The document discusses the basics of investment and the stock market. It defines investment as letting money work over time through compound interest rather than seeking quick profits. Two main ways to make money from the stock market are discussed: capital gains from price appreciation and dividends from shareholder profits. The document also outlines two approaches to investing in stocks - direct investing requiring research, or indirect investing through funds managed by experts.

1. What is INVESTMENT?
1. Letting your money work for you.
2. Not a get rich quick scheme.
3. Time is your greatest ally.
4. Requires patience and sacrifices (delayed
gratification).
5. Allows you to enjoy the magic of compound interest.

2. What to do before
Investing?
1. Make sure you have a fully
funded emergency fund. We don't
know when emergencies will
happen. It pays to be prepared.
2. Make sure you have Insurance in
placed. Be financially ready and
protected for S.A.D.D (Sickness,
Accident, Disability and Death.

3. What is Stock Market?
A place where you can buy and sell
shares or stocks of different
companies.
Shares or stocks represents
ownership. When you buy shares
you become a shareholder of the
company.

4. • Capital Gain or Price
Appreciation (Buy low, Sell high).
• Dividends - part of the profit
given to its shareholder's.
How to make money
from Stock Market?

5. 1.Capital gain
Example:
2020 stock price of Jollibee is 10/share.
You bought 100 shares. You initially invest 1,000.
After 10 years, stock price of Jollibee went up to 25/share.
Now if you will sell your 100 shares, 100 shares x 25 pesos = P2500
You gain of 1500 pesos. (150% gain).
By just waiting for the price of stocks to went up, here time is your greatest ally.
Always invest for long term.
2. Dividends
Example:
Jollibee would give its shareholders 5/share.
As a shareholder you’ll get a dividend of 500 pesos.
That’s extra cash for you to withdraw or use to buy shares again.

6. 2 ways you could Invest in Stock Market
1. Direct Investing
You open and set up your brokerage account.
Some of brokerage firms in the Philippines;
a. COL Financial
b. BDO Nomura
c. Metrobank FAMI
d. Two Trade Asia
You get to choose the companies you want to invest in.
Decision making is all yours.
You have to spend time doing your homework — research.
Tendency of emotional ups and downs.

7. 2. Indirect Investing
You hire experts (Fund Managers) to make your money grow.
Fund managers conduct analysis to determine which company
provide great potential rate of return.
a. Mutual Fund
b. UITF (Unit Investment Trust Fund)
c. VUL

8. This is what PRU LIFE U.K. offers.
You can to get enjoy the expertise of our Fund Manager — Eastspring Investment in
Singapore.
No time? Don’t want to do your research? No problem!
Easiest way you can start investing.
All you have to do is to consistently save every month and for long term.
PLUS this comes already with an income protection — your INSURANCE.
You get to enjoy the benefit of having a life insurance and investment at a cheaper price.
Variable Unit Linked