A former two-sport college athlete who believes in teamwork and hard work. Now a disciplined, financial leader with extensive knowledge of financial principles and business operations and significant management experience. Demonstrated ability to think strategically in analyzing existing operations, developing strategies for process improvements and implementing effective systems, resulting in increased profitability. Proven track record as a collaborative, proactive, engaging coach with excellent problem solving skills and strong communication and team building skills developed through years of hiring, training, coaching and mentoring various-sized accounting teams for companies ranging from small start-ups to large industry leaders.
A former two-sport college athlete who believes in teamwork and hard work. Now a disciplined, financial leader with extensive knowledge of financial principles and business operations and significant management experience. Demonstrated ability to think strategically in analyzing existing operations, developing strategies for process improvements and implementing effective systems, resulting in increased profitability. Proven track record as a collaborative, proactive, engaging coach with excellent problem solving skills and strong communication and team building skills developed through years of hiring, training, coaching and mentoring various-sized accounting teams for companies ranging from small start-ups to large industry leaders.
Seeking to employ my enterprising, hard-working, and technically skilled accounting knowledge; with the intention of securing a professional Accounting related career with opportunities for on-going career advancement. As an enrolled Accounting degree student, I wish to continue gaining knowledge of new skills and expertise that will enhance the company’s team and overall financial performance.
Seeking to employ my enterprising, hard-working, and technically skilled accounting knowledge; with the intention of securing a professional Accounting related career with opportunities for on-going career advancement. As an enrolled Accounting degree student, I wish to continue gaining knowledge of new skills and expertise that will enhance the company’s team and overall financial performance.
An Accounting and Financial Professional that improves financial controls, procedures and processes to improve asset protection, financial reporting and financial performance.
Specialties: acquisitions, adp, auditing, balance, budgeting, business management, closing, consolidations, due diligence, financial, financial analysis, financial statements, forecasting, general ledger, inventory management, management, microsoft excel, microsoft office, microsoft outlook, microsoft powerpoint, microsoft word, office management, organizational skills, policy analysis, presentation skills, process engineering, sales, staff development, year end accounts,
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
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what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
1. Lisa Steele
N50 W35303 Wisconsin Avenue, Oconomowoc, WI 53066 • H: (262) 567-3406 • C: (414) 339-9002 • lsteele40@att.net
Accounting Manager/Assistant Controller/Controller
____________________________________ Professional Summary __________________________________
Highly skilled,driven and accomplished accounting professional with over 25 years of experience with demonstrated expertise in
accounting activities,financial reporting,analysis,budgeting & forecasting,and internal controls. Superior analysis skills practiced at
drilling down to transaction/workflow details in supportofprocess and profitimprovement. Effective collaboration with bus iness
managers to resolve variances, refines forecasts,and identifies opportunities for improvement. Excellent communication skills and
proficientcomputer skills in:MS Suite, SAP, Hyperion, Citrix, TM1, Intuitive, QuickBooks Pro and Enterprise,ADP and FAS.
Demonstrated abilityto deliver results accuratelyand efficiently.
_________________________________________ Skills ___________________________________________
• Financial Reporting/Analysis • Sarbanes-Oxley(SOX)
• Variance Analysis/Costing/Inventory • Internal/External Audit
• Accounting/Internal Controls • Federal/State Tax Preparation
• Cash flow Analysis • ERP Systems
• Budgeting/Forecasting • AP/AR/GL and P&L
• Financial PolicyDevelopment • US GAAP Principles
________________________________________ Work History _________________________________________
Sox Auditor, 04/2016 to Current
(MRINetwork - Contractor), Broan-NuTone, Hartford, WI
Collect,Manage, Test, and Share Supporting Evidence w/ Audit Teams and Management.
Controller/HR & IT Manager, 09/2015 to 03/2016
WTC Machinery – Ixonia, WI
Maintain full charge of all accounting,HR and IT functions for $5M companyincluding CostAccounting,Accounts Payable, Acco unts
Receivable,General Ledger,Financial Reporting,Fixed Assets,Sales and Use Tax, Inventory Control and Payroll working closelywith
managementcommittee to review job costs and inventory, reconcile variances and identify areas for productivity and costimprovement.
Manage Accounting Assistant.
• Developed and implemented procedures for Merchandise Returns to WTC and Vendor. Export data to Excel spreadsheetand
create charts to share information with management.
• Reduced AR Collections by20% by creating collection processes with documentflow while keeping customer satisfaction.
• Streamlined formal accounting policies and procedures for preparing bank reconciliations.
• Reason for Leaving: Companydecided to go in a differentdirection
Financial and Accounting Manager, 03/2013 to 09/2015
Westpro Power Systems – Pewaukee,WI
Reported directly to the Executive Vice Presidentfor this $12M companyto prepare,examine,and analyze accounting records,
financial statements and financial reports to ensure accuracyand conformance to reporting and procedural standards. Manage daily
and monthly accounting activities,Manage Accounting Assistant,create reports for executive staff and resolve problems directedbythe
$90M parent company,FS- America.
• Developed and implemented internal controls for revenue recognition process to ensure complete SOX compliance .
• Reduced TM1 reporting from 10 to 5 business days byimproving processes for better data flow.
• Streamlined process for latestestimate and yearly budgets reducing time for reporting from 15 to 8 business days.
• Reason for Leaving: Companyclosed
Senior Financial Analyst, 01/2008 to 03/2013
Cooper Power Systems – Waukesha,WI
Reported directly to the Corporate Controller and served as liaison and resource to 30 Business Units with $1.3 billion in an nual
revenues. Performed and checked account analysis ofbalance sheetaccounts and reviewed/posted journal entries in preparation for
monthlyclose. Played a key role in collection ofdata for internal/external auditfor 10 business units (domestic),established and
implemented policies,procedures and internal controls. Liaison to foster communication between Business Units and Corporate
Finance.
• Streamlined process for comprehensive variance analysis to determine root-cause for each significantvariance while reducing
accountreconciliation completion from 30 to 7 business days for 30 division business units (includes domestic and
international).
2. • Developed and implemented process for preparation and compilation ofquarterly, monthly, and yearly corporate tax packages
(Federal,State and International).
• Spearheaded a corporate connected task with improving process for collecting data for yearly internal/external audits to help
increase productivity time by 30%.
• Reason for Leaving: Position was discontinued to companydownsizing
Accounting Manager/Human Resource Manager, 10/2006 to 01/2008
Metal Express – Hartland,WI
Reported directly to the CFO for this $16M companyand prepared monthly,quarterly and yearly financial reporting,analysis a nd
processes. Foster collaborative communication with CFOand Branch Managementregarding monthly,quarterlyand yearly financial
results,analysis including yearly budget. Execute all financial reporting,including all Human Resource functions such as: payroll,
insurance,401K and Workman’s Compensation. Manage Accounting Assistant.
• Developed and implemented procedures for compilation ofweekly/period sales and other operating reports for 16 branch
locations.
• Streamlined process for payroll processing and bank reconciliation reducing time from 6 to 2 business days.
• Improved multi-state tax reporting by streamlining process as to when to file. Coordinating with each state facility to file
quarterly, allowing more productivity time elsewhere.
• Reason for Leaving: Companywas sold
Accounting/Office Manager, 09/1999 to 10/2006
Weather-Tek Design Center – Brookfield,WI
Oversee all period,quarter and fiscal year financial activities for a $500K company. Directed all areas ofFinancial Accoun ting,
Accounts Receivable,Accounts Payable, Credit/Collections,Sales & Use Tax Reporting,Revenue Accounting, Insurance and
Managed Accounting Assistant. Served as primary person for procedural and technical questions across the organization.
• Developed and implemented procedures for creditand collections,decreasing outstanding Accounts Receivable from 60% to
3% in 6 months,by working with customer to determine bestwayof paymentin a timelymanner while conserving customer
satisfaction.
• Streamlined monthlyfinancial reports improving availabilityfrom 10 to 4 business days for a more productive meeting
environmentin addition to improved accuracy for reliability.
• Successfullyestablished improvements for accounting and financial functions within 10 months decreasing the costfor outside
CPA hours by 50%.
• Reason for Leaving: Looking to move up in my career with larger company
________________________________________ Education _________________________________________
Master of Science: Accounting, 2013
University of Phoenix – Phoenix, AZ
GPA 3.80
Graduated with Honors
Bachelor of Science: Accounting, 2005
Florida Metropolitan University (Everest University) – Tampa,FL
GPA 3.87
Graduated Magna cum Laude
Associate of Science: Accounting, 2003
Waukesha County Technical College – Pewaukee,WI
GPA 3.30
National Vocation Honor Society