The document discusses the impacts of the economic crisis and the federal stimulus package. It summarizes that big banks caused the crisis through risky lending practices. The stimulus package helped stop job losses, support state budgets, and fund projects that helped the economic recovery. However, stimulus money for states is ending and large deficits face states in 2011, which could undermine the recovery without further federal aid. The document argues for organizing support to request more federal funding.
Sequestration: The Last Straw? (Karen Kunz, 2013 ABFM Conf)PublicFinanceTV
"Sequestration: The Last Straw?" presentation by Karen Kunz, West Virginia University, presented during "Sequestration's Impact on State Budgets" plenary session, 2013 ABFM Annual Conference, October 3, 2013
Sequestration: The Last Straw? (Karen Kunz, 2013 ABFM Conf)PublicFinanceTV
"Sequestration: The Last Straw?" presentation by Karen Kunz, West Virginia University, presented during "Sequestration's Impact on State Budgets" plenary session, 2013 ABFM Annual Conference, October 3, 2013
As who lives in our rural communities changes, so too are the way these communities support themselves. As tax dollars shrink, the philanthropy community is finding itself being asked to play a bigger role.
A one-page policy paper which details the potential economic fallout for the state of California from an aging population and the current lack of emphasis on in-home care with suggestions for changes that ensure autonomy and dignity for our aging populations, both middle class and low-income.
From South Fraser OnTrax’s debate on whether or not Smart Growth principles are needed in the South of the Fraser. More information at: http://www.southfraser.net/2012/02/smart-growth-debate-media.html
This presentation was given October 18, 2010 by by Professor Nora Silver, Haas School of Business at UC Berkeley, Harumitsu Inouye, CEO of the Shinnyo-en Foundation, and Professor Jim Lincoln also of Haas.
The Center for Responsible Lending (CRL) assesses the impact of the financial crisis on American families, showing the magnitude of the damage to their financial security--that is, their household balance sheet. In addition, this study looks at a broad range of current lending practices and their impacts.
State of Homelessness in America, January 2011, authored by M William Sermons and Peter Witte of the National Alliance to End Homelessness. Download at endhomelessness.org
As who lives in our rural communities changes, so too are the way these communities support themselves. As tax dollars shrink, the philanthropy community is finding itself being asked to play a bigger role.
A one-page policy paper which details the potential economic fallout for the state of California from an aging population and the current lack of emphasis on in-home care with suggestions for changes that ensure autonomy and dignity for our aging populations, both middle class and low-income.
From South Fraser OnTrax’s debate on whether or not Smart Growth principles are needed in the South of the Fraser. More information at: http://www.southfraser.net/2012/02/smart-growth-debate-media.html
This presentation was given October 18, 2010 by by Professor Nora Silver, Haas School of Business at UC Berkeley, Harumitsu Inouye, CEO of the Shinnyo-en Foundation, and Professor Jim Lincoln also of Haas.
The Center for Responsible Lending (CRL) assesses the impact of the financial crisis on American families, showing the magnitude of the damage to their financial security--that is, their household balance sheet. In addition, this study looks at a broad range of current lending practices and their impacts.
State of Homelessness in America, January 2011, authored by M William Sermons and Peter Witte of the National Alliance to End Homelessness. Download at endhomelessness.org
Lo stabilimento di trasformazione possiede tre certificazioni CEE:
Bollo "P" per la produzione di insaccati freschi, come la salsiccia e i pronti a cuocere;
Bollo "L" per la lavorazione di insaccati crudi e cotti e la preparazione di gastronomia confezionata;
Bollo "S" per il sezionamento e la lavorazione carni di bovino ...e di suino.
Industrial Standards, Computer Algebra, and Formal VericationEwaryst Schulz
We develop a language for specification of engineering calculations (EnCL, previously CSL) and apply it to formalize the industrial standard EN1591 concerning gasketed circular flange connections. We furthermore present a methodology how to carry out such specified calculations using a computer algebra system. The results are verified using theorem provers connected to the Hets system. In order to do so we define an institution for EnCL.
Thirty years of growing income inequality, corporate tax cuts and personal tax breaks for the wealthy have undermined the livelihood of working people and set up a state budget crisis which does not need to
exist. We present alternative tax proposals and issue a warning of the ominous consequences of privatization, layoffs and state service cuts for all New Yorkers.
Florida Community Loan Fund provides capital and expertise to Florida improve low-income communities. Learn more about FCLF and our social impact through this overview of our nonprofit organization.
A fact based, detailed analysis of the economic stress on middle American families and the malfunction of democratic institutions, producing distrust, anger, and an epidemic of unnecessary deaths. Explains the dynamics of the 2016 Presidential election.
Heritage Foundation economist Bill Beach explains how the federal government's tax-and-spend policies undermine the American Dream at a meeting of the Atlanta Committee for Heritage on June 3, 2010.
What's Influencing Food Choice in Americaajarchibald
What's influencing the state of America's Plate? These slides are part of an ongoing presentation about key influences impacting the state of our nation's plate. This presentation is updated several times annually and is built on research initiated in the early part of this decade
A P R I L 2 0 , 2 0 2 0 A Universal Basic Income is Ess.docxaryan532920
A P R I L 2 0 , 2 0 2 0
A Universal Basic Income is Essential
and Will Work
by E L L E N B R O W N
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Photograph Source: Generation Grundeinkommen – CC BY 2.0
According to an April 6 article on CNBC.com, Spain is slated to become the
first country in Europe to introduce a universal basic income (UBI) on a long-
term basis. Spain’s Minister for Economic Affairs has announced plans to roll
out a UBI “as soon as possible,” with the goal of providing a nationwide
basic wage that supports citizens “forever.” Guy Standing, a research
professor at the University of London, told CNBC that there was no prospect
of a global economic revival without a universal basic income. “It’s almost a
no-brainer,” he said. “We are going to have some sort of basic income system
sooner or later ….”
“Where will the government find the money?” is no longer a valid objection
to providing an economic safety net for the people. The government can find
the money in the same place it just found more than $5 trillion for Wall Street
and Corporate America: the central bank can print it. In an April 9 post
commenting on the $1.77 trillion handed to Wall Street under the CARES
Act, Wolf Richter observed, “If the Fed had sent that $1.77 Trillion to the 130
million households in the US, each household would have received $13,600.
But no, this was helicopter money exclusively for Wall Street and for asset
holders.”
“Helicopter money” – money simply issued by the central bank and injected
into the economy – could be used in many ways, including building
infrastructure, capitalizing a national infrastructure and development bank,
providing free state university tuition, or funding Medicare, social security, or
a universal basic income. In the current crisis, in which a government-
mandated shutdown has left households more vulnerable than at any time
since the Great Depression, a UBI seems the most direct and efficient way to
get money to everyone who needs it. But critics argue that it will just trigger
inflation and collapse the dollar. As gold proponent Mike Maloney
complained on an April 16 podcast:
Typing extra digits into computers does not make us wealthy. If this insane
theory of printing money for almost everyone on a permanent basis takes
hold, the value of the dollars in your purse or pocketbook will … just
continue to erode …. I just want someone to explain to me how this is going
to work.
Having done quite a bit of study on that, I thought I would take on the
challenge. Here is how and why a central bank-financed UBI can work
without eroding the dollar.
In a Debt-Based System, the Consumer Economy Is Chronically Short of
Money.
First, some basics of modern money. We do not have a fixed and stable
money system. We have a credit system, in which money is created and
destroyed by banks every day. Money is created as a deposit when the bank
makes a loan and is extinguished when the loan i.
Taurus Zodiac Sign_ Personality Traits and Sign Dates.pptxmy Pandit
Explore the world of the Taurus zodiac sign. Learn about their stability, determination, and appreciation for beauty. Discover how Taureans' grounded nature and hardworking mindset define their unique personality.
3.0 Project 2_ Developing My Brand Identity Kit.pptxtanyjahb
A personal brand exploration presentation summarizes an individual's unique qualities and goals, covering strengths, values, passions, and target audience. It helps individuals understand what makes them stand out, their desired image, and how they aim to achieve it.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Explore our most comprehensive guide on lookback analysis at SafePaaS, covering access governance and how it can transform modern ERP audits. Browse now!
Discover the innovative and creative projects that highlight my journey throu...dylandmeas
Discover the innovative and creative projects that highlight my journey through Full Sail University. Below, you’ll find a collection of my work showcasing my skills and expertise in digital marketing, event planning, and media production.
Improving profitability for small businessBen Wann
In this comprehensive presentation, we will explore strategies and practical tips for enhancing profitability in small businesses. Tailored to meet the unique challenges faced by small enterprises, this session covers various aspects that directly impact the bottom line. Attendees will learn how to optimize operational efficiency, manage expenses, and increase revenue through innovative marketing and customer engagement techniques.
RMD24 | Retail media: hoe zet je dit in als je geen AH of Unilever bent? Heid...BBPMedia1
Grote partijen zijn al een tijdje onderweg met retail media. Ondertussen worden in dit domein ook de kansen zichtbaar voor andere spelers in de markt. Maar met die kansen ontstaan ook vragen: Zelf retail media worden of erop adverteren? In welke fase van de funnel past het en hoe integreer je het in een mediaplan? Wat is nu precies het verschil met marketplaces en Programmatic ads? In dit half uur beslechten we de dilemma's en krijg je antwoorden op wanneer het voor jou tijd is om de volgende stap te zetten.
India Orthopedic Devices Market: Unlocking Growth Secrets, Trends and Develop...Kumar Satyam
According to TechSci Research report, “India Orthopedic Devices Market -Industry Size, Share, Trends, Competition Forecast & Opportunities, 2030”, the India Orthopedic Devices Market stood at USD 1,280.54 Million in 2024 and is anticipated to grow with a CAGR of 7.84% in the forecast period, 2026-2030F. The India Orthopedic Devices Market is being driven by several factors. The most prominent ones include an increase in the elderly population, who are more prone to orthopedic conditions such as osteoporosis and arthritis. Moreover, the rise in sports injuries and road accidents are also contributing to the demand for orthopedic devices. Advances in technology and the introduction of innovative implants and prosthetics have further propelled the market growth. Additionally, government initiatives aimed at improving healthcare infrastructure and the increasing prevalence of lifestyle diseases have led to an upward trend in orthopedic surgeries, thereby fueling the market demand for these devices.
Personal Brand Statement:
As an Army veteran dedicated to lifelong learning, I bring a disciplined, strategic mindset to my pursuits. I am constantly expanding my knowledge to innovate and lead effectively. My journey is driven by a commitment to excellence, and to make a meaningful impact in the world.
The world of search engine optimization (SEO) is buzzing with discussions after Google confirmed that around 2,500 leaked internal documents related to its Search feature are indeed authentic. The revelation has sparked significant concerns within the SEO community. The leaked documents were initially reported by SEO experts Rand Fishkin and Mike King, igniting widespread analysis and discourse. For More Info:- https://news.arihantwebtech.com/search-disrupted-googles-leaked-documents-rock-the-seo-world/
Unveiling the Secrets How Does Generative AI Work.pdfSam H
At its core, generative artificial intelligence relies on the concept of generative models, which serve as engines that churn out entirely new data resembling their training data. It is like a sculptor who has studied so many forms found in nature and then uses this knowledge to create sculptures from his imagination that have never been seen before anywhere else. If taken to cyberspace, gans work almost the same way.
Cracking the Workplace Discipline Code Main.pptxWorkforce Group
Cultivating and maintaining discipline within teams is a critical differentiator for successful organisations.
Forward-thinking leaders and business managers understand the impact that discipline has on organisational success. A disciplined workforce operates with clarity, focus, and a shared understanding of expectations, ultimately driving better results, optimising productivity, and facilitating seamless collaboration.
Although discipline is not a one-size-fits-all approach, it can help create a work environment that encourages personal growth and accountability rather than solely relying on punitive measures.
In this deck, you will learn the significance of workplace discipline for organisational success. You’ll also learn
• Four (4) workplace discipline methods you should consider
• The best and most practical approach to implementing workplace discipline.
• Three (3) key tips to maintain a disciplined workplace.
Affordable Stationery Printing Services in Jaipur | Navpack n PrintNavpack & Print
Looking for professional printing services in Jaipur? Navpack n Print offers high-quality and affordable stationery printing for all your business needs. Stand out with custom stationery designs and fast turnaround times. Contact us today for a quote!
As a business owner in Delaware, staying on top of your tax obligations is paramount, especially with the annual deadline for Delaware Franchise Tax looming on March 1. One such obligation is the annual Delaware Franchise Tax, which serves as a crucial requirement for maintaining your company’s legal standing within the state. While the prospect of handling tax matters may seem daunting, rest assured that the process can be straightforward with the right guidance. In this comprehensive guide, we’ll walk you through the steps of filing your Delaware Franchise Tax and provide insights to help you navigate the process effectively.
1. INSTITUTE FOR WISCONSIN’S FUTURE www.wisconsinsfuture.org Fighting for Wisconsin Families Summer 2010
2. Big Banks Crashed the Economy Big banks brought down the economy by inflating the housing market, making risky loans and betting against their own investments – with our pension money Investors bundled thousands of risky mortgages, then divided them into loan ‘slices’ claiming they were a mix of strong and risky mortgages. These financial tricks put the whole economy in jeopardy. Federal regulators failed to intervene. The mortgage bubble burst and the recession ‘officially’ began in December 2007.
3. The Great Recession spread like an oil slick $15 trillion in personal wealth was gone Pension funds and other investments lost $50,000 for every man, woman and child in America $6 trillion in housing value disappeared Equal to the value of every house in every state on the Atlantic coast from Maine to Florida Unemployment topped 10% (15 million people) As if every man in America aged 50-59 lost his job 40 million people in poverty—the most since 1960 Equivalent to the total population in the thirty largest US cities Sources: US Census Bureau, US Bureau of Labor Statistics; US Bureau of Economic Analysis
4. State and local budgets collapseddue to lost revenues and increased needs Property taxes fell, as property values declined Sales taxes dropped, with fewer items purchased Income taxes plunged, with job losses and wage cuts Corporate taxes slumped, as business contracted The fiscal crisis in state and local governments is the worst in US history
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7. Recovery Act helped end job loss Recovery Act funds kept job losses from getting worse. Federal aid helped keep state and local governments from collapsing. But job growth and economic recovery are still fragile.
8. The Recovery Act prevented a full-fledged depression in America, using millions of economic sandbags to hold communities together More Unemployment Insurance Business Loans Road Repair Buses and Trains $$ for Police Tax Cuts River Clean Up Improve Airports Energy Savings Rehab Health Care Aid for Elderly Funds for Teachers Housing for Disabled School Loans Food Stamps Farm Aid Medical Research School Rehab Cash for Clunkers Veteran Aid Child Protection Funds for DAs
11. Rising demand for state and local social servicesFederal dollars helped patch the budget, create jobs and preserve critical services Wisconsin’s unemployment rate is slowly coming down
12. Wisconsin Recovery Act Funding 2009-2010:$11 billion Energy 5% Transportation 6% Medical care 7% Schools 9% Sources: www.recovery.gov; projects.propublica.org/recovery/; www.recovery.wisconsin.gov/
13. The Recovery Act helped Wisconsin families Gave almost every employee a $500 tax break in 2009 and 2010 Saved 59,000 jobs Supported health care for 1.3 million elderly, disabled and low-income families Provided $153 million in support for laid off workers
14. Huge state deficits will plague US for several years More federal aid needed to keep states functioning Source: Center on Budget and Policy Priorities
15. The stimulus money for states is almost gone and communities are heading for a funding cliff in 2011-2013 Wisconsin faces a $5 billion deficit for 2011-2013, which means reduced investments in cities, counties and schools. The state has almost no added revenue sources for the next budget cycle. This could short circuit recent economic growth.
16. Some people don’t think we should invest in public structures—Be careful what you wish for
17. Public structures will disappear …unless we fight for them In Colorado Springs, every third streetlight is dark. Buses no longer run at night or on weekends. The police helicopters are for sale on the Internet. The city is dumping firefighting jobs, a vice team, burglary investigators, beat cops—dozens of police and fire positions will go unfilled. Parks workers removed trash cans, replacing them with signs urging users to pack out their own litter. Neighbors are encouraged to bring their own lawn mowers to local green spaces…Water cutbacks mean most parks will be brown turf by July; the flower and fertilizer budget is zero. City recreation centers, indoor and outdoor pools, and a handful of museums closed March 31. The city won't pay for any street paving …. Sources: Denver Post, CNN, CBS News, 5280 Denver’s Magazine
18. What’s in it for private sector workers? $700 million for road building and construction, boosting production of materials and equipment Airport Improvement Program $23,637,434 Broadband Infrastructure Build-out $22,978,367 Build America Bonds $97,367,700 University of Wisconsin System $5,106,373 State Broadband Development Grant Program $1,717,684 State Highway, Local Road and Bridge Program $519,226,021 Transit Capital Assistance $20,130,095 WI Army National Guard $6,370,000 Total: $696,533,674
19. Why should public sector workers care? Clearing the roads of snow, providing health care or ensuring public safety, public sector union members provide vital services to make communities work. BUT states are facing an estimated $260 billion shortfall in 2011-2012, which would mean the loss of nearly a million public and private sector jobs.
21. Why does this matter to our families? Without more federal aid, Wisconsin schools will lose over 2,000 teachers and staff Federal funds are needed to maintain school programs for children with disabilities Federal funds are vital to keep day care programs operating
22. Those opposed to more federal stimulus aid claim the US can’t afford a bigger deficit US debt is the same percentage of the national economy as it was in 1950. It is large, but it is sustainable until the economy fully recovers. US debt tripled under Reagan Debt critics forget recent history; Conservative hero ran budget deficits Source: www.usgovernmentspending.com
23. Recovery Act spending accounts for a small portion of the deficit Most of the long-term deficit comes from wars, Bush-era tax cuts and the economic slump Source: Center on Budget and Policy Priorities
24. We can’t afford a double-dip recession Too many economic indicators are weak Borrowing now, to support state and local governments and stimulate the economy, is the best way to prevent another recession and its destructive effects. We don’t want the fragile economic recovery… …to collapse back into another recession. 2011
25. Campaign for 2011 Federal Aid ORGANIZING to Press members of Congress Community meetings Talk about how the stimulus has helped and what will happen in 2011 without more aid Meetings with Senators Feingold and Kohl Meetings with regional Congressional reps Telephone, email and letters to Congress
It is important to remember how the recession started and what it did to all of us. Investment bankers triggered the great recession playing mortgage monopoly with our investments and pension money. The game exploded and we are all paying the price.
The recession hit the private and public sectors. When people lose their jobs – they don’t pay income tax.When the job market is tanking, people stop buying anything but necessities and sales tax revenue drops like a rock. When the real estate bubble burst – property tax revenue goes down. When these revenues shrink – state and local government lose the capacity to pay for crucial services.
The Recovery Act/stimulus stopped the job loss from getting worse. Looking at this chart, you can see the job loss numbers growing from 2007 to the beginning of 2009. After the recovery Act in February 2009, the job loss rate starts to get smaller and we are beginning to see hiring in mid-2010.
The Recovery Act is bringing Wisconsin $11 billion during the two year period – 2009-2010. A huge portion of that is through tax cuts to individuals and families. Many people didn’t notice this because the money was spread throughout the two years by reducing the federal payroll taxes. This was designed to increase spending. The child deduction amount went up as did credits for college, conservation and major purchases- homes, cars, etc