Kelly C. Ruggles is a Spokane-based investment advisor with nearly two decades of experience in retirement financial planning, having assisted over 1,000 retirees and preretirees. He emphasizes the importance of customized financial plans, education, and understanding complex retirement processes to help clients manage their finances effectively. Ruggles has published articles and a book titled 'Financial Concerns for Retirement', providing insights on successful retirement planning.

1. Kelly C. Ruggles: Expert Advisor on Retirement Financial Planning

2. Kelly C. Ruggles is a Spokane, Washington-based investment advisor and financial planner. With nearly two decades of experience working in the financial field, Kelly C. Ruggles has helped more than 1,000 retirees and preretirees with financial planning for their retirement years.

3. According to Kelly C. Ruggles, financial planning is an absolute must for those who want to manage their finances well during their retirement years, plus leave legacies for their children and families.

4. Education and learning, Kelly C. Ruggles states, are the two most important factors essential for successful retirement financial planning. Kelly C. Ruggles helps his clients understand complex retirement processes by simplifying them for anyone, even those with no previous financial background.

5. By understanding financial terms, clients can learn how and where their money will be invested and what they stand to gain from those investments. By properly investing their money, clients can have a ready amount of cash available to them during their retirement years that can be used for many purposes, ranging from medical expenses to paying mortgages or going on vacations.

6. Kelly C. Ruggles stresses the necessity for customized retirement financial plans, contending that the needs and requirements individual clients have for retirement are different. By creating a customized retirement financial plan, the particular needs and requirements of a person can be addressed easily.

7. Kelly C. Ruggles has written several articles on the subject of retirement financial planning and investment planning, and his articles have been published in many prominent financial journals. His book, “Financial Concerns for Retirement,” showcases the importance of retirement financial planning and informs readers how they can plan their retirement finances successfully.

8. The book by Kelly C. Ruggles also is available on his Web site where chapters from the book throw light on various topics related to retirement financial planning.

9. Learn more about Kelly C. Ruggles and the various financial planning services he provides through American Reliance Group by logging onto www.kellyruggles.com.

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