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Presented by:
Hasib Ahmed
Deputy Coordinator,
  DIISP
PKSF, Dhaka,
  Bangladesh.
“Core Elements/Characteristics of
         Microinsurance”

   Insurance principles
   Accessibility
   Affordability
   Flexibility
   Simplicity
“Key Features of Microinsurance
Across the Insurance Value Chain”
   Target Market
   Product Design
   Marketing & Distribution
   Underwriting
   Administration
   Claims Handling
   Asset Management
Financial Inclusion
   Social Protection
  Commercial Aspect
Macroeconomic Stability
“Risk Management tool for the
   poor/low-income people”

     Health
          Financial
               Lifecycle
                     Disaster
“Products are Designed
 According to Risk Category”
Credit Life
Term Life/Personal accident
Savings Life
Property Insurance
Endowment Life
Health Insurance
Agriculture
“Different Business Models for
        Microinsurance”

Direct
Partner Agent
Mutuals/Communities/Cooperatives
Provider
Takaful
Public Private Partnership (PPP)
“Key Issues and Challenges
Faced by the Microinsurance
          Players”
          Demand Side
  Operational Risk Management
           Underwriting
           Distribution
              Market
          Infrastructure
            Regulatory
              Others
Key points of microinsurance (presented by hasib ahmed)

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Key points of microinsurance (presented by hasib ahmed)

  • 1. Presented by: Hasib Ahmed Deputy Coordinator, DIISP PKSF, Dhaka, Bangladesh.
  • 2. “Core Elements/Characteristics of Microinsurance” Insurance principles Accessibility Affordability Flexibility Simplicity
  • 3. “Key Features of Microinsurance Across the Insurance Value Chain” Target Market Product Design Marketing & Distribution Underwriting Administration Claims Handling Asset Management
  • 4. Financial Inclusion Social Protection Commercial Aspect Macroeconomic Stability
  • 5. “Risk Management tool for the poor/low-income people” Health Financial Lifecycle Disaster
  • 6. “Products are Designed According to Risk Category” Credit Life Term Life/Personal accident Savings Life Property Insurance Endowment Life Health Insurance Agriculture
  • 7. “Different Business Models for Microinsurance” Direct Partner Agent Mutuals/Communities/Cooperatives Provider Takaful Public Private Partnership (PPP)
  • 8. “Key Issues and Challenges Faced by the Microinsurance Players” Demand Side Operational Risk Management Underwriting Distribution Market Infrastructure Regulatory Others