This document contains a summary of Masood Ahmed's professional experience and qualifications. He has over 9 years of experience in finance and accounting roles in various industries including textiles, engineering, pharmaceuticals, and manufacturing. Currently he is a Senior Manager of Project Operations and Procurement at Gul Ahmed Textile Mills, where his responsibilities include project execution, marketing, procurement, and retail operations management. He holds an ACMA qualification from the Institute of Cost and Management Accountant of Pakistan.
MBA (Finance) experienced in Corporate Accounts and Audit with SAP knowledge seeks senior managerial assignments in Accounts / Audit with reputed organization.
MBA (Finance) experienced in Corporate Accounts and Audit with SAP knowledge seeks senior managerial assignments in Accounts / Audit with reputed organization.
An accomplished Finance and Accounts professional with 9+ years of exceptional expertise across the
domains of corporate Finance Treasury and Taxation system, seeking a senior level position at an
established organization to contribute accrued skills towards securing peak performing teams,
enhanced strategic planning and continuous improvement while maintaining firm focus on assured
bottom line gains and fulfillment of company objectives.
An accomplished Finance and Accounts professional with 9+ years of exceptional expertise across the
domains of corporate Finance Treasury and Taxation system, seeking a senior level position at an
established organization to contribute accrued skills towards securing peak performing teams,
enhanced strategic planning and continuous improvement while maintaining firm focus on assured
bottom line gains and fulfillment of company objectives
An accomplished Finance and Accounts professional with 9+ years of exceptional expertise across the
domains of corporate Finance Treasury and Taxation system, seeking a senior level position at an
established organization to contribute accrued skills towards securing peak performing teams,
enhanced strategic planning and continuous improvement while maintaining firm focus on assured
bottom line gains and fulfillment of company objectives.
An accomplished Finance and Accounts professional with 9+ years of exceptional expertise across the
domains of corporate Finance Treasury and Taxation system, seeking a senior level position at an
established organization to contribute accrued skills towards securing peak performing teams,
enhanced strategic planning and continuous improvement while maintaining firm focus on assured
bottom line gains and fulfillment of company objectives.
An accomplished Finance and Accounts professional with 9+ years of exceptional expertise across the
domains of corporate Finance Treasury and Taxation system, seeking a senior level position at an
established organization to contribute accrued skills towards securing peak performing teams,
enhanced strategic planning and continuous improvement while maintaining firm focus on assured
bottom line gains and fulfillment of company objectives.
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
The Evolution of Non-Banking Financial Companies (NBFCs) in India: Challenges...beulahfernandes8
Role in Financial System
NBFCs are critical in bridging the financial inclusion gap.
They provide specialized financial services that cater to segments often neglected by traditional banks.
Economic Impact
NBFCs contribute significantly to India's GDP.
They support sectors like micro, small, and medium enterprises (MSMEs), housing finance, and personal loans.
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
1. Masood Ahmed
Karachi, Pakistan ■+92-321-2440512■geneous_leo01@hotmail.com
1
ACMA QUALIFIED FROM INSTITUTE OF COST AND MANAGEMENT ACCOUNTANT OF PAKISTAN, HAVING 9+ YEARS OF
DIVERSIFIEDEXPERIENCEIN FINANCE DEPARTMENTWORKEDIN DIFFERENT CAPACITIES INFINANCE DEPARTMENTRELATEDTO
COSTING,BUDGETING,VARIANCE ANALYSIS,COST REDUCTION,FINALACCOUNTS,FINANCIALREPORTING,RATIOANALYSIS,
ERP EXECUTION AND IMPLEMENTATION, AUDIT, FINANCING, PROJECT APPRAISAL AND OTHER RELATED FUNCTION OF
FINANCE AND ACCOUNTS.
CURRENTLY ASSOCIATED WITH GUL AHMED TEXTILE MILLS (IDEAS BY GUL AHMED) AS SENIOR MANAGER PROJECT
OPERATIONS AND PROCUREMENT. KEEN UNDERSTANDING OF THE ENTIRE FINANCE OPERATIONS. PROVEN EXPERIENCE IN
ACCOUNTS RECEIVABLES, FUND MANAGEMENT, ACCOUNTS CLOSING, AUDIT, ADMINISTRATION AND BUSINESS OPERATIONS,
MARKETING ,PROJECT EXECUTION, COSTING,PLANNINGOFFUNDS&MONITORINGEXPENSES FOR SUSTAININGOPERATIONS.
PERFECT TEAMMANAGER HAVING ABILITYTOLEAD CROSS-FUNCTIONALPROJECT TEAMS ANDINTEGRATE THEIR EFFORTSTO
MAXIMIZE OPERATIONAL EFFICIENCY. EXTENDS DIVERSE, CROSS FUNCTIONAL EXPERIENCE AND DEMONSTRATED EXPERTISE
ACROSS PLANNING ACCOUNTING POLICIES AND PROCEDURES. TACTFUL AND ABLE TO MAKE CONSISTENT, RATIONAL AND
OBJECTIVE DECISION MAKING WITH STRONG NEGOTIATION, FACILITATION AND INFLUENCING SKILLS.
KEY SKILLS
PROJECT EXECUTION
MARKETING EXECUTION
PROCUREMENT
RETAIL OPERTIONS
MANAGEMENT ACCOUNTING, FINANCIAL REPORTING AND MIS REPORTING.
BUSINESS PROCESS ANALYSIS, DATA ANALYSIS.
COMPANY’S TAXATION MATTERS.
KPIS.
BUDGETING AND VARIANCE ANALYSIS.
BANK AND INSURANCE DEALING.
S.O.P PREPARATION AND ERP IMPLEMENTATION.
FINANCIAL PLANNING AND ANALYSIS, COSTING, AND FORECASTING AND CASH FLOW.
PROJECT MANAGEMENT CIVIL CONTRUCTION
MARKETING AND BRANDING EXECUTION
PROCUREMENT
INDUSTRY EXPOSURE
TEXTILE
ENGINEERING / AUTOMOTIVE
PHARMACEUTICALS
MANUFACTURING (OTHERS)
RETAIL ( IDEAS BY GUL AHMED)
PROFESSIONAL EXPERIENCE
Gul Ahmed Textile Mills(Ideas by Gul Ahmed) As SeniorManagerProject Operation & Procurement
Karachi,Pakistan Aug 2015 – To date
Key Achievements:
• Handling around half a billion marketing portfolio.
• Headingmarketing nationally.
• Headingproject nationally.
• Looking after around 73 outlet’s operation nationally.
• Headingdepartment with around 40 team members.
PROFILE
Photo
graph
2. Masood Ahmed
Karachi, Pakistan ■+92-321-2440512■geneous_leo01@hotmail.com
2
• Key Responsibilities:
• Project Operation:
Project execution of retail outlet
Visit new locations for outlet to see the businessfeasibility of the location and preparing comprehensive report
for management approval.
Feasibility study and project analysis, forecasting long term plan.
All legal agreement with landlords for outlet.
Dealing with Govt authorities.
Working with Architect for designing and construction of outlet.
• Marketing / Branding:
Marketing plan and execution with agencies for ATL and BTL activities.
Identification of sites for outdoor branding.
Working with Print media.
Plan and execute marketing and branding across nationwide with agencies.
Assist G.M retail for smooth execution of campaign.
• Procurement & Operation:
Negotiation with vendors for accessories and new development.
To cater the requirements of all department related to procurement.
Look after the retail operation and resolve all issues related to outlet operations.
Working with service providers to provide service nationally.
Identification and negotiation with vendors for OFM items.
UniversalBrushwares(Pvt) Limited As Finance Manager
Karachi,Pakistan Oct 2013 – July 2015
Key Achievements:
• Successfullyimplemented MRPin ERP.
• Implemented Costing and Production module in ERP.
• Key Responsibilities:
Creating and reviewing the controls needed for data accumulation and reporting systems.
Reporting on margins by product and division.
Feasibility study and project analysis, forecasting long term plan.
Analyze and update cost of each product, variance analysis.
Monitoring of daily transaction and allocation in GL.
Preparation of monthly, quarterly accounts.
Negotiation with banks for L.C opening and credit facility.
Monitoring and working on KPIs.
Formulating budgets and conducting variance analysis.
Segment Reporting.
Working for monthly and yearly material requirements according to production plan.
HerbionPakistan (Pvt) Limitedas A.M Costing.
Karachi, Pakistan Apr 2011 - June 2013
Key Responsibilities:
Performing cost accumulation tasks as a memberof the target costing group; and accumulating and applying
overhead costs as required by generally accepted accounting principles.
Taking measure for controlling inventories.
3. Masood Ahmed
Karachi, Pakistan ■+92-321-2440512■geneous_leo01@hotmail.com
3
Feasibility study and project analysis, forecasting long term plan.
Analyze and update cost of each product, variance analysis.
Maintains fixed asset registers including capitalization of new development projects, transfers, disposals and
of fixed assets.
Formulating budgets and conducting variance analysis.
Segment Reporting.
Working for monthly and yearly material requirements according to production plan.
Implemented Costing, Landed Cost and Fixed Assets module in ERP system.
Designing and implementing systems to ensure smooth functioning of finance as well as accounting
operations across the organization.
Atlas EngineeringLimitedas Finance and Costing Executive
Karachi, Pakistan Nov 2007 - Apr 2011
Key Achievements:
• Implementation & Executionof ERP (Oracle) At Atlas EngineeringLtd.
• Play effective part in reduction of labor cost by providing labor efficiencyanalysis.
• Effectively& efficiently supervised & completed two years annual audit of Public Ltd.
Key Responsibilities:
Hands on working on General Ledger.
Analysis of ratios on monthly basis.
Monitor and review of inventory transactions in business application to ensure accurate
Meeting with banks with Manager to cope with the Company’s working capital requirement.
Monitor Bank service charges and import payments.
To assist in preparation & finalization of monthly, half yearly,& annual accounts of the Company according to
ISA, IFRS.
Perform the variance.
Reconciliation Statement of Cost Accounts with Financial Accounts.
Prepare budget, revenue, expenses, invoices and other accounting documents.
Liaison with internal and external auditors on all aspects of fixed asset accounting, income accounting and
inventory accounting.
Analyzes and reconciles all fixed asset accounts.
Maintain computerized fixed assets register keeping all transactions up to date.
Provision of financial information to support decision making within the business.
Globe Managements (Pvt) Limited as Assistant Accountant.
Karachi, Pakistan July 2006 - Nov 2007
Key Responsibilities:
Maintaining Accounting Records
Recording of Purchase invoices
Recording of Petty expenses.
Bank reconciliation.
LuckyKnits (Pvt) Limitedas Account Assistant.
Karachi, Pakistan Aug 2005 - June 2006
Key Responsibilities:
Maintaining Accounting Records
4. Masood Ahmed
Karachi, Pakistan ■+92-321-2440512■geneous_leo01@hotmail.com
4
Receipts Voucher entry.
Bank reconciliation.
PROFESSIONAL CERTIFICATION & EDUCATION
Institute of Cost and Management Accountant of Pakistan 2014
ACMA (A-5955)
University of Karachi 2005
B.COM (1st Division)
Government Jinnah College 2003
F.S.C (Science)
Islamia High School 1999
S.S.C (Science)
Continuous Professional Development:
• 2015: Professional DevelopmentProgram on Direct& Indirect Tax by KTBA
• 2014: One day seminar on Sales Tax on Goods & Services
MEMBERSHIPS
Institute of Cost and Management Accountant of Pakistan
Associate Member of Institute
PERSONAL INFORMATION
Birth date: 01 August 1983
Nationality: Pakistan
DrivingLicense Issued From: Pakistan
Languages: Urdu & English
Status: Married