTS AND SERVICES Thermograpic printing Lamination Embossing, punching and indenting Magnetic strip encoding Encoding of contact and contactless smart cards Matching and mailing The PRO SERIES system is a complete line of professional products designed to operate standing-alone or in-line . These products will handle all types of plastic card personalization: Confidential PLASTIC CARD SYSTEMS The PRO SERIES line

46. CIM PRODUCTS AND SERVICES All Pro-Series models adopt the high security criteria specified in EMV standards. They are ideal for issuing banking cards Confidential The PRO SERIES line

47. CIM PRODUCTS AND SERVICES Personalization systems at a reasonable price Thermal printing Magnetic stripe encoding Encoding of contact and contactless smart cards Confidential CARD PRINTER SYSTEMS

48. CIM PRODUCTS AND SERVICES METAL EMBOSSER with traditional technology Marking solutions for metal plates METAL DOT MATRIX with micropoint technology Confidential METAL PLATE SYSTEMS

49. TECHNICAL ASSISTANCE CIM PRODUCTS AND SERVICES The CIM Customer Service provides technical assistance to our customers world-wide The CIM Customer Service network has been operating throughout Italy for more than twenty years. One of our satisfied customers is the Italian Ministry of Transport. We serve all the local offices responsible for issuing driving licences. Our customers overseas can call on the services of our Authorised Dealers Confidential

50. Our Customers Confidential CUSTOMERS in ITALY Alitalia Banca di Sassari Banca Monte dei Paschi Banca Sella Banca AntonVeneta Banca Popolare dell’Emilia Romagna Ducati ELSAG Ferrari Infogroup Regione Siciliana S.O.A.R. Società Autostrade Trenitalia Unicredit Avio Bonfiglioli Riduttori Brevini Riduttori CNH Italia Colgate Danieli & Officine Meccaniche Ellebi Fata Handling Goldoni Iveco Lombardini Mini Motor Riva Fire Toyota Vai Pomini

51. Our Customers Confidential Bank of China Ministry of Communication (S.Korea) Shinnan Bank (s.Korea) Ministry of Social Security (Philippines) Emirates Bank International The National Bank of Dubai BANK NIAGA INDONESIA Public Bank (Malaysia) Citibank (Indonesia) JEONBANK BANK – SEOUL EFG Eurobank Ergasias S.A. GRECIA U.S.A. Army Mitsubishi Submarine Manufacturing (Australia) DAEWOO (S.Korea) BAO GANG (China) FIAT Polonia NISSAN (Japan) CUSTOMERS in the rest of the world

52. CIM Confidential www.CIMITALY.it www.CIM-USA.com A one-stop, on-line service Offer calculation Ordering Draft approval Order progress monitoring

53. Thank You