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1. A STUDY ON HOME LOANS
NAME- Jyoti Verma
ROLL NO- 317

2. INTRODUCTION TO HOME LOANS
 HDFC-(Housing Development And Finance Corporation)
Home Loan, India have been serving the people for around
three decades and providing various housing loan according to
their varied needs at attractive & reasonable interest rates.
Owing to their wide network of financing, HDFC Housing
Loans provides services at doorstep and helps you find a home
as per your requirements

3. Types of home loans: -
 Housing loans offered by banks are of different
types:-
 Home Purchase Loans
 Home Construction Loans
 Home Improvement Loans
 Home Extension Loans
 Home Conversion Loans
 Land Purchase Loans
 Stamp Duty Loans

4. COMPANY PROFILE
OF
HDFC HOUSING DEVELOPMENT FINANCE
CORPORATION LTD
 Housing Development Finance Corporation Limited ,
founded 1977 by Ravi Maurya and Hasmukhbhai Parekh, is an
Indian NBFC, focusing on home loans.
 HDFC operates through almost 450 locations throughout the
country with its corporate head quarters in Mumbai, India.
HDFC also has an International Office in Dubai, UAE with
service associates in Kuwait. HDFC is the largest housing
company in India for the last 27 years.

5. Types of Products offered
HDFC provide loans to meet all your requirements for you to make
that house a home.
 Home Improvement Loan
 Home Extension Loan
 Loans to professionals for office or clinic.
 Home Equity Loans (Loan Against Property)
 Loan against Rent receivables
 Loans to professionals for non-residentials premises loan

6. OBJECTIVES OF STUDY
 The main objective of this study is to know the Customers
perceptions about home loans of HDFC housing development
finance corporation LTD.
 To analyze the history of hdfc ltd.
 To know the ideas of customers about home loan products and
services.
 To study the satisfaction level of customers about home loans.

7. RESEARCH METHODOLOGY
 Research methodology is a way to systematically show the
research problem. It may be understood as a science of
studying how research is done scientifically. It is necessary for
the researcher to know not only the research methods but also
the methodology
 RESEARCH DESIGN:- This project is based on exploratory
study .
 SOURCES OF DATA :- To fulfill the information need of
the study. The data is collected from primary as well as
secondary sources
 Sample size;- sample size for this project was 100
respondents

8.  SAMPLING TECHNIQUE:-
Random sampling technique was used in the survey conducted.
 TOOLS OF ANALYSIS:-
Data has been presented with the help of bar graph, pie charts,
line graphs .
SCOPE OF STUDY

9. RECOMMENDATIONS AND
SUGGESTIONS
These suggestions have been discussed as follows:-
 To satisfy their customers and for good dealings in future, the
HDFC LTD should make prompt disbursement of loan amount
to the customers so that they can buy or construct their dream
home as early as possible..
The HDFC LTD should use easy procedure or say, less lengthy
procedure for the sanctioning of loan to the customer. There
should be less number of legal formalities, in case this exists,
then, these should be completed in less time. This will be
helpful in attracting more customers.

10. BIBLIOGRAPHY
 NEWS PAPERS
 The Times of India
 Financial Express
 WEB PAGES:-
 http://www.hdfcindia.com/
 http://www.hdfcindia.com/others/popup/news/hdfc_fin_result_june_30_08.
html
 www.hdfc.com
 http://www.iloveindia.com/real-estate/housing-finance-
companies/hdfc.html
 http://www.loansnews.info/Home-loan/hdfc-home-loans/
 http://www.hdfcindia.com/loans/hm-loan-documents.asp
 http://www.thinkplaninvest.com/2009/01/hdfc-will-cut-home-loan-rates/
 http://www.suncorp.com.au/suncorp/personal/home_loans/tips/faq.aspx
 http://investing.businessweek.com/research/stocks/people/people.asp?ric=
HDFC.BO
 http://www.economywatch.com/companies/forbes-list/india/housing-
development-finance-corporation.html
 http://www.hdfcindia.com/loans/home-loan.asp
 http://docs.google.com/gview?a=v&q=cache:woJTMDV1HLYJ:www.hdfc.