Cambridge Mercantile Group is a global leader in payment processing and foreign exchange risk management. They help companies of all sizes streamline payments, optimize financial performance, and manage FX volatility through integrated global payment solutions, FX hedging strategies, and programs to convert checks to electronic payments. Cambridge takes a consultative approach and works with clients to develop customized solutions tailored to their specific business needs and goals.

1. Corporate Overview
Delivering seamless and
customizable global Global Payments
payment products and
services Risk Management Solutions

2. Today’s Presentation
Overview of Cambridge
|Maximizing Financial Performance
Global Payment Processing
|Streamlined and Integrated
FX Management Solutions
|Simple Yet Sophisticated Strategies
Enabling Electronic Payments
|ROI Enhancements and Check Elimination
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3. Cambridge Overview | Promise | Services
Mercantile Group
Cambridge Mercantile Group is a global leader in payment services and foreign
exchange risk management, allowing companies of all sizes to streamline their
payment processing and optimize their financial performance.
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4. Cambridge Overview | Promise | Services
Mercantile Group
“
Cambridge has extensive
experience with a wide
Delivering a best
variety of industries and
practices approach that
businesses where simplifies, protects and
we moved money streamlines your
around the world. business.
Leveraging recognized
and certified industry
leading experts in a
 Whether your business is international or
consultative approach
domestic Cambridge provides a wide variety of that maximizes your
customizable services and solutions to meet financial performance.
”
the needs of your organization.
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5. Cambridge Overview | Promise | Services
Mercantile Group
Streamlined and Integrated
Global Payment Processing
Effective and Efficient
Incoming Payment Services
Simple Yet Sophisticated
Risk Management Solutions
ROI Enhancements through
Electronic Payment Enablement
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6. Global Payment Overview | Services | Incoming Payment Services
Processing
Cambridge helps organizations streamline and integrate their
international payment processing and reduce costs
by delivering the following :
 Make a variety of payments including wires, inter-company transfers, high
or low value, local, and cross-border payments via SFTP in one file;
 Integrated and streamlined processing with front to back end solutions;
 Easy to use consolidated interface
 Align your treasury workstation and/or enterprise resource planning system;
 Integrated real-time pricing from Reuters with access to SWIFT confirmations;
 Improve vendor relationships with email payment confirmations with rich remittance details on all
transactions;
 The ability to review wire requests and invoice attachments from affiliates and subsidiaries through an
online dashboard;
 Full visibility and control of various departments and divisions.
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7. Global Payment Overview | Services | Incoming Payment Services
Processing
Login to Cambridge Online—your one, easy-to-use consolidated interface.
Cambridge Online gives you comprehensive and flexible reporting tools to
manage you global cash management needs.
Document Quick Quote Multi-currency Online Drawdown
Attachments Settlement
Schedule Banking Directory File Upload & Balances in
Payments Download Real Time
Beneficiary Search Deal History Paperless Approval Position
Reporting
ezTrack
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8. Global Payment Overview | Services | Incoming Payment Services
Processing
Incoming Electronic Funds Transfers
 Control exchange rate and manage your cash flow.
 Manage incoming funds and review a
detailed report
of all your foreign receivables.
 Holding balances allows natural netting, pooling
and ability to maintain balances in foreign currency.
Foreign Check Clearing Process
 Immediate clearing of foreign denominated checks into local currency.
 Post incoming checks into holding balances, upload images of paper items
and clear them electronically.
 Streamline your deposit or lockbox process by clearing your foreign
checks in a cost effective manner.
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9. FX Risk Overview | Process | Hedging | Zero Cost Options
Management
“
Cash Flow
Income Statements Statements
Strong Financial
Statements –
Liquidity Proven ways to
”
improve the
bottom line
Earnings
Balance Sheets
Volatility
Financial
Strength
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10. FX Risk Overview | Process | Hedging | Zero Cost Options
Management
The Foreign Exchange Hedging Process
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11. FX Risk Overview | Process | Hedging | Zero Cost Options
Management
FX Risk Management Solutions – Simple Yet Sophisticated
 Market Orders  Aligned with your
 Forward Contracts organization’s financial
 FX Swaps goals and planning
 Vanilla and Hedging products
We help you develop
Structured Options risk management and solutions to
policies and hedging mitigate volatility
strategies and enhance
profitability
Leading currency
market forecasting
Flexible collateral
 Run your business, while we and analysis, aimed
terms and hedging  Ensure you control
at helping you make
act as your treasury desk to effective business
facilities
your scarce capital
help you manage volatility and decisions
seize opportunity at desirable
entry points
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12. FX Risk Overview | Process | Hedging | Zero Cost Options
Management
Protect against downside risks, participate in
favorable market movements with no fee or premium
Zero cost options vary in four main ways:
1. Efficiency of protection
2. Level of upside participation
3. Sensitivity to volatility
4. Risk vs. reward
Can be uniquely tailored to your organization’s business and
financial requirements
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13. Electronic Overview and ROI | Approach | Opportunity
Payments
The direction of the market is clearly heading toward
electronic payments…
 Check Elimination Solution
 Paper to Electronic Payment Options
 Rebates and Cost Savings
 Stronger Fraud Control
 Streamlined Reconciliation and Forecasting
 Supplier Enablement with Remittance Delivery
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14. Electronic Overview and ROI | Approach | Opportunity
Payments
6 Steps to Electronic Payment Enablement
Guarantees the elimination of 75 % of your
Payment and
checks in 90 days Remittance
Delivery
Profile
Management
Profile
Validation
Profile
Activation
Supplier
Marketing
Supplier Selection
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15. Electronic Overview and ROI | Approach | Opportunity
Payments
The cost savings and rebate potential
from eliminating your supplier check
can be substantial.
75% of
We guarantee to convert
your checks in 90 days
to Electronic Payments
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16. “
32,000+
Customers
World Wide
”
Cambridge
Mercantile Group 16

17. Cambridge’s Commitment
Superior service FX product availability and pricing
Online trading and payment system integration with best in class security
and multiple approval levels
Market leading consultative strategy and ongoing support
with hedging strategy development and execution
Flexible credit terms that reflect your business needs
Organizational culture and expertise to achieve superior results
Thank you for your time.
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