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The document contains frequency tables summarizing responses to 21 statements using a 5-point Likert scale. For each statement, it shows the number of responses in each category and the cumulative percentage of responses in each category. Across all statements, the majority of responses fell into the mid-range categories of 3 and 4.
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SIC 3711 Line ofBusinessMotor vehicles and car bodie.docx
SIC: 3711
Line of
Business:
Motor vehicles and car bodies
Asset
Range:
All Asset Ranges within SIC Group
Industry
Quartiles
2010 2011 2012 2013 2014
Statement
Sampling
Samples: 22 Samples: 20 Samples: 23 Samples: 24 Samples: 20
Solvency Upper Median Lower Upper Median Lower Upper Median Lower Upper Median Lower Upper Median Lower
Quick Ratio 1.20 0.80 0.60 1.00 0.70 0.50 0.90 0.70 0.40 1.00 0.50 0.30 1.00 0.40 0.30
Current
Ratio
2.80 1.50 1.30 2.80 1.50 1.20 2.20 1.60 1.00 1.90 1.30 0.50 1.90 1.40 1.00
Current
Liabilities /
Net Worth
(%)
20.70 69.50 168.90 33.80 98.90 194.60 39.80 76.30 172.20 37.80 65.50 159.30 36.70 85.50 209.90
Current
Liabilities /
Inventory
(%)
78.80 178.40 230.20 76.40 148.00 351.10 78.40 113.40 366.90 116.80 198.60 378.80 94.40 136.50 288.10
Total
Liabilities /
Net Worth
(%)
41.00 145.50 264.50 37.10 207.60 241.10 63.00 166.90 285.20 57.30 155.50 262.30 71.80 170.10 322.50
Fixed Assets
/ Net Worth
(%)
19.80 33.80 53.60 24.30 37.90 59.80 16.10 38.00 77.20 17.20 30.60 53.50 18.80 33.60 81.50
Efficiency Upper Median Lower Upper Median Lower Upper Median Lower Upper Median Lower Upper Median Lower
Collection
Period
(days)
20.60 35.10 46.20 13.00 23.00 44.90 8.80 32.50 43.80 11.00 25.00 40.90 11.30 27.40 44.20
Sales /
Inventory
(times)
11.60 6.30 4.00 8.50 6.40 4.10 9.00 6.60 3.50 10.00 6.10 4.80 7.90 5.60 2.60
Assets /
Sales (%)
41.10 54.10 152.60 50.50 63.60 87.00 47.30 67.30 81.10 50.80 69.10 96.50 46.30 70.30 133.20
Sales / Net
Working
Capital
(times)
10.10 4.90 3.50 9.20 6.30 4.30 8.30 6.40 4.40 12.00 6.80 4.50 11.90 6.20 4.40
Accounts
Payable /
Sales (%)
4.00 7.40 17.50 5.10 10.10 16.80 4.40 7.90 62.20 6.20 10.10 16.60 5.10 6.80 17.30
Profitability Upper Median Lower Upper Median Lower Upper Median Lower Upper Median Lower Upper Median Lower
Return on
Sales (%)
4.90 2.80 0.10 6.20 2.40 0.20 3.40 1.10 -2.50 5.00 1.70 -2.70 5.90 0.90 -7.30
Return on
Assets (%)
15.30 3.80 0.00 7.40 2.70 0.20 6.50 1.60 -3.40 11.60 0.50 -6.70 9.00 0.60 -6.40
Return on
Net Worth
(%)
28.90 9.30 2.30 44.60 10.80 0.40 16.10 4.90 -2.80 19.00 15.10 0.80 24.90 9.80 -4.90
Median Variance 2010 2011 2012 2013 2014
Solvency Median 2011 2012 2013 2014 Median 2010 2012 2013 2014 Median 2010 2011 2013 2014 Median 2010 2011 2012 2014 Median 2010 2011 2012 2013
Quick Ratio 0.80 12.5 12.5 100.0 100.0 0.70 -12.5 0.0 100.0 100.0 0.70 -12.5 0.0 100.0 100.0 - -100.0 -100.0 -100.0 0.0 - -100.0 -100.0 -100.0 0.0
Current Ratio 1.50 0.0 -6.7 100.0 100.0 1.50 0.0 -6.7 100.0 100.0 1.60 6.7 6.7 100.0 100.0 - -100.0 -100.0 -100.0 0.0 - -100.0 -100.0 -100.0 0.0
Current
Liabilities / Net
Worth (%)
69.50 -29.4 -6.8 69.5 69.5 98.90 29.4 22.6 98.9 98.9 76.30 6.8 -22.6 76.3 76.3 - -69.5 -98.9 -76.3 - -69.5 -98.9 -76.3
Current
Liabilities /
Inventory (%)
178.40 30.4 65 178.4 178.4 148.00 -30.4 34.6 148 148 113.40 -65 -34.6 113.4 113.4 - -178.4 -148 -113.4 - -178.4 -148 -113.4
Total Liabilities /
Net Worth (%)
145.50 -62.1 -21.4 145.5.
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SIC: 5143
Line of
Business:
Dairy products, except dried or canned
Asset
Range:
All Asset Ranges within SIC Group
Industry
Quartiles
2009 2010 2011 2012
Statement
Sampling
Samples: 25 Samples: 17 Samples: 13 Samples: 13 Samples:
Solvency Upper Median Lower Upper Median Lower Upper Median Lower Upper Median Lower Upper Median Lower
Quick Ratio 1.20 0.70 0.60 1.30 1.00 0.70 1.00 0.90 0.70 1.50 1.10 0.70
Current
Ratio
2.10 1.50 1.10 2.50 1.40 1.20 2.20 1.30 1.20 2.70 1.70 1.40
Current
Liabilities /
Net Worth
(%)
57.70 119.10 187.80 38.80 151.80 251.10 58.80 183.70 240.50 51.60 184.60 319.20
Current
Liabilities /
Inventory
(%)
118.30 223.40 329.90 98.50 211.30 335.90 133.10 193.20 351.90 119.00 192.20 248.20
Total
Liabilities /
Net Worth
(%)
96.30 180.80 285.40 63.70 227.90 344.20 70.90 217.80 319.10 59.20 242.50 339.50
Fixed Assets
/ Net Worth
(%)
7.90 41.90 86.80 18.30 48.80 76.40 8.70 38.20 73.60 6.30 13.80 68.30
Efficiency Upper Median Lower Upper Median Lower Upper Median Lower Upper Median Lower Upper Median Lower
Collection
Period
(days)
18.80 22.30 36.20 19.40 22.50 31.10 19.90 24.80 33.50 16.40 20.80 32.10
Sales /
Inventory
(times)
29.40 17.30 11.90 42.60 22.10 14.30 53.50 29.50 15.70 45.10 27.40 17.60
Assets /
Sales (%)
16.20 21.80 31.20 12.90 21.70 42.90 12.40 15.20 16.80 12.70 13.90 16.00
Sales / Net
Working
Capital
(times)
71.30 22.60 12.60 52.80 19.50 10.90 85.90 35.50 18.90 34.80 24.00 10.40
Accounts
Payable /
Sales (%)
4.20 5.20 7.30 3.80 6.20 8.60 2.80 5.00 7.30 4.00 4.90 5.50
Profitability Upper Median Lower Upper Median Lower Upper Median Lower Upper Median Lower Upper Median Lower
Return on
Sales (%)
2.60 1.10 0.30 2.00 1.00 0.60 1.70 0.70 0.10 1.50 0.40 0.10
Return on
Assets (%)
11.60 6.30 1.50 6.30 4.20 2.60 10.20 4.60 1.20 8.50 3.30 0.90
Return on
Net Worth
(%)
39.90 14.60 7.20 26.20 14.60 9.30 18.80 14.20 5.60 14.70 6.70 4.60
Median Variance 2009 2010 2011 2012
Solvency Median 2010 2011 2012 Median 2009 2011 2012 Median 2009 2010 2012 Median 2009 2010 2011 Median 2009 2010 2011 2012
Quick Ratio 0.70 -42.9 -28.6 100.0 100.0 1.00 42.9 10.0 100.0 100.0 0.90 28.6 -10.0 100.0 100.0 - -100.0 -100.0 -100.0 0.0 - -100.0 -100.0 -100.0 0.0
Current Ratio 1.50 6.7 13.3 100.0 100.0 1.40 -6.7 7.1 100.0 100.0 1.30 -13.3 -7.1 100.0 100.0 - -100.0 -100.0 -100.0 0.0 - -100.0 -100.0 -100.0 0.0
Current
Liabilities / Net
Worth (%)
119.10 -32.7 -64.6 119.1 119.1 151.80 32.7 -31.9 151.8 151.8 183.70 64.6 31.9 183.7 183.7 - -119.1 -151.8 -183.7 - -119.1 -151.8 -183.7
Current
Liabilities /
Inventory (%)
223.40 12.1 30.2 223.4 223.4 211.30 -12.1 18.1 211.3 211.3 193.20 -30.2 -18.1 193.2 193.2 - -223.4 -211.3 -193.2 - -223.4 -211.3 -193.2
Total Liabilities /
Net Worth (%)
180.80 -47.1 -37 180.8 180.8 227.90 47.1 10.1 227.9 227.9 217.80 37 -10.1 217.8 217.8 - -180.8 -227.9 -217.8 - -180.8 -227.9 -217.8
Fixed Assets /
Net Worth (%)
41.90 -6.9 3.7 41.9 41.9 48.80 6.9 10.6 48.8 48.8 38.20 -3.7 -10.6 38.2 38.2.
Appendix A Future value in.docx
Appendix A
Future value interest factor of $1 per period at i% for n periods, FVIF(i,n).
P
eriods
RATE PER PERIOD
1% 2% 3% 4% 5% 6% 7% 8% 9% 10%
1 1.010 1.020 1.030 1.040 1.050 1.060 1.070 1.080 1.090 1.100
2 1.020 1.040 1.061 1.082 1.103 1.124 1.145 1.166 1.188 1.210
3 1.030 1.061 1.093 1.125 1.158 1.191 1.225 1.260 1.295 1.331
4 1.041 1.082 1.126 1.170 1.216 1.262 1.311 1.360 1.412 1.464
5 1.051 1.104 1.159 1.217 1.276 1.338 1.403 1.469 1.539 1.611
6 1.062 1.126 1.194 1.265 1.340 1.419 1.501 1.587 1.677 1.772
7 1.072 1.149 1.230 1.316 1.407 1.504 1.606 1.714 1.828 1.949
8 1.083 1.172 1.267 1.369 1.477 1.594 1.718 1.851 1.993 2.144
9 1.094 1.195 1.305 1.423 1.551 1.689 1.838 1.999 2.172 2.358
10 1.105 1.219 1.344 1.480 1.629 1.791 1.967 2.159 2.367 2.594
11 1.116 1.243 1.384 1.539 1.710 1.898 2.105 2.332 2.580 2.853
12 1.127 1.268 1.426 1.601 1.796 2.012 2.252 2.518 2.813 3.138
13 1.138 1.294 1.469 1.665 1.886 2.133 2.410 2.720 3.066 3.452
14 1.149 1.319 1.513 1.732 1.980 2.261 2.579 2.937 3.342 3.797
15 1.161 1.346 1.558 1.801 2.079 2.397 2.759 3.172 3.642 4.177
16 1.173 1.373 1.605 1.873 2.183 2.540 2.952 3.426 3.970 4.595
17 1.184 1.400 1.653 1.948 2.292 2.693 3.159 3.700 4.328 5.054
18 1.196 1.428 1.702 2.026 2.407 2.854 3.380 3.996 4.717 5.560
19 1.208 1.457 1.754 2.107 2.527 3.026 3.617 4.316 5.142 6.116
20 1.220 1.486 1.806 2.191 2.653 3.207 3.870 4.661 5.604 6.727
25 1.282 1.641 2.094 2.666 3.386 4.292 5.427 6.848 8.623 10.835
30 1.348 1.811 2.427 3.243 4.322 5.743 7.612 10.063 13.268 17.449
35 1.417 2.000 2.814 3.946 5.516 7.686 10.677 14.785 20.414 28.102
40 1.489 2.208 3.262 4.801 7.040 10.286 14.974 21.725 31.409 45.259
50 1.645 2.692 4.384 7.107 11.467 18.420 29.457 46.902 74.358 117.391
Future value interest factor of $1 per period at i% for n periods, FVIF(i,n).
P
eriods
RATE PER PERIOD
11% 12% 13% 14% 15% 16% 17% 18% 19% 20%
1 1.110 1.120 1.130 1.140 1.150 1.160 1.170 1.180 1.190 1.200
2 1.232 1.254 1.277 1.300 1.323 1.346 1.369 1.392 1.416 1.440
3 1.368 1.405 1.443 1.482 1.521 1.561 1.602 1.643 1.685 1.728
4 1.518 1.574 1.630 1.689 1.749 1.811 1.874 1.939 2.005 2.074
5 1.685 1.762 1.842 1.925 2.011 2.100 2.192 2.288 2.386 2.488
6 1.870 1.974 2.082 2.195 2.313 2.436 2.565 2.700 2.840 2.986
7 2.076 2.211 2.353 2.502 2.660 2.826 3.001 3.185 3.379 3.583
8 2.305 2.476 2.658 2.853 3.059 3.278 3.511 3.759 4.021 4.300
9 2.558 2.773 3.004 3.252 3.518 3.803 4.108 4.435 4.785 5.160
10 2.839 3.106 3.395 3.707 4.046 4.411 4.807 5.234 5.695 6.192
11 3.152 3.479 3.836 4.226 4.652 5.117 5.624 6.176 6.777 7.430
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SIC 3711 Line ofBusinessMotor vehicles and car bodie.docx
SIC: 3711
Line of
Business:
Motor vehicles and car bodies
Asset
Range:
All Asset Ranges within SIC Group
Industry
Quartiles
2010 2011 2012 2013 2014
Statement
Sampling
Samples: 22 Samples: 20 Samples: 23 Samples: 24 Samples: 20
Solvency Upper Median Lower Upper Median Lower Upper Median Lower Upper Median Lower Upper Median Lower
Quick Ratio 1.20 0.80 0.60 1.00 0.70 0.50 0.90 0.70 0.40 1.00 0.50 0.30 1.00 0.40 0.30
Current
Ratio
2.80 1.50 1.30 2.80 1.50 1.20 2.20 1.60 1.00 1.90 1.30 0.50 1.90 1.40 1.00
Current
Liabilities /
Net Worth
(%)
20.70 69.50 168.90 33.80 98.90 194.60 39.80 76.30 172.20 37.80 65.50 159.30 36.70 85.50 209.90
Current
Liabilities /
Inventory
(%)
78.80 178.40 230.20 76.40 148.00 351.10 78.40 113.40 366.90 116.80 198.60 378.80 94.40 136.50 288.10
Total
Liabilities /
Net Worth
(%)
41.00 145.50 264.50 37.10 207.60 241.10 63.00 166.90 285.20 57.30 155.50 262.30 71.80 170.10 322.50
Fixed Assets
/ Net Worth
(%)
19.80 33.80 53.60 24.30 37.90 59.80 16.10 38.00 77.20 17.20 30.60 53.50 18.80 33.60 81.50
Efficiency Upper Median Lower Upper Median Lower Upper Median Lower Upper Median Lower Upper Median Lower
Collection
Period
(days)
20.60 35.10 46.20 13.00 23.00 44.90 8.80 32.50 43.80 11.00 25.00 40.90 11.30 27.40 44.20
Sales /
Inventory
(times)
11.60 6.30 4.00 8.50 6.40 4.10 9.00 6.60 3.50 10.00 6.10 4.80 7.90 5.60 2.60
Assets /
Sales (%)
41.10 54.10 152.60 50.50 63.60 87.00 47.30 67.30 81.10 50.80 69.10 96.50 46.30 70.30 133.20
Sales / Net
Working
Capital
(times)
10.10 4.90 3.50 9.20 6.30 4.30 8.30 6.40 4.40 12.00 6.80 4.50 11.90 6.20 4.40
Accounts
Payable /
Sales (%)
4.00 7.40 17.50 5.10 10.10 16.80 4.40 7.90 62.20 6.20 10.10 16.60 5.10 6.80 17.30
Profitability Upper Median Lower Upper Median Lower Upper Median Lower Upper Median Lower Upper Median Lower
Return on
Sales (%)
4.90 2.80 0.10 6.20 2.40 0.20 3.40 1.10 -2.50 5.00 1.70 -2.70 5.90 0.90 -7.30
Return on
Assets (%)
15.30 3.80 0.00 7.40 2.70 0.20 6.50 1.60 -3.40 11.60 0.50 -6.70 9.00 0.60 -6.40
Return on
Net Worth
(%)
28.90 9.30 2.30 44.60 10.80 0.40 16.10 4.90 -2.80 19.00 15.10 0.80 24.90 9.80 -4.90
Median Variance 2010 2011 2012 2013 2014
Solvency Median 2011 2012 2013 2014 Median 2010 2012 2013 2014 Median 2010 2011 2013 2014 Median 2010 2011 2012 2014 Median 2010 2011 2012 2013
Quick Ratio 0.80 12.5 12.5 100.0 100.0 0.70 -12.5 0.0 100.0 100.0 0.70 -12.5 0.0 100.0 100.0 - -100.0 -100.0 -100.0 0.0 - -100.0 -100.0 -100.0 0.0
Current Ratio 1.50 0.0 -6.7 100.0 100.0 1.50 0.0 -6.7 100.0 100.0 1.60 6.7 6.7 100.0 100.0 - -100.0 -100.0 -100.0 0.0 - -100.0 -100.0 -100.0 0.0
Current
Liabilities / Net
Worth (%)
69.50 -29.4 -6.8 69.5 69.5 98.90 29.4 22.6 98.9 98.9 76.30 6.8 -22.6 76.3 76.3 - -69.5 -98.9 -76.3 - -69.5 -98.9 -76.3
Current
Liabilities /
Inventory (%)
178.40 30.4 65 178.4 178.4 148.00 -30.4 34.6 148 148 113.40 -65 -34.6 113.4 113.4 - -178.4 -148 -113.4 - -178.4 -148 -113.4
Total Liabilities /
Net Worth (%)
145.50 -62.1 -21.4 145.5.
SIC 5143 Line ofBusinessDairy products, except dried.docx
SIC: 5143
Line of
Business:
Dairy products, except dried or canned
Asset
Range:
All Asset Ranges within SIC Group
Industry
Quartiles
2009 2010 2011 2012
Statement
Sampling
Samples: 25 Samples: 17 Samples: 13 Samples: 13 Samples:
Solvency Upper Median Lower Upper Median Lower Upper Median Lower Upper Median Lower Upper Median Lower
Quick Ratio 1.20 0.70 0.60 1.30 1.00 0.70 1.00 0.90 0.70 1.50 1.10 0.70
Current
Ratio
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Liabilities /
Net Worth
(%)
57.70 119.10 187.80 38.80 151.80 251.10 58.80 183.70 240.50 51.60 184.60 319.20
Current
Liabilities /
Inventory
(%)
118.30 223.40 329.90 98.50 211.30 335.90 133.10 193.20 351.90 119.00 192.20 248.20
Total
Liabilities /
Net Worth
(%)
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Fixed Assets
/ Net Worth
(%)
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Efficiency Upper Median Lower Upper Median Lower Upper Median Lower Upper Median Lower Upper Median Lower
Collection
Period
(days)
18.80 22.30 36.20 19.40 22.50 31.10 19.90 24.80 33.50 16.40 20.80 32.10
Sales /
Inventory
(times)
29.40 17.30 11.90 42.60 22.10 14.30 53.50 29.50 15.70 45.10 27.40 17.60
Assets /
Sales (%)
16.20 21.80 31.20 12.90 21.70 42.90 12.40 15.20 16.80 12.70 13.90 16.00
Sales / Net
Working
Capital
(times)
71.30 22.60 12.60 52.80 19.50 10.90 85.90 35.50 18.90 34.80 24.00 10.40
Accounts
Payable /
Sales (%)
4.20 5.20 7.30 3.80 6.20 8.60 2.80 5.00 7.30 4.00 4.90 5.50
Profitability Upper Median Lower Upper Median Lower Upper Median Lower Upper Median Lower Upper Median Lower
Return on
Sales (%)
2.60 1.10 0.30 2.00 1.00 0.60 1.70 0.70 0.10 1.50 0.40 0.10
Return on
Assets (%)
11.60 6.30 1.50 6.30 4.20 2.60 10.20 4.60 1.20 8.50 3.30 0.90
Return on
Net Worth
(%)
39.90 14.60 7.20 26.20 14.60 9.30 18.80 14.20 5.60 14.70 6.70 4.60
Median Variance 2009 2010 2011 2012
Solvency Median 2010 2011 2012 Median 2009 2011 2012 Median 2009 2010 2012 Median 2009 2010 2011 Median 2009 2010 2011 2012
Quick Ratio 0.70 -42.9 -28.6 100.0 100.0 1.00 42.9 10.0 100.0 100.0 0.90 28.6 -10.0 100.0 100.0 - -100.0 -100.0 -100.0 0.0 - -100.0 -100.0 -100.0 0.0
Current Ratio 1.50 6.7 13.3 100.0 100.0 1.40 -6.7 7.1 100.0 100.0 1.30 -13.3 -7.1 100.0 100.0 - -100.0 -100.0 -100.0 0.0 - -100.0 -100.0 -100.0 0.0
Current
Liabilities / Net
Worth (%)
119.10 -32.7 -64.6 119.1 119.1 151.80 32.7 -31.9 151.8 151.8 183.70 64.6 31.9 183.7 183.7 - -119.1 -151.8 -183.7 - -119.1 -151.8 -183.7
Current
Liabilities /
Inventory (%)
223.40 12.1 30.2 223.4 223.4 211.30 -12.1 18.1 211.3 211.3 193.20 -30.2 -18.1 193.2 193.2 - -223.4 -211.3 -193.2 - -223.4 -211.3 -193.2
Total Liabilities /
Net Worth (%)
180.80 -47.1 -37 180.8 180.8 227.90 47.1 10.1 227.9 227.9 217.80 37 -10.1 217.8 217.8 - -180.8 -227.9 -217.8 - -180.8 -227.9 -217.8
Fixed Assets /
Net Worth (%)
41.90 -6.9 3.7 41.9 41.9 48.80 6.9 10.6 48.8 48.8 38.20 -3.7 -10.6 38.2 38.2.
Appendix A Future value in.docx
Appendix A
Future value interest factor of $1 per period at i% for n periods, FVIF(i,n).
P
eriods
RATE PER PERIOD
1% 2% 3% 4% 5% 6% 7% 8% 9% 10%
1 1.010 1.020 1.030 1.040 1.050 1.060 1.070 1.080 1.090 1.100
2 1.020 1.040 1.061 1.082 1.103 1.124 1.145 1.166 1.188 1.210
3 1.030 1.061 1.093 1.125 1.158 1.191 1.225 1.260 1.295 1.331
4 1.041 1.082 1.126 1.170 1.216 1.262 1.311 1.360 1.412 1.464
5 1.051 1.104 1.159 1.217 1.276 1.338 1.403 1.469 1.539 1.611
6 1.062 1.126 1.194 1.265 1.340 1.419 1.501 1.587 1.677 1.772
7 1.072 1.149 1.230 1.316 1.407 1.504 1.606 1.714 1.828 1.949
8 1.083 1.172 1.267 1.369 1.477 1.594 1.718 1.851 1.993 2.144
9 1.094 1.195 1.305 1.423 1.551 1.689 1.838 1.999 2.172 2.358
10 1.105 1.219 1.344 1.480 1.629 1.791 1.967 2.159 2.367 2.594
11 1.116 1.243 1.384 1.539 1.710 1.898 2.105 2.332 2.580 2.853
12 1.127 1.268 1.426 1.601 1.796 2.012 2.252 2.518 2.813 3.138
13 1.138 1.294 1.469 1.665 1.886 2.133 2.410 2.720 3.066 3.452
14 1.149 1.319 1.513 1.732 1.980 2.261 2.579 2.937 3.342 3.797
15 1.161 1.346 1.558 1.801 2.079 2.397 2.759 3.172 3.642 4.177
16 1.173 1.373 1.605 1.873 2.183 2.540 2.952 3.426 3.970 4.595
17 1.184 1.400 1.653 1.948 2.292 2.693 3.159 3.700 4.328 5.054
18 1.196 1.428 1.702 2.026 2.407 2.854 3.380 3.996 4.717 5.560
19 1.208 1.457 1.754 2.107 2.527 3.026 3.617 4.316 5.142 6.116
20 1.220 1.486 1.806 2.191 2.653 3.207 3.870 4.661 5.604 6.727
25 1.282 1.641 2.094 2.666 3.386 4.292 5.427 6.848 8.623 10.835
30 1.348 1.811 2.427 3.243 4.322 5.743 7.612 10.063 13.268 17.449
35 1.417 2.000 2.814 3.946 5.516 7.686 10.677 14.785 20.414 28.102
40 1.489 2.208 3.262 4.801 7.040 10.286 14.974 21.725 31.409 45.259
50 1.645 2.692 4.384 7.107 11.467 18.420 29.457 46.902 74.358 117.391
Future value interest factor of $1 per period at i% for n periods, FVIF(i,n).
P
eriods
RATE PER PERIOD
11% 12% 13% 14% 15% 16% 17% 18% 19% 20%
1 1.110 1.120 1.130 1.140 1.150 1.160 1.170 1.180 1.190 1.200
2 1.232 1.254 1.277 1.300 1.323 1.346 1.369 1.392 1.416 1.440
3 1.368 1.405 1.443 1.482 1.521 1.561 1.602 1.643 1.685 1.728
4 1.518 1.574 1.630 1.689 1.749 1.811 1.874 1.939 2.005 2.074
5 1.685 1.762 1.842 1.925 2.011 2.100 2.192 2.288 2.386 2.488
6 1.870 1.974 2.082 2.195 2.313 2.436 2.565 2.700 2.840 2.986
7 2.076 2.211 2.353 2.502 2.660 2.826 3.001 3.185 3.379 3.583
8 2.305 2.476 2.658 2.853 3.059 3.278 3.511 3.759 4.021 4.300
9 2.558 2.773 3.004 3.252 3.518 3.803 4.108 4.435 4.785 5.160
10 2.839 3.106 3.395 3.707 4.046 4.411 4.807 5.234 5.695 6.192
11 3.152 3.479 3.836 4.226 4.652 5.117 5.624 6.176 6.777 7.430
12 3.
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Certified as an ISO/IEC 27001: Information Security Management Systems (ISMS) Lead Implementer, Data Protection Officer, and Cyber Risks Analyst, Denis brings a heightened focus on data security, privacy, and cyber resilience to every endeavor.
His expertise extends across a diverse spectrum of reporting, database, and web development applications, underpinned by an exceptional grasp of data storage and virtualization technologies. His proficiency in application testing, database administration, and data cleansing ensures seamless execution of complex projects.
What sets Denis apart is his comprehensive understanding of Business and Systems Analysis technologies, honed through involvement in all phases of the Software Development Lifecycle (SDLC). From meticulous requirements gathering to precise analysis, innovative design, rigorous development, thorough testing, and successful implementation, he has consistently delivered exceptional results.
Throughout his career, he has taken on multifaceted roles, from leading technical project management teams to owning solutions that drive operational excellence. His conscientious and proactive approach is unwavering, whether he is working independently or collaboratively within a team. His ability to connect with colleagues on a personal level underscores his commitment to fostering a harmonious and productive workplace environment.
Date: May 29, 2024
Tags: Information Security, ISO/IEC 27001, ISO/IEC 42001, Artificial Intelligence, GDPR
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Training: ISO/IEC 27001 Information Security Management System - EN | PECB
ISO/IEC 42001 Artificial Intelligence Management System - EN | PECB
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Article: https://pecb.com/article
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Jio freq
- 1. Statement 1 Frequency Percent Valid Percent Cumulative Percent Valid 3.00 4 8.0 8.0 8.0 4.00 34 68.0 68.0 76.0 5.00 12 24.0 24.0 100.0 Total 50 100.0 100.0 Statement 2 Frequency Percent Valid Percent Cumulative Percent Valid 2.00 1 2.0 2.0 2.0 3.00 16 32.0 32.0 34.0 4.00 22 44.0 44.0 78.0 5.00 11 22.0 22.0 100.0 Total 50 100.0 100.0 Statement 3 Frequency Percent Valid Percent Cumulative Percent Valid 2.00 4 8.0 8.0 8.0 3.00 11 22.0 22.0 30.0 4.00 19 38.0 38.0 68.0 5.00 16 32.0 32.0 100.0 Total 50 100.0 100.0 Statement 4 Frequency Percent Valid Percent Cumulative Percent Valid 2.00 2 4.0 4.0 4.0 3.00 15 30.0 30.0 34.0 4.00 21 42.0 42.0 76.0 5.00 12 24.0 24.0 100.0 Total 50 100.0 100.0
- 2. Statement 5 Frequency Percent Valid Percent Cumulative Percent Valid 1.00 2 4.0 4.1 4.1 2.00 4 8.0 8.2 12.2 3.00 10 20.0 20.4 32.7 4.00 22 44.0 44.9 77.6 5.00 11 22.0 22.4 100.0 Total 49 98.0 100.0 Missing System 1 2.0 Total 50 100.0 Statement 6 Frequency Percent Valid Percent Cumulative Percent Valid 2.00 4 8.0 8.0 8.0 3.00 12 24.0 24.0 32.0 4.00 22 44.0 44.0 76.0 5.00 12 24.0 24.0 100.0 Total 50 100.0 100.0 Statement 7 Frequency Percent Valid Percent Cumulative Percent Valid 2.00 4 8.0 8.0 8.0 3.00 9 18.0 18.0 26.0 4.00 23 46.0 46.0 72.0 5.00 14 28.0 28.0 100.0 Total 50 100.0 100.0 Statement 8 Frequency Percent Valid Percent Cumulative Percent Valid 2.00 4 8.0 8.0 8.0
- 3. 3.00 16 32.0 32.0 40.0 4.00 20 40.0 40.0 80.0 5.00 10 20.0 20.0 100.0 Total 50 100.0 100.0 Statement 9 Frequency Percent Valid Percent Cumulative Percent Valid 2.00 6 12.0 12.0 12.0 3.00 15 30.0 30.0 42.0 4.00 22 44.0 44.0 86.0 5.00 7 14.0 14.0 100.0 Total 50 100.0 100.0 Statement 10 Frequency Percent Valid Percent Cumulative Percent Valid 2.00 1 2.0 2.0 2.0 3.00 19 38.0 38.0 40.0 4.00 23 46.0 46.0 86.0 5.00 7 14.0 14.0 100.0 Total 50 100.0 100.0 Statement 11 Frequency Percent Valid Percent Cumulative Percent Valid 2.00 1 2.0 2.0 2.0 3.00 23 46.0 46.0 48.0 4.00 18 36.0 36.0 84.0 5.00 8 16.0 16.0 100.0 Total 50 100.0 100.0
- 4. Statement 12 Frequency Percent Valid Percent Cumulative Percent Valid 2.00 2 4.0 4.0 4.0 3.00 17 34.0 34.0 38.0 4.00 24 48.0 48.0 86.0 5.00 7 14.0 14.0 100.0 Total 50 100.0 100.0 Statement 13 Frequency Percent Valid Percent Cumulative Percent Valid 2.00 2 4.0 4.0 4.0 3.00 19 38.0 38.0 42.0 4.00 21 42.0 42.0 84.0 5.00 8 16.0 16.0 100.0 Total 50 100.0 100.0 Statement 14 Frequency Percent Valid Percent Cumulative Percent Valid 2.00 1 2.0 2.0 2.0 3.00 16 32.0 32.0 34.0 4.00 23 46.0 46.0 80.0 5.00 10 20.0 20.0 100.0 Total 50 100.0 100.0 Statement 15 Frequency Percent Valid Percent Cumulative Percent Valid 2.00 3 6.0 6.0 6.0 3.00 24 48.0 48.0 54.0 4.00 15 30.0 30.0 84.0
- 5. 5.00 8 16.0 16.0 100.0 Total 50 100.0 100.0 Statement 16 Frequency Percent Valid Percent Cumulative Percent Valid 2.00 2 4.0 4.0 4.0 3.00 13 26.0 26.0 30.0 4.00 27 54.0 54.0 84.0 5.00 8 16.0 16.0 100.0 Total 50 100.0 100.0 Statement 17 Frequency Percent Valid Percent Cumulative Percent Valid 1.00 1 2.0 2.0 2.0 2.00 4 8.0 8.0 10.0 3.00 15 30.0 30.0 40.0 4.00 24 48.0 48.0 88.0 5.00 6 12.0 12.0 100.0 Total 50 100.0 100.0 Statement 18 Frequency Percent Valid Percent Cumulative Percent Valid 1.00 1 2.0 2.0 2.0 2.00 9 18.0 18.0 20.0 3.00 14 28.0 28.0 48.0 4.00 20 40.0 40.0 88.0 5.00 6 12.0 12.0 100.0 Total 50 100.0 100.0 Statement 19
- 6. Frequency Percent Valid Percent Cumulative Percent Valid 2.00 3 6.0 6.0 6.0 3.00 15 30.0 30.0 36.0 4.00 22 44.0 44.0 80.0 5.00 10 20.0 20.0 100.0 Total 50 100.0 100.0 Statement 20 Frequency Percent Valid Percent Cumulative Percent Valid 1.00 1 2.0 2.0 2.0 2.00 3 6.0 6.0 8.0 3.00 17 34.0 34.0 42.0 4.00 15 30.0 30.0 72.0 5.00 14 28.0 28.0 100.0 Total 50 100.0 100.0 Statement 21 Frequency Percent Valid Percent Cumulative Percent Valid 2.00 2 4.0 4.0 4.0 3.00 12 24.0 24.0 28.0 4.00 25 50.0 50.0 78.0 5.00 11 22.0 22.0 100.0 Total 50 100.0 100.0