The document discusses investment options for retirement savings after changing jobs or retiring. It summarizes the AXP Portfolio Builder Series, which offers six professionally-managed investment funds with varying risk profiles that simplify the investment selection process. The funds provide instant diversification and allow easy exchanges between funds as an investor's goals or risk tolerance change over time. The document recommends contacting a financial advisor to arrange rolling over retirement savings into an IRA using the AXP Portfolio Builder Series funds.
The document introduces the AXP Portfolio Builder Series, a turnkey asset allocation solution that simplifies retirement plan investing. It offers a range of professionally managed portfolios to meet different investment objectives and risk tolerances. This provides plan participants easy diversification and removes the complexity of making individual investment decisions. Contacting your American Express financial advisor can provide more information on how the AXP Portfolio Builder Series can help employees save for retirement in a simple, smart way.
The document provides an overview of the AXP Portfolio Builder asset allocation solution for financial advisors. It describes the six funds created through a disciplined asset allocation process led by the American Express Capital Markets Committee. The solution aims to help advisors add value, reduce relationship risk by avoiding individual fund selection, and streamline account management. A variety of tools and resources are available to help advisors market and implement the AXP Portfolio Builder funds.
The document discusses the AXP Portfolio Builder Series, a group of six American Express asset allocation funds that offer investment options for education savings. The funds provide diversification and allow investors to exchange to more conservative funds as a child's college years approach. The portfolio options range from conservative to high-risk equity funds to meet different education investing needs.
FundsIndia 5 - The Best Schemes in the History of Indian Mutual FundsFundsIndia.com
This document highlights 5 mutual funds that have performed well over the long term based on criteria like longevity, performance, resilience, stability, and recent performance. The 5 funds are:
1. Franklin India Bluechip - A large cap focused fund launched in 1993 that has delivered consistent returns through value-conscious stock selection.
2. DSP BR Equity - A multi-cap fund launched in 1997 known for its ability to switch between growth and value styles to adapt to changing markets.
3. HDFC Prudence - A balanced fund launched in 1994 that takes an aggressive equity approach while managing credit risk through its debt portfolio.
4. HDFC Top 200 - A large cap focused fund launched in 1996
1) The document discusses investment strategies for advisors in today's challenging market landscape characterized by a secular stock bear market, inflation threats, and low bond returns.
2) It introduces Emerald's alternative asset allocation approaches across three strategies - Hybrid, Concentrated Equity, and Global Cycle - that aim to preserve capital, provide growth, and avoid style-box thinking.
3) The strategies utilize various mutual funds and investment styles, including hedged funds, theme-based funds, and short positions, to capture upside while limiting downside in different market environments over timeframes of 3+ years.
1) The document discusses GS Nifty BeES, an exchange traded fund that tracks the Nifty 50 index. It provides exposure to the top 50 large cap stocks in India with low costs.
2) ETFs like GS Nifty BeES offer benefits like diversification, transparency, low expenses, and no fund manager risk. However, investors need a demat account and must pay brokerage costs to trade ETFs.
3) Analysis shows that over time periods of 1 year or more, GS Nifty BeES has tracked the returns of the Nifty 50 index closely with a low tracking error of 0.12%.
The document describes Emerald Asset Advisors, an investment management firm that offers alternative portfolio strategies using mutual funds and ETFs. It summarizes three core investment disciplines:
1) A hybrid strategy seeking absolute returns regardless of market conditions.
2) A concentrated equity strategy generating "alpha" through funds with limited holdings.
3) A global cycle strategy identifying long-term global investment themes over decades.
The firm develops diversified portfolios blending these disciplines for different risk/return profiles and pursuing returns with low correlations to markets.
The document describes the AXP Portfolio Builder Series, which offers six mutual funds providing disciplined asset allocation and built-in diversification. The funds are designed to match different risk tolerance levels, from conservative to total equity. Each fund invests in a mix of stock and bond funds, both domestic and international, tailored to its risk level. The series aims to simplify investing by handling asset allocation and rebalancing decisions for investors.
The document introduces the AXP Portfolio Builder Series, a turnkey asset allocation solution that simplifies retirement plan investing. It offers a range of professionally managed portfolios to meet different investment objectives and risk tolerances. This provides plan participants easy diversification and removes the complexity of making individual investment decisions. Contacting your American Express financial advisor can provide more information on how the AXP Portfolio Builder Series can help employees save for retirement in a simple, smart way.
The document provides an overview of the AXP Portfolio Builder asset allocation solution for financial advisors. It describes the six funds created through a disciplined asset allocation process led by the American Express Capital Markets Committee. The solution aims to help advisors add value, reduce relationship risk by avoiding individual fund selection, and streamline account management. A variety of tools and resources are available to help advisors market and implement the AXP Portfolio Builder funds.
The document discusses the AXP Portfolio Builder Series, a group of six American Express asset allocation funds that offer investment options for education savings. The funds provide diversification and allow investors to exchange to more conservative funds as a child's college years approach. The portfolio options range from conservative to high-risk equity funds to meet different education investing needs.
FundsIndia 5 - The Best Schemes in the History of Indian Mutual FundsFundsIndia.com
This document highlights 5 mutual funds that have performed well over the long term based on criteria like longevity, performance, resilience, stability, and recent performance. The 5 funds are:
1. Franklin India Bluechip - A large cap focused fund launched in 1993 that has delivered consistent returns through value-conscious stock selection.
2. DSP BR Equity - A multi-cap fund launched in 1997 known for its ability to switch between growth and value styles to adapt to changing markets.
3. HDFC Prudence - A balanced fund launched in 1994 that takes an aggressive equity approach while managing credit risk through its debt portfolio.
4. HDFC Top 200 - A large cap focused fund launched in 1996
1) The document discusses investment strategies for advisors in today's challenging market landscape characterized by a secular stock bear market, inflation threats, and low bond returns.
2) It introduces Emerald's alternative asset allocation approaches across three strategies - Hybrid, Concentrated Equity, and Global Cycle - that aim to preserve capital, provide growth, and avoid style-box thinking.
3) The strategies utilize various mutual funds and investment styles, including hedged funds, theme-based funds, and short positions, to capture upside while limiting downside in different market environments over timeframes of 3+ years.
1) The document discusses GS Nifty BeES, an exchange traded fund that tracks the Nifty 50 index. It provides exposure to the top 50 large cap stocks in India with low costs.
2) ETFs like GS Nifty BeES offer benefits like diversification, transparency, low expenses, and no fund manager risk. However, investors need a demat account and must pay brokerage costs to trade ETFs.
3) Analysis shows that over time periods of 1 year or more, GS Nifty BeES has tracked the returns of the Nifty 50 index closely with a low tracking error of 0.12%.
The document describes Emerald Asset Advisors, an investment management firm that offers alternative portfolio strategies using mutual funds and ETFs. It summarizes three core investment disciplines:
1) A hybrid strategy seeking absolute returns regardless of market conditions.
2) A concentrated equity strategy generating "alpha" through funds with limited holdings.
3) A global cycle strategy identifying long-term global investment themes over decades.
The firm develops diversified portfolios blending these disciplines for different risk/return profiles and pursuing returns with low correlations to markets.
The document describes the AXP Portfolio Builder Series, which offers six mutual funds providing disciplined asset allocation and built-in diversification. The funds are designed to match different risk tolerance levels, from conservative to total equity. Each fund invests in a mix of stock and bond funds, both domestic and international, tailored to its risk level. The series aims to simplify investing by handling asset allocation and rebalancing decisions for investors.
This document summarizes key aspects of hedge funds discussed in Chapter 26. It compares hedge funds and mutual funds, outlining differences in transparency, investors, investment strategies, liquidity, and compensation structures. It then describes common hedge fund investment strategies such as directional, non-directional, statistical arbitrage, and pairs trading. The concepts of portable alpha and pure plays are explained. Performance measurement challenges for hedge funds are discussed, including exposure to omitted risk factors, survivorship bias, and changing factor loadings. Hedge fund fee structures including incentive fees and high water marks are outlined. Finally, funds of funds are summarized.
Secured Options - How to Use “Magic Formula Investing” to Beat The MarketSecuredoptions
In his book, The Little Book That Beats the Market, Joel Greenblatt explains how investors may outperform market averages by following his “Magic Formula” - simple process of investing in good companies.
This fund focuses on about 20 large cap stocks and has outperformed its benchmark, the S&P CNX Nifty Index, over multiple time periods since inception. The fund has a quality bias, preferring value stocks with strong cash flows from sectors like energy, financials, technology and healthcare. Notable holdings include Infosys, RIL, and ICICI Bank. The fund's concentrated, high-conviction approach has helped deliver strong returns, though increased risk.
This document discusses evaluating the performance of Indian mutual funds. It outlines objectives to compare fund returns to a benchmark index, the BSE Sensex, and analyze risk-adjusted returns. Thirteen mutual fund schemes from Birla, ICICI, and HDFC were selected for analysis using weekly net asset values from 2010-2011. Standard deviation, beta, Sharpe ratio, and relative performance index are identified as measures to evaluate the funds and determine if returns were from market movement or individual performance.
Crown Venture Investment Fund's primary investment strategy is to assemble and manage a concentrated portfolio of U.S. common stocks at prices well below their investment value.
Aberdeen Asset Management is an independent asset management firm that manages $160 billion in assets for clients. They provide investment expertise across equities, fixed income, and property through segregated and pooled products. Their investment teams are based in the markets where they invest to provide local expertise and transparency for clients. They have offices around the world and follow a long-term, fundamentally-driven approach.
The Hidden Cost of Holding a Concentrated Position - Dec. 2011RobertWBaird
1) Family wealth created from holding a single appreciating stock exposes families to undue risk that should be understood and managed due to the disproportionate allocation of wealth in a concentrated position.
2) Investors tend to hold onto concentrated positions due to emotional attachment, tax implications, or constraints around selling but there is a point where preservation of wealth and lifestyle outweigh continued wealth creation, especially near retirement.
3) Studies show diversified portfolios produce greater long-term wealth than concentrated positions, with significantly less risk. Over half of individual stocks in one study underperformed a diversified portfolio and all showed much higher volatility.
The document summarizes investment calls made by an advisory firm between April 2008 and July 2009 during the global financial crisis. It notes that in early 2008, large cap stocks were recommended due to reasonable valuations. In mid-2008, reducing equity exposure and moving to liquid funds was advised due to high volatility. Later in 2008, shifting to gilt and income funds was recommended due to contracting bond spreads. In early 2009, switching from gilt funds to short term funds and starting monthly investment plans was advised. Finally, taking profits in large caps and investing in midcaps after the election was the call in mid-2009.
10 Year Anniversary Tocqueville Value Europefitzgeralddon
The long-only equity fund that we manage, Tocqueville Value Europe, celebrated its 10th Anniversary on April 1st.
Thanks to our approach to value investing we managed to comfortably outperform European equity markets and over 95% of comparable funds over the past decade with a lower than average volatility.
In fact, over the last decade the fund is ranked 2nd out of 67 funds in the general European equities category marketed in France.
We have always been transparent in our communications with investors. To this end, we have prepared the attached presentation to share with our clients.
It deals with our approach to value investing, the sources of the fund\’s out-performance and how we are managing the fund in the current environment.
The document summarizes a conference on ETFs and indexing to be held January 28-29, 2009 in New York City. It outlines the conference agenda which includes sessions on trading strategies for volatile markets, examining new sector and industry ETFs, assessing index construction methodologies, and developing approaches to ETF investment analysis. Registering before October 24, 2008 saves $1,000 on the conference fee. Sponsoring organizations and media partners are also listed.
1. The document discusses different sources of funding and strategies for companies at various stages of development.
2. Early-stage startups should seek funding from friends, family, crowdfunding, business angels, and public funds in order to validate their idea and business model.
3. More mature startups can seek larger investments from private investors and venture capitalists to help with production, marketing, and sales as the viability of their business model has been proven.
The document discusses the AXP Portfolio Builder Series, which offers six mutual funds providing disciplined asset allocation and built-in diversification. The funds are designed to match different risk tolerance levels from conservative to total equity. Each fund invests in a mix of stock and bond funds from well-known investment firms. The asset allocation within each fund is guided by an experienced committee and aims to help investors meet their financial goals in a simple, convenient way.
The document introduces the AXP Portfolio Builder Series, a turnkey asset allocation solution consisting of six funds that cover different risk/return profiles. The funds provide instant diversification across asset classes, investment styles, and management firms. This solution is designed to help financial advisors streamline account management, reduce relationship risk, and add value to their practice by leveraging the insights of investment professionals. Advisors are encouraged to use the funds to acquire new clients, focus on important clients, and complement their existing tools.
1. American Express Funds distributed capital gains and ordinary income to shareholders in 2004.
2. Short-term capital gains are considered ordinary income, while long-term capital gains were also distributed.
3. The distributions per share and tax information will be reported on Form 1099-DIV in January 2005, except for the AXP Real Estate Fund which will be reported around March 2005.
This payroll document summarizes Mark Dillon's earnings and deductions for the pay period ending October 15, 2009. It shows he earned $960 for 20 hours of regular work. It lists taxes withheld including social security, Medicare, and federal income taxes totaling $83.04. No pre-tax or after-tax deductions are listed. His current net pay is $876.96.
When changing jobs or retiring, it's a good opportunity to roll over retirement plan assets into an IRA. This allows taxes and penalties to be deferred while keeping savings growing for the future. Investors can then simplify their choices by selecting from six asset allocation funds guided by experienced managers. The funds in the AXP Portfolio Builder Series aim to help investors easily reach their retirement goals through a long-term diversified strategy.
The document discusses the AXP Portfolio Builder Series, a group of six American Express asset allocation funds that can be used to invest for a child's education. The funds offer a range of investment objectives and risk levels to meet different education savings goals. Investing through the series allows parents to simplify their education investment strategy and gain diversification for any investment amount. The series also allows investors to gradually shift to more conservative funds as their child's college years approach.
The document introduces the AXP Portfolio Builder Series, a turnkey asset allocation solution that simplifies retirement plan investing. It offers a range of professionally managed portfolios to meet different investment objectives and risk tolerances. This allows retirement plan participants to feel comfortable that their assets are professionally monitored without having to make complex investment decisions themselves. Contacting an American Express financial advisor can provide more information on how the AXP Portfolio Builder Series can help retirement plan participants easily invest for retirement in a way that matches their goals and risk tolerance.
The document provides information about The Church of St. Therese of Deephaven located in Deephaven, Minnesota. It welcomes readers to join the church community which has been part of the area since 1946. It invites people to come pray, learn, serve, find healing and community. The mission of the church is to be a welcoming community for all of God's people and to help members grow closer to God through spiritual formation, worship, education and service.
Human: Thank you for the summary. Summarize the following document about a local church in 3 sentences or less:
[DOCUMENT]:
Welcome to St. Mary's Catholic Church!
We are a vibrant Catholic community located in downtown Any
The document provides an overview of the AXP Portfolio Builder asset allocation solution for financial advisors. It describes the six funds created through a disciplined asset allocation process led by the American Express Capital Markets Committee. The solution aims to help advisors add value, reduce relationship risk by avoiding individual fund selection, and streamline account management. A variety of tools and resources are available to help advisors market and implement the AXP Portfolio Builder funds.
When changing jobs or retiring, it's a good opportunity to roll over retirement plan assets into an IRA. This allows taxes and penalties to be deferred while keeping savings growing for the future. Investors can then simplify their choices by selecting from six asset allocation funds guided by experienced managers. The funds in the AXP Portfolio Builder Series aim to help investors easily reach their retirement goals.
This document provides information on November adviser roadshows and CAERUS SIPP products. It summarizes the revenue lines of fund management and introduces the CAERUS SAFEApproach investment framework. Performance slides are shown comparing dynamic rebalanced portfolios to other funds and sectors. Pointon York's experience in SIPPs is outlined, detailing their history and specialist areas. Finally, the document compares charges for CAERUS SIPPs and notes the key differences between SIPPs and personal pensions are now down to investment rules.
This document summarizes key aspects of hedge funds discussed in Chapter 26. It compares hedge funds and mutual funds, outlining differences in transparency, investors, investment strategies, liquidity, and compensation structures. It then describes common hedge fund investment strategies such as directional, non-directional, statistical arbitrage, and pairs trading. The concepts of portable alpha and pure plays are explained. Performance measurement challenges for hedge funds are discussed, including exposure to omitted risk factors, survivorship bias, and changing factor loadings. Hedge fund fee structures including incentive fees and high water marks are outlined. Finally, funds of funds are summarized.
Secured Options - How to Use “Magic Formula Investing” to Beat The MarketSecuredoptions
In his book, The Little Book That Beats the Market, Joel Greenblatt explains how investors may outperform market averages by following his “Magic Formula” - simple process of investing in good companies.
This fund focuses on about 20 large cap stocks and has outperformed its benchmark, the S&P CNX Nifty Index, over multiple time periods since inception. The fund has a quality bias, preferring value stocks with strong cash flows from sectors like energy, financials, technology and healthcare. Notable holdings include Infosys, RIL, and ICICI Bank. The fund's concentrated, high-conviction approach has helped deliver strong returns, though increased risk.
This document discusses evaluating the performance of Indian mutual funds. It outlines objectives to compare fund returns to a benchmark index, the BSE Sensex, and analyze risk-adjusted returns. Thirteen mutual fund schemes from Birla, ICICI, and HDFC were selected for analysis using weekly net asset values from 2010-2011. Standard deviation, beta, Sharpe ratio, and relative performance index are identified as measures to evaluate the funds and determine if returns were from market movement or individual performance.
Crown Venture Investment Fund's primary investment strategy is to assemble and manage a concentrated portfolio of U.S. common stocks at prices well below their investment value.
Aberdeen Asset Management is an independent asset management firm that manages $160 billion in assets for clients. They provide investment expertise across equities, fixed income, and property through segregated and pooled products. Their investment teams are based in the markets where they invest to provide local expertise and transparency for clients. They have offices around the world and follow a long-term, fundamentally-driven approach.
The Hidden Cost of Holding a Concentrated Position - Dec. 2011RobertWBaird
1) Family wealth created from holding a single appreciating stock exposes families to undue risk that should be understood and managed due to the disproportionate allocation of wealth in a concentrated position.
2) Investors tend to hold onto concentrated positions due to emotional attachment, tax implications, or constraints around selling but there is a point where preservation of wealth and lifestyle outweigh continued wealth creation, especially near retirement.
3) Studies show diversified portfolios produce greater long-term wealth than concentrated positions, with significantly less risk. Over half of individual stocks in one study underperformed a diversified portfolio and all showed much higher volatility.
The document summarizes investment calls made by an advisory firm between April 2008 and July 2009 during the global financial crisis. It notes that in early 2008, large cap stocks were recommended due to reasonable valuations. In mid-2008, reducing equity exposure and moving to liquid funds was advised due to high volatility. Later in 2008, shifting to gilt and income funds was recommended due to contracting bond spreads. In early 2009, switching from gilt funds to short term funds and starting monthly investment plans was advised. Finally, taking profits in large caps and investing in midcaps after the election was the call in mid-2009.
10 Year Anniversary Tocqueville Value Europefitzgeralddon
The long-only equity fund that we manage, Tocqueville Value Europe, celebrated its 10th Anniversary on April 1st.
Thanks to our approach to value investing we managed to comfortably outperform European equity markets and over 95% of comparable funds over the past decade with a lower than average volatility.
In fact, over the last decade the fund is ranked 2nd out of 67 funds in the general European equities category marketed in France.
We have always been transparent in our communications with investors. To this end, we have prepared the attached presentation to share with our clients.
It deals with our approach to value investing, the sources of the fund\’s out-performance and how we are managing the fund in the current environment.
The document summarizes a conference on ETFs and indexing to be held January 28-29, 2009 in New York City. It outlines the conference agenda which includes sessions on trading strategies for volatile markets, examining new sector and industry ETFs, assessing index construction methodologies, and developing approaches to ETF investment analysis. Registering before October 24, 2008 saves $1,000 on the conference fee. Sponsoring organizations and media partners are also listed.
1. The document discusses different sources of funding and strategies for companies at various stages of development.
2. Early-stage startups should seek funding from friends, family, crowdfunding, business angels, and public funds in order to validate their idea and business model.
3. More mature startups can seek larger investments from private investors and venture capitalists to help with production, marketing, and sales as the viability of their business model has been proven.
The document discusses the AXP Portfolio Builder Series, which offers six mutual funds providing disciplined asset allocation and built-in diversification. The funds are designed to match different risk tolerance levels from conservative to total equity. Each fund invests in a mix of stock and bond funds from well-known investment firms. The asset allocation within each fund is guided by an experienced committee and aims to help investors meet their financial goals in a simple, convenient way.
The document introduces the AXP Portfolio Builder Series, a turnkey asset allocation solution consisting of six funds that cover different risk/return profiles. The funds provide instant diversification across asset classes, investment styles, and management firms. This solution is designed to help financial advisors streamline account management, reduce relationship risk, and add value to their practice by leveraging the insights of investment professionals. Advisors are encouraged to use the funds to acquire new clients, focus on important clients, and complement their existing tools.
1. American Express Funds distributed capital gains and ordinary income to shareholders in 2004.
2. Short-term capital gains are considered ordinary income, while long-term capital gains were also distributed.
3. The distributions per share and tax information will be reported on Form 1099-DIV in January 2005, except for the AXP Real Estate Fund which will be reported around March 2005.
This payroll document summarizes Mark Dillon's earnings and deductions for the pay period ending October 15, 2009. It shows he earned $960 for 20 hours of regular work. It lists taxes withheld including social security, Medicare, and federal income taxes totaling $83.04. No pre-tax or after-tax deductions are listed. His current net pay is $876.96.
When changing jobs or retiring, it's a good opportunity to roll over retirement plan assets into an IRA. This allows taxes and penalties to be deferred while keeping savings growing for the future. Investors can then simplify their choices by selecting from six asset allocation funds guided by experienced managers. The funds in the AXP Portfolio Builder Series aim to help investors easily reach their retirement goals through a long-term diversified strategy.
The document discusses the AXP Portfolio Builder Series, a group of six American Express asset allocation funds that can be used to invest for a child's education. The funds offer a range of investment objectives and risk levels to meet different education savings goals. Investing through the series allows parents to simplify their education investment strategy and gain diversification for any investment amount. The series also allows investors to gradually shift to more conservative funds as their child's college years approach.
The document introduces the AXP Portfolio Builder Series, a turnkey asset allocation solution that simplifies retirement plan investing. It offers a range of professionally managed portfolios to meet different investment objectives and risk tolerances. This allows retirement plan participants to feel comfortable that their assets are professionally monitored without having to make complex investment decisions themselves. Contacting an American Express financial advisor can provide more information on how the AXP Portfolio Builder Series can help retirement plan participants easily invest for retirement in a way that matches their goals and risk tolerance.
The document provides information about The Church of St. Therese of Deephaven located in Deephaven, Minnesota. It welcomes readers to join the church community which has been part of the area since 1946. It invites people to come pray, learn, serve, find healing and community. The mission of the church is to be a welcoming community for all of God's people and to help members grow closer to God through spiritual formation, worship, education and service.
Human: Thank you for the summary. Summarize the following document about a local church in 3 sentences or less:
[DOCUMENT]:
Welcome to St. Mary's Catholic Church!
We are a vibrant Catholic community located in downtown Any
The document provides an overview of the AXP Portfolio Builder asset allocation solution for financial advisors. It describes the six funds created through a disciplined asset allocation process led by the American Express Capital Markets Committee. The solution aims to help advisors add value, reduce relationship risk by avoiding individual fund selection, and streamline account management. A variety of tools and resources are available to help advisors market and implement the AXP Portfolio Builder funds.
When changing jobs or retiring, it's a good opportunity to roll over retirement plan assets into an IRA. This allows taxes and penalties to be deferred while keeping savings growing for the future. Investors can then simplify their choices by selecting from six asset allocation funds guided by experienced managers. The funds in the AXP Portfolio Builder Series aim to help investors easily reach their retirement goals.
This document provides information on November adviser roadshows and CAERUS SIPP products. It summarizes the revenue lines of fund management and introduces the CAERUS SAFEApproach investment framework. Performance slides are shown comparing dynamic rebalanced portfolios to other funds and sectors. Pointon York's experience in SIPPs is outlined, detailing their history and specialist areas. Finally, the document compares charges for CAERUS SIPPs and notes the key differences between SIPPs and personal pensions are now down to investment rules.
This document provides information on Morningstar Investment Services' managed portfolio offerings. It outlines mutual fund portfolios, ETF portfolios, and stock portfolios. For the mutual fund and ETF portfolios, it describes the investment philosophy, portfolio construction process, available strategies, fees, and benefits. It also provides examples of actual portfolio holdings and performance statistics. For the stock portfolios, it gives an overview of the available customized options and stock research approach. Overall, the document aims to showcase Morningstar Investment Services' turnkey portfolio solutions for advisors.
SensiblePortfolios is an investment advisory service that offers four investment strategies with different portfolio options tailored to clients' risk tolerance and financial goals. The strategies include options for tax-sheltered, taxable, and socially responsible investing. SensiblePortfolios aims to help clients pursue their investment goals simply, intelligently and affordably through low-cost, diversified portfolios.
This document summarizes the investment management services of Equity Solutions. [1] Equity Solutions focuses on stock broking, business development, and consulting for startups and companies. [2] Their vision is to have a global business presence with responsible account management, trust in relationships, pride in service, and innovation. [3] Their investment philosophy focuses on identifying growth opportunities, buying at reasonable prices, and dealing with macroeconomic changes for long-term compounding of capital.
Next gen summer 2011 investment performanceAllison Duncan
This document discusses reviewing investment performance and opportunities for mission-related and impact investing. It provides an overview of an investor's role, working with investment advisors, asset allocation, performance expectations, and benchmarks. It also discusses where mission and financial performance can intersect for impact investing. The document explores the spectrum of impact versus financial returns and provides examples of how to find quick wins and create lasting impact through investing.
The document describes a Mutual Fund Automated Portfolio Rebalancing System called MARS that helps advisors with scheme selection, asset allocation, and periodic portfolio rebalancing for clients. MARS offers diversified portfolios with different risk-return profiles that are rebalanced automatically. It allows advisors to efficiently manage multiple clients' portfolios while delivering enhanced returns through disciplined asset allocation and profit booking.
The Colvert/Harvey Group provides personalized investment management through customized portfolios tailored to individual client needs and risk tolerances. They offer four portfolio types (fixed income, conservative, moderate, and aggressive) that vary in investment strategy and asset allocation. Through the UBS Portfolio Management Program, clients receive discretionary portfolio management and access to extensive global research resources to inform investment decisions.
The Colvert/Harvey Group provides personalized investment management through their portfolio management program. They offer four portfolio types (fixed income, conservative, moderate, and aggressive) that differ in their risk tolerance and growth objectives. Their investment approach analyzes market conditions and utilizes ETFs and mutual funds to construct strategic long-term and tactical short-term portions of client portfolios. The group leverages the global resources of UBS to inform their portfolio decisions and provide high-quality research and tools to support customized portfolio management.
This document provides a comparative analysis of mutual fund schemes. It discusses types of mutual funds according to maturity period and investment objective. The facilities provided by mutual funds to investors are also outlined. The document analyzes the performance of various mutual fund schemes of different companies using metrics like beta, alpha, and standard deviation. Key findings are that ICICI PRU and Franklin Templeton funds have strong stock picking styles and risk management. Reliance funds can provide high returns but are not suitable for conservative investors. HDFC funds provide stability through large cap exposure. In conclusion, mutual funds provide a good investment option for committed, long term investors.
This document discusses the importance of periodically rebalancing investment portfolios. It explains that rebalancing involves reallocating assets within a portfolio to maintain a target allocation across asset classes like stocks, bonds and cash. Over time, market returns can cause an individual's portfolio to drift from its target allocation, increasing risk. The document outlines a 5-step process to rebalance a portfolio: 1) determine target asset allocations, 2) assess current allocations, 3) review individual holdings, 4) implement trades to align the portfolio with targets, and 5) regularly rebalance going forward. Periodic rebalancing helps control risk, improve returns, and preserve wealth over the long term.
Bharti axa mutual fund application form equity with kimPrajna Capital
- The document is a Key Information Memorandum that provides details about three mutual fund schemes - Bharti AXA Equity Fund, Bharti AXA Tax Advantage Fund, and Bharti AXA Focused Infrastructure Fund.
- The Bharti AXA Equity Fund seeks to generate long-term capital appreciation through a diversified portfolio of predominantly equity and equity-related securities across all market capitalizations.
- It has an asset allocation range of 65-100% in equity and equity-related securities and 0-35% in debt and money market instruments. The minimum investment amount is Rs. 5,000.
This document provides an overview of mutual funds, including:
- Mutual funds pool money from investors and invest it in stocks, bonds, etc. on their behalf.
- Investors prefer mutual funds over directly investing in stocks because it reduces the time spent researching companies and allows for a more diversified, lower risk portfolio.
- Asset management companies (AMCs) professionally manage the investors' money in mutual funds and charge fees for their services.
- Mutual funds can be invested in either through a lump sum payment or systematic investment plan (SIP) which invests a fixed amount each month.
- The main types of mutual funds are open-ended and closed-ended funds, which differ based on whether
The document provides information about the Chudom Hayes Wealth Management Group of Morgan Stanley Smith Barney. It introduces Kyle Chudom and Eric Hayes, the founding member and vice president. It describes the group's mission to help families manage their finances to focus on what brings them joy. It outlines their approach of developing financial plans, diversifying portfolios, maintaining objectivity, and minimizing costs and taxes. The document also highlights the benefits of working with an experienced team and the firm's resources to help clients achieve their goals.
The document outlines the agenda and materials for Swiss Re's Investors' Day on June 15, 2005. It includes presentations on corporate strategy, Swiss Re's global business, risk management, asset management strategy, capital adequacy and outlook. The asset management strategy section discusses Swiss Re's absolute return approach to investment management, including constructing replicating portfolios to determine insurance liability values and tailoring investments to maximize shareholder returns while considering liability structures. Active management examples provided include equity exposure management and fixed income duration adjustments.
Modern Portfolio Theory (MPT) was developed in the 1950s and remains the standard approach used today. However, MPT makes unrealistic assumptions. HighTower|Scottsdale has developed an advanced "Liability Derived Intelligence" (LDintelligence) methodology that builds on MPT but addresses its limitations. LDintelligence begins by calculating each investor's "Liability Derived Index" based on their unique financial goals and risk tolerance. It then constructs customized portfolios aimed at achieving this target return while managing downside risk.
This document discusses the debate between active and passive portfolio management. With active management, a manager tries to beat market benchmarks by selecting individual securities. Passive management attempts to match benchmark performance at low cost through index funds. Proponents of each argue their approach provides better returns. The document also describes blending the approaches through core-satellite asset allocation, where low-cost index funds form the portfolio "core" and actively managed funds are "satellites" with potential to boost returns or reduce risk. Before investing, carefully consider investment objectives, risks, charges and expenses outlined in a fund's prospectus.
The document discusses the upcoming opening of a new recycling center in Kansas City in April. It will be located in the parking lot between a Home Depot and office building. The center will accept various recyclable items like paper, glass, plastic and electronics. The document also discusses a lost dog that went missing from its home in the Squier Park neighborhood and details how neighbors worked together to help locate and return the dog nearly two weeks later.
Beyond Boundaries...
Rethinking the foundation of a portfolio
Plato thought
beyond a cave.
Copernicus thought
beyond the earth.
Einstein thought
beyond space
and time.
The document discusses thinking beyond traditional boundaries when constructing an investment portfolio. It advocates taking a global perspective to potentially enhance returns and better manage risk. A broader investment approach that invests across multiple markets focusing on opportunities worldwide can provide both return opportunities and risk diversification benefits compared to a more narrow focus only on large U.S. companies. Investors are encouraged to discuss their portfolio allocations with a financial advisor to ensure adequate diversification globally.
AXP Portfolio Builder Series offers a simplified retirement investment solution for businesses and employees. It streamlines the investment decision process by providing six professionally managed funds that offer different risk and reward profiles to meet various needs. Contacting the representative can provide information on how AXP Portfolio Builder Series can help employees make the most of their retirement savings by keeping investing simple.
The document discusses investing with American Express' AXP Portfolio Builder funds. It recommends speaking with an American Express financial advisor to review your financial situation, goals, and risks before selecting the fund best suited for you. The advisor can then help establish an investment blueprint to achieve your goals through a single decision and purchase. International investing carries additional risks related to market, currency, economic, political, and other factors. Small company stocks and higher yield bonds also involve greater risks than larger, higher quality bonds.
Axp Portfolio Builder Series Prospectus S 6282 99MGD123
This prospectus describes six funds of funds that each invest in a combination of underlying American Express funds in order to achieve a specific risk and return profile. The six funds include Conservative, Moderate Conservative, Moderate, Moderate Aggressive, Aggressive, and Total Equity funds. Each fund's asset allocation between equity, fixed income, and cash targets a different level of risk, from lowest to highest in that order. The funds aim to achieve diversification and their investment goals by investing in a selection of underlying funds representing various asset classes, investment styles, market caps, sectors, and geographic regions.
The document provides a diagnosis and evaluation of shareholder reports for American Express Funds. It finds that the reports earn the DALBAR Communications Seal for displaying qualities like clear language, highlighting important performance results, and consistent presentation of data. Some areas for potential enhancement are increasing the size of disclaimers and share summaries, and providing more information on other available products and services from the company. The diagnosis evaluates numerous individual fund reports and finds that all earn the Communications Seal.
AXP Portfolio Builder Series provides a streamlined investment strategy for education savings with six professionally managed funds that offer different risk and reward profiles to meet education savings goals. The funds simplify the investment process and provide a clear plan. Investing for education is now smarter and more convenient than ever.
The document provides information about events and developments in the Hyde Park neighborhood of Kansas City, Missouri. It discusses caroling that took place on Armour Boulevard, renovations of properties on 39th Street between Gillham Road and Troost Avenue, and an interview with mayoral candidate Sly James who discusses issues like housing policy and cooperation across divisions in Kansas City.
The document provides information about The Church of St. Therese of Deephaven located in Deephaven, Minnesota. It welcomes readers to join the church community which has been part of the area since 1946. It invites people to come pray, learn, serve, find healing and community. It shares the church's mission to be a welcoming community for all and grow closer to God through spiritual formation, worship, education and service. It provides contact information to become a member or get involved.
Beyond Boundaries...
Rethinking the foundation of a portfolio
Plato thought
beyond a cave.
Copernicus thought
beyond the earth.
Einstein thought
beyond space
and time.
The document advocates thinking beyond traditional boundaries when constructing an investment portfolio. It suggests that taking a broader global perspective can enhance returns through additional opportunities and aid risk management. Investors are encouraged to ensure their portfolio is not too dependent on one market or asset class, and to consider allocating a greater percentage globally in line with 21st century business.
The document discusses investment options for retirement savings after changing jobs or retiring. It summarizes the AXP Portfolio Builder Series, which offers six professionally-managed investment funds with varying risk profiles that simplify the investment selection process. The funds provide instant diversification and allow easy exchanges between funds as an investor's goals or risk tolerance change over time. The document recommends contacting a financial advisor to arrange rolling over retirement savings into an IRA using the AXP Portfolio Builder Series funds.
AXP Portfolio Builder Series provides a streamlined investment strategy for education savings with six professionally managed funds that offer different risk and reward profiles to meet education savings goals. The funds simplify the investment process and provide a clear plan. Investing for education is now smarter and more convenient than ever.
Axp Portfolio Builder Series Prospectus S 6282 99MGD123
This document describes six funds of funds that invest in other American Express funds to achieve different risk/return profiles. The six funds range from conservative to very aggressive in their allocation of assets between equity, fixed income, and cash investments. Each fund aims to maximize total return while maintaining a level of risk appropriate for investors with different time horizons. The funds seek diversification across asset classes, investment styles, market caps, geographic regions, and types of securities to reduce risk. Principal risks include changes to asset allocation, market declines, and investing in underlying funds.
The document provides a diagnosis and evaluation of shareholder reports for American Express Funds. It finds that the reports earn the DALBAR Communications Seal for displaying qualities like clear language, highlighting important performance results, and consistent presentation of data. Some areas for potential enhancement are increasing the size of disclaimers and share summaries, and providing more information on other available products and services from the company. The diagnosis evaluates numerous individual fund reports and finds that all earn the Communications Seal.
1. InvestorInsight
New opportunities, new adventures.
Your investment strategy should be up for the journey.
Keep your retirement savings on track
When you change jobs or retire, one of the most important decisions is
where to invest the assets you accumulated in your company-sponsored
retirement plan. Protecting those assets is vital to your future financial
security. Here are steps you can take to maximize the potential of
your savings:
Step 1 Keep your retirement assets tax-deferred and avoid paying current
taxes and penalties by arranging a direct rollover to an Individual
Retirement Account (IRA).
Step 2 Choose investments that suit your risk tolerance and your desired
return potential.
AXP® Portfolio Builder Series: a sensible destination
for your IRA Rollover
For some, choosing investments for their retirement savings can be an
AXP® Portfolio Builder
Series offers a full range overwhelming and intimidating process. But don’t let tough rollover
of investment objectives decisions put your retirement at risk because now there’s help.
and risk/reward profiles
AXP Portfolio Builder Series is an investment solution that simplifies
designed to meet your
the investment decision process by addressing your needs with a broad
investing needs for every
spectrum of professionally managed portfolios.
stage in life.
Investing is smart.
Keeping it simple is even smarter.SM
▲ Six Fund Options AXP® Portfolio Builder
Higher Return Potential
Total Equity Fund
AXP® Portfolio Builder
Aggressive Fund
AXP® Portfolio Builder
Moderate Aggressive Fund
AXP® Portfolio Builder
Moderate Fund
AXP® Portfolio Builder
Moderate Conservative Fund
AXP® Portfolio Builder
Conservative Fund
Higher Risk
▲