This document provides information about Investors Group, a Canadian financial services company that has been operating since 1926. It offers a wide range of financial products and services including short-term banking, lending, insurance, investment products, and retirement planning services. The document emphasizes that Investors Group provides personalized financial advice and planning to help clients achieve their financial goals and prepare for challenges throughout their lifetime. It highlights the value of financial advice and having a coordinated financial plan.
Investors Group is a Canadian financial services company that has been operating since 1926. It serves approximately one million Canadians through over 400 offices across Canada. Investors Group offers a wide range of financial products and services, including mutual funds, RRSPs, mortgages, loans, insurance products, and financial planning services. It takes a personalized approach to financial planning tailored to each client's individual needs and goals over their lifetime.
Planning Process. This presentation outlines how we get results for you and your family. If you are tired of having more questions than answers, give me a call. 403 220-9654.
1) Investors Group is a Canadian financial services company that has been operating since 1926. It serves approximately one million Canadians through over 400 offices across Canada.
2) Investors Group offers a wide range of financial products and services for individuals and corporations including banking, lending, insurance, investments, retirement planning and more.
3) The document discusses how most Canadians face financial challenges such as preparing for retirement, saving for family members, taxes, debt, and disability. It emphasizes the value of financial advice in helping Canadians overcome these challenges and achieve their financial goals.
The document discusses the financial planning and investment services provided by Investors Group, including their experience and expertise in comprehensive investment management. It highlights the various products and services offered such as mutual funds, tax planning, insurance, banking, and mortgages. The focus is on creating a personalized financial plan to help clients achieve their financial goals for retirement, their family, and the future.
The document discusses Investors Group, a Canadian financial services company that offers personalized financial planning and investment management services. It highlights Investors Group's experience, assets under management, office network, and affiliation with Power Financial Corporation. The summary discusses Investors Group's approach to understanding clients' financial goals and situations in order to design comprehensive financial plans and investment portfolios tailored to each client.
This document summarizes the services provided by Investors Group, one of Canada's largest financial institutions. It offers a comprehensive suite of financial planning and investment management services including mutual funds, segregated funds, tax planning, estate planning, insurance, lending, banking, and retirement planning. The goal is to create a customized financial plan and manage investments to help clients achieve their financial goals for life, retirement, family, and the future.
This document summarizes a client's current financial situation, including:
- Current life insurance policies for the client and spouse.
- Debts, income, mortgage, and education details.
- Assets categorized as taxable, tax-deferred, or tax-advantaged and how the client intends to use each asset.
- Personal details for the client and spouse such as names, dates of birth, employment, and retirement goals.
The document appears to be from a financial advisor seeking to provide an overview of a client's finances and recommendations to improve their financial independence and planning.
1. The document provides information about financial planning services offered by Turenne Joseph, a financial advisor with Investors Group. It discusses various financial topics and risks women may face.
2. Building wealth, protecting assets, and planning for retirement and legacy are important topics to discuss with a financial advisor. Insufficient planning can leave one vulnerable.
3. Meeting regularly with a financial planner allows them to ensure one's investments, insurance, and estate plan align with their goals and risk tolerance over the long term. Asking the right questions is important to financial security.
Investors Group is a Canadian financial services company that has been operating since 1926. It serves approximately one million Canadians through over 400 offices across Canada. Investors Group offers a wide range of financial products and services, including mutual funds, RRSPs, mortgages, loans, insurance products, and financial planning services. It takes a personalized approach to financial planning tailored to each client's individual needs and goals over their lifetime.
Planning Process. This presentation outlines how we get results for you and your family. If you are tired of having more questions than answers, give me a call. 403 220-9654.
1) Investors Group is a Canadian financial services company that has been operating since 1926. It serves approximately one million Canadians through over 400 offices across Canada.
2) Investors Group offers a wide range of financial products and services for individuals and corporations including banking, lending, insurance, investments, retirement planning and more.
3) The document discusses how most Canadians face financial challenges such as preparing for retirement, saving for family members, taxes, debt, and disability. It emphasizes the value of financial advice in helping Canadians overcome these challenges and achieve their financial goals.
The document discusses the financial planning and investment services provided by Investors Group, including their experience and expertise in comprehensive investment management. It highlights the various products and services offered such as mutual funds, tax planning, insurance, banking, and mortgages. The focus is on creating a personalized financial plan to help clients achieve their financial goals for retirement, their family, and the future.
The document discusses Investors Group, a Canadian financial services company that offers personalized financial planning and investment management services. It highlights Investors Group's experience, assets under management, office network, and affiliation with Power Financial Corporation. The summary discusses Investors Group's approach to understanding clients' financial goals and situations in order to design comprehensive financial plans and investment portfolios tailored to each client.
This document summarizes the services provided by Investors Group, one of Canada's largest financial institutions. It offers a comprehensive suite of financial planning and investment management services including mutual funds, segregated funds, tax planning, estate planning, insurance, lending, banking, and retirement planning. The goal is to create a customized financial plan and manage investments to help clients achieve their financial goals for life, retirement, family, and the future.
This document summarizes a client's current financial situation, including:
- Current life insurance policies for the client and spouse.
- Debts, income, mortgage, and education details.
- Assets categorized as taxable, tax-deferred, or tax-advantaged and how the client intends to use each asset.
- Personal details for the client and spouse such as names, dates of birth, employment, and retirement goals.
The document appears to be from a financial advisor seeking to provide an overview of a client's finances and recommendations to improve their financial independence and planning.
1. The document provides information about financial planning services offered by Turenne Joseph, a financial advisor with Investors Group. It discusses various financial topics and risks women may face.
2. Building wealth, protecting assets, and planning for retirement and legacy are important topics to discuss with a financial advisor. Insufficient planning can leave one vulnerable.
3. Meeting regularly with a financial planner allows them to ensure one's investments, insurance, and estate plan align with their goals and risk tolerance over the long term. Asking the right questions is important to financial security.
This document discusses strategies for building a sound financial plan, including managing expenses, increasing income, paying down debt, establishing an emergency fund, and investing for long-term growth. It emphasizes the importance of working with a licensed financial advisor to develop a customized plan based on individual needs and goals. The advisor can help assess the client's situation, recommend appropriate products and services, and ensure the client is comfortable with the choices made.
UNFCU Financial Advisors provides financial advisory and insurance services to individuals and organizations globally. It has offices in New York, Washington D.C., Geneva, and Vienna. It offers a range of employee benefits, health management programs, insurance policies, investment management, and other financial services to support clients worldwide.
Kevin Brunner focuses on creating guaranteed retirement income for clients rather than chasing returns. He believes most financial advisors focus on growing assets for their own benefit rather than their clients' needs. Brunner works with small business owners, providing holistic advice on business structures and taxes. His goal is to maximize retirement income through tax efficiency and eliminating inefficiencies.
The Davit & Miller Group ~ An Introductionbjmilr
The document introduces The Davit & Miller Group at UBS Wealth Management. It describes the team members Benjamin Miller, Robert Davit, and Holli La Fever and their roles and experiences. It also outlines the group's mission to help clients achieve their financial goals through quality service, advice, and portfolio management.
Planning for retirement requires important decisions about accumulating sufficient assets and designing a retirement income plan that fits one's needs and goals. Annuities and life insurance products offered by Nsurance Solutions Group can help by providing guaranteed lifetime income, protecting assets from risks like market volatility and long-term care costs, and avoiding probate. These products accumulate money tax-deferred and allow assets to be passed to beneficiaries outside of probate. Nsurance Solutions offers a variety of annuity products to fit different risk tolerances and needs for growth, income, and asset protection.
One of a suite of individual retirement education modules created for Nationwide Financial, the Retirement Income Education Module helps a plan participant understand the types of income available at retirement and realize the potential income gap.
The module system gives retirement specialists the ability to create longer, fully customizable presentations by allowing them to mix, match and combine individual modules in the suite. This enables the sales force a greater flexibility in planning meetings and answering individual plan and participant needs.
Annuities are hard to understand for most retirees, this easy to read booklet explains the new types of annuities and the amazing features they have. Whether you’re looking to purchase an annuity or want information on your current annuities, this booklet provides all the answers you may be looking for.
The document discusses care fees planning and long-term care funding options. It provides some key facts about the long-term care market, including that over 90,000 elderly people enter care homes each year in the UK. It introduces Stephen Wilkinson and his company Symponia Limited, which provides care fees planning and advocacy services. Finally, it outlines various care fees planning strategies and options that can help clients fund their long-term care needs.
The document discusses how a life insurance retirement plan can help clients diversify their tax liabilities in retirement. It notes that 2/3 of investors doubt they will have enough money saved for retirement and many may rely on non-retirement accounts. It then presents a case study of a business owner client who is a good saver but may face challenges with financial vulnerability, outliving savings, and rising taxes. The document argues that using life insurance can provide tax-free death benefits and help mitigate losses from potential future tax rate increases on other retirement assets like 401ks, stocks, and mutual funds.
This document introduces the "Anti-AnnuityTM", which is described as Single Premium Indexed Universal Life insurance (SPIUL). It summarizes the credentials and experience of the advisors behind the product. The SPIUL is presented as a tax-advantaged alternative to annuities that allows tax-free growth and access to funds. Examples are given showing how SPIUL can be used to create larger tax-free inheritances than other options like annuities. It also describes how SPIUL can be used to avoid taxes on IRA and retirement account funds by transferring them into the life insurance product. Readers are encouraged to schedule a meeting with the advisors to learn more about SPIUL and how it can save on estate
I have uploaded this presentation to give people a better understanding of what Investors Group does and how I, as a ocnsultant, am able to help people with their financial planning needs. The presentation starts by providing background information and history about Investors Group. This is followed by the types of services and products that we provide, along with our partner companies. The presentation is concluded by explaining the benefits and our approach to financial planning.
This document provides information about Investors Group, a Canadian financial services company. It offers a wide range of financial products and services including mutual funds, RRSPs, mortgages, insurance, and investment planning. Investors Group has over 400 offices across Canada and serves approximately one million Canadians. It also provides personalized financial planning through regional offices and specialists to help clients achieve their financial goals.
The document discusses Investors Group, a Canadian financial services company that offers personalized financial planning and investment management services. It highlights Investors Group's experience, assets under management, office network, and affiliation with Power Financial Corporation. The summary discusses Investors Group's approach to understanding clients' financial goals and situations in order to design comprehensive financial plans and investment portfolios tailored to each client.
The document discusses the financial planning services provided by Investors Group, including their expertise in investment management, product offerings in investments, insurance, banking and lending, and goal-based financial planning process to help clients achieve their financial objectives. Investors Group uses a team approach and ongoing review to create customized financial plans and manage client investments over the long-term. The core of their services includes investment management, products and solutions tailored for diversity, and world-class money management expertise.
Investors Group is a Canadian financial services company that offers personalized financial planning and investment management services to help clients prosper now and in retirement. With over 80 years of experience and $42 billion in assets under management, Investors Group provides comprehensive financial solutions through a team of specialists across Canada. Their goal is to understand each client's unique needs and design a customized plan to help ensure financial security throughout life.
This document provides information about financial planning services offered by World Financial Group (WFG). WFG associates assess clients' unique needs and goals to help them work toward a more secure financial future. WFG offers a broad range of products like life insurance, annuities, investment funds, and retirement accounts from multiple providers. The document discusses challenges to financial security like debt, college costs, retirement and health care savings shortfalls, and inflation. It promotes the benefits of a customized financial needs analysis from WFG to address these challenges through strategies like debt management, emergency savings, asset accumulation, and proper insurance protection.
This document provides an overview of World Financial Group's (WFG) financial planning services. WFG helps clients achieve their financial goals through a customized strategy developed by a licensed associate. The strategy addresses challenges like debt management, emergency savings, retirement planning, and life insurance needs. WFG offers access to products from major insurance and investment companies. The document outlines various financial strategies and tools that WFG associates can use to help clients build wealth, manage debt, plan for retirement and other goals.
This document provides an overview of World Financial Group's (WFG) financial planning services. WFG helps clients achieve their financial goals through a customized strategy developed by a licensed associate. The strategy addresses challenges like debt management, emergency savings, retirement planning, and life insurance needs. WFG offers access to products from major insurance and investment companies. The document outlines various financial strategies and tools that can help clients build wealth, manage debt, save for emergencies and the future, and properly protect themselves and their families.
Money Plant Financial Services provides various financial planning services including insurance planning, tax planning, investment planning, retirement planning, and more. It aims to provide optimal financial solutions to individuals. The company represents clients, not any specific fund houses or insurance companies. It assists clients in developing financial goals and implementing financial plans through products like life insurance, health insurance, mutual funds, fixed deposits, bonds, and real estate investments. The document provides details on various financial products and services offered by the company.
Alpha Wealth is an independent financial advisory company based in Ireland. Their mission is to provide impartial financial advice and excellent customer service to individuals, families, and companies. They offer advice on savings and investments, financial planning, tax planning, insurance, pensions, retirement planning, business advice, and health insurance. The team of advisors at Alpha Wealth have over 50 years of combined experience in financial services.
Commrisk Life is an independent brokerage that offers a full range of life insurance, investment, and employee benefits products. It uses a 6-step financial planning process to provide services like estate planning, retirement planning, business insurance, and investments. As a member of the Financial Planning Institute, Commrisk Life's advisors are well-qualified to analyze clients' financial situations and recommend appropriate products and plans.
The document provides an overview of World Financial Group (WFG), a financial services company that helps people create success through a business opportunity providing financial products and services. WFG believes in helping middle-income individuals and families achieve financial security and independence through education, proper protection, debt management, and wealth building strategies. The presentation outlines WFG's business platform, compensation structure, and values to introduce potential associates to the opportunity of joining WFG either part-time or full-time.
This document discusses strategies for building a sound financial plan, including managing expenses, increasing income, paying down debt, establishing an emergency fund, and investing for long-term growth. It emphasizes the importance of working with a licensed financial advisor to develop a customized plan based on individual needs and goals. The advisor can help assess the client's situation, recommend appropriate products and services, and ensure the client is comfortable with the choices made.
UNFCU Financial Advisors provides financial advisory and insurance services to individuals and organizations globally. It has offices in New York, Washington D.C., Geneva, and Vienna. It offers a range of employee benefits, health management programs, insurance policies, investment management, and other financial services to support clients worldwide.
Kevin Brunner focuses on creating guaranteed retirement income for clients rather than chasing returns. He believes most financial advisors focus on growing assets for their own benefit rather than their clients' needs. Brunner works with small business owners, providing holistic advice on business structures and taxes. His goal is to maximize retirement income through tax efficiency and eliminating inefficiencies.
The Davit & Miller Group ~ An Introductionbjmilr
The document introduces The Davit & Miller Group at UBS Wealth Management. It describes the team members Benjamin Miller, Robert Davit, and Holli La Fever and their roles and experiences. It also outlines the group's mission to help clients achieve their financial goals through quality service, advice, and portfolio management.
Planning for retirement requires important decisions about accumulating sufficient assets and designing a retirement income plan that fits one's needs and goals. Annuities and life insurance products offered by Nsurance Solutions Group can help by providing guaranteed lifetime income, protecting assets from risks like market volatility and long-term care costs, and avoiding probate. These products accumulate money tax-deferred and allow assets to be passed to beneficiaries outside of probate. Nsurance Solutions offers a variety of annuity products to fit different risk tolerances and needs for growth, income, and asset protection.
One of a suite of individual retirement education modules created for Nationwide Financial, the Retirement Income Education Module helps a plan participant understand the types of income available at retirement and realize the potential income gap.
The module system gives retirement specialists the ability to create longer, fully customizable presentations by allowing them to mix, match and combine individual modules in the suite. This enables the sales force a greater flexibility in planning meetings and answering individual plan and participant needs.
Annuities are hard to understand for most retirees, this easy to read booklet explains the new types of annuities and the amazing features they have. Whether you’re looking to purchase an annuity or want information on your current annuities, this booklet provides all the answers you may be looking for.
The document discusses care fees planning and long-term care funding options. It provides some key facts about the long-term care market, including that over 90,000 elderly people enter care homes each year in the UK. It introduces Stephen Wilkinson and his company Symponia Limited, which provides care fees planning and advocacy services. Finally, it outlines various care fees planning strategies and options that can help clients fund their long-term care needs.
The document discusses how a life insurance retirement plan can help clients diversify their tax liabilities in retirement. It notes that 2/3 of investors doubt they will have enough money saved for retirement and many may rely on non-retirement accounts. It then presents a case study of a business owner client who is a good saver but may face challenges with financial vulnerability, outliving savings, and rising taxes. The document argues that using life insurance can provide tax-free death benefits and help mitigate losses from potential future tax rate increases on other retirement assets like 401ks, stocks, and mutual funds.
This document introduces the "Anti-AnnuityTM", which is described as Single Premium Indexed Universal Life insurance (SPIUL). It summarizes the credentials and experience of the advisors behind the product. The SPIUL is presented as a tax-advantaged alternative to annuities that allows tax-free growth and access to funds. Examples are given showing how SPIUL can be used to create larger tax-free inheritances than other options like annuities. It also describes how SPIUL can be used to avoid taxes on IRA and retirement account funds by transferring them into the life insurance product. Readers are encouraged to schedule a meeting with the advisors to learn more about SPIUL and how it can save on estate
I have uploaded this presentation to give people a better understanding of what Investors Group does and how I, as a ocnsultant, am able to help people with their financial planning needs. The presentation starts by providing background information and history about Investors Group. This is followed by the types of services and products that we provide, along with our partner companies. The presentation is concluded by explaining the benefits and our approach to financial planning.
This document provides information about Investors Group, a Canadian financial services company. It offers a wide range of financial products and services including mutual funds, RRSPs, mortgages, insurance, and investment planning. Investors Group has over 400 offices across Canada and serves approximately one million Canadians. It also provides personalized financial planning through regional offices and specialists to help clients achieve their financial goals.
The document discusses Investors Group, a Canadian financial services company that offers personalized financial planning and investment management services. It highlights Investors Group's experience, assets under management, office network, and affiliation with Power Financial Corporation. The summary discusses Investors Group's approach to understanding clients' financial goals and situations in order to design comprehensive financial plans and investment portfolios tailored to each client.
The document discusses the financial planning services provided by Investors Group, including their expertise in investment management, product offerings in investments, insurance, banking and lending, and goal-based financial planning process to help clients achieve their financial objectives. Investors Group uses a team approach and ongoing review to create customized financial plans and manage client investments over the long-term. The core of their services includes investment management, products and solutions tailored for diversity, and world-class money management expertise.
Investors Group is a Canadian financial services company that offers personalized financial planning and investment management services to help clients prosper now and in retirement. With over 80 years of experience and $42 billion in assets under management, Investors Group provides comprehensive financial solutions through a team of specialists across Canada. Their goal is to understand each client's unique needs and design a customized plan to help ensure financial security throughout life.
This document provides information about financial planning services offered by World Financial Group (WFG). WFG associates assess clients' unique needs and goals to help them work toward a more secure financial future. WFG offers a broad range of products like life insurance, annuities, investment funds, and retirement accounts from multiple providers. The document discusses challenges to financial security like debt, college costs, retirement and health care savings shortfalls, and inflation. It promotes the benefits of a customized financial needs analysis from WFG to address these challenges through strategies like debt management, emergency savings, asset accumulation, and proper insurance protection.
This document provides an overview of World Financial Group's (WFG) financial planning services. WFG helps clients achieve their financial goals through a customized strategy developed by a licensed associate. The strategy addresses challenges like debt management, emergency savings, retirement planning, and life insurance needs. WFG offers access to products from major insurance and investment companies. The document outlines various financial strategies and tools that WFG associates can use to help clients build wealth, manage debt, plan for retirement and other goals.
This document provides an overview of World Financial Group's (WFG) financial planning services. WFG helps clients achieve their financial goals through a customized strategy developed by a licensed associate. The strategy addresses challenges like debt management, emergency savings, retirement planning, and life insurance needs. WFG offers access to products from major insurance and investment companies. The document outlines various financial strategies and tools that can help clients build wealth, manage debt, save for emergencies and the future, and properly protect themselves and their families.
Money Plant Financial Services provides various financial planning services including insurance planning, tax planning, investment planning, retirement planning, and more. It aims to provide optimal financial solutions to individuals. The company represents clients, not any specific fund houses or insurance companies. It assists clients in developing financial goals and implementing financial plans through products like life insurance, health insurance, mutual funds, fixed deposits, bonds, and real estate investments. The document provides details on various financial products and services offered by the company.
Alpha Wealth is an independent financial advisory company based in Ireland. Their mission is to provide impartial financial advice and excellent customer service to individuals, families, and companies. They offer advice on savings and investments, financial planning, tax planning, insurance, pensions, retirement planning, business advice, and health insurance. The team of advisors at Alpha Wealth have over 50 years of combined experience in financial services.
Commrisk Life is an independent brokerage that offers a full range of life insurance, investment, and employee benefits products. It uses a 6-step financial planning process to provide services like estate planning, retirement planning, business insurance, and investments. As a member of the Financial Planning Institute, Commrisk Life's advisors are well-qualified to analyze clients' financial situations and recommend appropriate products and plans.
The document provides an overview of World Financial Group (WFG), a financial services company that helps people create success through a business opportunity providing financial products and services. WFG believes in helping middle-income individuals and families achieve financial security and independence through education, proper protection, debt management, and wealth building strategies. The presentation outlines WFG's business platform, compensation structure, and values to introduce potential associates to the opportunity of joining WFG either part-time or full-time.
This document provides an overview of World Financial Group (WFG), including their goals, business model, and solutions. Some key points:
- WFG aims to help people better manage their money through financial education and creating generations of financially secure families.
- Their business model focuses on the underserved middle market through a proven platform and coaching associates to build strong businesses.
- They conduct a needs analysis to help clients establish goals and strategies using solutions like term life insurance, annuities, and retirement/college savings plans.
This document provides an overview of World Financial Group (WFG), including their goals, business model, and solutions. Some key points:
- WFG aims to help individuals and families achieve financial security and create a legacy through education and solutions like insurance, annuities, and retirement planning.
- Their business model involves associates conducting a financial needs analysis and presenting customized recommendations to help clients meet their goals.
- They believe many middle-income families lack proper protection or savings strategies and would benefit from guidance on concepts like managing risk and taxes effectively.
- WFG offers solutions like term life insurance, universal life insurance, fixed annuities, and IRAs to help clients save, protect assets,
WFG provides an overview of their company beliefs and business model. They believe there is a need for financial education and guidance for middle-income individuals. WFG's business platform rewards both personal production and leadership development. Associates can earn income through personal sales, overrides on sales by those they recruit, and promotions. The presentation provides examples of earning potential at different levels. WFG emphasizes core values like integrity, family, and positivity. It encourages attendees to consider if the business could benefit them financially and if they are intrigued by the opportunity.
This document discusses strategies for achieving financial goals through proper financial planning. It notes that many life goals like funding education, home ownership, or retirement require a sound financial strategy. The document then discusses services offered through World Financial Group (WFG) to help individuals assess their needs and create a customized plan. Key services and products mentioned include assessing cash flow, managing expenses, debt reduction, life insurance, retirement planning, and investment options. The overall message is that taking control of finances now through working with WFG can help achieve future dreams and goals.
This document provides a disclaimer stating that it does not constitute legal or tax advice. It then outlines the objectives of an upcoming workshop on estate planning, insurance strategies, investment strategies, retirement planning, and general planning. It notes that the workshop workbook will provide educational material and a planning checklist. The remainder of the document discusses various common myths and misconceptions related to these planning areas, and provides the truthful perspective on each topic.
Everyone wants to be more financially secure, but don't know the basics of how to get there. This presentation is a roadmap with seven simple rules for financial success. It is part of a series of seminars offered by Saunders Learning Group on personal money management. You can now view the presentation here, order the Family Financial Freedom book from any of the ebook sites for iPhone, iPad, Kindle, Nook, Kobo reader etc. contact me at floyd.saunders@yahoo.com for a copy of the presentation or more information on how to get seminar materials.
This document provides information about World Financial Group (WFG), including who they are, their mission and vision, strategic alliances, products offered, how to build income through WFG, and options to become a client or business owner. Key details include:
- WFG is a financial services company made up of an insurance agency and mutual fund dealer that offers products like mutual funds, insurance, and retirement plans.
- Their mission is to help families achieve financial independence and their vision is to build the world's best financial services organization.
- Associates can build income by helping families and receiving commissions, with examples showing potential monthly earnings ranging from $2,520 to $15,480.
- Options
We provide a business platform to
associates, which gives the support
and systems they need to build
strong businesses and create better
lives for themselves.
Many financial services companies focus on
only the wealthy few; thus many individuals
and families are grossly underserved.
There is an overwhelming need to help
middle-income individuals and families with
their finances, but there is an insufficient
number of companies that are willing to
help them.
Every business, big or small, deals with outgoing payments. Whether it’s to suppliers for inventory, to employees for salaries, or to vendors for services rendered, keeping track of these expenses is crucial. This is where payment vouchers come in – the unsung heroes of the accounting world.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
How to Identify the Best Crypto to Buy Now in 2024.pdfKezex (KZX)
To identify the best crypto to buy in 2024, analyze market trends, assess the project's fundamentals, review the development team and community, monitor adoption rates, and evaluate risk tolerance. Stay updated with news, regulatory changes, and expert opinions to make informed decisions.
An accounting information system (AIS) refers to tools and systems designed for the collection and display of accounting information so accountants and executives can make informed decisions.
Monthly Market Risk Update: June 2024 [SlideShare]Commonwealth
Markets rallied in May, with all three major U.S. equity indices up for the month, said Sam Millette, director of fixed income, in his latest Market Risk Update.
For more market updates, subscribe to The Independent Market Observer at https://blog.commonwealth.com/independent-market-observer.
Discover the Future of Dogecoin with Our Comprehensive Guidance36 Crypto
Learn in-depth about Dogecoin's trajectory and stay informed with 36crypto's essential and up-to-date information about the crypto space.
Our presentation delves into Dogecoin's potential future, exploring whether it's destined to skyrocket to the moon or face a downward spiral. In addition, it highlights invaluable insights. Don't miss out on this opportunity to enhance your crypto understanding!
https://36crypto.com/the-future-of-dogecoin-how-high-can-this-cryptocurrency-reach/
What Lessons Can New Investors Learn from Newman Leech’s Success?Newman Leech
Newman Leech's success in the real estate industry is based on key lessons and principles, offering practical advice for new investors and serving as a blueprint for building a successful career.
Explore the world of investments with an in-depth comparison of the stock market and real estate. Understand their fundamentals, risks, returns, and diversification strategies to make informed financial decisions that align with your goals.
How to Invest in Cryptocurrency for Beginners: A Complete GuideDaniel
Cryptocurrency is digital money that operates independently of a central authority, utilizing cryptography for security. Unlike traditional currencies issued by governments (fiat currencies), cryptocurrencies are decentralized and typically operate on a technology called blockchain. Each cryptocurrency transaction is recorded on a public ledger, ensuring transparency and security.
Cryptocurrencies can be used for various purposes, including online purchases, investment opportunities, and as a means of transferring value globally without the need for intermediaries like banks.
Dr. Alyce Su Cover Story - China's Investment Leadermsthrill
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
South Dakota State University degree offer diploma Transcriptynfqplhm
办理美国SDSU毕业证书制作南达科他州立大学假文凭定制Q微168899991做SDSU留信网教留服认证海牙认证改SDSU成绩单GPA做SDSU假学位证假文凭高仿毕业证GRE代考如何申请南达科他州立大学South Dakota State University degree offer diploma Transcript
Discovering Delhi - India's Cultural Capital.pptxcosmo-soil
Delhi, the heartbeat of India, offers a rich blend of history, culture, and modernity. From iconic landmarks like the Red Fort to bustling commercial hubs and vibrant culinary scenes, Delhi's real estate landscape is dynamic and diverse. Discover the essence of India's capital, where tradition meets innovation.
3. Strength and stability
3 Canadian pioneer in financial services since 1926
3 Serves approximately one million Canadians
3 More than 400 offices from coast to coast
3 A member of the Power Financial
Corporation group of companies
3 Investors Group Inc. is a wholly owned subsidiary of
IGM Financial Inc., and is one of the country’s largest
managers and distributors of mutual funds and other
managed asset products with over $132 billion in total
assets under managementi
3 IGM Financial Inc. is the sixth largest publicly traded
global asset manager by market capitalizationii
i
Assets under management figure as at January 31, 2014
ii
Market Capitalization figure as at December 31, 2013
4. Complete financial
services for individuals
and corporations
Short-term
3 Chequing
3 Savings
3 Credit cards
Lending
3 Mortgages
3 Loans
3 Lines of credit
Income protection
3 Life insurance
3 Accident/sickness
3 Critical illness
3 Long-term care
3 Health and dental
3 Group insurance
Products & plans
3 Mutual funds
3 RRSPs
3 RESPs
3 RDSPs
3 Tax-Free Savings
Accounts (TFSAs)
3 GICs
3 Annuities
3 Registered Retirement
Income Funds (RRIFs)
3 Guaranteed
Investment Funds (GIFs)
3 Tax-advantaged funds
3 Individual pension plans
3 Group retirement services
3 Brokerage services through
Investors Group Securities Inc.
3 Investors Group Charitable
Giving Program
6. Most Canadians face
financial challenges
3 Low retirement income
– 87% of Canadian boomers feel they are
not fully prepared for retirement
36% of surveyed boomers said that if they could
go back and do it again, they would start saving
for retirement earlier.*
Source: PMG Intelligence “Canadian Boomers and the New Retirement” 2009 Statistics shown represent responses from survey
participants aged 45 to 70 who indicated they were not yet retired to the following question: “Thinking of everything about the time
of life called retirement, including social, health, financial, recreational and other issues, how ready are you for retirement?”
* Investors Group’s “When I’m 65 Poll,” Oct/Nov 2010, online survey conducted by Harris/Decima
13% Extremely ready
34% Somewhat ready
32% Not sure
12% Not particularly ready
9% Not at all ready
7. 3 Providing for family members
– 2 in10 boomers are concerned about saving for
expenses related to aging parents, as well as looking
after their own needsi
3 Paying too much tax
– 42% of Canadians surveyed agree that
reducing the amount of taxes they pay is an
important immediate financial goali
3 Protecting yourself and your loved ones
– just over one in four of today’s 20-year-olds will
become disabled before they retireii
3 Managing personal balance sheet
– one in three Canadians with debt admit
to losing sleep over their debt loadiii
3 Choosing the right advice and best financial vehicles
– households without an advisor
– have less investable assets
– are less likely to take advantage of RRSPs and TFSAsiv
i Ipsos Reid, Canadians & Financial Advice, February 2013
ii Council for Disability Awareness, 2013
iii Investors Group’s “Gain and pain poll,” April/May 2011, online survey conducted by Harris/Decima
iv Ipsos Reid “Canadian Financial Monitor”, special analysis for IFIC, 2010
8. The value of advice
Household age
45 and under 65 and over45 – 54 55 – 64
no advice
Age of head of household (2009)
Averageinvestableassets
$272,761
$66,064$46,462$51,649$24,787
$246,752$140,155$79,074
3.2x 2.7x 5.3x 4.1x
with advice
Source: Ipsos Reid ‘Canadian Financial Monitor’, special analysis for IFIC, 2010
9. Household income
$35,000 – $54,999 $100,000 or more$55,000 – $69,999 $70,000 – $99,999
no advice
Household income (2009)
Averageinvestableassets
$214,587
$138,358$44,103$29,119$27,104
$164,542$197,273$125,348
4.6x 6.8x 3.7x 1.6x
with advice
Source: Ipsos Reid ‘Canadian Financial Monitor’, special analysis for IFIC, 2010
National data shows that Canadians at
any age and income level can benefit
from having a financial advisor.
10. Keeping up takes time
3 Increasing rate of change
3 Financial services are complex
3 Government legislated changes
3 Career and personal demands take priority
No one has taken the time to explain, in understandable
terms, how to pull everything together!
11. We take the time
3 Our purpose is to
– discover
– analyze
– explain
– advise
– solve financial problems
12. 3 Recognizes individual differences
3 Is co-ordinated and flexible
3 Provides a personal financial program
3 Faces realities and finds opportunities
OUROur approach is unique...
13. 3 We know that financial independence is:
– different things to different people
– getting the things you want
– doing the things you enjoy
– based on your lifestyle
APPROACHrecognizes individual
differences
14. Short-term
reserve
Planning for emergencies
and opportunities
Developing a
financial reserve
Income & asset
protection
For you and your
dependants in case of:
– Premature death
– Disability, critical illness
– Long-term care
Moderate-term
goals
Educate my children
Purchase a home/cottage
Leisure activities
Longer-term
goals
Financial independence
Retire comfortably
Preserve my estate
The Investors Four Cornerstones Philosophy™
is the foundation for financial independence.
* Six disciplines of financial planning
Insurance
planning*
Estate
planning*
Investment
planning*
Tax
planning*
Retirement
planning*
Cash
management*
Education
planning
OUR is co-ordinated
and flexible
15. 3 Helping you set financial goals
3 Taking advantage of tax-saving opportunities
3 Ensuring your investments reflect your personal financial goals
Financial independence depends on you –
not the company, government, relatives or friends!
A part of all you earn is yours to keep.
APPROACHprovides a personal
financial program
16. 3 Planned events
– going to post-secondary school
– getting your first job
– getting married
– buying a home
– raising a family
– starting a business
– changing careers
– saving for retirement
– selling a business
– living in retirement
– planning your estate
OUR
Throughout their lifetime, everyone
can benefit from financial planning.
faces realities and
finds opportunities
17. 3 Unplanned events
– losing a job
– divorce
– receiving an inheritance
– winning a lottery
– accident or illness
– caring for a loved one
– death of a loved one
APPROACH
18. Professional and
personal service
Through the region office
– Securities
– Mortgage and banking
– Insurance
3 Access to a team of specialists
Through head office
– Retirement planning
– Estate planning
– Tax planning
– Risk management
– Investment planning
– Product support
– Client administration
services and support
– Technology support
19. 3 We establish and maintain continuity of
personal service by providing a
– realistic financial plan
– regular review and update
Your net worth is a snapshot of your current financial position. It is also a benchmark from which you can measure
progress towards your financial goals. Your net worth consists of the difference between the assets that you own
(such as your home and investments) and your liabilities (such as mortgages, loans and other debt). Based on the
information you have provided, you currently have a net worth of $1,075,000.
Your current cash flow position compares your income with your expenses. Based on the information you have
provided, you are expected to have a cash flow surplus of $26,255 at the end of 2010.
wolFhsaC
htroWteN
Assets
Liabilities
Net Worth
Incomes
Outflows
Surplus
Net Worth
Registered Assets*
$520,000
Non-Registered Assets
$170,000
Lifestyle Assets
$600,000
Total Assets
$1,290,000
Liabilities
($215,000)
Net Worth
$1,075,000
* TFSAs are included in Registered Assets
Cash Flow
Income
$214,797
Lifestyle Expenses
$104,756
Savings
$21,181
Estimated Taxes
$62,605
Annual Surplus
$26,255
Monthly Surplus
$2,188
Your personal plan
makes it easy to
– know where you stand
– plan to reach your goals
– stay on track
20. Investment products and services are offered through Investors Group Financial Services
Inc. (in Québec, a Financial Service Firm) and Investors Group Securities Inc. (in Québec,
a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian
Investor Protection Fund.
GICs issued by Investors Group Trust Co Ltd., and/or other non-affiliated GIC issuers.
Insurance products and services distributed through I.G. Insurance Services Inc.
(in Québec, a Financial Services Firm). Insurance license sponsored by The Great-West
Life Assurance Company (outside of Québec).
Investors Group Trust Co. Ltd. is a federally regulated trust company and the mortgagee.
Mortgages are offered through I.G. Investment Management, Ltd.* Inquiries will be
referred to a Mortgage Planning (Agent) Specialist. *In the Province of Ontario, Mortgage
Brokerage Licence #10809, Mortgage Administrator Licence #11256.
The Canada Disability Savings Grant and the Canada Disability Savings Bond are provided
by the Government of Canada. Eligibility depends on family income levels.
The Investors Group Charitable Giving Program is offered together with the Strategic
Charitable Giving Foundation, which operates independently from Investors Group.
Donations are irrevocable and vest with the Foundation. This information is general in
nature and not intended to be professional tax advice. Please read the Program Guide for
complete details, including fees and expenses.
Commissions, fees and expenses may be associated with mutual fund investments and
the use of Symphony Strategic Investment Planning™. Read the prospectus and speak
to an Investors Group Consultant before investing. Mutual funds are not guaranteed,
values change frequently and past performance may not be repeated. Symphony is an
asset allocation service which provides a strategic approach to investment planning
relating only to Investors Group mutual funds.
Trademarks of financial partners appear with their specific approval.
Banking products and services are distributed through Solutions Banking™. Solutions
Banking products and services are provided by National Bank of Canada.
™ Solutions Banking is a trademark of Power Financial Corporation. Investors Group
and design are trademarks owned by IGM Financial Inc. and licensed to its subsidiary
corporations. National Bank of Canada is a licensed user of these trademarks.
™ Trademark owned by IGM Financial Inc. and licensed to its subsidiary corporations.
C3146 (09/2013-PW)