KB offers a gold and silver savings program that allows customers to purchase precious metals in small, affordable amounts and store them in a secure vault in Switzerland. By owning gold and silver mines, a refinery, and storage facilities, KB is able to offer competitive buy/sell prices and reduce overhead costs compared to traditional precious metals dealers. The document promotes KB's program as a way to preserve savings and purchasing power by converting funds into an asset that has held its value better than fiat currencies over time.
Learn what Millennials worldwide are buying and why. A focus on luxury spending and fine jewelry created by Dan Scott of Luxe Licensing in association with Cynthia Unninayar of GemScene for the 2018 GemAtlas Global March Webinar.
La escondida Playa del Carmen - Overview 2011bleudevelopment
This document provides an overview of La Escondida, a gated community development located in Playa del Carmen, Mexico. The development will feature various types of housing units across 6 phases, including villas, casas, duplexes, penthouses, apartments and garden apartments. Amenities will include pools, gardens, fitness facilities, and children's play areas. The developer believes the properties represent a good investment opportunity, as the local tourism market has recovered in recent years and property values have increased substantially. Purchasers are expected to benefit from rental income potential of up to 25% annual returns.
La Escondida is a residential development located in Playa del Carmen featuring villas, casas, duplexes, apartments, and penthouses with amenities such as pools, a clubhouse, and walking paths. The development is situated near Mayan ruins and offers a tranquil retreat blended with nature alongside the conveniences of the Riviera Maya area. Units range from 102-240 square meters and incorporate luxury finishes, spacious open floor plans, and private terraces taking advantage of the natural surroundings.
The document discusses the results of mock interviews conducted across various programs at a university, which received an overall superior rating. It also notes upcoming student activities and events at the university including a Thanksgiving mass, seminar on the effects of prohibited drugs, and various talent competitions. The document concludes that the student council was able to establish itself and build harmonious relationships while showcasing student talents.
Kathy Sullivan has over 20 years of experience in healthcare media strategy and planning. She has worked at several large healthcare advertising agencies, including Ogilvy CommonHealth and Torre Lazur McCann, where she held director roles managing media teams across multiple office locations. She also has experience as an independent consultant providing media planning and buying services. Sullivan has extensive experience launching and supporting various pharmaceutical, medical device, diagnostic, and consumer healthcare brands across many therapeutic areas.
Learn what Millennials worldwide are buying and why. A focus on luxury spending and fine jewelry created by Dan Scott of Luxe Licensing in association with Cynthia Unninayar of GemScene for the 2018 GemAtlas Global March Webinar.
La escondida Playa del Carmen - Overview 2011bleudevelopment
This document provides an overview of La Escondida, a gated community development located in Playa del Carmen, Mexico. The development will feature various types of housing units across 6 phases, including villas, casas, duplexes, penthouses, apartments and garden apartments. Amenities will include pools, gardens, fitness facilities, and children's play areas. The developer believes the properties represent a good investment opportunity, as the local tourism market has recovered in recent years and property values have increased substantially. Purchasers are expected to benefit from rental income potential of up to 25% annual returns.
La Escondida is a residential development located in Playa del Carmen featuring villas, casas, duplexes, apartments, and penthouses with amenities such as pools, a clubhouse, and walking paths. The development is situated near Mayan ruins and offers a tranquil retreat blended with nature alongside the conveniences of the Riviera Maya area. Units range from 102-240 square meters and incorporate luxury finishes, spacious open floor plans, and private terraces taking advantage of the natural surroundings.
The document discusses the results of mock interviews conducted across various programs at a university, which received an overall superior rating. It also notes upcoming student activities and events at the university including a Thanksgiving mass, seminar on the effects of prohibited drugs, and various talent competitions. The document concludes that the student council was able to establish itself and build harmonious relationships while showcasing student talents.
Kathy Sullivan has over 20 years of experience in healthcare media strategy and planning. She has worked at several large healthcare advertising agencies, including Ogilvy CommonHealth and Torre Lazur McCann, where she held director roles managing media teams across multiple office locations. She also has experience as an independent consultant providing media planning and buying services. Sullivan has extensive experience launching and supporting various pharmaceutical, medical device, diagnostic, and consumer healthcare brands across many therapeutic areas.
Karatbars International sells small gold bars and gift items with precious metals. They have expanded their product line over time to include collector's items for special occasions. Karatbars also offers limited edition collector cards that may appreciate in value more than the gold itself. The company operates in over 120 countries and sees major financial institutions as partners. It provides opportunities for affiliates to earn commissions and bonuses by purchasing business packages and helping others do the same.
Fund Raising & Branding For OrganisationsMichael Chai
We have methods and ideas very unique and ethical that will help Charity/Non-Profit Organisations and Religious Organisations not only to raise money for doing good deeds, but will also help to raise the brand/name awareness of the organisation and its charity fundraising campaigns.
Visit our website at http://fundraising.premiergoldbullion.com after you have finished viewing the slides.
€100 - €670
Bronze Supervisor: €80 - €720
Gold Supervisor: €140 - €3,780
Silver Manager: €90 - €7,290
Silver Director: €120 - €29,160
Residual income increases as the business and team grows over time. The examples show potential earnings from 1-5% of monthly gold purchases and one-time purchases by customers on the team. This provides an ongoing income stream. The opportunity has no fees to join and allows working from home with flexible hours.
Karatbars International is a gold company founded in 2011 that specializes in small gold transactions. The company ships to over 120 countries and was started by Harald Seiz with a mission of making gold accessible to help people achieve financial freedom. Karatbars offers a variety of gold products like bars and coins, as well as the opportunity to become an affiliate and earn income by sharing the products with others.
Gold For Life Presentation - Minesh Bhindi LIVE At Mega Partnering 5MineshBhindi
http://www.GoldForLife.com
The slides from Minesh Bhindi's presentation at http://www.MegaPartnering5.com LIVE in Dallas, USA on Gold & Silver Investing.
Karatbars presentation get free gold, and earn moneyP Cernelic
Karatbars International GmbH is a gold products company founded in 2011 that sells small-increment gold items. It was founded by Harald Seiz, whose goal is to help millions achieve financial freedom through affordable gold purchases. Karatbars offers a variety of gold cards and coins, as well as an affiliate marketing program for earning income. The company has a unique business model and aims to become a worldwide leader in the gold industry.
Dear (a)
Karatbars, a fantastic and unique business.
Learn how to secure your financial life and your family!
Create your free account.
Access: https://www.karatbars.com/?s=tcw
Note: Click on "REGISTRATION" then click the "AFFILIATE" option.
Skype: tcw.negocios.online
This document provides information about KB Gold, a company that produces and distributes gold bullion. It discusses (1) KB Gold's ownership of gold mining, refining, and distribution operations, allowing it to produce and deliver gold directly to customers; (2) how affiliates can earn commissions from KB Gold through customer referrals without sales requirements or quotas; and (3) KB Gold's multi-level marketing compensation plan that pays recurring commissions based on customer purchase amounts.
Summer 2014 - As World Shuns Dollars, Gold and Silver Are Poised to Reassert ...Money Metals Exchange
The document is a newsletter from Independent Living Bullion discussing trends in the precious metals market. It notes that countries like Russia and China are reducing their use of US dollars in trade and increasing their gold reserves, which could weaken the dollar's status as the world reserve currency over time. It recommends that individual investors hold some physical gold and silver as a hedge, with silver being more practical for everyday transactions. It also provides tips on securely storing precious metals and answers questions from customers.
This document is a white paper from US Gold and Silver Advisors promoting the purchase of gold and silver coins and bullion. It discusses the benefits of diversifying investments with precious metals, citing reasons like inflation protection, global economic uncertainty, and physical shortages of silver. It promotes several types of coins including American Silver Eagles, circulated Morgan and Peace dollars, and gold bullion coins. The document is intended to convince readers that now is a good time to invest in physical gold and silver.
During the twelve months following the stock market decline in early 2009, U.S. and international stock indexes significantly outperformed gold - growing roughly 60% while gold grew roughly 20%. In this presentation, McKinley Carter's Director of Wealth Management Will Carter shares uncommonly understood facts that could affect how you manage the current market situation.
What is GOLD?
Information on Gold
Uses and demand
Gold in jewelry
Purity/Fineness
CHINA VS. INDIA
WHO IS BUYING GOLD JEWELLRY?
gold as an investment
Gold as Inflation Hedge
GETTING EXPOSED TO GOLD
Rothbard Model of Gold
Risks of Gold Pricing
Gold Fix ?
PROCESS of Price Determination
Gold Imports
FACTORS AFFECTING GOLD PRICE
Why India Has Stopped Importing Gold ?(P. Chidambaram)
Stock Market Crash and Gold Stocks: The X-Factor Poised to Separate the Wheat...Stephan Bogner
The novel coronavirus is spreading fear and panic on a global scale. Over the last few days, the Dow Jones Index crashed almost 3,000 points lower. Yesterday alone, the leading stock market index lost 1,190.96 points (-4.42%), making Thursday, February 27, 2020, the biggest daily point loss in the history of the Dow Jones.
On the positive side, this is not the first time that the popular stock indices are in crash mode, pulling down almost everything including gold stocks. A look into the past, however, shows that gold stocks may only fall for a limited period of time during such panic-driven selling waves. In the last major stock market crash of 2008, gold prices and gold stocks only briefly fell to their knees and were able to quickly make up for their losses. The gold price started a strong upward trend after the 2008 crash and appreciated by 175% (from $700 to $1,923 USD/ounce) within only 2 years. During that time, gold stocks were amongst the biggest winners.
When it comes to sleepless nights, Toimi Soini of Finland originally set the record by using the “toothpicks under the eyelids” method for 11 straight days. In hindsight, Toimi was an amateur.
You wouldn’t know it, but the nice people running the Bank of Canada have gone sleepless since 2003 – that’s 3,564 days without sweet dreams.
Yet, that’s nothing compared to the very private folks at the Swiss National Bank. These super-secretive bankers have surpassed over 4,660 sleepless nights – despite living in Zzzzzzurich.
This, of course brings us to the World record for sleepless nights. At 5,025 nights and counting, the always polite and well dressed chaps over at the Bank of England are reigning champions.
Toimi Soini was not a banker and this was his downfall. As for the Canadians, Swiss and British – yes they are all bankers, but not just any bankers. This terrific trio have the displeasure of forever being known as the bankers who sold their gold.
The irony of course, is the action of the World’s central bankers themselves is the reason why gold is destined to remain golden for sometime to come. And with gold sitting near $1700/oz, and with no end to the money printing games, the sleepless nights are destined to continue.
Create your free account to purchase Gold.
Visit: https://www.karatbars.com/?s=tcw
Crie a sua conta gratuita para a aquisição do Ouro.
Acesse: https://www.karatbars.com/?s=tcw
Crea tu cuenta gratis para comprar oro.
Visita: https://www.karatbars.com/?s=tcw
Grupo “Gold Team” (Equipe de Ouro).
Com Karatbars no mundo. With Karatbars the world.
http://www.karatbarsgoldteam.com.br
This a pamphlet with a brief description of how Karatbars Works and compensation. Please do not miss this opportunity. Gold will be the new standard again in the next 5 to 10 years thanks to karatbars and cryptocurrencies. https://www.karatgold.sg/?s=nyufly37
This document provides information on opening a precious metals IRA through a self-directed IRA provider. It outlines the benefits of holding physical precious metals like gold and silver in an IRA, such as tax-deferred growth and avoiding taxes on capital gains. It also addresses common questions about how precious metals IRAs work, fees, custody of the metals, and strategies for growing the account value. The key information is that a precious metals IRA allows individuals to own physical gold and silver in a tax-advantaged retirement account.
This document is a chapter from a book titled "The Gold Wars" that discusses the concept of leverage as it relates to gold. It describes how gold provides leverage both in terms of influence and financially. Gold's price rising provides leverage by increasing the value of one's gold holdings by more than the percentage increase in price. The chapter also discusses how gold mining stocks provided leverage in the past when gold prices rose since their profits increased at a higher rate than the price of gold. The author aims to educate readers on these leverage concepts and views the audience as a remnant interested in these ideas.
An accounting information system (AIS) refers to tools and systems designed for the collection and display of accounting information so accountants and executives can make informed decisions.
Karatbars International sells small gold bars and gift items with precious metals. They have expanded their product line over time to include collector's items for special occasions. Karatbars also offers limited edition collector cards that may appreciate in value more than the gold itself. The company operates in over 120 countries and sees major financial institutions as partners. It provides opportunities for affiliates to earn commissions and bonuses by purchasing business packages and helping others do the same.
Fund Raising & Branding For OrganisationsMichael Chai
We have methods and ideas very unique and ethical that will help Charity/Non-Profit Organisations and Religious Organisations not only to raise money for doing good deeds, but will also help to raise the brand/name awareness of the organisation and its charity fundraising campaigns.
Visit our website at http://fundraising.premiergoldbullion.com after you have finished viewing the slides.
€100 - €670
Bronze Supervisor: €80 - €720
Gold Supervisor: €140 - €3,780
Silver Manager: €90 - €7,290
Silver Director: €120 - €29,160
Residual income increases as the business and team grows over time. The examples show potential earnings from 1-5% of monthly gold purchases and one-time purchases by customers on the team. This provides an ongoing income stream. The opportunity has no fees to join and allows working from home with flexible hours.
Karatbars International is a gold company founded in 2011 that specializes in small gold transactions. The company ships to over 120 countries and was started by Harald Seiz with a mission of making gold accessible to help people achieve financial freedom. Karatbars offers a variety of gold products like bars and coins, as well as the opportunity to become an affiliate and earn income by sharing the products with others.
Gold For Life Presentation - Minesh Bhindi LIVE At Mega Partnering 5MineshBhindi
http://www.GoldForLife.com
The slides from Minesh Bhindi's presentation at http://www.MegaPartnering5.com LIVE in Dallas, USA on Gold & Silver Investing.
Karatbars presentation get free gold, and earn moneyP Cernelic
Karatbars International GmbH is a gold products company founded in 2011 that sells small-increment gold items. It was founded by Harald Seiz, whose goal is to help millions achieve financial freedom through affordable gold purchases. Karatbars offers a variety of gold cards and coins, as well as an affiliate marketing program for earning income. The company has a unique business model and aims to become a worldwide leader in the gold industry.
Dear (a)
Karatbars, a fantastic and unique business.
Learn how to secure your financial life and your family!
Create your free account.
Access: https://www.karatbars.com/?s=tcw
Note: Click on "REGISTRATION" then click the "AFFILIATE" option.
Skype: tcw.negocios.online
This document provides information about KB Gold, a company that produces and distributes gold bullion. It discusses (1) KB Gold's ownership of gold mining, refining, and distribution operations, allowing it to produce and deliver gold directly to customers; (2) how affiliates can earn commissions from KB Gold through customer referrals without sales requirements or quotas; and (3) KB Gold's multi-level marketing compensation plan that pays recurring commissions based on customer purchase amounts.
Summer 2014 - As World Shuns Dollars, Gold and Silver Are Poised to Reassert ...Money Metals Exchange
The document is a newsletter from Independent Living Bullion discussing trends in the precious metals market. It notes that countries like Russia and China are reducing their use of US dollars in trade and increasing their gold reserves, which could weaken the dollar's status as the world reserve currency over time. It recommends that individual investors hold some physical gold and silver as a hedge, with silver being more practical for everyday transactions. It also provides tips on securely storing precious metals and answers questions from customers.
This document is a white paper from US Gold and Silver Advisors promoting the purchase of gold and silver coins and bullion. It discusses the benefits of diversifying investments with precious metals, citing reasons like inflation protection, global economic uncertainty, and physical shortages of silver. It promotes several types of coins including American Silver Eagles, circulated Morgan and Peace dollars, and gold bullion coins. The document is intended to convince readers that now is a good time to invest in physical gold and silver.
During the twelve months following the stock market decline in early 2009, U.S. and international stock indexes significantly outperformed gold - growing roughly 60% while gold grew roughly 20%. In this presentation, McKinley Carter's Director of Wealth Management Will Carter shares uncommonly understood facts that could affect how you manage the current market situation.
What is GOLD?
Information on Gold
Uses and demand
Gold in jewelry
Purity/Fineness
CHINA VS. INDIA
WHO IS BUYING GOLD JEWELLRY?
gold as an investment
Gold as Inflation Hedge
GETTING EXPOSED TO GOLD
Rothbard Model of Gold
Risks of Gold Pricing
Gold Fix ?
PROCESS of Price Determination
Gold Imports
FACTORS AFFECTING GOLD PRICE
Why India Has Stopped Importing Gold ?(P. Chidambaram)
Stock Market Crash and Gold Stocks: The X-Factor Poised to Separate the Wheat...Stephan Bogner
The novel coronavirus is spreading fear and panic on a global scale. Over the last few days, the Dow Jones Index crashed almost 3,000 points lower. Yesterday alone, the leading stock market index lost 1,190.96 points (-4.42%), making Thursday, February 27, 2020, the biggest daily point loss in the history of the Dow Jones.
On the positive side, this is not the first time that the popular stock indices are in crash mode, pulling down almost everything including gold stocks. A look into the past, however, shows that gold stocks may only fall for a limited period of time during such panic-driven selling waves. In the last major stock market crash of 2008, gold prices and gold stocks only briefly fell to their knees and were able to quickly make up for their losses. The gold price started a strong upward trend after the 2008 crash and appreciated by 175% (from $700 to $1,923 USD/ounce) within only 2 years. During that time, gold stocks were amongst the biggest winners.
When it comes to sleepless nights, Toimi Soini of Finland originally set the record by using the “toothpicks under the eyelids” method for 11 straight days. In hindsight, Toimi was an amateur.
You wouldn’t know it, but the nice people running the Bank of Canada have gone sleepless since 2003 – that’s 3,564 days without sweet dreams.
Yet, that’s nothing compared to the very private folks at the Swiss National Bank. These super-secretive bankers have surpassed over 4,660 sleepless nights – despite living in Zzzzzzurich.
This, of course brings us to the World record for sleepless nights. At 5,025 nights and counting, the always polite and well dressed chaps over at the Bank of England are reigning champions.
Toimi Soini was not a banker and this was his downfall. As for the Canadians, Swiss and British – yes they are all bankers, but not just any bankers. This terrific trio have the displeasure of forever being known as the bankers who sold their gold.
The irony of course, is the action of the World’s central bankers themselves is the reason why gold is destined to remain golden for sometime to come. And with gold sitting near $1700/oz, and with no end to the money printing games, the sleepless nights are destined to continue.
Create your free account to purchase Gold.
Visit: https://www.karatbars.com/?s=tcw
Crie a sua conta gratuita para a aquisição do Ouro.
Acesse: https://www.karatbars.com/?s=tcw
Crea tu cuenta gratis para comprar oro.
Visita: https://www.karatbars.com/?s=tcw
Grupo “Gold Team” (Equipe de Ouro).
Com Karatbars no mundo. With Karatbars the world.
http://www.karatbarsgoldteam.com.br
This a pamphlet with a brief description of how Karatbars Works and compensation. Please do not miss this opportunity. Gold will be the new standard again in the next 5 to 10 years thanks to karatbars and cryptocurrencies. https://www.karatgold.sg/?s=nyufly37
This document provides information on opening a precious metals IRA through a self-directed IRA provider. It outlines the benefits of holding physical precious metals like gold and silver in an IRA, such as tax-deferred growth and avoiding taxes on capital gains. It also addresses common questions about how precious metals IRAs work, fees, custody of the metals, and strategies for growing the account value. The key information is that a precious metals IRA allows individuals to own physical gold and silver in a tax-advantaged retirement account.
This document is a chapter from a book titled "The Gold Wars" that discusses the concept of leverage as it relates to gold. It describes how gold provides leverage both in terms of influence and financially. Gold's price rising provides leverage by increasing the value of one's gold holdings by more than the percentage increase in price. The chapter also discusses how gold mining stocks provided leverage in the past when gold prices rose since their profits increased at a higher rate than the price of gold. The author aims to educate readers on these leverage concepts and views the audience as a remnant interested in these ideas.
An accounting information system (AIS) refers to tools and systems designed for the collection and display of accounting information so accountants and executives can make informed decisions.
Fabular Frames and the Four Ratio ProblemMajid Iqbal
Digital, interactive art showing the struggle of a society in providing for its present population while also saving planetary resources for future generations. Spread across several frames, the art is actually the rendering of real and speculative data. The stereographic projections change shape in response to prompts and provocations. Visitors interact with the model through speculative statements about how to increase savings across communities, regions, ecosystems and environments. Their fabulations combined with random noise, i.e. factors beyond control, have a dramatic effect on the societal transition. Things get better. Things get worse. The aim is to give visitors a new grasp and feel of the ongoing struggles in democracies around the world.
Stunning art in the small multiples format brings out the spatiotemporal nature of societal transitions, against backdrop issues such as energy, housing, waste, farmland and forest. In each frame we see hopeful and frightful interplays between spending and saving. Problems emerge when one of the two parts of the existential anaglyph rapidly shrinks like Arctic ice, as factors cross thresholds. Ecological wealth and intergenerational equity areFour at stake. Not enough spending could mean economic stress, social unrest and political conflict. Not enough saving and there will be climate breakdown and ‘bankruptcy’. So where does speculative design start and the gambling and betting end? Behind each fabular frame is a four ratio problem. Each ratio reflects the level of sacrifice and self-restraint a society is willing to accept, against promises of prosperity and freedom. Some values seem to stabilise a frame while others cause collapse. Get the ratios right and we can have it all. Get them wrong and things get more desperate.
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
Every business, big or small, deals with outgoing payments. Whether it’s to suppliers for inventory, to employees for salaries, or to vendors for services rendered, keeping track of these expenses is crucial. This is where payment vouchers come in – the unsung heroes of the accounting world.
In a tight labour market, job-seekers gain bargaining power and leverage it into greater job quality—at least, that’s the conventional wisdom.
Michael, LMIC Economist, presented findings that reveal a weakened relationship between labour market tightness and job quality indicators following the pandemic. Labour market tightness coincided with growth in real wages for only a portion of workers: those in low-wage jobs requiring little education. Several factors—including labour market composition, worker and employer behaviour, and labour market practices—have contributed to the absence of worker benefits. These will be investigated further in future work.
University of North Carolina at Charlotte degree offer diploma Transcripttscdzuip
办理美国UNCC毕业证书制作北卡大学夏洛特分校假文凭定制Q微168899991做UNCC留信网教留服认证海牙认证改UNCC成绩单GPA做UNCC假学位证假文凭高仿毕业证GRE代考如何申请北卡罗莱纳大学夏洛特分校University of North Carolina at Charlotte degree offer diploma Transcript
Economic Risk Factor Update: June 2024 [SlideShare]Commonwealth
May’s reports showed signs of continued economic growth, said Sam Millette, director, fixed income, in his latest Economic Risk Factor Update.
For more market updates, subscribe to The Independent Market Observer at https://blog.commonwealth.com/independent-market-observer.
Optimizing Net Interest Margin (NIM) in the Financial Sector (With Examples).pdfshruti1menon2
NIM is calculated as the difference between interest income earned and interest expenses paid, divided by interest-earning assets.
Importance: NIM serves as a critical measure of a financial institution's profitability and operational efficiency. It reflects how effectively the institution is utilizing its interest-earning assets to generate income while managing interest costs.
South Dakota State University degree offer diploma Transcriptynfqplhm
办理美国SDSU毕业证书制作南达科他州立大学假文凭定制Q微168899991做SDSU留信网教留服认证海牙认证改SDSU成绩单GPA做SDSU假学位证假文凭高仿毕业证GRE代考如何申请南达科他州立大学South Dakota State University degree offer diploma Transcript
Abhay Bhutada, the Managing Director of Poonawalla Fincorp Limited, is an accomplished leader with over 15 years of experience in commercial and retail lending. A Qualified Chartered Accountant, he has been pivotal in leveraging technology to enhance financial services. Starting his career at Bank of India, he later founded TAB Capital Limited and co-founded Poonawalla Finance Private Limited, emphasizing digital lending. Under his leadership, Poonawalla Fincorp achieved a 'AAA' credit rating, integrating acquisitions and emphasizing corporate governance. Actively involved in industry forums and CSR initiatives, Abhay has been recognized with awards like "Young Entrepreneur of India 2017" and "40 under 40 Most Influential Leader for 2020-21." Personally, he values mindfulness, enjoys gardening, yoga, and sees every day as an opportunity for growth and improvement.
[4:55 p.m.] Bryan Oates
OJPs are becoming a critical resource for policy-makers and researchers who study the labour market. LMIC continues to work with Vicinity Jobs’ data on OJPs, which can be explored in our Canadian Job Trends Dashboard. Valuable insights have been gained through our analysis of OJP data, including LMIC research lead
Suzanne Spiteri’s recent report on improving the quality and accessibility of job postings to reduce employment barriers for neurodivergent people.
Decoding job postings: Improving accessibility for neurodivergent job seekers
Improving the quality and accessibility of job postings is one way to reduce employment barriers for neurodivergent people.
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck mari...Donc Test
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck maria r mitchell.docx
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck maria r mitchell.docx
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck maria r mitchell.docx
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...sameer shah
Delve into the world of STREETONOMICS, where a team of 7 enthusiasts embarks on a journey to understand unorganized markets. By engaging with a coffee street vendor and crafting questionnaires, this project uncovers valuable insights into consumer behavior and market dynamics in informal settings."
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...
Kb gold dw-ja--15_dec2010
1.
2. WE MAKE NO CLAIMS OR GUARANTEES CONCERNING PREDICTIONS OF HOW THE MARKET PRICES OF GOLD AND SILVER WILL CHANGE OR INCOME THAT SOMEONE WILL EARN AS A KB AFFILIATE
3. “IN THE LAST FEW YEARS THE DOLLAR HAS LOST 80% OF IT'S PURCHASING POWER” Robert Kiyosaki Author Rich Dad – Poor Dad
4. Since 1935 Purchasing Power of the Dollar has dropped every year Source: U.S. Bureau of Labor Statistics
5. Important Dates 1913 – Federal Reserve was created and started issuing promissory notes (present day version of our paper money) that guaranteed the notes could be redeemed in 1.5 grams of gold on demand. Every dollar is backed with gold. 1.5 GRAMS OF GOLD PROMISSORY NOTE
6. Important Dates 1971 – US Government removes gold backing from dollar. Dollar becomes Fiat Currency. Fiat Currency is something that a government declares to be legal tender (Like the US Dollar and the Euro) despite the fact that it has no intrinsic value and is not backed by a physical commodity like gold or silver. PROMISSORY NOTE 0 GOLD
7. THIS HAS HAPPENED BEFORE....... FIAT CURRENCY - PAPER MONEY WITH NO INSTRINSIC VALUE BECAUSE IT IS NOT BACKED BY A PHYSICAL COMMODITY LIKE GOLD OR SILVER WHENVER MONEY IS CONVERTED INTO FIAT CURRENCY IT ALWAYS LOSES PURCHASING POWER & GOES TO ZERO VALUE. 4,000 CURRENCIES AND COUNTING! 100 TRILLION ZIMBABWE DOLLAR BILL 500 MILLION GERMAN MARK BILL
8. AFTER 1971 – WITH NO NEED TO BACK THE DOLLAR WITH GOLD U.S. GOVERNMENT IS FREE TO CREATE MONEY OUT OF THIN AIR AND PUMP IT INTO CIRCULATION. PRINT! PRINT! PRINT! UNCLE SAM
9. AS MORE AND MORE “NEW MONEY” IS CREATED AND INTRODUCED INTO CIRCULATION, THE DOLLAR IS DEVALUED OVER TIME
10. CAN YOU SPARE A DOLLAR? 20 LOAVES $1 1913 12.5 LOAVES $1 1934 $1 2010 .75 LOAF WWW.FOODTIMELINE.ORG WWW.THEPEOPLEHISTORY.COM
11. DOES IT MAKE SENSE TO SAVE SOMETHING (US DOLLAR OR EURO) THAT'S BEING DEVALUED & LOSING PURCHASING POWER EVERY YEAR?
12. IF YOU SAVE 250,000 US DOLLARS FOR RETIREMENT ... AND THE DOLLAR CONTINUES TO LOSE VALUE & PURCHASING POWER ... HOW MUCH WILL IT BE WORTH? HOW MUCH WILL IT BE ABLE TO BUY? 1/4 FOOD YOU NEED EACH WEEK? 1/3 MEDICATION YOU NEED EACH MONTH?
13. IF YOU SAVE 100,000 US DOLLARS FOR YOUR KID'S COLLEGE FUND 4 yr DEGREE AND THE DOLLAR CONTINUES TO LOSE VALUE & PURCHASING POWER ... HOW MUCH WILL IT BE WORTH? HOW MUCH WILL IT BE ABLE TO BUY? DO YOU REALLY WANT TO SADDLE YOUR KIDS WITH STUDENT LOANS BECAUSE THEIR COLLEGE FUND EVAPORATED? BOOKS FOR 2 SEMESTERS? TUITION FOR 1 YEAR?
17. DOESN'T IT MAKE SENSE TO SAVE SOMETHING (GOLD/SILVER) THAT HAS GAINED PURCHASING POWER COMPARED TO THE DOLLAR ?
18. WHY NOT CONSIDER CONVERTING A PORTION OF YOUR MONTHLY SAVINGS INTO GOLD OR SILVER? Next Month $500 This Month $500 $65 $435 $500
19. IF OWNING GOLD & SILVER MAKES SENSE TO YOU... WHO ARE YOU GOING TO BUY IT FROM? WHERE ARE YOU GOING TO STORE IT? HOW MUCH ARE YOU GOING TO PAY FOR STORAGE FEES? HOW WILL YOU KNOW IF YOU'RE BUYING HIGH GRADE GOLD/SILVER? IS BUYING GOLD/SILVER IN LARGE BARS PRACTICAL IN TIMES OF CRISIS? IF YOU DECIDE TO SELL YOUR GOLD/SILVER WILL YOU BE GUARANTEED THE LOWEST MARGIN BETWEEN THE BUY AND SELL PRICE ON THE MARKET?
20. Introducing KB Edelmetall and the KB Group Offering the world's first and only GOLD AND SILVER BACKED SAVINGS PROGRAM available to Individuals, Families and Businesses in small and affordable weights
21. KB is a financially secure, debt-free and fully self-funded financial institution with over 16 years of successful operations.
22. They conduct operations from 2 Corporate Offices One in Munich, Germany The other in Stuttgart, Germany
23. In the last few years, KB has acquired some very timely and impressive assets. Nearly 2 years ago a gold mine became available for purchase in Istanbul, Turkey. KB BOUGHT IT
24. A short time later a precious metals refinery (not far from the mine) came up for sale KB BOUGHT THE REFINERY
26. KB IS THE FIRST AND ONLY COMPANY to not only own & control gold mines, but own it's own Refinery, Mint and Production Facility +
27. There are currently 95 Top Tier refineries in the world. 89 are government owned and controlled. Only 6 are privately owned & controlled. KB is one of those 6
28. KB is debt-free. Everything they have on their balance sheet is paid for in CASH – Their Mine, Mining Rights, Refinery, Mint, Machines, Equipment and even their Company Cars
29. Due to the credibility, influence and the success of the management team and their track record – another powerful asset became available for KB
30. That being the precious metals depository in St. Gothhard Massif, Switzerland. This is the same vault the Swiss Government uses to store their gold.
31. KB possesses proprietary "patent pending" extraction technology that enables it to pull gold bullion from other refineries waste (called tailings) KB is the first and only refinery in the world that is "green". No toxic waste produced - environmentally friendly!
32. In May 2008 KB spun off a sales and marketing division offering the world's first and only gold backed savings account program to the masses thru person to person referrals.
33. KB has a very unique tactical advantage in the marketplace. The plan was and is to this day – to bring 999.9 kinebar grade bullion products to the consumer in small weights thru word of mouth referral marketing.
34. ONCE YOUR ACCOUNT IS ESTABLISHED YOU CAN FUND IT SEVERAL WAYS *Monthly Deposit Plan *One Time Deposits or *Periodic Deposits The Program is Very Flexible
35. We exchange our paper currency for gold or silver (which is actually another form of currency) When we deposit cash it can be exchanged for gold or silver bullion in the exchange rate for that day.
36. Also, your gold or silver can be exchanged back into cash, in any currency, at any time in just a few working days.
37. This business model has been huge success in Central Europe. In fact, KB Edelmetall and their precious metal purchase plan is actually recommended by Bund der Sparer – An independent German Consumer watchdog organization
38. When you exchange your paper currency for gold, your gold bullion is heat sealed with a certification film and embedded into a plastic product card in one step – it looks like a credit card. Each card has a serial number cut with laser. This makes each bullion unique. A hologram adorns the rear side. Gold bullions adorned with a hologram will ALWAYS keep their value on the free market
39. Kb gold and silver bullion is kinebar grade – which is the very highest grade in quality produced by only a handful of companies.
40. The globally recognized hologram and serial number certificate guarantee that the contents are genuine. KB's bullion is certified by the Swiss NOT the United States government
41. Your KB gold is stored for FREE in a vault in St. Gotthard Massif, Switzerland and you get a statement confirming this. The is the same vault where the Swiss government stores their gold.
42. Your local authorities *DO NOT have access to your gold in Switzerland and your purchase will not be registered outside Switzerland (unlike gold purchases made thru a bank or the Internet) *This is important because in times of crisis, governments have been known to seize assets in exceptional situations
43. You have the option to have your gold sent to your doorstep by special secured courier. When the value of your precious metals shipment is 3,000 Euros, the shipping is FREE
44. Due to the explosive growth that has occurred in Central Europe, global expansion plans are now underway for the rest of the world
45. This totally unique program is the first and only one of it's kind that empowers individuals and businesses to buy, sell, own and control precious metals...... By purchasing directly from the mining company eliminating excessive middleman premiums. MIDDLE MAN
46. Where does one buy Gold? The Bank High Street Broker/Dealer The Internet Gold from KB
47. Comparisons - same day transactions 1 2 3 4 Provider: European Bank Internet Internet $52.94 $43.01 $41.69 $48.97 Sell at: $30.44 $28.45 $27.79 $39.04 Buy back at: $22.50 $14.56 $13.90 $9.93 Difference: Price 3. Quarter 2009 Lowest margin between buy and sell price on the market! Purchasing a set amount each month evens out market fluctuations "Cost-Average-Effect" Source: Focus Issue April 3rd Quarterly 2009 (gold price per gram)
48. TRADITIONAL PRECIOUS METALS CO. PAYS $ TO: GOLDMINE – REFINERY PRODUCTION CO - SALES FORCE BANK – INTERNET - DEALER KB SAVES $ AND PAYS $ TO IT'S SALES TEAM BECAUSE THEY OWN GOLDMINE – REFINERY – PRODUCTION CO. Bank, Internet or Dealer Goldmine -> Refinery -> Production -> Sales -> Consumer Company 1 Company 2 Company 3 Company 4 Profit ProfitProfitProfit Goldmine -> Refinery -> Production -> Sales -> Consumer KB KB KB KB/YOU
49. KB Gold was the first gold producer in the world to offer kinebar grade 1 gram bars. They are the first and only company that we know of to offer 1/2 gram bars and have plans to offer 1/4 gram bars in the future. The plan is to create a gold based private global currency
50. KB's unique marketing strategy and niche is to produce and distribute 999.9 pure kinebar quality gold and silver products in smaller weights creating a new and more affordable way for more people to buy / sell / own and control the commodity that everyone wants
51. KB Edelmetall and KB Group's financial strength and stability is evident by the fact that there are NO COSTS whatsoever to open Your Savings Account. ANNUAL LICENSE FEES MONTHLY AUTOSHIP FEES SET UP FEES WEBSITE FEES ENROLLMENT FEES
52. There are 3 basic features of the KB Gold Plan
53. Feature #1 Simply open a savings account. Applications are available now. Minimundeposit with KB Only 50 Euros = $65
54. Your cash deposit is then exchanged for gold or silver bullion produced by KB. You own, manage and control your account online. Deposits are optional (just like where you bank now) - you have complete control
55. Feature #2 Liquidity & Control Your Gold or Silver can be converted back to cash at any time Cash is available for you if you do this in just a few working days
56. Feature #3 REFERRAL REWARDS – paid to you simply for referring others who open and fund a savings account with KB. Each deposit they make…You get paid. K B
57. What other financial institution pays you every time someone you referred to them makes a deposit? Bank of America – NO! Wells Fargo – NO! Chase – NO!KB is the First and Only one
58. If you're willing and able to engage as a 1099 independent contractor – you can go to work today and Earn Income in 5 different ways. Earnings can be paid in Cash, Gold or Silver Bullion.
59. Potential clients are individuals and business entities, that need to know about this fantastic way to protect assets and hedge a portfolio by purchasing Gold and Silver bullion
60. Part-Time and Full-Time opportunities abound with KB for those looking for a stable and lucrative way to generate new capital from KB's aggressive and lucrative compensation package.
61. The referral program is optional. You may not be interested in the business opportunity; nevertheless, you may know many people looking for ways to hedge their portfolio and find Safety and Security by owning some gold and silver.
62. However if at any time they refer a friend or family member… KB will deposit a Thank You cash reward into their account
63. The Referral Rewards Program Has 5 different ways to compensate you for referrals. 1. Customer Acquisition Bonus KB will pay you up to $900 for each person you refer that funds, their KB Savings Account.
64. 2. KB also pays Residual Income up to 5.5% on monthly deposits 3. Commission up to 5.5% on One Timeand Periodic Depositsis paid after someone you referred opens, and funds, their KB Savings Account
65. 4. KB Global Fund Volume Bonus Pool 5. KB Global Fund GMI Pool BOTH paid out on the 1st& 15th of each month to Top Producers
66. So How Do I Get Started? Step-1 – Complete a short application to create a FREE KB Savings Account ID#... Your KB ID# also allows you the option to refer others and earn income. ( Again…Both options are free) Step-2 – Fund your savings account with a minimum cash deposit 50 Euros = $65. This is a monthly savings program you Own, Manageand Control. Works just like most online bank accounts.
67. Before we close – let's talk about KB's Preferred Account Program If you are willing, and able, to deposit 3,000 Euro (= ~ $4100.) either as… A One Time Deposit or… 3,000Euro which you have Deposited Over Time… In either case… you become a *Preferred Account Holder with the following benefits:
68. *You will always receive 3% more Goldor Silver than you paid for. *Best buyback policy offered by KB. If you want to convert your bullion back to cash KB will offer you the very best guaranteed buyback price available. *Free delivery from the vaults, in Switzerland, to your home on every Gold or Silver shipment worth 3,000 Euro+
69. 5 milion KB gold cards have been issued Since 2008, 6 tons of gold have been processed by KB. Projections for 2011 - 20 tons, for 2012 – 50 tons. Currently KB can produce 50,000 gold cards per day – future plans 500,000 / day
70. .5 gram & 1 gram gold bullion cards are already accepted as currency in over 7000 shops, cafes and restaurants in Germany. These merchants show the KB LOGO alongside Visa & Mastercard Kb has plans to expand the list of vendors who accept the cards worldwide.
71. Cards have the same look and shape as a `credit card` but contains 999.9 Kinebar quality grade.5 and 1 gram of Gold bullion. Each is individually numbered and signed by the Swiss authorities. Now you can go out shop and dine with real Gold!
72. Most people would have to agree when it comes to business timing is everything < young BILL GATES Bill Gates, one of the richest men in the world, said “I was at the Right Place at the Right Time. I saw the Vision… I took Action.”
73. IS IT POSSIBLE… THAT RIGHT NOW – YOU COULD BE AT THE RIGHT PLACE AT THE RIGHT TIME WITH KB? YOU
75. “C” MEANS: “SEE” YOU LATER THIS IS NOT FOR ME THANKS FOR YOUR TIME WE HOPE THIS INFORMATION WAS HELPFUL
76. “B” MEANS: THIS“MAY BE” FOR ME BUT I NEED MORE INFORMATION SO I CAN MAKE AN EDUCATED DECISION STAY TUNED FOR MORE INFORMATION
77. “A” MEANS: THIS “ABSOLUTELY”MAKES SENSE TO ME. I'VE SEEN ENOUGH AND I WANT TO OPEN A GOLD BACKED SAVINGS ACCOUNT… AND / OR START EARNING MONEY REFERRING OTHERS TO KB SO THEY CAN OPEN AN ACCOUNT HERE'S WHAT YOU NEED TO DO CALL THE PERSON THAT INVITED YOU TO THIS PRESENTATION AND TELL THEM THAT YOU WANT TO GET STARTED RIGHT AWAY
78. Don't worry if it's late – make the call anyway and wake them up They'll be glad you did Remember you have Nothing to lose Enrollment is...