Irda May08
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1) The document is the May 2008 issue of Volume VI, No. 6 of a journal. 2) The main topic covered is ALM, which stands for Asset Liability Management and is about striking a balance between assets and liabilities. 3) It provides information on the editorial board members and details on printing and publishing the journal.
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Irda Aug08
This document is the August 2008 issue of the journal "Volume VI, No. 8" published by the Insurance Regulatory and Development Authority of India. The main article discusses the issue of lapsation in life insurance policies, where policyholders stop paying premiums and allow the policies to lapse without making any claims. Lapsation is a problem for insurance companies as it results in losses. The article argues that high rates of lapsation are not in the interest of either insurance companies or customers, and that more needs to be done to educate customers on maintaining their policies.
Irda Apr09
The document is the April 2009 issue of the IRDA Journal. It focuses on rural and social sector insurance in India. It contains several articles that discuss the potential for growth in rural and social sectors, the need for insurance companies to increase their commitment to these sectors, challenges in expanding insurance coverage to rural areas, and strategies for improving inclusion. The issue also contains regular sections on statistics, research papers, and viewpoints related to the insurance sector in India.
Irda Sep08
This document provides statistics on life insurance premiums and policies for various insurers in India for the period up to July 2008. Some key details include:
- ICICI Prudential had the highest individual non-single premium at Rs. 487.71 crores for July 2008.
- SBI Life covered the most number of lives under group schemes at over 444,593 lives as of July 2008.
- Bajaj Allianz covered the second highest number of lives under group schemes at over 548,860 lives as of July 2008.
- Overall premiums and policies covered continued to grow compared to the same period in the previous year for most insurers.
Irda Jun09
The document provides statistics on the first year premium and number of policies/lives covered for 15 major life insurers in India for the period ended April 2009. Some key highlights are:
- Bajaj Allianz had the highest individual non-single premium of Rs. 87.42 crores and group non-single premium of Rs. 69.87 crores.
- SBI Life had the highest group single premium of Rs. 12.89 crores and group non-single premium of Rs. 327.66 crores.
- ICICI Prudential had the highest individual non-single premium of Rs. 91.87 crores and the highest number of individual non-single policies at 1,
Marketplus I Portfolio
The document shows the portfolio holdings of different funds managed by Life Insurance Corporation of India. Fund 1 has holdings in bonds issued by HDFC, Tata Motors and LICHFL. It also has equity holdings in various companies like State Bank of India, Maruti Suzuki, Hindustan Unilever. Fund 2 and 3 also have similar bond and equity holdings. Fund 4 has its entire holdings in government bonds. The document provides details of the percentage allocation to each security.
Annual Report
The annual report summarizes the activities of the Insurance Regulatory and Development Authority (IRDA) for the fiscal year 2006-07. Key highlights include IRDA operating from headquarters in Hyderabad and a branch office in Delhi, with the goal of developing and regulating the insurance industry in India. The report provides an overview of IRDA's regulatory activities and developments in the insurance sector during the reported fiscal year.
Irda Nov09
The document is the November 2009 issue of the IRDA Journal. It contains the following articles:
- An editorial discussing the importance of unadulterated information flow between insurers and policyholders for insurance contracts to be concluded in good faith.
- A focus section on "Asymmetry of Information in Insurance" containing 4 articles discussing issues like insurers needing detailed information to assess risk, casual treatment of information leading to problems, asymmetry during insurance selling, and information distortion due to growth obsessions.
- Three articles in the "Thinking Cap" section on retail distribution reviews, the insurance ombudsman institution in India, and underwriting losses faced by public sector insurers.
- A
Irda July09
The document provides statistics on the first year premium and new business performance of major life insurers in India for the period up to May 2009. Key highlights include:
- Bajaj Allianz Life reported the highest individual non-single premium of Rs. 147.18 crores for May 2009.
- SBI Life led in terms of number of individual policies issued, with over 53,000 new policies in May 2009.
- ICICI Prudential Life insured the largest number of lives under group schemes at over 715,000 in May 2009.
- Overall, life insurers saw growth in new business volumes compared to the same period last year, indicating expansion of the life insurance sector
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Irda Aug08
This document is the August 2008 issue of the journal "Volume VI, No. 8" published by the Insurance Regulatory and Development Authority of India. The main article discusses the issue of lapsation in life insurance policies, where policyholders stop paying premiums and allow the policies to lapse without making any claims. Lapsation is a problem for insurance companies as it results in losses. The article argues that high rates of lapsation are not in the interest of either insurance companies or customers, and that more needs to be done to educate customers on maintaining their policies.
Irda Apr09
The document is the April 2009 issue of the IRDA Journal. It focuses on rural and social sector insurance in India. It contains several articles that discuss the potential for growth in rural and social sectors, the need for insurance companies to increase their commitment to these sectors, challenges in expanding insurance coverage to rural areas, and strategies for improving inclusion. The issue also contains regular sections on statistics, research papers, and viewpoints related to the insurance sector in India.
Irda Sep08
This document provides statistics on life insurance premiums and policies for various insurers in India for the period up to July 2008. Some key details include:
- ICICI Prudential had the highest individual non-single premium at Rs. 487.71 crores for July 2008.
- SBI Life covered the most number of lives under group schemes at over 444,593 lives as of July 2008.
- Bajaj Allianz covered the second highest number of lives under group schemes at over 548,860 lives as of July 2008.
- Overall premiums and policies covered continued to grow compared to the same period in the previous year for most insurers.
Irda Jun09
The document provides statistics on the first year premium and number of policies/lives covered for 15 major life insurers in India for the period ended April 2009. Some key highlights are:
- Bajaj Allianz had the highest individual non-single premium of Rs. 87.42 crores and group non-single premium of Rs. 69.87 crores.
- SBI Life had the highest group single premium of Rs. 12.89 crores and group non-single premium of Rs. 327.66 crores.
- ICICI Prudential had the highest individual non-single premium of Rs. 91.87 crores and the highest number of individual non-single policies at 1,
Marketplus I Portfolio
The document shows the portfolio holdings of different funds managed by Life Insurance Corporation of India. Fund 1 has holdings in bonds issued by HDFC, Tata Motors and LICHFL. It also has equity holdings in various companies like State Bank of India, Maruti Suzuki, Hindustan Unilever. Fund 2 and 3 also have similar bond and equity holdings. Fund 4 has its entire holdings in government bonds. The document provides details of the percentage allocation to each security.
Annual Report
The annual report summarizes the activities of the Insurance Regulatory and Development Authority (IRDA) for the fiscal year 2006-07. Key highlights include IRDA operating from headquarters in Hyderabad and a branch office in Delhi, with the goal of developing and regulating the insurance industry in India. The report provides an overview of IRDA's regulatory activities and developments in the insurance sector during the reported fiscal year.
Irda Nov09
The document is the November 2009 issue of the IRDA Journal. It contains the following articles:
- An editorial discussing the importance of unadulterated information flow between insurers and policyholders for insurance contracts to be concluded in good faith.
- A focus section on "Asymmetry of Information in Insurance" containing 4 articles discussing issues like insurers needing detailed information to assess risk, casual treatment of information leading to problems, asymmetry during insurance selling, and information distortion due to growth obsessions.
- Three articles in the "Thinking Cap" section on retail distribution reviews, the insurance ombudsman institution in India, and underwriting losses faced by public sector insurers.
- A
Irda July09
The document provides statistics on the first year premium and new business performance of major life insurers in India for the period up to May 2009. Key highlights include:
- Bajaj Allianz Life reported the highest individual non-single premium of Rs. 147.18 crores for May 2009.
- SBI Life led in terms of number of individual policies issued, with over 53,000 new policies in May 2009.
- ICICI Prudential Life insured the largest number of lives under group schemes at over 715,000 in May 2009.
- Overall, life insurers saw growth in new business volumes compared to the same period last year, indicating expansion of the life insurance sector
Irda Sep09
The document provides first year premium and number of policies/lives covered data for the period ended July 2009 for the top 10 life insurers in India. SBI Life had the highest individual non-single premium of Rs. 736.32 crores, while ICICI Prudential led in terms of group non-single premium of Rs. 211.83 crores. Overall the statistics show continued growth in life insurance business in India across most players.
Fortuneplus Portfolio
The document provides details of the portfolio holdings for different funds managed by Life Insurance Corporation of India. It lists the types of securities held for each fund, including central government securities, state government securities, corporate bonds, and equity shares of various companies. The percentage allocation of the total market value held in each security or issuer is also provided.
Profitplus Portfolio
The document shows the portfolio holdings of different funds managed by Life Insurance Corporation of India (LIC) as of a particular date. It lists the types of securities held under each fund, along with the percentage of total market value represented by each holding. The Profit Plus funds primarily hold bonds and debentures. The Balanced Fund holds a mix of bonds, debentures and equity shares of various companies, with the largest holdings in government bonds and shares of Bharat Heavy Electricals Ltd.
Irda Nov08
The document is the November 2008 issue of the IRDA Journal. It focuses on riders in insurance contracts.
The lead article provides an overview of riders and how they have become increasingly popular options that allow customers to customize their insurance policies. Riders provide flexibility and allow customers to develop a comprehensive insurance portfolio within a single policy.
The issue contains several additional articles that discuss various types of riders available in life and health insurance and how riders can broaden risk coverage and be a cost-effective way to meet differing customer needs over time.
Futureplus Portfolio
The document provides details on the portfolio holdings of different products offered by Life Insurance Corporation of India. It lists the portfolio holdings for products like Future Plus - Bond, Future Plus - Income, Future Plus - Balanced, and Future Plus - Growth. The portfolio holdings include central government securities, state government securities, and equity shares of various companies. The percentage holding of each security to the total market value of the portfolio is also provided.
Irda Dec09
The document appears to be a statistical report card for life insurers in India for the period up to October 2009. It provides data on first year premium and policies/lives covered for 11 major life insurers. The data is broken down into individual single premium, individual non-single premium, group single premium and group non-single premium categories. Premium figures are provided for October 2009 as well as cumulative figures up to October 2009 and October 2008. Policy/scheme counts and numbers of lives covered are also listed.
Moneyplus Portfolio
The document provides details of the portfolio holdings of different investment products of Life Insurance Corporation of India. It lists the types of securities held under various products like Money Plus - Bond, Money Plus - Secured, Money Plus - Balance, along with the percentage holding and identification details of the securities. The top holdings under different products include government securities and bonds as well as equities of companies across sectors.
Titanic
The document summarizes the sinking of the Titanic in three main points:
1) The Titanic was believed to be the most luxurious and unsinkable ship ever built, setting sail in 1910 on its maiden voyage with over 2,200 people aboard.
2) During its first and only voyage, the Titanic collided with an iceberg, causing its hull to be breached and the ship to start sinking. Despite efforts to evacuate passengers, there were not enough lifeboats for everyone onboard.
3) Over 1,600 people perished in the sinking, as the ship broke in two and sank to the bottom of the ocean within hours, due to an insufficient number of lifeboats
Irda Journal Feb09
The document is the February 2009 issue of the IRDA Journal. It includes articles on the impact of the second phase of insurance tariff deregulation in India, which provided insurers more freedom over pricing, deductibles, and add-on covers. One article discusses how this limited deregulation could lead to more customer-oriented insurance products and revolutionize customer service. Another article examines international examples of insurance market deregulation and argues a gradual approach to deregulation in India is prudent. The issue focus is on customizing insurance products for a stronger market through the new flexibilities under partial tariff deregulation.
Irda Aug09
The document provided is the August 2009 issue of the IRDA Journal. It contains statistics on the first year premium and number of policies/lives covered for 10 major life insurance companies in India for the period ending June 2009. Some key highlights from the data include Bajaj Allianz leading in individual non-single premium with Rs. 193.89 crores and 146,193 policies. ICICI Prudential led in overall premium across categories with Rs. 258.69 crores for individual and Rs. 34.37 crores for group non-single premium. The issue also contained articles on best practices in insurance and developments in the Indian insurance industry.
Irda Oct09
The document provided is the October 2009 issue of the IRDA Journal. It contains articles and reports on best practices in the insurance industry. The lead article discusses the crucial role of distributors in ensuring insurance contracts are successful. It emphasizes the importance of proper training and monitoring of agents. Other articles explore expanding health insurance, socially responsible investing, and managing inevitable subsidization in insurance. The issue also includes statistics on life insurance premiums and policies for the period up to August 2009.
Irda May09
The document provided is the May 2009 issue of the IRDA Journal. It contains statistics on first year premium and policy/scheme numbers for the top 10 life insurance companies in India for the period ending March 2009. Some key highlights include:
- Bajaj Allianz had the highest first year premium of over Rs. 812 crores and over 350,000 individual non-single premium policies.
- SBI Life had over Rs. 2839 crores in individual non-single premium and over 1.6 lakh individual policies.
- ICICI Prudential had the highest individual non-single premium of over Rs. 5121 crores and over 2.4 million policies.
Irda Mar09
The document is the March 2009 issue of the IRDA Journal. It focuses on the theme of "Treating Customers Fairly" in the insurance industry. The issue contains several articles discussing different aspects of treating customers fairly, such as the importance of transparency, consumer education, using simple language in policies, and balancing fairness with profits.
Profitloss
This document shows the profit and loss figures for various life insurance companies in India from 2000-2001 to 2007-2008. It reveals that while the largest insurer LIC consistently reported profits, most private insurers like Birla Sunlife, ICICI Prudential, ING Vysya and HDFC Standard Life reported losses in many years during this period. A few companies like SBI Life, OM Kotak and MET Life saw fluctuating profits and losses over the years.
Irda Journal Jan09
This document is the January 2009 issue of the IRDA Journal. It contains several articles focused on the topic of "Hazards in Insurance". The issue begins with an editorial by J. Hari Narayan introducing the focus topic and outlining some of the key articles in the issue. It then provides a 3 sentence summary of each article focused on hazards in different types of insurance such as life, motor, health, and across insurance classes generally. The issue also includes regular sections on insurance statistics and a research paper.
Marketplus Portfolio
The document contains details of portfolio holdings for different product types of an investment fund. It lists the securities held, identified by name and ID number, and the percentage of total market value held for each holding. The portfolio includes holdings in central government securities, state government securities, other approved government securities, debentures, non-convertible bonds, and equity shares across multiple industries. The portfolio is diversified across these asset classes and securities.
Moneyplus I Portfolio
The document contains portfolio holdings for different products of LIFE INSURANCE CORPORATION OF INDIA. It lists the portfolio, product type, identification number, and percentage holding of various government bonds, corporate bonds, and equity shares. The highest allocations are to government bonds ranging from 100% to various percentages for different products and equity holdings range from under 1% to over 30% for various companies across the product types.
Jeevanplus Portfolio
The document provides details on the portfolio allocation of different investment products by Life Insurance Corporation of India. It shows that the Jeevan Plus - Bond portfolio has 66.35% allocation to 6.85% GOI 2012-04-05 central government security and 33.65% allocation to 7.27% 2013-SEP-03 GOI security. The Jeevan Plus - Secured portfolio has a diversified allocation across central government securities, debentures, and equity shares. The Jeevan Plus - Balanced portfolio also has a diversified allocation with exposure to central government securities, debentures, and various equity shares.
Health Plus Pdf
The document contains details of the portfolio holdings of two Life Insurance Corporation of India funds:
1) The Health Plus Fund portfolio consists of investments in central government bonds and securities (62.44%), other approved government bonds (100%), non-convertible debentures (100%), non-convertible bonds (100%), and various equity holdings (100%) totaling 100% of the fund.
2) The second fund's portfolio includes investments in central government bonds (27.85%), other approved government bonds (100%), non-convertible debentures (100%), and various equity holdings (100%) totaling 100% of this fund.
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Irda Sep09
The document provides first year premium and number of policies/lives covered data for the period ended July 2009 for the top 10 life insurers in India. SBI Life had the highest individual non-single premium of Rs. 736.32 crores, while ICICI Prudential led in terms of group non-single premium of Rs. 211.83 crores. Overall the statistics show continued growth in life insurance business in India across most players.
Fortuneplus Portfolio
The document provides details of the portfolio holdings for different funds managed by Life Insurance Corporation of India. It lists the types of securities held for each fund, including central government securities, state government securities, corporate bonds, and equity shares of various companies. The percentage allocation of the total market value held in each security or issuer is also provided.
Profitplus Portfolio
The document shows the portfolio holdings of different funds managed by Life Insurance Corporation of India (LIC) as of a particular date. It lists the types of securities held under each fund, along with the percentage of total market value represented by each holding. The Profit Plus funds primarily hold bonds and debentures. The Balanced Fund holds a mix of bonds, debentures and equity shares of various companies, with the largest holdings in government bonds and shares of Bharat Heavy Electricals Ltd.
Irda Nov08
The document is the November 2008 issue of the IRDA Journal. It focuses on riders in insurance contracts.
The lead article provides an overview of riders and how they have become increasingly popular options that allow customers to customize their insurance policies. Riders provide flexibility and allow customers to develop a comprehensive insurance portfolio within a single policy.
The issue contains several additional articles that discuss various types of riders available in life and health insurance and how riders can broaden risk coverage and be a cost-effective way to meet differing customer needs over time.
Futureplus Portfolio
The document provides details on the portfolio holdings of different products offered by Life Insurance Corporation of India. It lists the portfolio holdings for products like Future Plus - Bond, Future Plus - Income, Future Plus - Balanced, and Future Plus - Growth. The portfolio holdings include central government securities, state government securities, and equity shares of various companies. The percentage holding of each security to the total market value of the portfolio is also provided.
Irda Dec09
The document appears to be a statistical report card for life insurers in India for the period up to October 2009. It provides data on first year premium and policies/lives covered for 11 major life insurers. The data is broken down into individual single premium, individual non-single premium, group single premium and group non-single premium categories. Premium figures are provided for October 2009 as well as cumulative figures up to October 2009 and October 2008. Policy/scheme counts and numbers of lives covered are also listed.
Moneyplus Portfolio
The document provides details of the portfolio holdings of different investment products of Life Insurance Corporation of India. It lists the types of securities held under various products like Money Plus - Bond, Money Plus - Secured, Money Plus - Balance, along with the percentage holding and identification details of the securities. The top holdings under different products include government securities and bonds as well as equities of companies across sectors.
Titanic
The document summarizes the sinking of the Titanic in three main points:
1) The Titanic was believed to be the most luxurious and unsinkable ship ever built, setting sail in 1910 on its maiden voyage with over 2,200 people aboard.
2) During its first and only voyage, the Titanic collided with an iceberg, causing its hull to be breached and the ship to start sinking. Despite efforts to evacuate passengers, there were not enough lifeboats for everyone onboard.
3) Over 1,600 people perished in the sinking, as the ship broke in two and sank to the bottom of the ocean within hours, due to an insufficient number of lifeboats
Irda Journal Feb09
The document is the February 2009 issue of the IRDA Journal. It includes articles on the impact of the second phase of insurance tariff deregulation in India, which provided insurers more freedom over pricing, deductibles, and add-on covers. One article discusses how this limited deregulation could lead to more customer-oriented insurance products and revolutionize customer service. Another article examines international examples of insurance market deregulation and argues a gradual approach to deregulation in India is prudent. The issue focus is on customizing insurance products for a stronger market through the new flexibilities under partial tariff deregulation.
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Irda Aug09
The document provided is the August 2009 issue of the IRDA Journal. It contains statistics on the first year premium and number of policies/lives covered for 10 major life insurance companies in India for the period ending June 2009. Some key highlights from the data include Bajaj Allianz leading in individual non-single premium with Rs. 193.89 crores and 146,193 policies. ICICI Prudential led in overall premium across categories with Rs. 258.69 crores for individual and Rs. 34.37 crores for group non-single premium. The issue also contained articles on best practices in insurance and developments in the Indian insurance industry.
Irda Oct09
The document provided is the October 2009 issue of the IRDA Journal. It contains articles and reports on best practices in the insurance industry. The lead article discusses the crucial role of distributors in ensuring insurance contracts are successful. It emphasizes the importance of proper training and monitoring of agents. Other articles explore expanding health insurance, socially responsible investing, and managing inevitable subsidization in insurance. The issue also includes statistics on life insurance premiums and policies for the period up to August 2009.
Irda May09
The document provided is the May 2009 issue of the IRDA Journal. It contains statistics on first year premium and policy/scheme numbers for the top 10 life insurance companies in India for the period ending March 2009. Some key highlights include:
- Bajaj Allianz had the highest first year premium of over Rs. 812 crores and over 350,000 individual non-single premium policies.
- SBI Life had over Rs. 2839 crores in individual non-single premium and over 1.6 lakh individual policies.
- ICICI Prudential had the highest individual non-single premium of over Rs. 5121 crores and over 2.4 million policies.
Irda Mar09
The document is the March 2009 issue of the IRDA Journal. It focuses on the theme of "Treating Customers Fairly" in the insurance industry. The issue contains several articles discussing different aspects of treating customers fairly, such as the importance of transparency, consumer education, using simple language in policies, and balancing fairness with profits.
Profitloss
This document shows the profit and loss figures for various life insurance companies in India from 2000-2001 to 2007-2008. It reveals that while the largest insurer LIC consistently reported profits, most private insurers like Birla Sunlife, ICICI Prudential, ING Vysya and HDFC Standard Life reported losses in many years during this period. A few companies like SBI Life, OM Kotak and MET Life saw fluctuating profits and losses over the years.
Irda Journal Jan09
This document is the January 2009 issue of the IRDA Journal. It contains several articles focused on the topic of "Hazards in Insurance". The issue begins with an editorial by J. Hari Narayan introducing the focus topic and outlining some of the key articles in the issue. It then provides a 3 sentence summary of each article focused on hazards in different types of insurance such as life, motor, health, and across insurance classes generally. The issue also includes regular sections on insurance statistics and a research paper.
Marketplus Portfolio
The document contains details of portfolio holdings for different product types of an investment fund. It lists the securities held, identified by name and ID number, and the percentage of total market value held for each holding. The portfolio includes holdings in central government securities, state government securities, other approved government securities, debentures, non-convertible bonds, and equity shares across multiple industries. The portfolio is diversified across these asset classes and securities.
Moneyplus I Portfolio
The document contains portfolio holdings for different products of LIFE INSURANCE CORPORATION OF INDIA. It lists the portfolio, product type, identification number, and percentage holding of various government bonds, corporate bonds, and equity shares. The highest allocations are to government bonds ranging from 100% to various percentages for different products and equity holdings range from under 1% to over 30% for various companies across the product types.
Jeevanplus Portfolio
The document provides details on the portfolio allocation of different investment products by Life Insurance Corporation of India. It shows that the Jeevan Plus - Bond portfolio has 66.35% allocation to 6.85% GOI 2012-04-05 central government security and 33.65% allocation to 7.27% 2013-SEP-03 GOI security. The Jeevan Plus - Secured portfolio has a diversified allocation across central government securities, debentures, and equity shares. The Jeevan Plus - Balanced portfolio also has a diversified allocation with exposure to central government securities, debentures, and various equity shares.
Health Plus Pdf
The document contains details of the portfolio holdings of two Life Insurance Corporation of India funds:
1) The Health Plus Fund portfolio consists of investments in central government bonds and securities (62.44%), other approved government bonds (100%), non-convertible debentures (100%), non-convertible bonds (100%), and various equity holdings (100%) totaling 100% of the fund.
2) The second fund's portfolio includes investments in central government bonds (27.85%), other approved government bonds (100%), non-convertible debentures (100%), and various equity holdings (100%) totaling 100% of this fund.
Bimaplus Portfolio
The document provides details on the portfolio holdings of different investment products of Life Insurance Corporation of India. It lists the percentage holdings of various central government securities, corporate bonds and equity shares across the Bima Plus - Balanced, Bima Plus - Risk, and Bima Plus - Secured portfolios. The portfolio holdings are dominated by investments in central government securities and major companies across sectors.
Irda Dec08
This document is the December 2008 issue of a journal focused on insurance. The lead article discusses the importance of group insurance for insurers and policyholders. It notes that group insurance allows more people to be covered by insurance and can help widen the safety net. While group insurance has grown in India, penetration remains low compared to other markets. The issue focuses on topics related to group insurance, including its benefits, application to employee benefits, and group pension schemes.
Irda Oct08
The document is the October 2008 issue of the IRDA Journal. It focuses on the role of intermediaries in the insurance industry.
The lead article provides an overview of the importance of distribution channels in the success of insurance, especially in emerging markets. It notes that agents have historically played a key role in India but that new channels like brokers, corporate agents and bancassurance are also contributing to growth.
The issue contains several articles that discuss the roles and impacts of different distribution channels like brokers, corporate agents and bancassurance. It also includes statistics on life insurance business and premium amounts for major insurers in India.
The next issue will focus on riders in insurance contracts and how they provide flexibility
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一比一原版(RMIT毕业证)皇家墨尔本理工大学毕业证如何办理
RMIT硕士学位证成绩单【微信95270640】《皇家墨尔本理工大学毕业证书》《QQ微信95270640》学位证书电子版：在线制作皇家墨尔本理工大学毕业证成绩单GPA修改（制作RMIT毕业证成绩单RMIT文凭证书样本）、皇家墨尔本理工大学毕业证书与成绩单样本图片、《RMIT学历证书学位证书》、皇家墨尔本理工大学毕业证案例毕业证书制作軟體、在线制作加拿大硕士学历证书真实可查.
【本科硕士】皇家墨尔本理工大学皇家墨尔本理工大学本科学位证成绩单（GPA修改）；学历认证（教育部认证）；大学Offer录取通知书留信认证使馆认证；雅思语言证书等高仿类证书。
办理流程：
1客户提供办理皇家墨尔本理工大学皇家墨尔本理工大学本科学位证成绩单信息：姓名生日专业学位毕业时间等（如信息不确定可以咨询顾问：我们有专业老师帮你查询）；
2开始安排制作毕业证成绩单电子图；
3毕业证成绩单电子版做好以后发送给您确认；
4毕业证成绩单电子版您确认信息无误之后安排制作成品；
5成品做好拍照或者视频给您确认；
6快递给客户（国内顺丰国外DHLUPS等快读邮寄）
真实网上可查的证明材料
1教育部学历学位认证留服官网真实存档可查永久存档。
2留学回国人员证明（使馆认证）使馆网站真实存档可查。
我们对海外大学及学院的毕业证成绩单所使用的材料尺寸大小防伪结构（包括：皇家墨尔本理工大学皇家墨尔本理工大学本科学位证成绩单隐形水印阴影底纹钢印LOGO烫金烫银LOGO烫金烫银复合重叠。文字图案浮雕激光镭射紫外荧光温感复印防伪）都有原版本文凭对照。质量得到了广大海外客户群体的认可同时和海外学校留学中介做到与时俱进及时掌握各大院校的（毕业证成绩单资格证结业证录取通知书在读证明等相关材料）的版本更新信息能够在第一时间掌握最新的海外学历文凭的样版尺寸大小纸张材质防伪技术等等并在第一时间收集到原版实物以求达到客户的需求。
本公司还可以按照客户原版印刷制作且能够达到客户理想的要求。有需要办理证件的客户请联系我们在线客服中心微信：95270640 或咨询在线父亲的家很狭小除了一张单人床和一张小方桌几乎没有多余的空间山娃一下子就联想起学校的男小便处山娃很想笑却怎么也笑不出来山娃很迷惑父亲的家除了一扇小铁门连窗户也没有墓穴一般阴森森有些骇人父亲的城也便成了山娃的城父亲的家也便成了山娃的家父亲让山娃呆在屋里做作业看电视最多只能在门口透透气不能跟陌生人搭腔更不能乱跑一怕迷路二怕拐子拐人山娃很惊惧去年村里的田鸡就因为跟父亲进城一不小心被人拐跑了至今不见踪影害不
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Who Is the Largest Producer of Soybean in India Now.pdf
This blog explores the current largest producer of soybean in India and the factors contributing to their dominance.
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在线办理(GU毕业证书)美国贡萨加大学毕业证学历证书一模一样
学校原件一模一样【微信：741003700 】《(GU毕业证书)美国贡萨加大学毕业证学历证书》【微信：741003700 】学位证，留信认证（真实可查，永久存档）原件一模一样纸张工艺/offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
【主营项目】
一.毕业证【q微741003700】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【q/微741003700】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
1. Elemental Economics - Introduction to mining.pdf
After this first you should: Understand the nature of mining; have an awareness of the industry’s boundaries, corporate structure and size; appreciation the complex motivations and objectives of the industries’ various participants; know how mineral reserves are defined and estimated, and how they evolve over time.
1：1制作加拿大麦吉尔大学毕业证硕士学历证书原版一模一样
原版一模一样【微信：741003700 】【加拿大麦吉尔大学毕业证硕士学历证书】【微信：741003700 】学位证，留信认证（真实可查，永久存档）offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原海外各大学 Bachelor Diploma degree, Master Degree Diploma
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
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