This document summarizes the key details of a mediclaim insurance policy renewed with Star Health Insurance. The policy covers employees, family including spouse, children up to age 25, and dependent parents. It provides coverage for both outpatient and inpatient treatment. Outpatient coverage is Rs. 6,000 per person with a family floater of Rs. 30,000. Inpatient coverage is up to Rs. 2.5 lakhs per family, with a corporate buffer of Rs. 15 lakhs that requires 20% copayment. The policy details room rent reimbursement amounts and exclusions like pre-existing diseases, maternity coverage, claim procedures, and differences from the previous policy.
The document provides details about the group medical insurance program for employees of Hinduja Health Care Ltd. including benefit details, policy parameters, applicable members, policy period, standardized hospitalization coverage, maternity benefits, pre-and-post hospitalization expenses, pre-existing diseases coverage, customized benefits, general exclusions, enrollment process, and cashless hospitalization process. The insurance scheme is intended to provide insurance coverage for medical expenses related to hospitalization of Hinduja Health Care employees and dependents.
STAR - Employee Benefits Insurance Manual 2019-2020-1.pptAnkitSharma654348
The document provides information on STAR's employee insurance benefits for the period of July 1, 2019 to June 30, 2020. It includes details on group health insurance, personal accident insurance, and term life insurance plans. The group health insurance section outlines coverage details, plan overview, maternity benefits, co-pay illustration, enrollment details, and inclusions/exclusions. It specifies the insurer, TPA, broker, validity period, sum insured, eligible beneficiaries, and family floater definition. The plan overview section describes covered features such as pre-existing diseases, room rent eligibility, day care procedures, and more. The document also provides instructions on renewal enrollment and mid-term inclusions.
STAR - Employee Benefits Insurance Manual 2019-2020-1.pptmeher54
The document provides information on STAR's employee insurance benefits for the period of July 1, 2019 to June 30, 2020. It includes details on group health insurance, personal accident insurance, and term life insurance plans. The group health insurance section outlines coverage details, plan overview, maternity benefits, co-pay illustration, enrollment details, inclusions and exclusions. It specifies the insurer, TPA, broker, validity period, sum insured, beneficiaries, room rent eligibility, pre and post hospitalization coverage and other features. The document also provides instructions for renewal enrollment, mid-term inclusions and updates to policy guidelines.
This Insurance Policy provides a comprehensive protection and is specifically designed to guard you and your family against the trauma you face for repayment of your loan in the event of unfortunate incidences.
The document outlines the group medical insurance policy for Presidency University employees, including details such as the insurer, sum insured amounts, covered hospitalization expenses and exclusions from coverage. Standard coverage includes room rent, doctors' fees, surgeries and more, while exclusions apply to cosmetic procedures, dental treatment, and conditions due to alcohol or drug use. The claims process and requirements are also described.
Future Advantage Top-Up - Give Your Health Insurance A Backup Plan From Futur...ColinGenerali
Future Advantage Top-Up is a deductible health insurance plan with high Sum Insured options to provide extra coverage at low premium as compared to any traditional health insurance plan.
The document discusses the key features of a Group Medicare 360 health insurance plan with aggregate deductible. It explains how aggregate deductible works where all claims in a policy year need to cross the deductible amount before any claims are payable. It provides examples of claim payments under different claim scenarios. It also summarizes coverage includes inpatient treatment, day care procedures, pre and post hospitalization expenses, and other benefits like accidental death benefit and wellness services. Waiting periods and premium rates are also outlined for different sum insured amounts.
Maxima is a plan that takes care of your everyday health needs. It is an easy to buy plan that covers expenses incurred in the form of Doctors’ consultations, Pharmacy bills, Diagnostic tests, Dental treatment, Optical services and Annual health check-up. Maxima health plan by Apollo Munich offers comprehensive coverage while taking care of little illnesses too. Along with wide inpatient coverage, Maxima also offer benefits with unique outpatient coverage. With additional critical illness coverage and provision of lifelong renewal, the plan makes insurance coverage feasible at affordable premium rates. Get self as well as your family members insured under this easy to understand plan and enjoy a stress free health future.
The document provides details about the group medical insurance program for employees of Hinduja Health Care Ltd. including benefit details, policy parameters, applicable members, policy period, standardized hospitalization coverage, maternity benefits, pre-and-post hospitalization expenses, pre-existing diseases coverage, customized benefits, general exclusions, enrollment process, and cashless hospitalization process. The insurance scheme is intended to provide insurance coverage for medical expenses related to hospitalization of Hinduja Health Care employees and dependents.
STAR - Employee Benefits Insurance Manual 2019-2020-1.pptAnkitSharma654348
The document provides information on STAR's employee insurance benefits for the period of July 1, 2019 to June 30, 2020. It includes details on group health insurance, personal accident insurance, and term life insurance plans. The group health insurance section outlines coverage details, plan overview, maternity benefits, co-pay illustration, enrollment details, and inclusions/exclusions. It specifies the insurer, TPA, broker, validity period, sum insured, eligible beneficiaries, and family floater definition. The plan overview section describes covered features such as pre-existing diseases, room rent eligibility, day care procedures, and more. The document also provides instructions on renewal enrollment and mid-term inclusions.
STAR - Employee Benefits Insurance Manual 2019-2020-1.pptmeher54
The document provides information on STAR's employee insurance benefits for the period of July 1, 2019 to June 30, 2020. It includes details on group health insurance, personal accident insurance, and term life insurance plans. The group health insurance section outlines coverage details, plan overview, maternity benefits, co-pay illustration, enrollment details, inclusions and exclusions. It specifies the insurer, TPA, broker, validity period, sum insured, beneficiaries, room rent eligibility, pre and post hospitalization coverage and other features. The document also provides instructions for renewal enrollment, mid-term inclusions and updates to policy guidelines.
This Insurance Policy provides a comprehensive protection and is specifically designed to guard you and your family against the trauma you face for repayment of your loan in the event of unfortunate incidences.
The document outlines the group medical insurance policy for Presidency University employees, including details such as the insurer, sum insured amounts, covered hospitalization expenses and exclusions from coverage. Standard coverage includes room rent, doctors' fees, surgeries and more, while exclusions apply to cosmetic procedures, dental treatment, and conditions due to alcohol or drug use. The claims process and requirements are also described.
Future Advantage Top-Up - Give Your Health Insurance A Backup Plan From Futur...ColinGenerali
Future Advantage Top-Up is a deductible health insurance plan with high Sum Insured options to provide extra coverage at low premium as compared to any traditional health insurance plan.
The document discusses the key features of a Group Medicare 360 health insurance plan with aggregate deductible. It explains how aggregate deductible works where all claims in a policy year need to cross the deductible amount before any claims are payable. It provides examples of claim payments under different claim scenarios. It also summarizes coverage includes inpatient treatment, day care procedures, pre and post hospitalization expenses, and other benefits like accidental death benefit and wellness services. Waiting periods and premium rates are also outlined for different sum insured amounts.
Maxima is a plan that takes care of your everyday health needs. It is an easy to buy plan that covers expenses incurred in the form of Doctors’ consultations, Pharmacy bills, Diagnostic tests, Dental treatment, Optical services and Annual health check-up. Maxima health plan by Apollo Munich offers comprehensive coverage while taking care of little illnesses too. Along with wide inpatient coverage, Maxima also offer benefits with unique outpatient coverage. With additional critical illness coverage and provision of lifelong renewal, the plan makes insurance coverage feasible at affordable premium rates. Get self as well as your family members insured under this easy to understand plan and enjoy a stress free health future.
- The document provides an overview of a health insurance program for TiE members that aims to provide comprehensive and affordable coverage through a single window approach.
- Key details include the roles of the insurer, TPA, and service provider Medimanage in administering the plan. The document also outlines the various plan benefits, terms, enrollment process, and policy snapshots.
- Highlights are a floater sum insured from Rs. 2-10 lakhs, coverage for pre-existing diseases, and cashless claims through an extensive hospital network.
The document provides information for graduate medical residents on various benefits and resources available to them, including health insurance, paid time off, parking, and contact information for the Graduate Medical Education Office which oversees these programs. It details health insurance coverage through the University's courtesy care program as well as a supplemental Blue Cross Blue Shield plan. Stipend amounts are listed based on years of training. Resources like dental, vision, pharmacy and prescription benefits are outlined.
This document describes a health insurance plan for startups and SMEs offered through TiE India. It provides comprehensive and affordable coverage for employees and families. Key features include coverage for pre-existing conditions, no health checkups required, and maternity benefits. Premiums are lower than retail plans. Medimanage will administer the program, including enrollments, claims processing, and customer support. Oriental Insurance is the insurance provider. The minimum enrollment is 1,000 members to start the policy.
The document describes an umbrella health insurance plan for small and medium enterprises (SMEs) offered by Medimanage. The plan aims to provide comprehensive, flexible and affordable health insurance coverage for SME employees. Key features include covering over 43,000 lives, a claims settlement ratio of 97%, and average annual premium increases of 9% compared to a 15-20% increase for general health insurance. The plan offers three coverage options - comprehensive, budget plan 1 and budget plan 2 - with varying benefits and costs. Medimanage handles all administration and claims processing to provide a single window solution for employers.
Arogya Sanjeevani Policy From Future GeneraliColinGenerali
Arogya Sanjeevani Policy, Future Generali India insurance company limited is an affordable health insurance policy that covers the entire family. Secure your family with affordable health insurance policies.
Sensitization on HR Policies & Employee Benefits 2022.pptxPrema Yohan
This document outlines policies related to employee conduct, benefits, and performance reviews at Gleneagles Global Health City in Chennai. It discusses the following key points:
1. The code of conduct requires all employees to maintain patient and organizational confidentiality, treat patients with dignity, and obtain proper authorization for leaves and entry/exit from the premises.
2. Employee benefits include provident fund contributions from both employer and employee, gratuity eligibility after 4 years of service, various types of leave, medical insurance for employees and dependents, life and accident insurance, and reimbursements for mobile bills.
3. Performance is reviewed annually based on the calendar year, with variable increments and bonuses determined based on the employee's
The document describes the key features of a group mediclaim insurance policy for corporate clients. It covers medical expenses for employees, spouses, dependent children and parents as inpatients in hospitals in India. The policy provides coverage for room and board charges, surgery costs, diagnostic tests, medicines and other medical appliances. It also includes maternity coverage, pre-existing disease coverage after waiting periods, and day care treatments. Claims exceeding the sum insured can be paid through a corporate buffer.
The Optima Restore health insurance plan from HDFC Ergo offers comprehensive coverage for individuals and families. Key benefits include coverage for hospitalization, daycare procedures, domiciliary treatment, organ donor expenses, and restoration of the full sum insured amount if it is exhausted during the policy year. Customers can choose a basic sum insured ranging from Rs. 5 lakh to Rs. 50 lakh. Additional benefits include a multiplier bonus for claim-free years, cashless coverage at over 10,000 hospitals nationwide, and health checkups on renewal.
Future Generali Health Elite - A Plan That Covers You GloballyColinGenerali
FG Health Elite is a health insurance plan that provides global medical coverage for specific illnesses up to ₹6 crores sum insured. It offers comprehensive coverage including OPD treatment, home visits, air ambulance, and mental health coverage. Insured individuals can earn wellness rewards points by engaging in healthy activities which can be used to claim benefits or receive discounts on premiums. The plan provides lifelong renewability subject to payment of premiums.
This document provides an overview of Future Generali India Insurance Company Limited. It discusses the company's joint venture with Future Group and Generali Group, Generali Group's global presence, Future Generali's vision and values, objectives, and various health insurance products like Future Health Suraksha individual and family plans, Future Criticare, Future Health Surplus, and Future Hospicash. It provides details on coverage, benefits, exclusions, and eligibility for these plans. It also includes reviews from an agent and customer, and comparisons of Future Generali plans with Apollo Munich plans.
This document provides an overview of Future Generali India Insurance Company Limited. It discusses the company's joint venture with Future Group and Generali Group, Generali Group's global presence, Future Generali's vision and values, objectives, and various health insurance products like Future Health Suraksha individual and family plans, Future Criticare, Future Health Surplus, and Future Hospicash. It provides details on coverage, benefits, exclusions, and eligibility for these plans. It also includes reviews from an agent and customer of Future Generali.
This document outlines the details of an employee group health insurance scheme, including:
1) Coverage amounts for natural death, accidental death, and permanent disability ranging from Rs. 15 lacs to Rs. 100 lacs depending on the employee's role.
2) Eligibility requirements, premium payment structure, claim settlement process, and exclusions from coverage such as pre-existing conditions or HIV/AIDS.
3) Benefit limits for in-patient hospital expenses including room rent, ICU costs, and other treatment, with higher limits for more senior employees.
The document provides information about the Reliance HealthWise Policy. It summarizes how to obtain the policy, claim insurance, and key policy features. For persons under 45, one needs to fill a proposal form and pay the premium to the insurance advisor to obtain the policy. Those over 45 must undergo a medical test. The policy covers hospitalization expenses, day care treatments, pre and post hospitalization costs, and offers a cashless facility at networked hospitals. It also provides value added benefits like discounts on renewal and cost of health checkups. Certain diseases and treatments are excluded from coverage.
The Chief Minister's Comprehensive Health Insurance Scheme (CMCHIS) provides health insurance coverage of up to Rs. 1 lakh annually for families earning less than Rs. 72,000 in Tamil Nadu. Over 1.57 crore families have benefited from the scheme so far, with 17.30 lakh beneficiaries receiving Rs. 3398.66 crore in insurance coverage for medical procedures between 2012-2017. High-end surgeries are covered up to Rs. 2 lakh through private hospitals participating in the program.
Health insurance provides coverage for medical expenses through a contract between an insurer and an individual. It offers key benefits like cashless treatment at empaneled hospitals, coverage for pre- and post-hospitalization expenses, and ambulance fees. When buying a health insurance policy, it is important to consider the age criteria, appropriate premium and coverage amounts, waiting periods, cashless hospital networks, and other clauses. Health insurance offers tax benefits under Section 80D and can help cover unexpected medical costs.
5. health suraksha gold plan regain and ecbArmeel HDFC
HDFC ERGO brings to you Health Suraksha, a unique health insurance plan that provides optimum health coverage at an affordable price. It covers hospitalisation due to illness or accident as well as pre and post-hospitalisation expenses. You get a renewal bonus for each claim-free year and there is no limit on room rent, hospital charges or doctor fees for any disease.
Health insurance policies provide coverage for medical expenses incurred during hospitalization. They typically cover costs associated with room and board, nursing care, surgeon fees, and other medical costs, up to the specified sum insured. Insurance companies have networks of hospitals where policyholders can receive cashless treatment and the insurance company will directly pay the hospital bills. Common types of health insurance in India include employer-provided plans, government schemes like ESI and CGHS, community-based and rural health insurance, and individual and family floater policies.
Individual health insurance options in the age of health care reformPatti Goldfarb, CSA
This document summarizes various health insurance options available in New Jersey, including plans inside and outside the health insurance exchange. It provides details on establishing accounts and selecting plans in the exchange, which offers coverage from three carriers at platinum, gold, silver, and bronze levels. Medicare and Medicaid options are also outlined, such as eligibility and costs for coverage. The document aims to inform individuals on their individual health insurance choices in the state.
Strategies for Effective Upskilling is a presentation by Chinwendu Peace in a Your Skill Boost Masterclass organisation by the Excellence Foundation for South Sudan on 08th and 09th June 2024 from 1 PM to 3 PM on each day.
- The document provides an overview of a health insurance program for TiE members that aims to provide comprehensive and affordable coverage through a single window approach.
- Key details include the roles of the insurer, TPA, and service provider Medimanage in administering the plan. The document also outlines the various plan benefits, terms, enrollment process, and policy snapshots.
- Highlights are a floater sum insured from Rs. 2-10 lakhs, coverage for pre-existing diseases, and cashless claims through an extensive hospital network.
The document provides information for graduate medical residents on various benefits and resources available to them, including health insurance, paid time off, parking, and contact information for the Graduate Medical Education Office which oversees these programs. It details health insurance coverage through the University's courtesy care program as well as a supplemental Blue Cross Blue Shield plan. Stipend amounts are listed based on years of training. Resources like dental, vision, pharmacy and prescription benefits are outlined.
This document describes a health insurance plan for startups and SMEs offered through TiE India. It provides comprehensive and affordable coverage for employees and families. Key features include coverage for pre-existing conditions, no health checkups required, and maternity benefits. Premiums are lower than retail plans. Medimanage will administer the program, including enrollments, claims processing, and customer support. Oriental Insurance is the insurance provider. The minimum enrollment is 1,000 members to start the policy.
The document describes an umbrella health insurance plan for small and medium enterprises (SMEs) offered by Medimanage. The plan aims to provide comprehensive, flexible and affordable health insurance coverage for SME employees. Key features include covering over 43,000 lives, a claims settlement ratio of 97%, and average annual premium increases of 9% compared to a 15-20% increase for general health insurance. The plan offers three coverage options - comprehensive, budget plan 1 and budget plan 2 - with varying benefits and costs. Medimanage handles all administration and claims processing to provide a single window solution for employers.
Arogya Sanjeevani Policy From Future GeneraliColinGenerali
Arogya Sanjeevani Policy, Future Generali India insurance company limited is an affordable health insurance policy that covers the entire family. Secure your family with affordable health insurance policies.
Sensitization on HR Policies & Employee Benefits 2022.pptxPrema Yohan
This document outlines policies related to employee conduct, benefits, and performance reviews at Gleneagles Global Health City in Chennai. It discusses the following key points:
1. The code of conduct requires all employees to maintain patient and organizational confidentiality, treat patients with dignity, and obtain proper authorization for leaves and entry/exit from the premises.
2. Employee benefits include provident fund contributions from both employer and employee, gratuity eligibility after 4 years of service, various types of leave, medical insurance for employees and dependents, life and accident insurance, and reimbursements for mobile bills.
3. Performance is reviewed annually based on the calendar year, with variable increments and bonuses determined based on the employee's
The document describes the key features of a group mediclaim insurance policy for corporate clients. It covers medical expenses for employees, spouses, dependent children and parents as inpatients in hospitals in India. The policy provides coverage for room and board charges, surgery costs, diagnostic tests, medicines and other medical appliances. It also includes maternity coverage, pre-existing disease coverage after waiting periods, and day care treatments. Claims exceeding the sum insured can be paid through a corporate buffer.
The Optima Restore health insurance plan from HDFC Ergo offers comprehensive coverage for individuals and families. Key benefits include coverage for hospitalization, daycare procedures, domiciliary treatment, organ donor expenses, and restoration of the full sum insured amount if it is exhausted during the policy year. Customers can choose a basic sum insured ranging from Rs. 5 lakh to Rs. 50 lakh. Additional benefits include a multiplier bonus for claim-free years, cashless coverage at over 10,000 hospitals nationwide, and health checkups on renewal.
Future Generali Health Elite - A Plan That Covers You GloballyColinGenerali
FG Health Elite is a health insurance plan that provides global medical coverage for specific illnesses up to ₹6 crores sum insured. It offers comprehensive coverage including OPD treatment, home visits, air ambulance, and mental health coverage. Insured individuals can earn wellness rewards points by engaging in healthy activities which can be used to claim benefits or receive discounts on premiums. The plan provides lifelong renewability subject to payment of premiums.
This document provides an overview of Future Generali India Insurance Company Limited. It discusses the company's joint venture with Future Group and Generali Group, Generali Group's global presence, Future Generali's vision and values, objectives, and various health insurance products like Future Health Suraksha individual and family plans, Future Criticare, Future Health Surplus, and Future Hospicash. It provides details on coverage, benefits, exclusions, and eligibility for these plans. It also includes reviews from an agent and customer, and comparisons of Future Generali plans with Apollo Munich plans.
This document provides an overview of Future Generali India Insurance Company Limited. It discusses the company's joint venture with Future Group and Generali Group, Generali Group's global presence, Future Generali's vision and values, objectives, and various health insurance products like Future Health Suraksha individual and family plans, Future Criticare, Future Health Surplus, and Future Hospicash. It provides details on coverage, benefits, exclusions, and eligibility for these plans. It also includes reviews from an agent and customer of Future Generali.
This document outlines the details of an employee group health insurance scheme, including:
1) Coverage amounts for natural death, accidental death, and permanent disability ranging from Rs. 15 lacs to Rs. 100 lacs depending on the employee's role.
2) Eligibility requirements, premium payment structure, claim settlement process, and exclusions from coverage such as pre-existing conditions or HIV/AIDS.
3) Benefit limits for in-patient hospital expenses including room rent, ICU costs, and other treatment, with higher limits for more senior employees.
The document provides information about the Reliance HealthWise Policy. It summarizes how to obtain the policy, claim insurance, and key policy features. For persons under 45, one needs to fill a proposal form and pay the premium to the insurance advisor to obtain the policy. Those over 45 must undergo a medical test. The policy covers hospitalization expenses, day care treatments, pre and post hospitalization costs, and offers a cashless facility at networked hospitals. It also provides value added benefits like discounts on renewal and cost of health checkups. Certain diseases and treatments are excluded from coverage.
The Chief Minister's Comprehensive Health Insurance Scheme (CMCHIS) provides health insurance coverage of up to Rs. 1 lakh annually for families earning less than Rs. 72,000 in Tamil Nadu. Over 1.57 crore families have benefited from the scheme so far, with 17.30 lakh beneficiaries receiving Rs. 3398.66 crore in insurance coverage for medical procedures between 2012-2017. High-end surgeries are covered up to Rs. 2 lakh through private hospitals participating in the program.
Health insurance provides coverage for medical expenses through a contract between an insurer and an individual. It offers key benefits like cashless treatment at empaneled hospitals, coverage for pre- and post-hospitalization expenses, and ambulance fees. When buying a health insurance policy, it is important to consider the age criteria, appropriate premium and coverage amounts, waiting periods, cashless hospital networks, and other clauses. Health insurance offers tax benefits under Section 80D and can help cover unexpected medical costs.
5. health suraksha gold plan regain and ecbArmeel HDFC
HDFC ERGO brings to you Health Suraksha, a unique health insurance plan that provides optimum health coverage at an affordable price. It covers hospitalisation due to illness or accident as well as pre and post-hospitalisation expenses. You get a renewal bonus for each claim-free year and there is no limit on room rent, hospital charges or doctor fees for any disease.
Health insurance policies provide coverage for medical expenses incurred during hospitalization. They typically cover costs associated with room and board, nursing care, surgeon fees, and other medical costs, up to the specified sum insured. Insurance companies have networks of hospitals where policyholders can receive cashless treatment and the insurance company will directly pay the hospital bills. Common types of health insurance in India include employer-provided plans, government schemes like ESI and CGHS, community-based and rural health insurance, and individual and family floater policies.
Individual health insurance options in the age of health care reformPatti Goldfarb, CSA
This document summarizes various health insurance options available in New Jersey, including plans inside and outside the health insurance exchange. It provides details on establishing accounts and selecting plans in the exchange, which offers coverage from three carriers at platinum, gold, silver, and bronze levels. Medicare and Medicaid options are also outlined, such as eligibility and costs for coverage. The document aims to inform individuals on their individual health insurance choices in the state.
Strategies for Effective Upskilling is a presentation by Chinwendu Peace in a Your Skill Boost Masterclass organisation by the Excellence Foundation for South Sudan on 08th and 09th June 2024 from 1 PM to 3 PM on each day.
This presentation includes basic of PCOS their pathology and treatment and also Ayurveda correlation of PCOS and Ayurvedic line of treatment mentioned in classics.
How to Build a Module in Odoo 17 Using the Scaffold MethodCeline George
Odoo provides an option for creating a module by using a single line command. By using this command the user can make a whole structure of a module. It is very easy for a beginner to make a module. There is no need to make each file manually. This slide will show how to create a module using the scaffold method.
it describes the bony anatomy including the femoral head , acetabulum, labrum . also discusses the capsule , ligaments . muscle that act on the hip joint and the range of motion are outlined. factors affecting hip joint stability and weight transmission through the joint are summarized.
How to Make a Field Mandatory in Odoo 17Celine George
In Odoo, making a field required can be done through both Python code and XML views. When you set the required attribute to True in Python code, it makes the field required across all views where it's used. Conversely, when you set the required attribute in XML views, it makes the field required only in the context of that particular view.
ISO/IEC 27001, ISO/IEC 42001, and GDPR: Best Practices for Implementation and...PECB
Denis is a dynamic and results-driven Chief Information Officer (CIO) with a distinguished career spanning information systems analysis and technical project management. With a proven track record of spearheading the design and delivery of cutting-edge Information Management solutions, he has consistently elevated business operations, streamlined reporting functions, and maximized process efficiency.
Certified as an ISO/IEC 27001: Information Security Management Systems (ISMS) Lead Implementer, Data Protection Officer, and Cyber Risks Analyst, Denis brings a heightened focus on data security, privacy, and cyber resilience to every endeavor.
His expertise extends across a diverse spectrum of reporting, database, and web development applications, underpinned by an exceptional grasp of data storage and virtualization technologies. His proficiency in application testing, database administration, and data cleansing ensures seamless execution of complex projects.
What sets Denis apart is his comprehensive understanding of Business and Systems Analysis technologies, honed through involvement in all phases of the Software Development Lifecycle (SDLC). From meticulous requirements gathering to precise analysis, innovative design, rigorous development, thorough testing, and successful implementation, he has consistently delivered exceptional results.
Throughout his career, he has taken on multifaceted roles, from leading technical project management teams to owning solutions that drive operational excellence. His conscientious and proactive approach is unwavering, whether he is working independently or collaboratively within a team. His ability to connect with colleagues on a personal level underscores his commitment to fostering a harmonious and productive workplace environment.
Date: May 29, 2024
Tags: Information Security, ISO/IEC 27001, ISO/IEC 42001, Artificial Intelligence, GDPR
-------------------------------------------------------------------------------
Find out more about ISO training and certification services
Training: ISO/IEC 27001 Information Security Management System - EN | PECB
ISO/IEC 42001 Artificial Intelligence Management System - EN | PECB
General Data Protection Regulation (GDPR) - Training Courses - EN | PECB
Webinars: https://pecb.com/webinars
Article: https://pecb.com/article
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For more information about PECB:
Website: https://pecb.com/
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Facebook: https://www.facebook.com/PECBInternational/
Slideshare: http://www.slideshare.net/PECBCERTIFICATION
A review of the growth of the Israel Genealogy Research Association Database Collection for the last 12 months. Our collection is now passed the 3 million mark and still growing. See which archives have contributed the most. See the different types of records we have, and which years have had records added. You can also see what we have for the future.
A workshop hosted by the South African Journal of Science aimed at postgraduate students and early career researchers with little or no experience in writing and publishing journal articles.
Walmart Business+ and Spark Good for Nonprofits.pdfTechSoup
"Learn about all the ways Walmart supports nonprofit organizations.
You will hear from Liz Willett, the Head of Nonprofits, and hear about what Walmart is doing to help nonprofits, including Walmart Business and Spark Good. Walmart Business+ is a new offer for nonprofits that offers discounts and also streamlines nonprofits order and expense tracking, saving time and money.
The webinar may also give some examples on how nonprofits can best leverage Walmart Business+.
The event will cover the following::
Walmart Business + (https://business.walmart.com/plus) is a new shopping experience for nonprofits, schools, and local business customers that connects an exclusive online shopping experience to stores. Benefits include free delivery and shipping, a 'Spend Analytics” feature, special discounts, deals and tax-exempt shopping.
Special TechSoup offer for a free 180 days membership, and up to $150 in discounts on eligible orders.
Spark Good (walmart.com/sparkgood) is a charitable platform that enables nonprofits to receive donations directly from customers and associates.
Answers about how you can do more with Walmart!"
2. Slide Title
Family Definition
5/7/2023 2
.
• Self
• Spouse
• Children (unemployed sons up to 25 years / unmarried
daughters)
• Parents- If they are dependents
3. Slide Title
Salient Features of the Policy
5/7/2023 3
.
• This Mediclaim Policy renewed with Star Health Insurance will be valid for a period for 1
year (from 22/04/2021 to 28/02/2022).
• The policy covers all employees, family (spouse & children) and dependent parents posted
at out-locations other than Belpahar and Karuppur operations.
• Children are covered up to the age of 25 and no insurance coverage is given to other
family members like grandmother, grandfather, brother, sister etc.
• All pre-existing diseases of employees, family members and parents is covered in the
policy and no discrimination will be made in between pre-existing and post-existing
deceases while settling the bills.
• The policy covers both 1. Out-Patient Department (OPD) 2. In Patient Department (IPD)
expenses.
4. Slide Title
OPD Treatment
5/7/2023 4
.
• An insurance coverage of Rs.6000/- per person is given in the policy towards OPD along with
family floater. For e.g:- in a family if there are 5 persons , the total coverage would be
Rs.30000/-.(Rs.6000x5) Per family per year.
• The policy has a corporate buffer of Rs.15 lakhs. In case if family sum insured as mentioned
above is exhausted, then corporate buffer shall trigger. The amount will be paid out of
corporate buffer subject to availability of the corporate buffer balance. In case if any
employee utilize corporate buffer , then 20% copayment clause will be applied.
• OPD treatment can be taken in any network hospitals of Star Health Insurance, clinics or
private hospitals. The treatment includes consultation, investigations and medicines advised
& Prescribed by doctors.
• Some treatments such as cosmetic teeth treatment, dental crowns, braces, frames & glasses
in eye treatment, any kind of investigations, diagnostic tests, treatment without doctor
prescriptions & symptoms, cosmetic medicines, contraceptives, birth control methods &
equipment, annual health check-up, alternate treatments other than allopathic treatments,
general tonic, infertility treatment, vaccination & immunization are not covered in the policy.
5. Slide Title
IPD (In Patient Department)Treatment
5/7/2023 5
.
1. Admission in any of the Network Hospital.
2. Treatment upto Rs.2.5 Lakhs per family (Self, spouse, eligible children & Parents).
3. Beyond Rs.2.5 Lakhs, corporate buffer amount will be triggered, and 20% co-payment
clause will be applied.
4. Employee must pay 20% of the bill over and above of Rs. 2.5 Lakh at the time of
discharge.
5. Balance 80% will be paid by Star Health Insurance after proper approval from our end.
6. In cashless transaction, Star Health Insurance will clear discharge formalities within 4
hours.
7. Cabin : AC/Non-AC – E3 & E4 – Rs. 8000/- per day (max)
Twin Sharing: AC/Non-AC – E1 & E2 – Rs. 5000/- per day (max)
General Ward – Workmen – Rs. 3000/- per day (max). All room rent condition will be
subject to whichever is less. Parents will enjoy same room rent condition.
8. For parents, limit is up to Rs. 2.5 Lakh for parents on total family floater basis only.
9. Beyond Rs. 2.5 Lakh expense in case of parents , employee must bear the entire amount
at the time of discharge.
6. Slide Title
IPD (In Patient Department)Treatment
5/7/2023 6
.
Maternity Hospitalization (Cashless) • Normal delivery - Rs.35,000/ (max)
• Cesarean section - Rs.60,000/ (max)
• No corporate Buffer will trigger in these
cases; employee has to bear extra cost
7. Slide Title
Mediclaim Scheme- Turn Around Time (TAT)
5/7/2023 7
TAT Details
Description TAT
OPD claim documents
Within 14 working days of submission of
documents
Hospitalization claim documents
Within 14 working days of submission
of documents
Cashless approval (24X7)
4 hrs.
8. Slide Title
Difference between the Previous and New Policy
5/7/2023 8
.
Difference
Previous Policy (ICICI Lombard) New Policy (Star Health Insurance)
1 NO CHANGES AT ALL
9. Slide Title
Parent Coverage in details
5/7/2023 9
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Parent Coverage
IPD OPD
1 Insurance coverage for parent is Rs.
2,50,000/- per year, in case the amount
exceeds Rs. 250000/- in a year, the
excess amount is to be paid by the
employee directly to the hospital.
No difference in the treatment or
reimbursement of expenses of employees and
parent in case of OPD, i.e. 6000 X no. of family
member including parents.
2 Room rent category in case of
hospitalization would be as per the
employees' eligibility.
NA
3 Corporate buffer can not be used to get
extra amount over and above Rs.
250000/-.
On triggering corporate buffer 20% co-payment
clause will be applied with necessary approval
and subject to the availability of the corporate
buffer.
4 Inclusion of parent under this scheme is optional, those want to opt this scheme for
parent, 50% of the premium (calculated for parent only) to be borne by the individual
employee for officer category, in case of workmen category 30% of the premium to be
borne by the employee for this scheme. The premium will be deducted in the month of
April & May 2021 from the salary, if the premium amount is more than 10,000/- (ten
thousand only) then this will be deducted in two instalments.
10. Slide Title
Check and Balance process including approval
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• Every month Insurance Company will share the claim MIS to monitor the expenditure
trend and better control.
• Insurance Company will send alert on certain claim which are fictitious in nature or trend
seems to be not appropriate.
• Claim not having appropriate bill or manual bill or without proper credentials of a bill
will be hold for verification and necessary action and the amount will not be paid. Bills
need to be printed having a bill number, batch number, GST no and other details as
deemed.
• Prescription without proper diagnosis will not be entertained. For, example prescription
only having medication without any details case history or diagnosis will not be
entertained.
• Frequently changing the doctors for the same disease may attract disallowance.
• In case of hospitalization only eligible room category will be allocated under any
circumstances . In case , individual opts for room with higher rent than eligibility , the
concerned individual must pay the proportionate billing difference amount to the
hospital directly at the time of discharge.
11. Slide Title
DO’S & DON’T’S
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DO’S & DON’T’S
DO’S DON’T’S
1 Claim your OPD & IPD treatment
expenditure in the prescribed claim
form of the Star Health Insurance.
Do not claim any expenditure which is not
pertaining to the treatment.
2 Enclose all the original bills, reports,
copy of the prescription and all other
relevant documents.
Do not attached copy of bill or duplicate bill.
3 Provide Bank details and ID details one
time at the time of reimbursement of
claim (cancel cheque should be
attached)
Do not attach the bank details of your
dependent.
4 Treatment at the network hospital of
the Star Health Insurance and procure
medicine from the recognized
pharmacy only.
Do not purchase medicine from the local
pharmacy where authentic bills are not
provided.
12. Slide Title
DO’S & DON’T’S
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DO’S & DON’T’S
DO’S DON’T’S
5 Check the Name and other details
appearing in the E- Card, if there any
correction needed or addition of
member, mail us the wrong entry along
with the corrected one, with a copy of
the said document.
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6 Any change in the family member must
be notified immediately.
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7 Claim your expenditure in periodic term
i.e., monthly or quarterly.
Do not claim your expenditure too frequently.
8 In case of hospitalization avail the room
category as per your eligibility.
Do not avail higher category room rent than
your eligibility.
13. Slide Title
DO’S & DON’T’S
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DO’S & DON’T’S
DO’S DON’T’S
9 Do all the investigation as per the
prescription only
Do not do the pathological test or any other test
on your own.
10 Get advice from your Doctors only. Do not change your doctor frequently for the
same disease.
11 Go through the exclusion and details of
the policy information shared time to
time.
Do not claim anything which is not covered in
this policy.
14. Slide Title
Exclusions Under Mediclaim Policy
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1. Injury or Disease directly or indirectly caused by or arising from or attributable to War,
Invasion, Act of Foreign Enemy, Warlike operation (whether war be declared or not).
2. Circumcision unless necessary for treatment of a disease not excluded hereunder or as may
be necessitated due to an accident, vaccination or inoculation or change of life or cosmetic
or aesthetic treatment of any description, plastic surgery other than as may be
necessitated due to an accident or as a part of any illness.
3. Cost of spectacles and contact lenses, hearing aids.
4. Cosmetic Dental treatment or surgery of any kind
5. Expenses on vitamins and tonics unless forming part of treatment for injury or disease as
certified by the attending Physician.
6. Expenses in respect of harvesting & storage of stem cells when carried out as a preventive
measures against possible future illnesses
7. Medical expenses for ectopic pregnancy are not covered under maternity benefit.
15. Slide Title
Exclusions Under Mediclaim Policy
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8. Convalescence, general debility ‘Run-down' condition or test cure, congenital external disease or defects
or anomalies, sterility, venereal disease, intentional self injury and use of intoxicating drugs/alcohol.
9. All expenses arising out of any condition directly or indirectly caused to or associated with Human T-Cell
Lymphotropic Virus type III (IITLB-III) or Lymphadenopathy Associated Virus (LAV) or the Mutants
Derivative or Variations Deficiency Syndrome or any Syndrome or condition of a similar kind commonly
referred to as AIDS.
10. Some of the treatments such as cosmetic treatment of teeth, dental crowns, braces, frames & glasses in
cases involving eye treatment, any kind of investigations, diagnostic tests, treatment without doctor
prescriptions & symptomatic treatment, cosmetic medicines, contraceptives, birth control
methodologies & equipment, annual health check-up, alternate treatments other than allopathic
treatments, general tonic, infertility related treatment, vaccination and immunization are not covered in
the policy.
11. Charges incurred at Hospital or Nursing Home primarily for diagnostic, X-ray or laboratory examinations
not consistent with or incidental to the diagnosis and treatment of the positive existence or presence of
any ailment, sickness or injury, for which confinement is required at a Hospital/Nursing Home.
12. Voluntary medical termination of pregnancy during first 12 weeks from the date of conception.
12. Naturopathy treatment, Homeopathy & Ayurvedic treatment.
13. Weight management services and treatment related to weight program's including treatment of obesity
will not be payable.