The document describes a merchant loyalty debit card program for a city chamber of commerce. It explains that merchant members would receive co-branded debit cards to distribute to customers. When customers make purchases at other participating merchant locations using the debit card, they receive rebates directly back on the card to encourage continued local spending.

1. Your City Chamber of Commerce
“Member-to-Member”
Loyalty Debit Card
Your City Name
Co-Branded
There are TWO lines available that could say, i.e.:
Line 1: “MEMBER BUSINESS NAME
Line 2: “Your City CHAMBER OF COMMERCE”

2. Your City Member Card
Your City Member
Card
Chamber of
Commerce
Merchant Members
Keeping It Local will
Provide Your City Chamber
of Commerce with Your
City Branded Member
Debit Cards

3. Your City Member Card
Your City Member
Card
Chamber of
Commerce
Merchant Members
Your City Chamber of
Commerce will Distribute
Instant-Issued Cards to
Member Merchants.
Or Keeping It Local can mail to
Member Merchants directly

4. Merchant-to-Merchant Rebates
Merchant Members
POS Terminal
Merchant Members
Member Merchants pay at
other Members with Visa/MC/
Amex, Discover or Cash
Member

5. Merchant-to-Merchant Rebates
Merchant Members
POS Terminal
Merchant Members
Member then also gives the
Your City Loyalty Card and the
cashier swipes it identical to
the credit card
Member

6. Merchant-to-Merchant Rebates
Merchant Members
Member receives a receipt
with the amount of the
loyalty rebate
Merchant Members
POS Terminal
Member

7. Merchant-to-Merchant Rebates
Merchant Members
POS Terminal
Merchant Members
Member immediately
receives the rebate directly
into their Your City Loyalty
Card to keep spending at
other participating
merchants Member