- Over 17 years of experience in finance sector with 8 years as Project Manager working on core banking software implementation and maintenance projects across multiple banks in locations like London, Port Louis, Lagos, Tripoli, Beirut, and Bangalore. - 6+ years of banking experience as Assistant Manager and Manager with a scheduled commercial bank in India. - Specializations include Oracle Flexcube, payments, fund transfers, and project management.

1. JOSE R
Whitefield, Bangalore
PH: +919986410870
SUMMARY
 Over all 17+ years of experience in Finance sector with significant exposure in Core
Banking software implementation and maintenance projects, out of which 8 years
worked as Project Manager
 6+ Years of banking experience with a scheduled commercial Bank as Asst. Manager
and Manager
 Projects are spread across multiple banks such as Citibank, Access Bank, Central
Bank of Libya, Employee Welfare Fund, Bankmed, Dhanalaxmi Bank and locations
such as London, Port Louise, Lagos, Tripoli, Beirut, Mumbai and Bangalore.
 Proven project management and Banking functional capabilities
 Practice PMP project management tools & techniques for managing the projects.
 Relate well with people with diverse ethnic and cultural backgrounds.
DESCRIPTION
 Experience in Retail and Corporate banking modules
 Exposure in international Fund Transfers and Straight through processing
 Experience on banking application Oracle FLEXCUBE latest version.
 Ability to lead and manage a project team with deadlines
 Experience in project proposal preparation, project planning, and project execution.
 Used Microsoft Project to schedule, track and execute the projects effectively.
 Experience in Technical sector with significant knowledge in Windows/Unix Server,
Oracle, SQL etc.
 Good in Unix commands and SQL query construction
TECHNICAL / FUNCTIONAL EXPERTISE
 Skill 1 Techno-functional knowledge in Banking domain
 Skill 2 Experience in payments and fund transfers
 Skill 3 Knowledge in Oracle FLEXCUBE application
 Operating Systems: Windows/Linux
 Database: Oracle 11g.
 Language: SQL, Toad.
 Application: Oracle FLEXCUBE
PROFESSIONAL EXPERIENCE
 JMR INFOTECH INDIA (Sep 2012 – Till Date)
Designation: Senior Consultant, Project Manager
Project 1
Role: Test Lead
Project Name/Client Name &Location: FCUBS Testing and Test Automation project,
Bankmed, Beirut, Lebanon

2. Project Description: Facilitate and support Bank for System Integration Test and User
Acceptance Test of FLEXCUBE modules, customizations and Interfaces which are
implementing by Oracle Financial Software Services Ltd., which includes Functional
consultancy, Test cases preparation, Test execution and sign off of all modules before
Go-live. Applications are in scope are FCUBS 12.0.3, FCDB, FCPB and FCIS.
Duration: From Nov 2015 till date
Key Responsibility: Responsible for overall Functional advices, Test cases design,
automation, execution and sign off of FLEXUBE suites and surrounding system. Project
deliverables starts from planning, resource identification, documentation, Test strategy,
plan preparation, functional support, team management, client interaction, ISO project
compliance, project tracking and monitoring.
Project 2
Role: Project Manager
Project Name/Client Name &Location: Oracle FLEXCUBE Implementation, Employees
Welfare Fund, Mauritius
Project Description: Implementation of Oracle FCUBS 12.0.3
Duration: From Nov 2014 – June 2015
Key Responsibility: Responsible for overall project deliverables starts from planning,
resource identification, documentation, project plan preparation, functional support,
project team management, client interaction, ISO project compliance, project tracking
and monitoring.
Project 3
Role: Project Manager
Project Name/Client Name & Location: FLXCUBE Application Maintenance Project,
Central Bank of Libya, Libya.
Project Description: FLEXCUBE application maintenance and enhancement
Duration: 6 Months
Key Responsibility: Manage application related issues and enhancement with multiple
stake holders such as Technology Team, Business Users and Product Vendors. Scope
includes maintenance of FLEXCUBE application of 4 nationalized banks in Libya at the
data centre. Responsible for module level issues up to reconciliation of balances in books
of accounts. Actively participated in migration project of 4 banks to separate data base
and application server. End of Year 2013 process for all 4 banks are managed and
completed with remarkable timing.
Environment/Technologies used: Oracle 10g, UNIX, FLEXCUBE

3. Project 4
Role: Project Manager
Project Name/Client Name & Location: Oracle 11g Upgrade / Access Bank, Lagos,
Nigeria.
Project Description: Upgrade of Oracle 11g database
Duration: 3 Months
Key Responsibility: As a project manager I was responsible to manage the end to end
deliverables of the project which includes scope finalization, project planning, project
schedule creation, functional Testing execution, tracking, status reporting, risk
mitigation, stakeholder’s coordination, participation in weekly/monthly meeting, team
management, change control.
Environment/Technologies used: Oracle 9i, Oracle 11g, Windows 2003, FCC, FCR
 Polaris Financial Technology (Dec 2007 – Aug 2012)
Designation: Project Manager
Duration: 4 Years 8 Months
Project 1
Role: Project Manager
Project Name/Client Name & Location: FLEXCUBE application maintenance/ CITI Bank,
London and Mumbai.
Duration: 4 Years 8 Months
Key Responsibility: It is an Application enhancement and support project of Core
Banking Software. Our Team handles all functional and technical issues of the branches
in Citibank EMEA region, includes high profile branches like London NA (GB3), Milan
(IT3), Germany (DE4), Ireland (IE6), Luxemburg (LU1), Spain (ES2) and Sweden (SE1).
London NA is the hub for payments and fund transfers in the region.
 Our Team is the single point of contact for all modules in Core banking application
and its interfaces setup such as Fund Transfer, Loans and Deposit, Payments and
Receipts, Customer maintenance , Reports, BO, Interest and Charges etc. Also we
monitor the application performance 24X7 for any potential delay in the processing
 We support cross boarder payments and fund transfers of all branches. FLEXCUBE
receives incoming messages from different channels such as SWIFT, GCN, ALTO,
RCX, CAMARA etc. for booking the payments contracts and the system will generate
the messages for outgoing payments. Commonly used SWIFT messages are MT103,
MT202, MT210 and MT940. 8 branches including London NA payments are routed via
CITIFT interfaces. Swift messages are processed via STP (Straight Through
Processing). Exposure to euro payments like TARGET2 and SEPA.

4.  Supporting messaging systems like MQ, UNIXFAL, CSSLINE and File transfer systems
like SFTP, Connect Direct and Autosys scheduling system for batch processing
 Practiced well organized and systematic process of Testing, Sign off, approvals,
Implementation and PVT sign off of production Fixes
 Exposure to the large banking system spread across many regions and the support
team like DBA, UNIX SA, Ops. and other partner system are located in different
countries and coordinating all of them over the conference calls to resolve production
issues and meet the SLA's on time.
 System bugs which required code changes will refer to the OFSS (Vendors) to
identify the fixes. Initially fix will be released in a test environment and we will co-
ordinate for the User Acceptance Test (UAT) and obtain the user sign off. After
getting the sign off the changes will be scheduled for production implementation and
PVT. We also participate in COB test and Weekend DBA and SA activities.
Other Responsibilities:
 Status review and follow up of production and UAT issues pending based on its
priority
 Weekly review meeting of changes going live in production
 Support the periodical version release
 Handling the client escalations
 On boarding the Resources
Environment/Technologies used: Oracle 10g, UNIX, FLEXCUBE
 Dhanalaxmi Bank (Jul 2001 – Nov 2007)
Designation: Asst. Manager/Manager
Duration: 6 Years 4 Months
Key Responsibility:
 Account opening formalities of deposit products such as Savings, Current, Fixed
Deposits, and Recurring Deposits.
 Other retail transactions like Cash transactions, Fund Transfers, Bills/Cheques
purchase and Bills/Cheques discount.
 An in depth knowledge in Banking Clearing cycle like Cheque Clearing, ECS,EFT,
NEFT and RTGS.
 Processing of Over Draft/Loan proposals
 Periodical Limit maintenance and Drawing Power fixation of Cash Credit Consortium
Accounts by analyzing the stock, book debts and financial strength of the Company.
 Periodical Inspection of Stock, Book debts and Vehicles, periodical visits of the
Factories.
Other Responsibilities:
 Interacting with Iflex-Global Support Team for resolving the application problems
which may occur in Modules level as well as Account level
 User Acceptance Testing of module enhancements in test setup in co-ordination with
Iflex Enhancement Team.
 Create new products in FLEXCUBE as per the specification of Planning Department.

5.  Addressing all functional and module level issues raising form CBS branches.
 Actively participated in the complete testing of FLEXCUBE application software during
the time of server up-gradation
 Actively participated in banks FLEXCUBE migration project in different capacities like
implementation, support, training etc.
Environment/Technologies used: Windows 2000, UNIX, Oracle 9i, FLEXCUBE
 FIRST GLOBAL (Jan 2000- Jun 2001)
During the tenor worked as a team lead for Depository Participant operations from start
up
 SODHANI SECURITIES LTD. (May 1999 – Dec 1999)
During the tenor worked as a team lead for Depository Participant operations
 KHIMJI KUNVERJI & COMPANY CHARTERED ACCOUNTANT (Jan 1997 – Apr
1999)
During the tenor associated and worked as internal Auditor for big organizations like
Bombay Stock Exchange, State Bank India etc.
KEY ACCOMPLISHMENTS
 Received Certificate of appreciation from JMR InfoTech for successful completion of End
of Year of 4 banks in ASP site Libya in Jan 2014.
 Received Certificate of appreciation from JMR InfoTech for successful separation of
database and application server of Wadha bank, Libya in Oct 2014
 Received many client appreciation during the project in CITI Bank for excellent support
 Got an appreciation letter from Dhanalaxmi Bank for identifying a fake demand draft
presented through clearing.
ACADEMIC CREDENTIALS
MBA (Finance), Madras University, 1996
B Com, Kerala University, 1994
PDC, Kerala University, 1991
SSLC, State Board, Kerala 1989