2. THE #1 FRENCH FINTECH START-UP
Thanks to its service, which facilitates and secures transaction processing, Lemon Way enjoyed considerable positive
word-of-mouth between start-ups in the new economy and currently holds the rank of #1 FinTech in France by # of
accounts.
INDEPENDANT FROM BANKS
There are no banks or funds among its shareholders and Lemon Way has been self-financing since it was created, making
it the only independent player in its sector. None of its competitors, either based abroad, or subsidiaries of banking groups,
can claim such a level of independence.
APPROVED AND SUPERVISED
Lemon Way is a payment institution approved by the Prudential Supervisory and Resolution Authority (ACPR) allowing to
act transnational as payment provider. Under supervision of local authorities. In Germany under supervision of BaFin.
AN INDEPENDENT, SUPERVISED, PAN-EUROPEAN
PAYMENT INSTITUTION
FOR THE NEW ECONOMY
WWW.LEMONWAY.EU
3. Lemon Way offers ZAG compliant payment
solutions which are 100% secure on escrow
accounts (payment via EC/CC, Transfer or
Direct Debit).
Lemon Way collects and holds funds on escrow accounts –
security for customers and merchants.
Lemon Way segregates customer
funds on escrow accounts and opens
an unlimited number of customer
accounts.
Secure payment service via (smart)phone,
Identification via mobile number.
CROWDFUNDINGSHARING ECONOMY
MOBILE
PAYMENT
OUR PAYMENT SOLUTIONS
E-COMMERCE &
MARKETPLACES
… and many more
4. A START-UP WITH EUROPEAN ROOTS
Austria
Belgium
Bulgaria
Cyprus
Czech Republic
Denmark
Estonia
Finland
France
Germany
Greece
Hungary
Iceland
Ireland
Italy
Latvia
Lithuania
Luxembourg
Malta
Netherlands
Norway
Poland
Portugal
Romania
Slovakia
Slovenia
Spain
Sweden
Swiss
United Kingdom
3 HEAD OFFICES
Paris (HQ) FRANCE
London UNITED KINGDOM
Dakar SENEGAL
APROVED AND SUPERVISED
IN >30 EUROPEAN COUNTRIES
5. PLAT
FORM
Registration
LEMON
WAY
API
1. REGISTRATION – WALLET CREATION
First/ Last Name
Email
2. LEGITIMATION - KYC
Private persons
ID or Passport
Legal persons
Excerpt commercial register
LEMON WAY – REGISTRATION
INVESTOR
6. PLATFORM
API Befehle
PROJECT
ESCROW ACCOUNT @BANK
ESCROW SERVICE
MONEY
-IN
INVESTOR
WALLET
PROJECT
WALLET
PARTNER
WALLET
P2P
INVESTOR
PAY
MENT
PAGE
/IBAN
API
MONEY
-OUT
PLATFORM
LEMON WAY - PAYMENT
7. 1,6M
million private
accounts in
France and
Europe, making
Lemon Way the
leading French
FinTech (targets: 3
million by the end
of 2016 – 30
million within 4
years)
900
000
accounts in Mali
(target: 2 million
by the end of 2016
– 40 million within
4 years)
400
partner websites
(target: 6,000
within 4 years)
having generated
a cash flow of 190
million euros in
2015
4M
190M
€4M turnover in
2015 (x4 vs 2014)
€190M payments
processed in 2015
(x3,5 vs 2014)
30
this is the number
of countries in
which Lemon Way
holds a payment
institution licence
60
this is the number
of staff (fifteen
different
nationalities), who
will be joined by a
further 30 hirings
by the end of
2016.
2
patents filed
(which can be
consulted on the
INPI site) and a
third pending:
Lemon Way
invests in French
and European
collaborative R&D
projects, in
particular to
improve fraud
detection in
remote payments.
LEMON WAY IN FIGURES
WWW.LEMONWAY.EU
8. MORE THAN 400 PARTNERS – ALL OVER EUROPE
WWW.LEMONWAY.EU
