2. Club Info
• Meetings are every other week*
• Listserv email will be sent out one or two days prior to
each meeting to inform members of events and/or
meeting agenda
• First investment challenge begins today!

3. www.virtualstockexchange.com
• Check out website
• Other useful and interesting sites include:
www.nyse.com, www.ameritrade.com,
www.etrade.com, www.fool.com,
www.bloomberg.com, and www.wsj.com
• Competition ID: UVMinvest
• Password: UVMinvest

4. Internship Opportunities
• Merrill Lynch – Looking for four or five interns, apply
within
• American Express in Braintree, MA is looking for seniors
interested in applying for jobs. There is also a possible
internship opportunity. Andrea M Stackland-Winterer will
be here Nov. 14th and 15th in Kalkin
• Be sure to contact “big name” summer internship providers
now
• Resume deadline for major companies in NYC and
elsewhere is usually around December (for summer)

5. Recent News
• Warren Buffett knows his stuff
• Consumer confidence in markets is at a 9-year low, according to
the consumer confidence Index. Upcoming engagement with Iraq,
bad job market, and the consistent decline of the financial markets
are said to be blamed. The DOW fell more than 150 points in
reaction.
• The consumer confidence index is based on a survey of around
5,000 households.

6. Upcoming Events
• Begin watching Wall Street
• Investment Challenge starts Oct. 30th,
ends Dec. 4th
• Visit local financial institutions – ML,
AGE, American Express… ect.
• Possible Guest speakers in November
• Check out website and newsletter from
listserv to keep up-to-date

7. Some info on Investment:
A quick overview of terms, process,
and strategy

8. Common Jargon
• Bull market: A continuous rise in the market. Bullish: an optimistic outlook on the market or
a company/sector
• Bear market: A continuous drop in the market (usually of 10% or more) Bearish: pessimistic
with regard to the market or a particular stock
• Blue-chip stock: reliable, large companies, usually part of the Dow (Coca-Cola)
• Closing price: The last price a stock was at during the closing of the markets
• Common stock: security representing partial ownership in a public or private corporation
• DJIA (Dow): oldest U.S. market index – representative of the average in price movements of
the top 30 companies that most accurately reflect the economy as a whole.
• S&P 500: Standard & Poor’s index of the 500 largest publicly traded companies in the U.S. -
thought of as the best measurement of the overall stock market
• NYSE: New York Stock Exchange – The oldest and largest stock exchange in the U.S.
comprised of traders from many of the top firms
• Russell 2000: index that servers U.S. small cap stocks
• NASDAQ: National Association of Securities Dealers Automated Quotation – An index that
includes the Nasdaq 100 – the top 100 largest companies (mostly tech.) – can also be bought
as a single stock: AMEX: QQQ
• Federal Reserve: Central bank of the U.S. overseeing money supply, interest rates, and credit
through a seven-member board.
• For the most comprehensive list, go to www.fool.com/school/Glossary.htm

9. Strategy
• Track management
• Monthly/Yearly reports
• Calculating ratios and logical/mathematical
information
• Trends and sector improvement or decline
• Research, research, research.
• Warren Buffett style – playing it safe

10. Chance
• Be prepared for the unpredicted.
• Investing is gambling for most
• The best way to “win” is through long-term
investment, allowing your investment to
grow through all economic ups and downs