Pay Yourself First with IRS approved pre-tax plans such as a 403b, 457, 401k, TSP, Deferred Compensation, IRA or Roth IRA. These saving opportunities have been available and you should take advantage.
It’s never too late to save for retirement. Individual Retirement Accounts are a great way to put away money for your golden years. If you have an IRA or want to open one, here are some year-end rules and reminders to keep in mind:
How you can become a 401k millionaire in three easy stepsSasha Stewart
There is much uncertainty when you are an immigrant. There are many decisions to be made. However, there is one thing that is certain- the day will come when you will be too old to work. When that day comes, I want you to walk to your boss`s office and turn in your resignation letter, book your dream trip to a tropical paradise and throw a huge retirement party, knowing that your financial future is solid.
The post offers the four-step guide about how you to use employer-sponsored plans (401k, 403b, 457) to start saving for your retirement and retire a millionaire.
It’s never too late to save for retirement. Individual Retirement Accounts are a great way to put away money for your golden years. If you have an IRA or want to open one, here are some year-end rules and reminders to keep in mind:
How you can become a 401k millionaire in three easy stepsSasha Stewart
There is much uncertainty when you are an immigrant. There are many decisions to be made. However, there is one thing that is certain- the day will come when you will be too old to work. When that day comes, I want you to walk to your boss`s office and turn in your resignation letter, book your dream trip to a tropical paradise and throw a huge retirement party, knowing that your financial future is solid.
The post offers the four-step guide about how you to use employer-sponsored plans (401k, 403b, 457) to start saving for your retirement and retire a millionaire.
Done-For-You Real Estate (Transactional PSA)
Done-For-You Real Estate Transactional Professional Service Agreements (PSA} are all about access. View them as the golden key that opens investment opportunities unavailable anywhere else, while minimizing your personal time, effort, and risk. MENTour through Strongbrook REIC delivers access to the ultimate real estate Power Team complete with education, application and turn-key properties in your own market or the best ones in the country.
The U.S. Department of Treasury just released myRA, a new retirement savings plan designed for those who might not be eligible for existing programs. It’s a way for businesses to help employees save for their future—at ZERO cost to employers.
Most people don’t know how their Social Security benefit is determined. Being unaware leads to this very common question – Will working longer increase, or decrease my Social Security benefit?
Working longer, even part time, will NOT reduce your benefit. And in some cases, may increase your benefit.
The blog post discussing this will appear 28 Dec 2016 http://wp.me/p2Oizj-GY
What Wall Street Does Not Want You To Know Bryan Daly
First, if you’re not familiar with insurance indexing. Insurance indexing is a strategy that links the interest credited in a financial account or insurance contract to an index, like the S&P 500®.
Typically, indexed products work like this: there is a floor of zero, meaning the worst you can do in a given measurement period is 0% interest. (In 2008, when the market dropped 37%, indexed accounts were not credited any interest, but unlike funds in the stock market, they didn’t lose any value, either.)
At our firm, we love using indexed insurance contracts, because they protect our clients from market crashes while still letting them participate in market rises.
I also wondered: how would the Index Contract do in the worst market our country has faced in modern history: The Great Depression?
When the GFC struck in 2009 we were already developing a psychometric indicator (The ALINE) of the Australian share market to reduce the risks in share trading. The power and validity of The ALINE prevented the GFC from negatively impacting our capital.
Unimpressed by most of the media share reporting and advice available, we have decided to share our trading methods and messages with the thousands of Australians managing investments funds.
Each weekly newsletter will only take two minutes to read but will report on both market trend and investor mood.
Each newsletter will teach how to use a simple trading tool and will list three new shares worth considering.
Subscribe and enjoy evidence-based trading.
3 Retirement Savings Tips for NewlywedsPOP Creative
Most newlyweds don't give much thought to retirement since it is so far away. There's bills and loans to pay, the thought of a baby and his education and of course the cost of a honeymoon. Yet retirement should be on the minds of newlyweds because a couple can't grow old together in a comfortable manner unless they are financially sound.
Done-For-You Real Estate (Transactional PSA)
Done-For-You Real Estate Transactional Professional Service Agreements (PSA} are all about access. View them as the golden key that opens investment opportunities unavailable anywhere else, while minimizing your personal time, effort, and risk. MENTour through Strongbrook REIC delivers access to the ultimate real estate Power Team complete with education, application and turn-key properties in your own market or the best ones in the country.
The U.S. Department of Treasury just released myRA, a new retirement savings plan designed for those who might not be eligible for existing programs. It’s a way for businesses to help employees save for their future—at ZERO cost to employers.
Most people don’t know how their Social Security benefit is determined. Being unaware leads to this very common question – Will working longer increase, or decrease my Social Security benefit?
Working longer, even part time, will NOT reduce your benefit. And in some cases, may increase your benefit.
The blog post discussing this will appear 28 Dec 2016 http://wp.me/p2Oizj-GY
What Wall Street Does Not Want You To Know Bryan Daly
First, if you’re not familiar with insurance indexing. Insurance indexing is a strategy that links the interest credited in a financial account or insurance contract to an index, like the S&P 500®.
Typically, indexed products work like this: there is a floor of zero, meaning the worst you can do in a given measurement period is 0% interest. (In 2008, when the market dropped 37%, indexed accounts were not credited any interest, but unlike funds in the stock market, they didn’t lose any value, either.)
At our firm, we love using indexed insurance contracts, because they protect our clients from market crashes while still letting them participate in market rises.
I also wondered: how would the Index Contract do in the worst market our country has faced in modern history: The Great Depression?
When the GFC struck in 2009 we were already developing a psychometric indicator (The ALINE) of the Australian share market to reduce the risks in share trading. The power and validity of The ALINE prevented the GFC from negatively impacting our capital.
Unimpressed by most of the media share reporting and advice available, we have decided to share our trading methods and messages with the thousands of Australians managing investments funds.
Each weekly newsletter will only take two minutes to read but will report on both market trend and investor mood.
Each newsletter will teach how to use a simple trading tool and will list three new shares worth considering.
Subscribe and enjoy evidence-based trading.
3 Retirement Savings Tips for NewlywedsPOP Creative
Most newlyweds don't give much thought to retirement since it is so far away. There's bills and loans to pay, the thought of a baby and his education and of course the cost of a honeymoon. Yet retirement should be on the minds of newlyweds because a couple can't grow old together in a comfortable manner unless they are financially sound.
Towards a responsive business, the developer wayNigel Fernandes
Presentation at DDD Melbourne in July 2013 by Venetia Bird and Nigel Fernandes. The talk focuses on dealing with legacy systems and complexity. They discuss the developer techniques to evolving an architecture thats better able to handle business evolution.
30.10.07 Jaettu johtajuus erilaisissa oppimisympäristöissä ja didaktinen kollaboraatio - Johtajuus ja opettajuus uudistuvien oppimisympäristöjen maailmassa
Agile Software Development (Monash University - Guest Lecture series)Nigel Fernandes
I was invited by Chris Gonsalves (Associate Dean Student Engagement) and Mehran Vahid (Lecturer, Faculty of Information Technology) to present a guest lecture to roughly 200 students @ Monash University on Agile Software Development (June 2016).
Since the students had already covered the theory of Agile, Scrum and RUP, this talk focussed on the real world aspects of Agile in practice and used SEEK as a baseline example.
This is a talk delivered at ThoughtWorks XConf Sydney 2013.
It is focussed on lessons learnt the hard way at WorldVision during a year long project re-platforming to multiple front end Angular JS applications using HTML5 and consuming Micro-services backed APIs built in .Net.
A short presentation to the Microservices meet up on using the 3 horizons model from McKinsey to help guide architecture and technical investment decisions. And how Microservices can help in certain places.
LAST Conference - Dev-Ops and Continuous DeliveryNigel Fernandes
This is a talk I gave at the Lean, Agile and Systems Thinking conference in Melbourne, July 2012.
http://www.lastconference.com/
Covering DevOps as a movement. Ideas behind continuous delivery and a sample implementation covering some of those principles in practise using Puppet and Amazon Web Services.
America Saves Week 2014: 3 Action Steps to Take Control of Your Finances pres...Samirian Hill
A community wide event to promote America Saves Week 2014, hosted by BudgetWise Financial Solutions, LLC and sponsored by Fifth Third Bank. America Saves Week began in 2007 as an opportunity for organizations to promot good savings behavior and a chance for individuals to assess their own status.
The IRS expects that more than 70% of taxpayers will receive a refund in 2017. 1 What you do with a tax refund is up to you, but here are some ideas that may make your refund twice as valuable.
America Saves Week Presentation for IndividualsAmerica Saves
Information for consumers about America Saves Week. Great for sharing at events. includes information about: why you should be saving, how to save more effectively, and how individuals can get involved.
5 Tips for Creating Standard Financial ReportsEasyReports
Well-crafted financial reports serve as vital tools for decision-making and transparency within an organization. By following the undermentioned tips, you can create standardized financial reports that effectively communicate your company's financial health and performance to stakeholders.
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the what'sapp number.
+12349014282
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just what'sapp this number below. I sold about 3000 pi coins to him and he paid me immediately.
+12349014282
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the what'sapp contact of my personal pi merchant to trade with
+12349014282
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the what'sapp information for my personal pi vendor.
+12349014282
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the what'sapp number of my personal pi merchant who i trade pi with.
Message: +12349014282 VIA Whatsapp.
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
1. PUT AND KEEP YOUR MONEY FROM GOVERNMENT TAXES Keep Your Money for Life
2.
3. Steps to Saving for Retirement 3. Lose Excess Spending by avoiding the “Latte factor” making minor purchases daily that can add up to a lot of money. 4. Account For Your Money using systems such as, www.mint.com a free personal finance software to assist you to manage your money, financial planning, and budget planning tools.
8. CONTRIBUTION LIMITS Roth IRA Year AGE 49 & BELOW AGE 50 & ABOVE 2009 $5,000 $6,000 2010 $5,000 $6,000
9. The Cost of Waiting 25 Begin Saving at Age 26 30 40 $479,240 $449,192 $345,072 $169,895 $30,048 $134,168 $309,345 Save $250/mo until age 65 at 6%
10.
Editor's Notes
There are two types of money: “Put and keep and put and take”
“ The Automatic Millionaire” A Powerful One-Step Plan to Live and Finish Rich, Do it Once-The Rest is Automatic! Author David Bach
Lee Iacocca: Motivational Perseverance Boys, there ain't no free lunches in this country. And don't go spending your whole life commiserating that you got the raw deals. You've got to say, I think that if I keep working at this and want it bad enough I can have it. It's called perseverance.
Mother Teresa: Hope To keep a lamp burning, we have to keep putting oil in it.
Join in the blog with your valued comments and life experiences. Benjamin Franklin: A penny saved is a penny earned.
Abraham Lincoln: Wealth That some should be rich, shows that others may become rich, and, hence, is just encouragement to industry and enterprise.
William A. Ward: Decision Making Four steps to achievement: Plan purposefully. Prepare prayerfully. Proceed positively. Pursue persistently.
Jim Ryun: Motivation Motivation is what gets you started. Habit is what keeps you going.
William James: Chance He who refuses to embrace a unique opportunity loses the prize as surely as if he had failed.