SlideShare a Scribd company logo
Investing  RULES
How fast will your money grow ?
Rule72     This tells you in how much time will your money double. Divide 72 by the interest rate you are compounding your money with and you will arrive at the number of years it will take to double in value.
Rule114 How long will it take to Triple your money?
If the interest rate is  9% Then your money will triple in  114/9 = 12.6  12.6 years
How fast your will your money erode ?
Rule70 This is a useful rule for predicting your future buying power. Divide 70 by the current inflation rate to know how fast will the value of your investment get reduced to half its present value. This is especially useful for retirement planning, as it affects the way you set up your monthly withdrawals.
Inflation rate of  7% Will reduce the value of your money to half in  70/7 = 10  10 years
The other rules
The 10, 5, 3 Rule You can expect returns of 10 % from Equities 5%from Bond and  3% on liquid cash
100 minus your age rule     This rule is used for asset allocation. Subtract your age from 100 to find how much your portfolio should be allocated to equities.
Investing
Investing
Investing

More Related Content

What's hot

Linkedin Presentation
Linkedin PresentationLinkedin Presentation
Linkedin PresentationLisa Xu
 
Wealth transfer
Wealth transferWealth transfer
Wealth transfer
LLoyd Lofton L.U.T.C.
 
Retirement thoughts for teachers
Retirement thoughts for teachersRetirement thoughts for teachers
Retirement thoughts for teacherscmcclurg
 
Employer Sponsored Retirement Plan
Employer Sponsored Retirement PlanEmployer Sponsored Retirement Plan
Employer Sponsored Retirement Plan
Bobby Cherry
 
Can investors bust knee caps and survive - slides
Can investors bust knee caps and survive - slidesCan investors bust knee caps and survive - slides
Can investors bust knee caps and survive - slides
Dupre + Scott Apartment Advisors, Inc
 
Generic income-pay
Generic income-payGeneric income-pay
Generic income-paylsorrentino1
 
The Rule of 72
The Rule of 72The Rule of 72
The Rule of 72
Conrad Francis
 
Deposit schemes and investment methods
Deposit schemes and investment methodsDeposit schemes and investment methods
Deposit schemes and investment methods
Neeraj Agrawal
 
Retirement Seminar v1
Retirement Seminar v1Retirement Seminar v1
Retirement Seminar v1Duncan Orr
 
Sip works for debt too
Sip works for debt tooSip works for debt too
Sip works for debt too
Fundsupermart.co.in
 

What's hot (14)

Ins Agrani Wealth Creation
Ins Agrani Wealth CreationIns Agrani Wealth Creation
Ins Agrani Wealth Creation
 
Linkedin Presentation
Linkedin PresentationLinkedin Presentation
Linkedin Presentation
 
Wealth transfer
Wealth transferWealth transfer
Wealth transfer
 
Retirement thoughts for teachers
Retirement thoughts for teachersRetirement thoughts for teachers
Retirement thoughts for teachers
 
Employer Sponsored Retirement Plan
Employer Sponsored Retirement PlanEmployer Sponsored Retirement Plan
Employer Sponsored Retirement Plan
 
Can investors bust knee caps and survive - slides
Can investors bust knee caps and survive - slidesCan investors bust knee caps and survive - slides
Can investors bust knee caps and survive - slides
 
Generic income-pay
Generic income-payGeneric income-pay
Generic income-pay
 
Retirement 2007
Retirement 2007Retirement 2007
Retirement 2007
 
The Rule of 72
The Rule of 72The Rule of 72
The Rule of 72
 
Deposit schemes and investment methods
Deposit schemes and investment methodsDeposit schemes and investment methods
Deposit schemes and investment methods
 
Retirement Seminar v1
Retirement Seminar v1Retirement Seminar v1
Retirement Seminar v1
 
Crunching the Numbers
Crunching the NumbersCrunching the Numbers
Crunching the Numbers
 
Sip works for debt too
Sip works for debt tooSip works for debt too
Sip works for debt too
 
LIM2016
LIM2016LIM2016
LIM2016
 

Similar to Investing

Thumb Rules for Personal Finance
Thumb Rules for Personal FinanceThumb Rules for Personal Finance
Thumb Rules for Personal Finance
Vidyanand Thakurdesai
 
Key Principles
Key PrinciplesKey Principles
Key PrinciplesChris Rice
 
Key Principles Infographic
Key Principles InfographicKey Principles Infographic
Key Principles InfographicMerian Kohn
 
Retirement funding project
Retirement funding projectRetirement funding project
Retirement funding projectRoddy Warren
 
Strategy Presentation
Strategy PresentationStrategy Presentation
Strategy PresentationJSCardwell
 
The 8 rules of dividend investing
The 8 rules of dividend investingThe 8 rules of dividend investing
The 8 rules of dividend investing
Sure_Dividend
 
Pension review checklist
Pension review checklistPension review checklist
Pension review checklist
Avantis Wealth
 
Pension review checklist
Pension review checklistPension review checklist
Pension review checklistAvantis Wealth
 
Use credit union investment basics seminar 3 27 12
Use credit union investment basics seminar 3 27 12Use credit union investment basics seminar 3 27 12
Use credit union investment basics seminar 3 27 12mullarkea
 
10 Wealth Accumulation Tips
10 Wealth Accumulation Tips10 Wealth Accumulation Tips
10 Wealth Accumulation Tips
Michael Woloshin
 
How to Prosper and Thrive in Retirement (1)
How to Prosper and Thrive in Retirement (1)How to Prosper and Thrive in Retirement (1)
How to Prosper and Thrive in Retirement (1)Robert C. Eldridge
 
Retirement planning for each stage of your life
Retirement planning for each stage of your lifeRetirement planning for each stage of your life
Retirement planning for each stage of your life
David Lerner Associates
 
Teachers' Guide to Savings
Teachers' Guide to SavingsTeachers' Guide to Savings
Teachers' Guide to SavingsWesleyan
 
Financial independence a 2013/14
Financial independence a  2013/14Financial independence a  2013/14
Financial independence a 2013/14
Oliver Taylor
 
For Those Who Want to Prosper & Thrive in Retirement
 For Those Who Want to Prosper & Thrive in Retirement For Those Who Want to Prosper & Thrive in Retirement
For Those Who Want to Prosper & Thrive in Retirement
freddysaamy
 
Investing
InvestingInvesting
Investing
kbrosterhous
 

Similar to Investing (20)

Thumb Rules for Personal Finance
Thumb Rules for Personal FinanceThumb Rules for Personal Finance
Thumb Rules for Personal Finance
 
Key Principles
Key PrinciplesKey Principles
Key Principles
 
Key Principles Infographic
Key Principles InfographicKey Principles Infographic
Key Principles Infographic
 
Retirement funding project
Retirement funding projectRetirement funding project
Retirement funding project
 
Strategy Presentation
Strategy PresentationStrategy Presentation
Strategy Presentation
 
The 8 rules of dividend investing
The 8 rules of dividend investingThe 8 rules of dividend investing
The 8 rules of dividend investing
 
RETIREMENT REVIEW
RETIREMENT REVIEWRETIREMENT REVIEW
RETIREMENT REVIEW
 
Pension review checklist
Pension review checklistPension review checklist
Pension review checklist
 
Pension review checklist
Pension review checklistPension review checklist
Pension review checklist
 
Use credit union investment basics seminar 3 27 12
Use credit union investment basics seminar 3 27 12Use credit union investment basics seminar 3 27 12
Use credit union investment basics seminar 3 27 12
 
10 Wealth Accumulation Tips
10 Wealth Accumulation Tips10 Wealth Accumulation Tips
10 Wealth Accumulation Tips
 
How to Prosper and Thrive in Retirement (1)
How to Prosper and Thrive in Retirement (1)How to Prosper and Thrive in Retirement (1)
How to Prosper and Thrive in Retirement (1)
 
pension consol
pension consolpension consol
pension consol
 
Retirement planning for each stage of your life
Retirement planning for each stage of your lifeRetirement planning for each stage of your life
Retirement planning for each stage of your life
 
Teachers' Guide to Savings
Teachers' Guide to SavingsTeachers' Guide to Savings
Teachers' Guide to Savings
 
Financial independence a 2013/14
Financial independence a  2013/14Financial independence a  2013/14
Financial independence a 2013/14
 
Preparing for Retierment
Preparing for RetiermentPreparing for Retierment
Preparing for Retierment
 
NDK_Revised-10-13
NDK_Revised-10-13NDK_Revised-10-13
NDK_Revised-10-13
 
For Those Who Want to Prosper & Thrive in Retirement
 For Those Who Want to Prosper & Thrive in Retirement For Those Who Want to Prosper & Thrive in Retirement
For Those Who Want to Prosper & Thrive in Retirement
 
Investing
InvestingInvesting
Investing
 

More from KIDS FINANCIAL NETWORKS

10 things i want my kids to learn about money before they’re adults
10 things i want my kids to learn about money before they’re adults10 things i want my kids to learn about money before they’re adults
10 things i want my kids to learn about money before they’re adultsKIDS FINANCIAL NETWORKS
 
Investment
InvestmentInvestment
Facebook & Twitter
Facebook & Twitter Facebook & Twitter
Facebook & Twitter
KIDS FINANCIAL NETWORKS
 
Financial literacy
Financial literacyFinancial literacy
Financial literacy
KIDS FINANCIAL NETWORKS
 

More from KIDS FINANCIAL NETWORKS (8)

10 things i want my kids to learn about money before they’re adults
10 things i want my kids to learn about money before they’re adults10 things i want my kids to learn about money before they’re adults
10 things i want my kids to learn about money before they’re adults
 
Investment
InvestmentInvestment
Investment
 
Financial goal setting
Financial goal settingFinancial goal setting
Financial goal setting
 
9 ways to teach kids about money
9 ways to teach kids about money9 ways to teach kids about money
9 ways to teach kids about money
 
Facebook & Twitter
Facebook & Twitter Facebook & Twitter
Facebook & Twitter
 
Needs and wants
Needs and wantsNeeds and wants
Needs and wants
 
Financial literacy
Financial literacyFinancial literacy
Financial literacy
 
KIDS FINANCIAL NETWORKS
KIDS FINANCIAL NETWORKSKIDS FINANCIAL NETWORKS
KIDS FINANCIAL NETWORKS
 

Recently uploaded

Instant Issue Debit Cards - High School Spirit
Instant Issue Debit Cards - High School SpiritInstant Issue Debit Cards - High School Spirit
Instant Issue Debit Cards - High School Spirit
egoetzinger
 
2. Elemental Economics - Mineral demand.pdf
2. Elemental Economics - Mineral demand.pdf2. Elemental Economics - Mineral demand.pdf
2. Elemental Economics - Mineral demand.pdf
Neal Brewster
 
在线办理(GU毕业证书)美国贡萨加大学毕业证学历证书一模一样
在线办理(GU毕业证书)美国贡萨加大学毕业证学历证书一模一样在线办理(GU毕业证书)美国贡萨加大学毕业证学历证书一模一样
在线办理(GU毕业证书)美国贡萨加大学毕业证学历证书一模一样
5spllj1l
 
^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Duba...
^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Duba...^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Duba...
^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Duba...
mayaclinic18
 
How Non-Banking Financial Companies Empower Startups With Venture Debt Financing
How Non-Banking Financial Companies Empower Startups With Venture Debt FinancingHow Non-Banking Financial Companies Empower Startups With Venture Debt Financing
How Non-Banking Financial Companies Empower Startups With Venture Debt Financing
Vighnesh Shashtri
 
What website can I sell pi coins securely.
What website can I sell pi coins securely.What website can I sell pi coins securely.
What website can I sell pi coins securely.
DOT TECH
 
Eco-Innovations and Firm Heterogeneity. Evidence from Italian Family and Nonf...
Eco-Innovations and Firm Heterogeneity.Evidence from Italian Family and Nonf...Eco-Innovations and Firm Heterogeneity.Evidence from Italian Family and Nonf...
Eco-Innovations and Firm Heterogeneity. Evidence from Italian Family and Nonf...
University of Calabria
 
G20 summit held in India. Proper presentation for G20 summit
G20 summit held in India. Proper presentation for G20 summitG20 summit held in India. Proper presentation for G20 summit
G20 summit held in India. Proper presentation for G20 summit
rohitsaxena882511
 
The WhatsPump Pseudonym Problem and the Hilarious Downfall of Artificial Enga...
The WhatsPump Pseudonym Problem and the Hilarious Downfall of Artificial Enga...The WhatsPump Pseudonym Problem and the Hilarious Downfall of Artificial Enga...
The WhatsPump Pseudonym Problem and the Hilarious Downfall of Artificial Enga...
muslimdavidovich670
 
1. Elemental Economics - Introduction to mining.pdf
1. Elemental Economics - Introduction to mining.pdf1. Elemental Economics - Introduction to mining.pdf
1. Elemental Economics - Introduction to mining.pdf
Neal Brewster
 
Patronage and Good Governance 5.pptx pptc
Patronage and Good Governance 5.pptx pptcPatronage and Good Governance 5.pptx pptc
Patronage and Good Governance 5.pptx pptc
AbdulNasirNichari
 
where can I find a legit pi merchant online
where can I find a legit pi merchant onlinewhere can I find a legit pi merchant online
where can I find a legit pi merchant online
DOT TECH
 
一比一原版(GWU,GW毕业证)加利福尼亚大学|尔湾分校毕业证如何办理
一比一原版(GWU,GW毕业证)加利福尼亚大学|尔湾分校毕业证如何办理一比一原版(GWU,GW毕业证)加利福尼亚大学|尔湾分校毕业证如何办理
一比一原版(GWU,GW毕业证)加利福尼亚大学|尔湾分校毕业证如何办理
obyzuk
 
Financial Assets: Debit vs Equity Securities.pptx
Financial Assets: Debit vs Equity Securities.pptxFinancial Assets: Debit vs Equity Securities.pptx
Financial Assets: Debit vs Equity Securities.pptx
Writo-Finance
 
Instant Issue Debit Cards
Instant Issue Debit CardsInstant Issue Debit Cards
Instant Issue Debit Cards
egoetzinger
 
how to swap pi coins to foreign currency withdrawable.
how to swap pi coins to foreign currency withdrawable.how to swap pi coins to foreign currency withdrawable.
how to swap pi coins to foreign currency withdrawable.
DOT TECH
 
The Impact of GST Payments on Loan Approvals
The Impact of GST Payments on Loan ApprovalsThe Impact of GST Payments on Loan Approvals
The Impact of GST Payments on Loan Approvals
Vighnesh Shashtri
 
An Overview of the Prosocial dHEDGE Vault works
An Overview of the Prosocial dHEDGE Vault worksAn Overview of the Prosocial dHEDGE Vault works
An Overview of the Prosocial dHEDGE Vault works
Colin R. Turner
 
一比一原版(IC毕业证)帝国理工大学毕业证如何办理
一比一原版(IC毕业证)帝国理工大学毕业证如何办理一比一原版(IC毕业证)帝国理工大学毕业证如何办理
一比一原版(IC毕业证)帝国理工大学毕业证如何办理
conose1
 
how to sell pi coins in South Korea profitably.
how to sell pi coins in South Korea profitably.how to sell pi coins in South Korea profitably.
how to sell pi coins in South Korea profitably.
DOT TECH
 

Recently uploaded (20)

Instant Issue Debit Cards - High School Spirit
Instant Issue Debit Cards - High School SpiritInstant Issue Debit Cards - High School Spirit
Instant Issue Debit Cards - High School Spirit
 
2. Elemental Economics - Mineral demand.pdf
2. Elemental Economics - Mineral demand.pdf2. Elemental Economics - Mineral demand.pdf
2. Elemental Economics - Mineral demand.pdf
 
在线办理(GU毕业证书)美国贡萨加大学毕业证学历证书一模一样
在线办理(GU毕业证书)美国贡萨加大学毕业证学历证书一模一样在线办理(GU毕业证书)美国贡萨加大学毕业证学历证书一模一样
在线办理(GU毕业证书)美国贡萨加大学毕业证学历证书一模一样
 
^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Duba...
^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Duba...^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Duba...
^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Duba...
 
How Non-Banking Financial Companies Empower Startups With Venture Debt Financing
How Non-Banking Financial Companies Empower Startups With Venture Debt FinancingHow Non-Banking Financial Companies Empower Startups With Venture Debt Financing
How Non-Banking Financial Companies Empower Startups With Venture Debt Financing
 
What website can I sell pi coins securely.
What website can I sell pi coins securely.What website can I sell pi coins securely.
What website can I sell pi coins securely.
 
Eco-Innovations and Firm Heterogeneity. Evidence from Italian Family and Nonf...
Eco-Innovations and Firm Heterogeneity.Evidence from Italian Family and Nonf...Eco-Innovations and Firm Heterogeneity.Evidence from Italian Family and Nonf...
Eco-Innovations and Firm Heterogeneity. Evidence from Italian Family and Nonf...
 
G20 summit held in India. Proper presentation for G20 summit
G20 summit held in India. Proper presentation for G20 summitG20 summit held in India. Proper presentation for G20 summit
G20 summit held in India. Proper presentation for G20 summit
 
The WhatsPump Pseudonym Problem and the Hilarious Downfall of Artificial Enga...
The WhatsPump Pseudonym Problem and the Hilarious Downfall of Artificial Enga...The WhatsPump Pseudonym Problem and the Hilarious Downfall of Artificial Enga...
The WhatsPump Pseudonym Problem and the Hilarious Downfall of Artificial Enga...
 
1. Elemental Economics - Introduction to mining.pdf
1. Elemental Economics - Introduction to mining.pdf1. Elemental Economics - Introduction to mining.pdf
1. Elemental Economics - Introduction to mining.pdf
 
Patronage and Good Governance 5.pptx pptc
Patronage and Good Governance 5.pptx pptcPatronage and Good Governance 5.pptx pptc
Patronage and Good Governance 5.pptx pptc
 
where can I find a legit pi merchant online
where can I find a legit pi merchant onlinewhere can I find a legit pi merchant online
where can I find a legit pi merchant online
 
一比一原版(GWU,GW毕业证)加利福尼亚大学|尔湾分校毕业证如何办理
一比一原版(GWU,GW毕业证)加利福尼亚大学|尔湾分校毕业证如何办理一比一原版(GWU,GW毕业证)加利福尼亚大学|尔湾分校毕业证如何办理
一比一原版(GWU,GW毕业证)加利福尼亚大学|尔湾分校毕业证如何办理
 
Financial Assets: Debit vs Equity Securities.pptx
Financial Assets: Debit vs Equity Securities.pptxFinancial Assets: Debit vs Equity Securities.pptx
Financial Assets: Debit vs Equity Securities.pptx
 
Instant Issue Debit Cards
Instant Issue Debit CardsInstant Issue Debit Cards
Instant Issue Debit Cards
 
how to swap pi coins to foreign currency withdrawable.
how to swap pi coins to foreign currency withdrawable.how to swap pi coins to foreign currency withdrawable.
how to swap pi coins to foreign currency withdrawable.
 
The Impact of GST Payments on Loan Approvals
The Impact of GST Payments on Loan ApprovalsThe Impact of GST Payments on Loan Approvals
The Impact of GST Payments on Loan Approvals
 
An Overview of the Prosocial dHEDGE Vault works
An Overview of the Prosocial dHEDGE Vault worksAn Overview of the Prosocial dHEDGE Vault works
An Overview of the Prosocial dHEDGE Vault works
 
一比一原版(IC毕业证)帝国理工大学毕业证如何办理
一比一原版(IC毕业证)帝国理工大学毕业证如何办理一比一原版(IC毕业证)帝国理工大学毕业证如何办理
一比一原版(IC毕业证)帝国理工大学毕业证如何办理
 
how to sell pi coins in South Korea profitably.
how to sell pi coins in South Korea profitably.how to sell pi coins in South Korea profitably.
how to sell pi coins in South Korea profitably.
 

Investing

  • 2. How fast will your money grow ?
  • 3. Rule72 This tells you in how much time will your money double. Divide 72 by the interest rate you are compounding your money with and you will arrive at the number of years it will take to double in value.
  • 4.
  • 5. Rule114 How long will it take to Triple your money?
  • 6. If the interest rate is 9% Then your money will triple in 114/9 = 12.6 12.6 years
  • 7. How fast your will your money erode ?
  • 8. Rule70 This is a useful rule for predicting your future buying power. Divide 70 by the current inflation rate to know how fast will the value of your investment get reduced to half its present value. This is especially useful for retirement planning, as it affects the way you set up your monthly withdrawals.
  • 9. Inflation rate of 7% Will reduce the value of your money to half in 70/7 = 10 10 years
  • 11. The 10, 5, 3 Rule You can expect returns of 10 % from Equities 5%from Bond and 3% on liquid cash
  • 12. 100 minus your age rule This rule is used for asset allocation. Subtract your age from 100 to find how much your portfolio should be allocated to equities.