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PHILIP KLAPARDA
CO-FOUNDER & CEO
philip@kumbahealth.com
JAY GOSS
Chief Operating Officer
jay@kumbahealth.com
MARCEE CHMAIT
CHIEF GROWTH & STRATEGY OFFICER
marcee@kumbahealth.com
WHAT IS KUMBA ( B I G P I C T U R E ) ?
CONSUMERS
LOOK. BOOK.
PAY. SAVE.
PROVIDERS
D I R E C T P A Y
PATIENT REFERRAL.
PAYMENT ASSURANCE.
Insurance no longer a
profitable lead-gen source
HDHPs are here to stay…
consumers need to know
the cost of healthcare
Providers fail to capture
much of patient
financial responsibility
(worsened by HDHPs)
INVESTMENT THESIS ( S U M M A R I Z E D )
INVESTMENT THESIS ( N A R R A T E D )
①  Once a valuable lead-gen source for providers, the
benefits of being in-network with insurance no
longer outweigh the cost (for many providers).
②  Providers fail to capture most of patient out-of-
pocket financial responsibility (on avg, collect 30
cents on the dollar). Growth of HDHPs is
exacerbating this problem for providers.
③  HDHPs are here to stay. That means consumers
are going out of pocket for healthcare more
often and for larger sums of money. Under this
paradigm, consumers need to know the cost of
services to become better shoppers. Price
transparency is NOW imperative.
SAMPLE SEARCH RESULTS PAGE
SEARCH RESULTS PAGE
SHOWS LIST OF PROVIDERS,
SHORT BIO, OFFICE LOCATION &
AVAILABLE APPTS
PROVIDERS CAN EASILY
ACCESS/EDIT THEIR PROFILE,
AVAILABILITY AND PRICING
SAMPLE PROVIDER
PROFILE PAGE
FOR SELECTING
SERVICE &
SCHEDULING
HOW IT WORKS
FINAL STEP IS FOR PATIENT TO
CONVENIENTLY PAY FOR SERVICE/
PROCEDURE ONLINE.
UPON DELIVERY OF SERVICE,
PAYMENT IS TRANSFERRED TO
PROVIDER BANK ACCOUNT.
HOW IT WORKS ( C O N T I N U E D )
3
4
①  PLATFORM LAUNCHED – Q4 2015, ENHANCED Q3 2016
②  PROVIDER VALIDATION – 100 QUALITY PROVIDERS ENROLLED
③  SEASONED START-UP TEAM ASSEMBLED
④  CONSUMER VALIDATION – 5K VISITS, APPTS SCHEDULED
⑤  SEO & TEST-MARKETING INITIATIVES BEGUN
ACCOMPLISHMENTS
AT SCALE, GENERATES
$75MM-$100MM PER ANNUM
(across all sources of revenue)
MONTHY SUBSCRIPTION = $250 - $425 PER PROVIDER
(eventually pricing is tiered for appt volume & specialty)
PROVIDER SUBSCRIPTIONS
REVENUE MODEL ( P R I M A R Y )
PRICING VALIDATED BY ZOCDOC…
which doesn’t have:
+ Direct pay focus
+ High quality network
+ Payment platform
•  PHASE I = BEVERLY HILLS BETA LAUNCH
•  PHASE II = SOUTHERN CA EXPANSION
•  PHASE III = EXPANSION TO NORTHERN CALIFORNIA
(SF/SAN JOSE/OAKLAND)
•  PHASE IV = NATIONWIDE BY WAY OF NYC,
CHICAGO, TEXAS (HOUSTON/AUSTIN/SAN
ANTONIO/DALLAS), PHILADELPHIA, PHOENIX
AT SCALE
•  60-75 GEO MKTS
•  200 PROVIDERS EACH (on avg)
•  20,000 PATIENTS/MARKET (on avg)
CHICAGO
EXPANSION
(POP. 2.7 MM)
NEW YORK CITY
PHILADELPHIA
EXPANSION
(POP. 8.4 MM)
EXPANSION
(POP. 1.55 MM)
DALLAS/
FT. WORTH
EXPANSION
(POP. 6.7 MM)
PHOENIX
EXPANSION
(POP. 1.5 MM)
NORTHERN
CALIFORNIA
EXPANSION
(POP. 6.7 MM)
BEVERLY HILLS
BETA LAUNCH
(POP. 34,109)
EXPANSION
POP. 22.6 MM
SOUTHERN
CALIFORNIA
PHASE # OF
PROVIDERS
# OF
APPOINTMENTS
REVENUE
RUN RATE
PHASE I
PHASE II
PHASE III
PHASE IV
50-100
300-400
500-600
5,000
100
500
2,000
20,000
$50,000
$500,000
$1,000,000
$20,000,000
ROLL-OUT PLAN
private practices
ROLL-OUT PLAN
medical groups &
state medical associations
•  PR/EARNED MEDIA
•  WORD OF MOUTH
•  DIGITAL ADVERTISING
•  EVENT MARKETING
•  SEARCH
•  SOCIAL MEDIA
•  FIELD SALES
•  PEER REFERRAL
•  EXPLAINER VIDEO
•  PR/EARNED MEDIA
•  CONFERENCES & EVENTS
FOCUS ON HIGH QUALITY
PROVIDERS IN EACH GEO
B 2 B 2 CB 2 C
•  PARTNERSHIPS W/
INSURANCE BROKERS &
EMPLOYERS (INSURED &
SELF-INSURED)
•  DOC-2-PATIENT REFERRAL
•  STRATEGIC PARTNERSHIPS
C O N S U M E R A C Q U I S I T I O N =
$ 2 0 - 2 5 P E R ( B L E N D E D )
P R O V I D E R A C Q U I S I T I O N =
$ 1 0 0 - $ 1 5 0 P E R
ACQUISITION STRATEGY
COMPETITIVE LANDSCAPE
Kumba
Health MDSave SpendWell ZocDoc SnapHealth PatientPop
Health In
Reach
Lead Gen ü  o  o  ü  ü  ü  ü 
Payment
Assurance ü  ü  ü  o  ü  o  o 
Transparent
Pricing ü  ü  ü  o  ü  o  ü 
Quality
Vetted ü  ü  ü  o  o  o  o 
Appt.
Booking ü  ü  o  ü  ü  ü  ü 
Insurance to
Cash ü  o  o  o  o  o  o 
Philip Klaparda
CHIEF EXECUTIVE OFFICER
"Kumba lists real
prices for medical
services enabling
consumers to see
how much it costs to
see a great doctor!”
“Kumba is great
because it gets pricing
front and center for
both parties, so the
market can work…we
need this, badly!”
Jay Goss
CHIEF OPERATING OFFICER
Leo Treyzon
CHIEF MEDICAL OFFICER
“I love Kumba
because it enables
physicians to help
patients without the
unnecessary
barriers of insurance.”
Marcee Chmait
CHIEF STRATEGY AND
GROWTH OFFICER
“No real prices is core
reason why costs keep
going up. Kumba is
creating a supply &
demand market for
h/c services.”
HEAD OF PRODUCT
PATRICK COLUMBRO
REST OF TEAM, PARTNERS & ADVISORS
WEB DEVELOPMENT
THINK LOGIC
CREATIVE DIRECTOR
EMILY KLAPARDA
HIPAA/DATA SECURITY
C-LEVEL SOLUTIONS
RICHARD ANDERSEN
CMO
HEALTHCARE ADVISOR
NEXUS HEALTH SOLUTIONS
RICHARD KOFFLER
HEALTHCARE ADVISOR
INTELLECTUAL PROP
KERR IP
JARED CARNEY
HEALTHCARE ADVISOR
HEALTHCARE ATTORNEY
NELSON HARDIMAN
TEAM KUMBA
Seasoned
Entrepreneur
Professional Early-
Stage CXO
Clinical Chief -
Cedars-Sinai
Former President -
SpendWell Health
•  Expand Provider Network Throughout Southern California & Second Market
(300 to 500 providers)
•  Activate Consumer Acq. Strategy – achieve 600 monthly appts
•  Generate Revenue - $250K over six months
•  Launch Telehealth & Mobile App
UP TO $2MM SEED ROUND
TO SCALE BUSINESS IN PREPARATION FOR $3M-$5M SERIES A IN 2017
USE OF
FUNDS
MANAGEMENT
G&A
CONSUMER
ACQUISITION
TECHNOLOGY
DEVELOPMENT
PHYSICIAN
ACQUISITION
22%
10% 38%
16%
14%
FUNDING
TO DATE:
$300,000
SELF-
FUNDED
INVESTMENT OPPORTUNITY

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Kumba deck presentation springboard

  • 1. PHILIP KLAPARDA CO-FOUNDER & CEO philip@kumbahealth.com JAY GOSS Chief Operating Officer jay@kumbahealth.com MARCEE CHMAIT CHIEF GROWTH & STRATEGY OFFICER marcee@kumbahealth.com
  • 2. WHAT IS KUMBA ( B I G P I C T U R E ) ? CONSUMERS LOOK. BOOK. PAY. SAVE. PROVIDERS D I R E C T P A Y PATIENT REFERRAL. PAYMENT ASSURANCE.
  • 3. Insurance no longer a profitable lead-gen source HDHPs are here to stay… consumers need to know the cost of healthcare Providers fail to capture much of patient financial responsibility (worsened by HDHPs) INVESTMENT THESIS ( S U M M A R I Z E D )
  • 4. INVESTMENT THESIS ( N A R R A T E D ) ①  Once a valuable lead-gen source for providers, the benefits of being in-network with insurance no longer outweigh the cost (for many providers). ②  Providers fail to capture most of patient out-of- pocket financial responsibility (on avg, collect 30 cents on the dollar). Growth of HDHPs is exacerbating this problem for providers. ③  HDHPs are here to stay. That means consumers are going out of pocket for healthcare more often and for larger sums of money. Under this paradigm, consumers need to know the cost of services to become better shoppers. Price transparency is NOW imperative.
  • 5. SAMPLE SEARCH RESULTS PAGE SEARCH RESULTS PAGE SHOWS LIST OF PROVIDERS, SHORT BIO, OFFICE LOCATION & AVAILABLE APPTS PROVIDERS CAN EASILY ACCESS/EDIT THEIR PROFILE, AVAILABILITY AND PRICING SAMPLE PROVIDER PROFILE PAGE FOR SELECTING SERVICE & SCHEDULING HOW IT WORKS
  • 6. FINAL STEP IS FOR PATIENT TO CONVENIENTLY PAY FOR SERVICE/ PROCEDURE ONLINE. UPON DELIVERY OF SERVICE, PAYMENT IS TRANSFERRED TO PROVIDER BANK ACCOUNT. HOW IT WORKS ( C O N T I N U E D )
  • 7. 3 4 ①  PLATFORM LAUNCHED – Q4 2015, ENHANCED Q3 2016 ②  PROVIDER VALIDATION – 100 QUALITY PROVIDERS ENROLLED ③  SEASONED START-UP TEAM ASSEMBLED ④  CONSUMER VALIDATION – 5K VISITS, APPTS SCHEDULED ⑤  SEO & TEST-MARKETING INITIATIVES BEGUN ACCOMPLISHMENTS
  • 8. AT SCALE, GENERATES $75MM-$100MM PER ANNUM (across all sources of revenue) MONTHY SUBSCRIPTION = $250 - $425 PER PROVIDER (eventually pricing is tiered for appt volume & specialty) PROVIDER SUBSCRIPTIONS REVENUE MODEL ( P R I M A R Y ) PRICING VALIDATED BY ZOCDOC… which doesn’t have: + Direct pay focus + High quality network + Payment platform
  • 9. •  PHASE I = BEVERLY HILLS BETA LAUNCH •  PHASE II = SOUTHERN CA EXPANSION •  PHASE III = EXPANSION TO NORTHERN CALIFORNIA (SF/SAN JOSE/OAKLAND) •  PHASE IV = NATIONWIDE BY WAY OF NYC, CHICAGO, TEXAS (HOUSTON/AUSTIN/SAN ANTONIO/DALLAS), PHILADELPHIA, PHOENIX AT SCALE •  60-75 GEO MKTS •  200 PROVIDERS EACH (on avg) •  20,000 PATIENTS/MARKET (on avg) CHICAGO EXPANSION (POP. 2.7 MM) NEW YORK CITY PHILADELPHIA EXPANSION (POP. 8.4 MM) EXPANSION (POP. 1.55 MM) DALLAS/ FT. WORTH EXPANSION (POP. 6.7 MM) PHOENIX EXPANSION (POP. 1.5 MM) NORTHERN CALIFORNIA EXPANSION (POP. 6.7 MM) BEVERLY HILLS BETA LAUNCH (POP. 34,109) EXPANSION POP. 22.6 MM SOUTHERN CALIFORNIA PHASE # OF PROVIDERS # OF APPOINTMENTS REVENUE RUN RATE PHASE I PHASE II PHASE III PHASE IV 50-100 300-400 500-600 5,000 100 500 2,000 20,000 $50,000 $500,000 $1,000,000 $20,000,000 ROLL-OUT PLAN private practices
  • 10. ROLL-OUT PLAN medical groups & state medical associations
  • 11. •  PR/EARNED MEDIA •  WORD OF MOUTH •  DIGITAL ADVERTISING •  EVENT MARKETING •  SEARCH •  SOCIAL MEDIA •  FIELD SALES •  PEER REFERRAL •  EXPLAINER VIDEO •  PR/EARNED MEDIA •  CONFERENCES & EVENTS FOCUS ON HIGH QUALITY PROVIDERS IN EACH GEO B 2 B 2 CB 2 C •  PARTNERSHIPS W/ INSURANCE BROKERS & EMPLOYERS (INSURED & SELF-INSURED) •  DOC-2-PATIENT REFERRAL •  STRATEGIC PARTNERSHIPS C O N S U M E R A C Q U I S I T I O N = $ 2 0 - 2 5 P E R ( B L E N D E D ) P R O V I D E R A C Q U I S I T I O N = $ 1 0 0 - $ 1 5 0 P E R ACQUISITION STRATEGY
  • 12. COMPETITIVE LANDSCAPE Kumba Health MDSave SpendWell ZocDoc SnapHealth PatientPop Health In Reach Lead Gen ü  o  o  ü  ü  ü  ü  Payment Assurance ü  ü  ü  o  ü  o  o  Transparent Pricing ü  ü  ü  o  ü  o  ü  Quality Vetted ü  ü  ü  o  o  o  o  Appt. Booking ü  ü  o  ü  ü  ü  ü  Insurance to Cash ü  o  o  o  o  o  o 
  • 13. Philip Klaparda CHIEF EXECUTIVE OFFICER "Kumba lists real prices for medical services enabling consumers to see how much it costs to see a great doctor!” “Kumba is great because it gets pricing front and center for both parties, so the market can work…we need this, badly!” Jay Goss CHIEF OPERATING OFFICER Leo Treyzon CHIEF MEDICAL OFFICER “I love Kumba because it enables physicians to help patients without the unnecessary barriers of insurance.” Marcee Chmait CHIEF STRATEGY AND GROWTH OFFICER “No real prices is core reason why costs keep going up. Kumba is creating a supply & demand market for h/c services.” HEAD OF PRODUCT PATRICK COLUMBRO REST OF TEAM, PARTNERS & ADVISORS WEB DEVELOPMENT THINK LOGIC CREATIVE DIRECTOR EMILY KLAPARDA HIPAA/DATA SECURITY C-LEVEL SOLUTIONS RICHARD ANDERSEN CMO HEALTHCARE ADVISOR NEXUS HEALTH SOLUTIONS RICHARD KOFFLER HEALTHCARE ADVISOR INTELLECTUAL PROP KERR IP JARED CARNEY HEALTHCARE ADVISOR HEALTHCARE ATTORNEY NELSON HARDIMAN TEAM KUMBA Seasoned Entrepreneur Professional Early- Stage CXO Clinical Chief - Cedars-Sinai Former President - SpendWell Health
  • 14. •  Expand Provider Network Throughout Southern California & Second Market (300 to 500 providers) •  Activate Consumer Acq. Strategy – achieve 600 monthly appts •  Generate Revenue - $250K over six months •  Launch Telehealth & Mobile App UP TO $2MM SEED ROUND TO SCALE BUSINESS IN PREPARATION FOR $3M-$5M SERIES A IN 2017 USE OF FUNDS MANAGEMENT G&A CONSUMER ACQUISITION TECHNOLOGY DEVELOPMENT PHYSICIAN ACQUISITION 22% 10% 38% 16% 14% FUNDING TO DATE: $300,000 SELF- FUNDED INVESTMENT OPPORTUNITY