Janelle is pretty lucky. She doesn't have a lot of out-of-pocket expenses. Janelle opens her journal to another clean page and makes a list of her common monthly expenditures: Car insurance: $76 Cell phone: $65 Gas for car: $50 Magazine subscription: $10 Meals out with friends: $85 Clothes and accessories: $125 What are Janelle's monthly fixed expenses? $151 $260.