Merging of banks meaning, What is Merging of banks? List of Public Sector Banks, List of government Banks, Next Gen Banks, Public sector banks, Benefits of merger, Merger sees a bigger capital base, NPA and risk management are benefited, Shortcomings of PSU Bank Merging, Disadvantages of bank merging, Demerits of bank merging, Why merge of PUS Banks?

1. Merger of Public
sector Banks
Mr. Rathesh J,
Assistant Professor,
New Horizon College, Kasturinagar

2. What is Merging of banks?
A bank merger is the joining of two
or more banks.
The merger results in a single bank
with one identity rather than
multiple banks with multiple
identities.
Mr. Rathesh J, Ass. Proff. E-mail: ratheshbj@gmail.com

3. Is merging of Public
Sector Bank is needed?
• https://www.menti.com/op7svvwyjc

4. Why merge of PUS
Banks?
• https://www.menti.com/op7svvwyjc
Mr. Rathesh J, Ass. Proff. E-mail: ratheshbj@gmail.com

5. List of Public
Sector Banks
(Government
)
1.State Bank of India
2.Punjab National Bank
3.Bank of Baroda
4.Canara Bank
5.Union Bank of India
6.Punjab & Sind Bank
7.Indian Bank
8.Bank of Maharashtra
9.Bank of India
10.Central Bank of India
11.Indian Overseas Bank
12.UCO Bank

6. Mr. Rathesh J, Ass. Proff. E-mail: ratheshbj@gmail.com

7. Mr. Rathesh J, Ass. Proff. E-mail: ratheshbj@gmail.com

9. Mr. Rathesh J, Ass. Proff. E-mail: ratheshbj@gmail.com

10. Why merge of PUS
Banks?
To achieve the $5 trillion economy
target
To reach global with Next Gen
Banks.
Strong Governance
Reduce NPA
Mr. Rathesh J, Ass. Proff. E-mail: ratheshbj@gmail.com

11. Mr. Rathesh J, Ass. Proff. E-mail: ratheshbj@gmail.com

12. Benefits of merger
Reduces the cost of operation
NPA and risk management are benefited
Leads to bigger scale of expertise
Minimizes the scope of inefficiency
Merger sees a bigger capital base
Merger helps in financial inclusion
Mr. Rathesh J, Ass. Proff. E-mail: ratheshbj@gmail.com

13. Reduces the cost of operation
Mr. Rathesh J, Ass. Proff. E-mail: ratheshbj@gmail.com

15. NPA & Risk Management are
benefited
Mr. Rathesh J, Ass. Proff. E-mail: ratheshbj@gmail.com

16. Leads to bigger scale of expertise
Mr. Rathesh J, Ass. Proff. E-mail: ratheshbj@gmail.com

17. Minimizes the
scope of
inefficiency

18. Merger sees a
bigger capital
base

19. Capital Infusion for PSU
Banks
Mr. Rathesh J, Ass. Proff. E-mail: ratheshbj@gmail.com
PNB 16,000 Cr
Union Bank 11,700 Cr
Bank of Baroda 7,000 Cr
Canara Bank 6,500 Cr

20. Shortcomings
of PSU Bank
Merging
Mr. Rathesh J, Ass. Proff. E-mail: ratheshbj@gmail.com
Staff issues (job loss)
Technical issues (ERP
shift)
Reduces Loan Recovery
Rate

21. Shortcomings
of PSU Bank
Merging
Mr. Rathesh J, Ass. Proff. E-mail: ratheshbj@gmail.com

22. Thank you
Mr. Rathesh J, Ass. Proff. E-mail: ratheshbj@gmail.com