The document discusses Nollette Financial's investment philosophy which includes back-tested wealth generating results. It focuses on professional management of client assets through actively managed index investing tailored to individual goals, proper asset allocation based on risk tolerance, and periodic rebalancing. The philosophy aims to lower costs compared to other advisors through a simplified fee structure and produce higher returns and greater long-term profit potential for clients.

1. Our Investment
Philosophy
Back-Tested
Wealth Generating Results
That Makes Sense
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2. Our Investment Philosophy…
 Professional Management of Wealth beyond buy
and hold transactions
 Seeking out Trusted Advisors for counsel on
important and at times urgent matters
 Actively Managed Indices Investing for each clients’
unique set of financial goals and ambitions
 Proper Allocation of Assets for both emotional and
financial tolerances of risk
 Periodic & Strategic Rebalancing of fully diversified
Asset Allocations
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3. Nollette’s Professional Management of
Wealth
 A written goal has carries a much greater chance of
becoming a reality than mere desire to achieve a goal.
 Put goals on paper with clear milestones to target
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4. Seek out Nollette’s Trusted Advisors
 Having accountability in accomplishing deeply desired goals
greatly enhances the potential for success.
 Share your dreams with a team of trusted advisors
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5. Actively Managed Indice Investing…
 Careful measure of risk and return in combination
with investments that promote wealth creation
within the client’s capacity for risk can create
greater wealth.
 Take a risk assessment, invest accordingly, and
rebalance periodically
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6. Proper Allocation of Assets
 Measured asset allocation has been shown to
enhance a client’s propensity to build wealth.
 Invest across asset classes that indicate a limited
inclination towards positive correlations
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7. Periodic & Strategic Rebalancing of
Asset Allocations
 Periodic and strategic rebalancing of existing
allocations when asset classes enter a new
risk tolerance enhances long-term stability.
 Your trusted advisor will monitor and
rebalance assets as necessary
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8. But First…
A quick look back
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9. From 2000 until 2010
 Passive Index fund investing
 Nearly a break-even approach
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10. From 2000 until 2010
 Managed Pools of Investments
& Many investment funds suffered
Significant Losses
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11. From 2000 until 2010
 Nollette’s Managed Index Investing is a
Reasonable and Sensible Investment
Approach
 Evidence supports Higher Returns
when a Reduced Cost to Invest is
established
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12. What Can be
Done
Today???
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13. Costs of Investing
with ‘The Other Guy’ include …
 Complicated Fee Structures
 Costs to participate in a mutual fund ~1.5%
to 2.5%
 Management Fee ~1-2%
 Account Maintenance Fees
 Transaction Fees
 Total is about 2.5% to 5.0% !?!
13 Copyright © 2012. Nollette Financial 2/4/2012

14. The Costs of Investing
at Nollette include…
 Easily understood Professional Approach to
Wealth Management and Associated lower costs to
Invest
 Professional Wealth Management Fee of 1.0% to
2.0%
 Fund Participation Fee of 0.08% to 0.75%
 For Balances >10k
 Maintenance & Transaction Fees included
 Total is about 1.08% to 2.75% 
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15. Investing with Nollette
This 2% or 3%
reduction in fees
translates to…
…a Higher Profit Potential!
15 Copyright © 2012. Nollette Financial 2/4/2012

16. Investing with Nollette
This 2% or 3%
reduction in fees
translates to…
…an Early Retirement!
…Comfortable Golden Years!
…More World Travel Time!
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17. What Can be
Done
Today???
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18. Make the Call Today
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