The document compares investing 5000 INR per month for 3 years in a bank versus a market-linked investment. In the bank, interest is 9% per year and the total amount after 3 years is 204,975 INR. In the market-linked investment, the net asset value appreciates 30% over 3 years and the total value after selling 15615.4 units at 13 INR per unit is 203,000 INR.

1. Investing – Bank or Market
Year: 3
Money: 5000 INR/month
Term: 3 years
Standard interest: 9%
Year: 2
Year: 1
204, 975 INR
30% NAV appreciation
203, 000 INR
NAV: 13
NAV: 12
Money: 5000 INR/month Total units: 15615.4
Term: 3 years End NAV: 13 INR/unit
Starting NAV: 10 INR/unit
NAV: 10
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